Waterloo is located close to the center of New York. Waterloo is between the Seneca, Wayne county. Waterloo has 2.16 square miles of land area and 0.05 square miles of water area. As of 2010-2014, the total Waterloo population is 5,178, which has grown 1.31% since 2000. The population growth rate is lower than the state average rate of 3.26% and is much lower than the national average rate of 11.61%. Waterloo median household income is $49,883 in 2010-2014 and has grown by 48.59% since 2000. The income growth rate is higher than the state average rate of 35.25% and is much higher than the national average rate of 27.36%. Waterloo median house value is $79,800 in 2010-2014 and has grown by 35.71% since 2000. The house value growth rate is much lower than the state average rate of 90.79% and is lower than the national average rate of 46.91%. As a reference, the national Consumer Price Index (CPI) inflation rate for the same period is 26.63%. On average, the public school district that covers Waterloo is worse than the state average in quality. The Waterloo area code is 315.