Schenectady, NY Housing
As of 2006-2010, median price of a house in Schenectady is $109,500, which is much lower than the state average of $296,500 and is much lower than the national average of $179,900. The Schenectady median house value has grown by 53.79% since 2000. The growth rate for the price of a house in Schenectady is much lower than the state average rate of 99.39% and is higher than the national average rate of 50.42%. The median year that a house in Schenectady was built is 1939, which is older than the median year for a house built in the state which is 1955 and is older than the median year for a house built in the USA which is 1975.
Housing Occupancy
| Schenectady, NY | % | New York | U.S. | |
| Total Housing Units | 30,095, see rank | 100% | 8,108,103 | 131,704,730 |
| Occupied Housing Units | 26,633 | 88.50%, see rank | 90.25% | 88.62% |
| Owner Occupied | 11,674 | 38.79%, see rank | 48.07% | 57.69% |
| Renter Occupied | 14,959 | 49.71%, see rank | 42.18% | 30.93% |
| Vacant Housing Units | 3,462 | 11.50%, see rank | 9.75% | 11.38% |
| For Rent | 1,386 | 4.61%, see rank | 2.47% | 3.14% |
| For Sale Only | 404 | 1.34%, see rank | 0.95% | 1.44% |
| Rented or Sold, Not Occupied | 139 | 0.46%, see rank | 0.42% | 0.48% |
| For Seasonal, Recreational, or Occasional Use | 88 | 0.29%, see rank | 3.57% | 3.53% |
| For Migrant Workers | 0 | 0.00%, see rank | 0.01% | 0.02% |
| Other Vacant | 1,445 | 4.80%, see rank | 2.33% | 2.77% |
*Based on 2010 data. View historical housing occupancy data.
Year Structure Built
Median Built Year, #793| Schenectady, NY | New York | U.S. |
| 1939 | 1955 | 1975 |
*Based on 2010 data. View historical year structure built data.
Mortgage Status
| Schenectady, NY | % | New York | U.S. | |
| Owner-Occupied Units | 12,239 | 100% | 3,904,123 | 74,873,372 |
| With a Mortgage | 7,935 | 64.83%, see rank | 64.99% | 67.23% |
| Without a Mortgage | 4,304 | 35.17%, see rank | 35.01% | 32.77% |
*Based on 2010 data. View historical mortgage status data.
Monthly Owner Costs for Housing Units with a Mortgage
Median Owner Costs, see rank
| Schenectady, NY | 1,306 USD |
| New York | 1,963 USD |
| U.S. | 1,496 USD |
Owner Costs Distribution
| Monthly Owner Costs | Schenectady, NY | % | New York | U.S. |
| $299 or Less | 0 | 0.00%, see rank | 0.15% | 0.20% |
| $300 to $499 | 93 | 1.17%, see rank | 1.14% | 1.85% |
| $500 to $699 | 120 | 1.51%, see rank | 3.51% | 5.47% |
| $700 to $999 | 1,137 | 14.33%, see rank | 10.19% | 14.91% |
| $1,000 to $1,499 | 3,788 | 47.74%, see rank | 20.01% | 27.80% |
| $1,500 to $1,999 | 2,227 | 28.07%, see rank | 16.10% | 19.99% |
| $2,000 to $2,999 | 421 | 5.31%, see rank | 25.12% | 19.07% |
| $3,000 or More | 149 | 1.88%, see rank | 23.76% | 10.70% |
Owner Cost as a Percentage of the Total Income, Median Percentage, see rank
| Schenectady, NY | 27.90% of the Total Income |
| New York | 26.30% of the Total Income |
| U.S. | 25.10% of the Total Income |
Owner Cost as a Percentage of the Total Income, Distribution
| Schenectady, NY | % | New York | U.S. | |
| 10% or Less | 159 | 2.00%, see rank | 5.41% | 4.75% |
| 10% to 20% | 2,119 | 26.70%, see rank | 26.61% | 28.79% |
| 20% to 30% | 2,178 | 27.45%, see rank | 26.34% | 28.13% |
| 30% to 40% | 1,494 | 18.83%, see rank | 14.75% | 15.08% |
| 40% or More | 1,939 | 24.44%, see rank | 26.48% | 22.74% |
*Based on 2010 data. View historical monthly owner costs for housing units with a mortgage data.
Monthly Owner Costs for Housing Units without a Mortgage
Median Owner Costs, see rank
| Schenectady, NY | 537 USD |
| New York | 665 USD |
| U.S. | 431 USD |
Owner Costs Distribution
| Monthly Owner Costs | Schenectady, NY | % | New York | U.S. |
| $199 or Less | 103 | 2.39%, see rank | 4.93% | 8.72% |
| $200 to $299 | 142 | 3.30%, see rank | 6.69% | 16.53% |
| $300 to $499 | 1,627 | 37.80%, see rank | 21.53% | 36.04% |
| $500 to $699 | 1,845 | 42.87%, see rank | 20.48% | 20.06% |
| $700 or More | 587 | 13.64%, see rank | 46.37% | 18.66% |
Owner Cost as a Percentage of the Total Income, Median Percentage, see rank
| Schenectady, NY | 17.10% of the Total Income |
| New York | 15.50% of the Total Income |
| U.S. | 12.80% of the Total Income |
Owner Cost as a Percentage of the Total Income, Distribution
| Schenectady, NY | % | New York | U.S. | |
| 10% or Less | 631 | 14.66%, see rank | 29.14% | 38.30% |
| 10% to 20% | 2,189 | 50.86%, see rank | 32.41% | 32.35% |
| 20% to 30% | 545 | 12.66%, see rank | 15.55% | 12.77% |
| 30% to 40% | 400 | 9.29%, see rank | 7.70% | 5.93% |
| 40% or More | 539 | 12.52%, see rank | 14.23% | 9.43% |
*Based on 2010 data. View historical monthly owner costs for housing units without a mortgage data.
Units in Structure
| Schenectady, NY | % | New York | U.S. | |
| Total Housing Units | 31,894 | 100% | 8,108,211 | 131,791,065 |
| 1-unit, Detached | 12,402 | 38.89%, see rank | 41.93% | 61.43% |
| 1-unit, Attached | 757 | 2.37%, see rank | 4.82% | 5.81% |
| 2 Units | 11,076 | 34.73%, see rank | 10.72% | 3.83% |
| 3 or 4 Units | 2,351 | 7.37%, see rank | 7.57% | 4.44% |
| 5 to 9 Units | 1,232 | 3.86%, see rank | 5.46% | 4.81% |
| 10 or More Units | 4,076 | 12.78%, see rank | 27.01% | 13.04% |
| Mobile Home, Boat, RV, Van, etc. | 0 | 0.00%, see rank | 2.48% | 6.64% |
*Based on 2010 data. View historical units in structure data.
Rooms
| Schenectady, NY | % | New York | U.S. | |
| Total Housing Units | 31,894 | 100% | 8,108,211 | 131,791,065 |
| 1 Room | 546 | 1.71%, see rank | 3.59% | 1.97% |
| 2 Rooms | 622 | 1.95%, see rank | 3.56% | 2.39% |
| 3 Rooms | 2,905 | 9.11%, see rank | 15.26% | 9.11% |
| 4 Rooms | 5,635 | 17.67%, see rank | 18.58% | 16.75% |
| 5 Rooms | 6,572 | 20.61%, see rank | 16.74% | 20.45% |
| 6 Rooms | 9,530 | 29.88%, see rank | 15.31% | 18.25% |
| 7 Rooms | 2,750 | 8.62%, see rank | 10.27% | 12.30% |
| 8 Rooms | 1,192 | 3.74%, see rank | 7.62% | 8.51% |
| 9 Rooms or More | 2,142 | 6.72%, see rank | 9.07% | 10.29% |
| Median Rooms | 5.40, see rank | - | 5.00 | 5.50 |
*Based on 2010 data. View historical rooms data.
Bedrooms
| Schenectady, NY | % | New York | U.S. | |
| Total Housing Units | 31,894 | 100% | 8,108,211 | 131,791,065 |
| No Bedroom | 659 | 2.07%, see rank | 4.11% | 2.18% |
| 1 Bedroom | 4,042 | 12.67%, see rank | 19.74% | 11.25% |
| 2 Bedrooms | 10,294 | 32.28%, see rank | 26.98% | 26.95% |
| 3 Bedrooms | 12,564 | 39.39%, see rank | 31.45% | 39.67% |
| 4 Bedrooms | 3,098 | 9.71%, see rank | 13.23% | 15.80% |
| 5 or More Bedrooms | 1,237 | 3.88%, see rank | 4.49% | 4.14% |
*Based on 2010 data. View historical bedrooms data.
Gross Rent
| Monthly Rental | Schenectady, NY | % | New York | U.S. |
| Occupied Units Paying Rent | 11,764 | 100% | 3,182,906 | 37,521,157 |
| $199 or Less | 307 | 2.61%, see rank | 1.44% | 1.98% |
| $200 to $299 | 876 | 7.45%, see rank | 4.41% | 3.31% |
| $300 to $499 | 666 | 5.66%, see rank | 7.35% | 9.08% |
| $500 to $699 | 2,159 | 18.35%, see rank | 12.63% | 19.05% |
| $700 to $999 | 5,579 | 47.42%, see rank | 22.77% | 29.93% |
| $1,000 to $1,499 | 1,963 | 16.69%, see rank | 29.47% | 24.18% |
| $1,500 to $1,999 | 94 | 0.80%, see rank | 13.05% | 8.01% |
| $2,000 or More | 120 | 1.02%, see rank | 8.88% | 4.46% |
| Median | $796, see rank | - | $1,020 | $855 |
*Based on 2010 data. View historical gross rent data.
Vehicle Available
| Schenectady, NY | % | New York | U.S. | |
| Occupied Housing Units | 24,684 | 100% | 7,196,427 | 114,567,419 |
| No Vehicles Available | 4,580 | 18.55%, see rank | 29.13% | 9.08% |
| 1 Vehicles Available | 10,915 | 44.22%, see rank | 32.53% | 33.82% |
| 2 Vehicles Available | 6,558 | 26.57%, see rank | 26.79% | 37.58% |
| 3 or More Vehicles Available | 2,631 | 10.66%, see rank | 11.55% | 19.53% |
*Based on 2010 data. View historical vehicle available data.