| Rank | Percentage of Houses with a Mortgage where Total Holding Costs 20-30% of Owner Income ▼ | School District / Population |
| 1. | 66.7% | Ferdinand School District / 36 |
| 2. | 48.2% | Chelsea School District / 1,414 |
| 3. | 45.4% | Bakersfield School District / 1,428 |
| 4. | 45.1% | Rochester School District / 959 |
| 5. | 44.0% | Brookline School District / 631 |
| 6. | 43.5% | Sherburne School District / 798 |
| 7. | 43.2% | St. Albans City School District / 6,944 |
| 8. | 42.3% | Peacham School District / 743 |
| 9. | 42.1% | Norton School District / 164 |
| 10. | 41.7% | North Hero School District / 871 |
| 11. | 41.7% | Cambridge School District / 3,647 |
| 12. | 41.6% | Middletown Springs School District / 708 |
| 13. | 41.2% | Bellows Free Academy Union High School District 48 / 12,989 |
| 14. | 41.2% | Fairfax School District / 4,303 |
| 15. | 41.1% | East Haven School District / 312 |
| 16. | 41.0% | Wilmington School District / 2,339 |
| 17. | 40.9% | Brunswick School District / 91 |
| 18. | 40.7% | East Montpelier School District / 2,591 |
| 19. | 40.6% | Winooski Incorporated School District / 7,223 |
| 20. | 40.6% | Hartford School District / 9,943 |
| 21. | 40.5% | Guilford School District / 2,007 |
| 22. | 40.4% | Stockbridge School District / 658 |
| 23. | 40.4% | Waterford School District / 1,443 |
| 24. | 40.2% | Hancock School District / 403 |
| 25. | 40.2% | Dummerston School District / 1,939 |
| 26. | 40.2% | Blue Mountain Union School District 21 / 2,582 |
| 27. | 40.0% | Maidstone School District / 187 |
| 28. | 39.5% | St. Albans Town School District / 6,045 |
| 29. | 39.3% | Essex Town School District / 10,380 |
| 30. | 39.2% | Bristol School District / 3,889 |
| 31. | 39.2% | Shoreham School District / 1,165 |
| 32. | 38.9% | Shrewsbury School District / 1,130 |
| 33. | 38.7% | Richmond School District / 4,081 |
| 34. | 38.6% | Brattleboro School District / 11,982 |
| 35. | 38.1% | Name N/A / 356 |
| 36. | 37.9% | Orleans Incorporated School District / 949 |
| 37. | 37.8% | Rutland Town School District / 4,060 |
| 38. | 37.8% | Underhill Incorporated School District / 2,044 |
| 39. | 37.7% | Charlotte School District / 3,756 |
| 40. | 37.5% | Buels Gore School District / 51 |
| 40. | 37.5% | Marlboro School District / 1,145 |
| 42. | 37.3% | Monkton School District / 2,007 |
| 43. | 37.2% | Milton School District / 10,358 |
| 44. | 37.0% | Middlebury Incorporated School District / 8,486 |
| 45. | 36.7% | Waitsfield School District / 1,789 |
| 46. | 36.7% | Whitingham School District / 1,320 |
| 47. | 36.4% | Victory School District / 139 |
| 48. | 36.3% | Swanton School District / 6,421 |
| 49. | 36.2% | New Haven School District / 1,670 |
| 50. | 36.0% | Dover School District / 1,364 |
| 51. | 36.0% | Bolton School District / 1,097 |
| 52. | 36.0% | Brattleboro Union High School District 6 / 14,120 |
| 53. | 35.9% | Northfield School District / 6,170 |
| 54. | 35.8% | Troy School District / 1,580 |
| 55. | 35.8% | Proctor School District / 1,740 |
| 56. | 35.6% | Pittsford School District / 2,981 |
| 57. | 35.6% | Weathersfield School District / 2,823 |
| 58. | 35.5% | Fairfield School District / 2,082 |
| 59. | 35.5% | Essex Community Education Center / 19,678 |
| 60. | 35.5% | Newbury School District / 1,840 |
| 61. | 35.4% | Huntington School District / 1,935 |
| 62. | 35.3% | Chester-Andover Union School District 29 / 3,537 |
| 63. | 35.2% | Barnard School District / 1,021 |
| 64. | 35.2% | Georgia School District / 4,528 |
| 64. | 35.2% | Name N/A / 6,644 |
| 66. | 35.0% | Ira School District / 449 |
| 67. | 35.0% | Fletcher School District / 1,265 |
| 68. | 35.0% | Sharon School District / 1,713 |
| 69. | 34.9% | Mount Abraham Union High School District 28 / 10,612 |
| 70. | 34.9% | Name N/A / 693 |
| 71. | 34.9% | Belvidere School District / 335 |
| 72. | 34.8% | Mount Mansfield Union School District 17 / 15,149 |
| 73. | 34.8% | Brighton School District / 923 |
| 74. | 34.7% | Williamstown School District / 3,397 |
| 75. | 34.4% | Cabot School District / 1,470 |
| 75. | 34.4% | Thetford School District / 2,603 |
| 77. | 34.3% | Weybridge School District / 837 |
| 78. | 34.3% | South Burlington School District / 17,913 |
| 79. | 34.1% | Springfield School District / 9,329 |
| 80. | 34.1% | Worcester School District / 1,085 |
| 81. | 33.9% | Williston School District / 8,723 |
| 82. | 33.7% | Middlebury Union High School District 3 / 14,608 |
| 83. | 33.6% | Alburgh School District / 1,785 |
| 84. | 33.5% | Waits River Valley Union School District 36 / 2,569 |
| 85. | 33.4% | Newport City School District / 4,601 |
| 85. | 33.4% | Moretown School District / 1,592 |
| 87. | 33.4% | Westford School District / 2,110 |
| 88. | 33.3% | Underhill Town School District / 2,257 |
| 89. | 33.0% | Mill River Union School District 40 / 5,863 |
| 90. | 33.0% | Montpelier School District / 7,847 |
| 91. | 33.0% | Braintree School District / 1,212 |
| 92. | 32.9% | Danville School District / 2,258 |
| 93. | 32.9% | Granville School District / 323 |
| 94. | 32.7% | Woodstock School District / 3,052 |
| 95. | 32.6% | Woodstock Union High School District 4 / 7,151 |
| 96. | 32.6% | Name N/A / 536 |
| 97. | 32.4% | Wallingford School District / 2,158 |
| 98. | 32.3% | Harwood Union High School District 19 / 5,958 |
| 99. | 32.2% | Westminster School District / 3,158 |
| 100. | 32.1% | Vergennes Union High School District 44 / 3,798 |
| 101. | 32.0% | Calais School District / 1,552 |
| 102. | 32.0% | Barre Town School District / 7,910 |
| 103. | 32.0% | Ferrisburg School District / 2,774 |
| 104. | 31.9% | Chittenden School District / 1,172 |
| 105. | 31.9% | Union High School District 32 / 9,886 |
| 106. | 31.8% | Lunenburg School District / 1,437 |
| 106. | 31.8% | Leicester School District / 1,160 |
| 108. | 31.8% | Coventry School District / 1,171 |
| 109. | 31.7% | Twinfield Union School District 33 / 3,085 |
| 110. | 31.5% | Spaulding Union High School District 41 / 16,954 |
| 111. | 31.4% | Green Mountain Union High School District 35 / 5,040 |
| 112. | 31.4% | Norwich School District / 3,423 |
| 113. | 31.4% | Pomfret School District / 945 |
| 114. | 31.3% | Woodford School District / 367 |
| 115. | 31.2% | Name N/A / 407,714 |
| 115. | 31.2% | Burlington School District / 42,259 |
| 115. | 31.2% | Strafford School District / 1,094 |
| 118. | 31.1% | Missisquoi Valley Union High School District 7 / 11,201 |
| 119. | 31.0% | Reading School District / 654 |
| 120. | 30.9% | Elmore School District / 913 |
| 121. | 30.9% | Morgan School District / 813 |
| 121. | 30.9% | Oxbow Union High School District 30 / 4,618 |
| 121. | 30.9% | Hinesburg School District / 4,407 |
| 124. | 30.8% | Barre City School District / 9,044 |
| 125. | 30.8% | Clarendon School District / 2,575 |
| 126. | 30.8% | Warren School District / 1,494 |
| 127. | 30.7% | Cornwall School District / 1,135 |
| 128. | 30.6% | Newark School District / 488 |
| 129. | 30.4% | Barnet School District / 1,735 |
| 130. | 30.4% | Bridport School District / 1,264 |
| 131. | 30.4% | Colchester School District / 17,139 |
| 132. | 30.3% | Vergennes Union High School District 5 / 7,935 |
| 133. | 30.2% | Essex Junction Incorporated School District / 9,298 |
| 134. | 30.2% | Berkshire School District / 1,570 |
| 135. | 30.2% | Lakeview Union School District 43 / 1,021 |
| 136. | 30.1% | Champlain Valley Union High School District 15 / 24,151 |
| 137. | 30.1% | Newfane School District / 1,768 |
| 138. | 30.1% | Wolcott School District / 1,545 |
| 139. | 30.1% | Newport Town School District / 1,514 |
| 140. | 30.0% | Tunbridge School District / 1,249 |
| 141. | 29.9% | Jericho School District / 3,735 |
| 142. | 29.9% | Shaftsbury School District / 2,859 |
| 143. | 29.9% | Name N/A / 11,406 |
| 144. | 29.7% | Hartland School District / 3,383 |
| 145. | 29.6% | North Country Union High School District 22 / 6,390 |
| 146. | 29.5% | Duxbury/Waterbury Union School District 45 / 6,492 |
| 146. | 29.5% | Name N/A / 6,492 |
| 148. | 29.4% | Lamoille Union High School District 18 / 12,463 |
| 148. | 29.4% | Randolph School District / 4,794 |
| 150. | 29.3% | Name N/A / 9,281 |
| 151. | 29.2% | Fair Haven School District / 2,737 |
| 152. | 29.1% | Millers Run Union School District 37 / 1,199 |
| 153. | 29.1% | Pownal School District / 3,513 |
| 154. | 29.0% | Randolph Union High School District 2 / 7,153 |
| 155. | 29.0% | Craftsbury School District / 1,207 |
| 156. | 28.9% | Otter Valley Union High School District 8 / 9,197 |
| 157. | 28.9% | Grand Isle School District / 2,239 |
| 158. | 28.9% | Leland and Gray Union High School District 34 / 4,790 |
| 159. | 28.8% | Sutton School District / 1,062 |
| 160. | 28.8% | Richford School District / 2,408 |
| 160. | 28.8% | Manchester School District / 4,364 |
| 160. | 28.8% | Derby School District / 4,614 |
| 160. | 28.8% | Concord School District / 1,266 |
| 164. | 28.7% | South Hero School District / 1,627 |
| 165. | 28.7% | Hyde Park School District / 2,959 |
| 166. | 28.7% | West Windsor School District / 1,137 |
| 167. | 28.7% | Townshend School District / 1,151 |
| 168. | 28.6% | Mount Anthony Union High School District 14 / 13,890 |
| 168. | 28.6% | Bennington Incorporated School District / 13,890 |
| 170. | 28.6% | Irasburg School District / 1,231 |
| 170. | 28.6% | Windsor School District / 3,545 |
| 172. | 28.5% | Mount Holly School District / 1,105 |
| 173. | 28.5% | Rivendell Interstate School District / 2,396 |
| 174. | 28.4% | Barton Incorporated School District / 1,841 |
| 175. | 28.3% | North Bennington Incorporated School District / 2,542 |
| 176. | 28.1% | Lowell School District / 915 |
| 177. | 28.0% | Highgate School District / 3,539 |
| 178. | 27.8% | St. Johnsbury School District / 7,623 |
| 179. | 27.7% | Salisbury School District / 1,177 |
| 180. | 27.6% | Berlin School District / 2,880 |
| 181. | 27.6% | Sheldon School District / 2,370 |
| 182. | 27.6% | Readsboro School District / 799 |
| 183. | 27.4% | Montgomery School District / 921 |
| 183. | 27.4% | Lincoln School District / 1,199 |
| 185. | 27.4% | Woodbury School District / 994 |
| 186. | 27.3% | Black River Union School District 39 / 3,166 |
| 187. | 27.2% | Starksboro School District / 1,847 |
| 188. | 27.0% | Kirby School District / 461 |
| 189. | 27.0% | Bradford Incorporated School District / 2,778 |
| 190. | 26.9% | Lake Region Union High School District 24 / 7,208 |
| 191. | 26.9% | Sudbury School District / 451 |
| 192. | 26.7% | Glover School District / 1,104 |
| 193. | 26.7% | Granby School District / 75 |
| 193. | 26.7% | Westmore School District / 340 |
| 195. | 26.2% | Ludlow School District / 2,061 |
| 196. | 26.1% | Benson School District / 983 |
| 197. | 26.1% | Washington School District / 975 |
| 198. | 26.0% | Castleton-Hubbardton Union School District 42 / 5,236 |
| 199. | 26.0% | Pittsfield School District / 580 |
| 200. | 25.9% | Fayston School District / 1,083 |
| 201. | 25.6% | Hazen Union High School District 26 / 4,747 |
| 202. | 25.6% | Fair Haven Union High School District 16 / 9,860 |
| 203. | 25.5% | Walden School District / 956 |
| 204. | 25.4% | Canaan School District / 1,129 |
| 205. | 25.3% | Middlesex School District / 1,778 |
| 206. | 25.2% | Name N/A / 489 |
| 207. | 25.2% | Brandon School District / 3,954 |
| 208. | 25.2% | Poultney School District / 3,439 |
| 209. | 25.1% | Orange School District / 1,147 |
| 209. | 25.1% | Vernon School District / 2,138 |
| 209. | 25.1% | Rutland City School District / 16,478 |
| 212. | 25.0% | Sandgate School District / 619 |
| 213. | 24.8% | Putney School District / 2,698 |
| 214. | 24.8% | Bellows Falls Union High School District 27 / 9,329 |
| 215. | 24.5% | Name N/A / 282 |
| 216. | 24.4% | Rupert School District / 729 |
| 217. | 24.3% | Danby School District / 1,506 |
| 218. | 24.3% | Currier Memorial Union School District 23 / 1,694 |
| 218. | 24.3% | Whiting School District / 448 |
| 220. | 24.3% | Lyndon School District / 5,953 |
| 221. | 24.1% | Mount Tabor School District / 188 |
| 222. | 24.0% | West Rutland School District / 2,391 |
| 223. | 23.9% | Brookfield School District / 1,147 |
| 223. | 23.9% | Addison School District / 1,363 |
| 225. | 23.8% | Dorset School District / 2,032 |
| 226. | 23.7% | Burke School District / 1,736 |
| 227. | 23.5% | Winhall School District / 659 |
| 228. | 23.4% | Charleston School District / 857 |
| 229. | 23.2% | Hardwick School District / 3,014 |
| 230. | 23.1% | Roxbury School District / 606 |
| 231. | 23.1% | Jamaica School District / 837 |
| 232. | 23.0% | Name N/A / 1,598 |
| 233. | 22.9% | West Haven School District / 318 |
| 234. | 22.9% | Stamford School District / 819 |
| 235. | 22.8% | Stowe School District / 4,319 |
| 236. | 22.8% | Brownington School District / 878 |
| 237. | 22.7% | Arlington School District / 2,278 |
| 238. | 22.7% | Tinmouth School District / 602 |
| 239. | 22.6% | Bethel School District / 2,131 |
| 240. | 22.5% | Sunderland School District / 848 |
| 241. | 22.2% | Stratton School District / 156 |
| 242. | 22.1% | Mendon School District / 848 |
| 243. | 22.0% | Flood Brook Union School District 20 / 2,729 |
| 244. | 21.8% | Morristown School District / 5,231 |
| 245. | 21.7% | Guildhall School District / 231 |
| 246. | 21.6% | Enosburgh School District / 2,788 |
| 247. | 21.4% | Bridgewater School District / 681 |
| 248. | 21.1% | Eden School District / 1,292 |
| 249. | 21.0% | Halifax School District / 816 |
| 250. | 20.8% | Orwell School District / 1,122 |
| 251. | 20.6% | Shelburne School District / 7,265 |
| 252. | 20.2% | Ripton School District / 544 |
| 253. | 20.0% | Baltimore School District / 259 |
| 254. | 19.6% | Goshen School District / 203 |
| 255. | 19.5% | Name N/A / 440 |
| 256. | 19.4% | Waterville School District / 787 |
| 257. | 19.3% | Royalton School District / 2,766 |
| 258. | 19.1% | Rockingham School District / 5,242 |
| 259. | 18.8% | Mettawee Community Union School District 47 / 2,310 |
| 260. | 18.3% | Name N/A / 589 |
| 261. | 18.3% | Wardsboro School District / 689 |
| 262. | 18.3% | Plymouth School District / 495 |
| 263. | 18.2% | Lemington School District / 122 |
| 264. | 18.0% | Albany School District / 865 |
| 265. | 17.7% | Franklin School District / 1,241 |
| 266. | 17.1% | Cavendish School District / 1,503 |
| 267. | 16.8% | Isle La Motte School District / 510 |
| 268. | 16.7% | Bloomfield School District / 189 |
| 269. | 16.4% | Holland School District / 685 |
| 270. | 16.3% | Pawlet School District / 1,581 |
| 271. | 15.8% | Johnson School District / 3,443 |
| 272. | 15.7% | Name N/A / 601 |
| 273. | 13.9% | St. George School District / 665 |
| 274. | 13.6% | Windham School District / 403 |
| 275. | 12.9% | Wells School District / 1,431 |
| 276. | 12.1% | Searsburg School District / 128 |
Please note that we only rank locations with 'Percentage of Houses with a Mortgage where Total Holding Costs 20-30% of Owner Income' data. The rank above might not be a complete list. Locations without 'Percentage of Houses with a Mortgage where Total Holding Costs 20-30% of Owner Income' data are not listed.
*ACS stands for U.S. Census American Community Survey. According to the U.S. Census, if the date is a range, you can interpret the data as an average of the period of time.
