Schenectady, NY Historical House Mortgage Status Data
ACS 2010-2014 data
| | Schenectady, NY | % | New York | U.S. |
| Owner-Occupied Units | 11,753 | 100% | 3,906,991 | 74,787,460 |
| With a Mortgage | 7,882 | 67.06%, see rank | 63.75% | 65.58% |
| Without a Mortgage | 3,871 | 32.94%, see rank | 36.25% | 34.42% |
ACS 2008-2012 data
| | Schenectady, NY | % | New York | U.S. |
| Owner-Occupied Units | 11,845 | 100% | 3,940,688 | 75,484,661 |
| With a Mortgage | 7,843 | 66.21%, see rank | 64.88% | 67.13% |
| Without a Mortgage | 4,002 | 33.79%, see rank | 35.12% | 32.87% |
ACS 2006-2010 data
| | Schenectady, NY | % | New York | U.S. |
| Owner-Occupied Units | 12,632 | 100% | 3,977,188 | 76,089,650 |
| With a Mortgage | 8,221 | 65.08%, see rank | 65.30% | 67.94% |
| Without a Mortgage | 4,411 | 34.92%, see rank | 34.70% | 32.06% |
ACS 2005-2009 data
| | Schenectady, NY | % | New York | U.S. |
| Owner-Occupied Units | 12,060 | 100% | 3,977,522 | 75,320,422 |
| With a Mortgage | 7,745 | 64.22%, see rank | 65.27% | 68.07% |
| Without a Mortgage | 4,315 | 35.78%, see rank | 34.73% | 31.93% |
US Census 2000 data
| | Schenectady, NY | % | New York | U.S. |
| Owner-Occupied Units | 8,627 | 100% | 2,689,728 | 55,212,108 |
| With a Mortgage | 5,326 | 61.74%, see rank | 67.85% | 70.03% |
| Without a Mortgage | 3,301 | 38.26%, see rank | 32.15% | 29.97% |
* ACS stands for U.S. Census American Community Survey. According to the U.S. Census, if the date is a range, you can interpret the data as an average of the period of time.
