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Speculator, NY Housing

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As of 2010-2014, median price of a house in Speculator is $160,400, which is much lower than the state average of $283,700 and is lower than the national average of $175,700. The Speculator median house value has grown by 77.04% since 2000. The growth rate for the price of a house in Speculator is lower than the state average rate of 90.79% and is higher than the national average rate of 46.91%. The median year that a house in Speculator was built is 1967, which is newer than the median year for a house built in the state which is 1956 and is older than the median year for a house built in the USA which is 1976.

Topics:House Value Housing Occupancy Year Structure Built Mortgage Status Mortgage Owner's Costs None-Mortgage Owner's Costs Units in Structure Rooms Bedrooms House Heating Fuel Gross Rent Vehicle Available

House Value

Median Value of a Total of 72 Owner Occupied Houses in Speculator, NY, #598

Speculator, NY	160,400 USD
New York	283,700 USD
U.S.	175,700 USD

Median House Price Growth Since 2000, #416

Speculator, NY	77.04%
New York	90.79%
U.S.	46.91%

Ranks: $50K or Less, $50-100K, $100-150K, $150-200K, $200-300K, $300-500K, $500-1M, $1M or More

*Based on 2010-2014 data. View historical house value data.

Housing Occupancy

	Speculator, NY	New York	U.S.
Total Housing Units	505, see rank, 100%	8,153,309	132,741,033
Occupied Housing Units	87, 17.23%, see rank	88.99%	87.55%
Owner Occupied	72, 14.26%, see rank	47.92%	56.34%
Renter Occupied	15, 2.97%, see rank	41.07%	31.21%
Vacant Housing Units	418, 82.77%, see rank	11.01%	12.45%
For Rent	9, 1.78%, see rank	1.92%	2.34%
For Sale Only	0, 0.00%, see rank	0.87%	1.20%
Rented or Sold, Not Occupied	1, 0.20%, see rank	0.95%	0.92%
For Seasonal, Recreational, or Occasional Use	407, 80.59%, see rank	3.84%	3.97%
For Migrant Workers	0, 0.00%, see rank	0.01%	0.03%
Other Vacant	1, 0.20%, see rank	3.42%	4.00%

*Based on 2010-2014 data. View historical housing occupancy data.

Year Structure Built

Median Built Year, #245

Speculator, NY	New York	U.S.
1967	1956	1976

Ranks: 1995 or earlier, 1960-1969, 1970-1979, 1980-1989, 1990-2000, 2000-2010

*Based on 2010-2014 data. View historical year structure built data.

Mortgage Status

	Speculator, NY	%	New York	U.S.
Owner-Occupied Units	72	100%	3,906,991	74,787,460
With a Mortgage	32	44.44%, see rank	63.75%	65.58%
Without a Mortgage	40	55.56%, see rank	36.25%	34.42%

*Based on 2010-2014 data. View historical mortgage status data.

Monthly Owner Costs for Housing Units with a Mortgage

Median Owner Costs, see rank

Speculator, NY	1,250 USD
New York	2,042 USD
U.S.	1,522 USD

Owner Costs Distribution

Monthly Owner Costs	Speculator, NY	%	New York	U.S.
$299 or Less	0	0.00%, see rank	0.18%	0.20%
$300 to $499	0	0.00%, see rank	0.98%	1.59%
$500 to $699	4	12.50%, see rank	2.98%	5.01%
$700 to $999	2	6.25%, see rank	9.38%	14.32%
$1,000 to $1,499	16	50.00%, see rank	19.20%	27.90%
$1,500 to $1,999	4	12.50%, see rank	16.14%	20.35%
$2,000 to $2,999	4	12.50%, see rank	25.21%	19.52%
$3,000 or More	2	6.25%, see rank	25.94%	11.12%

Owner Cost as a Percentage of the Total Income, Median Percentage, see rank

Speculator, NY	24.20% of the Total Income
New York	25.30% of the Total Income
U.S.	23.70% of the Total Income

Owner Cost as a Percentage of the Total Income, Distribution

	Speculator, NY	%	New York	U.S.
10% or Less	0	0.00%, see rank	5.96%	5.86%
10% to 20%	11	34.38%, see rank	28.39%	31.95%
20% to 30%	15	46.88%, see rank	26.11%	27.64%
30% to 40%	2	6.25%, see rank	14.22%	13.74%
40% or More	4	12.50%, see rank	24.87%	20.29%

*Based on 2010-2014 data. View historical monthly owner costs for housing units with a mortgage data.

Monthly Owner Costs for Housing Units without a Mortgage

Median Owner Costs, see rank

Speculator, NY	500 USD
New York	710 USD
U.S.	457 USD

Owner Costs Distribution

Monthly Owner Costs	Speculator, NY	%	New York	U.S.
$199 or Less	0	0.00%, see rank	5.20%	7.76%
$200 to $299	0	0.00%, see rank	5.70%	14.70%
$300 to $499	20	50.00%, see rank	18.86%	34.63%
$500 to $699	13	32.50%, see rank	19.69%	21.16%
$700 or More	7	17.50%, see rank	50.55%	21.75%

Owner Cost as a Percentage of the Total Income, Median Percentage, see rank

Speculator, NY	11.30% of the Total Income
New York	14.90% of the Total Income
U.S.	12.30% of the Total Income

Owner Cost as a Percentage of the Total Income, Distribution

	Speculator, NY	%	New York	U.S.
10% or Less	18	45.00%, see rank	30.96%	40.19%
10% to 20%	15	37.50%, see rank	31.75%	31.47%
20% to 30%	1	2.50%, see rank	14.54%	12.24%
30% to 40%	1	2.50%, see rank	7.45%	5.64%
40% or More	5	12.50%, see rank	14.27%	9.16%

*Based on 2010-2014 data. View historical monthly owner costs for housing units without a mortgage data.

Units in Structure

	Speculator, NY	New York	U.S.
Total Housing Units	505, 100%	8,153,309	132,741,033
1-unit, Detached	448, 88.71%, see rank	41.93%	61.65%
1-unit, Attached	1, 0.20%, see rank	4.95%	5.82%
2 Units	13, 2.57%, see rank	10.61%	3.75%
3 or 4 Units	12, 2.38%, see rank	7.39%	4.43%
5 to 9 Units	1, 0.20%, see rank	5.27%	4.78%
10 or More Units	6, 1.19%, see rank	27.40%	13.08%
Mobile Home, Boat, RV, Van, etc.	24, 4.75%, see rank	2.45%	6.49%

*Based on 2010-2014 data. View historical units in structure data.

Rooms

	Speculator, NY	New York	U.S.
Total Housing Units	505, 100%	8,153,309	132,741,033
1 Room	11, 2.18%, see rank	3.74%	1.95%
2 Rooms	16, 3.17%, see rank	3.69%	2.48%
3 Rooms	39, 7.72%, see rank	15.28%	9.13%
4 Rooms	114, 22.57%, see rank	18.50%	16.60%
5 Rooms	90, 17.82%, see rank	16.75%	20.41%
6 Rooms	109, 21.58%, see rank	15.01%	18.06%
7 Rooms	58, 11.49%, see rank	10.26%	12.27%
8 Rooms	52, 10.30%, see rank	7.56%	8.48%
9 Rooms or More	16, 3.17%, see rank	9.20%	10.60%
Median Rooms	5.30, see rank	5.00	5.50

*Based on 2010-2014 data. View historical rooms data.

Bedrooms

	Speculator, NY	New York	U.S.
Total Housing Units	505, 100%	8,153,309	132,741,033
No Bedroom	11, 2.18%, see rank	4.29%	2.17%
1 Bedroom	46, 9.11%, see rank	19.68%	11.16%
2 Bedrooms	127, 25.15%, see rank	26.84%	26.69%
3 Bedrooms	205, 40.59%, see rank	31.52%	39.70%
4 Bedrooms	93, 18.42%, see rank	13.27%	16.05%
5 or More Bedrooms	23, 4.55%, see rank	4.40%	4.22%

*Based on 2010-2014 data. View historical bedrooms data.

House Heating Fuel

	Speculator, NY	New York	U.S.
Total Housing Units	87, 100%	7,255,528	116,211,092
Utility Gas	5, 5.75%, see rank	56.12%	48.85%
Bottled, Tank, or LP Gas	23, 26.44%, see rank	3.36%	4.86%
Electricity	13, 14.94%, see rank	10.26%	36.68%
Fuel Oil, Kerosene, etc.	17, 19.54%, see rank	26.24%	5.86%
Coal or Coke	0, 0.00%, see rank	0.26%	0.12%
Wood	25, 28.74%, see rank	2.04%	2.12%
Solar Energy	0, 0.00%, see rank	0.03%	0.05%
Other Fuel	4, 4.60%, see rank	0.97%	0.47%
No Fuel Used	0, 0.00%, see rank	0.72%	1.00%

*Based on 2010-2014 data. View historical house heating fuel data.

Gross Rent

Monthly Rental	Speculator, NY	New York	U.S.
Occupied Units Paying Rent	7, 100%	3,233,100	39,201,928
$199 or Less	0, 0.00%, see rank	1.14%	1.50%
$200 to $299	0, 0.00%, see rank	4.22%	3.18%
$300 to $499	0, 0.00%, see rank	6.44%	7.37%
$500 to $699	6, 85.71%, see rank	10.26%	16.01%
$700 to $999	1, 14.29%, see rank	19.86%	29.17%
$1,000 to $1,499	0, 0.00%, see rank	30.47%	26.88%
$1,500 to $1,999	0, 0.00%, see rank	15.24%	9.79%
$2,000 or More	0, 0.00%, see rank	12.38%	6.10%
Median	$0, see rank	$1,117	$920

*Based on 2010-2014 data. View historical gross rent data.

Vehicle Available

	Speculator, NY	New York	U.S.
Occupied Housing Units	87, 100%	7,255,528	116,211,092
No Vehicles Available	3, 3.45%, see rank	29.34%	9.12%
1 Vehicles Available	36, 41.38%, see rank	32.69%	33.80%
2 Vehicles Available	37, 42.53%, see rank	26.49%	37.48%
3 or More Vehicles Available	11, 12.64%, see rank	11.49%	19.61%

*Based on 2010-2014 data. View historical vehicle available data.