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Waterloo, IA Housing

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As of 2010-2014, median price of a house in Waterloo is $101,900, which is lower than the state average of $126,300 and is much lower than the national average of $175,700. The Waterloo median house value has grown by 55.81% since 2000. The growth rate for the price of a house in Waterloo is higher than the state average rate of 53.09% and is higher than the national average rate of 46.91%. The median year that a house in Waterloo was built is 1958, which is older than the median year for a house built in the state which is 1966 and is older than the median year for a house built in the USA which is 1976.

Topics:House Value Housing Occupancy Year Structure Built Mortgage Status Mortgage Owner's Costs None-Mortgage Owner's Costs Units in Structure Rooms Bedrooms House Heating Fuel Gross Rent Vehicle Available

House Value

Median Value of a Total of 18,501 Owner Occupied Houses in Waterloo, IA, #260

Waterloo, IA	101,900 USD
Iowa	126,300 USD
U.S.	175,700 USD

Median House Price Growth Since 2000, #306

Waterloo, IA	55.81%
Iowa	53.09%
U.S.	46.91%

Ranks: $50K or Less, $50-100K, $100-150K, $150-200K, $200-300K, $300-500K, $500-1M, $1M or More

*Based on 2010-2014 data. View historical house value data.

Housing Occupancy

	Waterloo, IA	Iowa	U.S.
Total Housing Units	31,266, see rank, 100%	1,348,151	132,741,033
Occupied Housing Units	28,834, 92.22%, see rank	91.40%	87.55%
Owner Occupied	18,501, 59.17%, see rank	65.64%	56.34%
Renter Occupied	10,333, 33.05%, see rank	25.76%	31.21%
Vacant Housing Units	2,432, 7.78%, see rank	8.60%	12.45%
For Rent	970, 3.10%, see rank	1.72%	2.34%
For Sale Only	448, 1.43%, see rank	1.16%	1.20%
Rented or Sold, Not Occupied	88, 0.28%, see rank	0.79%	0.92%
For Seasonal, Recreational, or Occasional Use	41, 0.13%, see rank	1.48%	3.97%
For Migrant Workers	0, 0.00%, see rank	0.01%	0.03%
Other Vacant	885, 2.83%, see rank	3.45%	4.00%

*Based on 2010-2014 data. View historical housing occupancy data.

Year Structure Built

Median Built Year, #356

Waterloo, IA	Iowa	U.S.
1958	1966	1976

Ranks: 1995 or earlier, 1960-1969, 1970-1979, 1980-1989, 1990-2000, 2000-2010

*Based on 2010-2014 data. View historical year structure built data.

Mortgage Status

	Waterloo, IA	%	Iowa	U.S.
Owner-Occupied Units	18,501	100%	884,984	74,787,460
With a Mortgage	11,805	63.81%, see rank	61.75%	65.58%
Without a Mortgage	6,696	36.19%, see rank	38.25%	34.42%

*Based on 2010-2014 data. View historical mortgage status data.

Monthly Owner Costs for Housing Units with a Mortgage

Median Owner Costs, see rank

Waterloo, IA	966 USD
Iowa	1,181 USD
U.S.	1,522 USD

Owner Costs Distribution

Monthly Owner Costs	Waterloo, IA	%	Iowa	U.S.
$299 or Less	36	0.30%, see rank	0.23%	0.20%
$300 to $499	538	4.56%, see rank	2.39%	1.59%
$500 to $699	1,501	12.71%, see rank	8.63%	5.01%
$700 to $999	4,313	36.54%, see rank	23.95%	14.32%
$1,000 to $1,499	3,856	32.66%, see rank	35.90%	27.90%
$1,500 to $1,999	1,000	8.47%, see rank	17.17%	20.35%
$2,000 to $2,999	460	3.90%, see rank	9.44%	19.52%
$3,000 or More	101	0.86%, see rank	2.31%	11.12%

Owner Cost as a Percentage of the Total Income, Median Percentage, see rank

Waterloo, IA	20.20% of the Total Income
Iowa	20.00% of the Total Income
U.S.	23.70% of the Total Income

Owner Cost as a Percentage of the Total Income, Distribution

	Waterloo, IA	%	Iowa	U.S.
10% or Less	697	5.90%, see rank	7.42%	5.86%
10% to 20%	5,101	43.21%, see rank	42.29%	31.95%
20% to 30%	3,218	27.26%, see rank	27.59%	27.64%
30% to 40%	1,260	10.67%, see rank	10.63%	13.74%
40% or More	1,482	12.55%, see rank	11.73%	20.29%

*Based on 2010-2014 data. View historical monthly owner costs for housing units with a mortgage data.

Monthly Owner Costs for Housing Units without a Mortgage

Median Owner Costs, see rank

Waterloo, IA	386 USD
Iowa	431 USD
U.S.	457 USD

Owner Costs Distribution

Monthly Owner Costs	Waterloo, IA	%	Iowa	U.S.
$199 or Less	521	7.78%, see rank	5.58%	7.76%
$200 to $299	1,154	17.23%, see rank	14.17%	14.70%
$300 to $499	3,391	50.64%, see rank	45.62%	34.63%
$500 to $699	1,135	16.95%, see rank	23.27%	21.16%
$700 or More	495	7.39%, see rank	11.37%	21.75%

Owner Cost as a Percentage of the Total Income, Median Percentage, see rank

Waterloo, IA	11.90% of the Total Income
Iowa	11.50% of the Total Income
U.S.	12.30% of the Total Income

Owner Cost as a Percentage of the Total Income, Distribution

	Waterloo, IA	%	Iowa	U.S.
10% or Less	2,718	40.59%, see rank	43.38%	40.19%
10% to 20%	2,426	36.23%, see rank	32.92%	31.47%
20% to 30%	891	13.31%, see rank	11.83%	12.24%
30% to 40%	182	2.72%, see rank	4.69%	5.64%
40% or More	401	5.99%, see rank	6.38%	9.16%

*Based on 2010-2014 data. View historical monthly owner costs for housing units without a mortgage data.

Units in Structure

	Waterloo, IA	Iowa	U.S.
Total Housing Units	31,266, 100%	1,348,151	132,741,033
1-unit, Detached	21,229, 67.90%, see rank	73.88%	61.65%
1-unit, Attached	1,340, 4.29%, see rank	3.72%	5.82%
2 Units	1,133, 3.62%, see rank	2.37%	3.75%
3 or 4 Units	1,409, 4.51%, see rank	3.38%	4.43%
5 to 9 Units	1,647, 5.27%, see rank	3.70%	4.78%
10 or More Units	3,578, 11.44%, see rank	9.11%	13.08%
Mobile Home, Boat, RV, Van, etc.	930, 2.97%, see rank	3.84%	6.49%

*Based on 2010-2014 data. View historical units in structure data.

Rooms

	Waterloo, IA	Iowa	U.S.
Total Housing Units	31,266, 100%	1,348,151	132,741,033
1 Room	389, 1.24%, see rank	1.15%	1.95%
2 Rooms	712, 2.28%, see rank	2.07%	2.48%
3 Rooms	2,672, 8.55%, see rank	7.28%	9.13%
4 Rooms	6,560, 20.98%, see rank	14.50%	16.60%
5 Rooms	7,683, 24.57%, see rank	18.57%	20.41%
6 Rooms	5,272, 16.86%, see rank	17.20%	18.06%
7 Rooms	3,637, 11.63%, see rank	13.83%	12.27%
8 Rooms	2,137, 6.83%, see rank	10.61%	8.48%
9 Rooms or More	2,204, 7.05%, see rank	14.79%	10.60%
Median Rooms	5.20, see rank	5.90	5.50

*Based on 2010-2014 data. View historical rooms data.

Bedrooms

	Waterloo, IA	Iowa	U.S.
Total Housing Units	31,266, 100%	1,348,151	132,741,033
No Bedroom	476, 1.52%, see rank	1.33%	2.17%
1 Bedroom	3,717, 11.89%, see rank	9.36%	11.16%
2 Bedrooms	11,564, 36.99%, see rank	28.37%	26.69%
3 Bedrooms	11,745, 37.56%, see rank	38.82%	39.70%
4 Bedrooms	3,310, 10.59%, see rank	17.31%	16.05%
5 or More Bedrooms	454, 1.45%, see rank	4.82%	4.22%

*Based on 2010-2014 data. View historical bedrooms data.

House Heating Fuel

	Waterloo, IA	Iowa	U.S.
Total Housing Units	28,834, 100%	1,232,228	116,211,092
Utility Gas	21,174, 73.43%, see rank	63.45%	48.85%
Bottled, Tank, or LP Gas	495, 1.72%, see rank	13.26%	4.86%
Electricity	6,609, 22.92%, see rank	19.45%	36.68%
Fuel Oil, Kerosene, etc.	103, 0.36%, see rank	0.74%	5.86%
Coal or Coke	0, 0.00%, see rank	0.01%	0.12%
Wood	96, 0.33%, see rank	1.64%	2.12%
Solar Energy	0, 0.00%, see rank	0.03%	0.05%
Other Fuel	217, 0.75%, see rank	0.93%	0.47%
No Fuel Used	140, 0.49%, see rank	0.49%	1.00%

*Based on 2010-2014 data. View historical house heating fuel data.

Gross Rent

Monthly Rental	Waterloo, IA	Iowa	U.S.
Occupied Units Paying Rent	10,027, 100%	324,469	39,201,928
$199 or Less	66, 0.66%, see rank	1.67%	1.50%
$200 to $299	438, 4.37%, see rank	4.14%	3.18%
$300 to $499	1,350, 13.46%, see rank	16.06%	7.37%
$500 to $699	3,805, 37.95%, see rank	29.77%	16.01%
$700 to $999	2,950, 29.42%, see rank	31.63%	29.17%
$1,000 to $1,499	995, 9.92%, see rank	12.90%	26.88%
$1,500 to $1,999	297, 2.96%, see rank	2.30%	9.79%
$2,000 or More	126, 1.26%, see rank	1.53%	6.10%
Median	$669, see rank	$689	$920

*Based on 2010-2014 data. View historical gross rent data.

Vehicle Available

	Waterloo, IA	Iowa	U.S.
Occupied Housing Units	28,834, 100%	1,232,228	116,211,092
No Vehicles Available	2,460, 8.53%, see rank	5.69%	9.12%
1 Vehicles Available	11,426, 39.63%, see rank	30.25%	33.80%
2 Vehicles Available	10,120, 35.10%, see rank	39.60%	37.48%
3 or More Vehicles Available	4,828, 16.74%, see rank	24.45%	19.61%

*Based on 2010-2014 data. View historical vehicle available data.