| Rank | Percentage of Houses with a Mortgage where Total Holding Costs 10% or Less of Owner Income ▼ | School District / Population |
| 1. | 100.0% | Warren'S Gore School Disrrict / 26 |
| 2. | 19.8% | Morgan School District / 638 |
| 3. | 14.2% | Athens/Grafton Joint Contract School District / 840 |
| 4. | 13.6% | Sandgate School District / 366 |
| 5. | 13.2% | Salisbury School District / 1,088 |
| 6. | 12.4% | Chittenden School District / 1,140 |
| 7. | 12.1% | Bloomfield School District / 183 |
| 8. | 12.1% | Benson School District / 1,048 |
| 9. | 11.9% | Norton School District / 219 |
| 10. | 11.8% | Irasburg School District / 1,191 |
| 10. | 11.8% | Barstow Joint Contract School District / 2,112 |
| 12. | 11.2% | Mendon School District / 972 |
| 13. | 10.9% | Pittsfield School District / 452 |
| 14. | 10.4% | Waterford School District / 1,351 |
| 15. | 10.3% | Winhall School District / 530 |
| 16. | 10.1% | Barnet School District / 1,808 |
| 17. | 10.0% | Roxbury School District / 530 |
| 17. | 10.0% | Searsburg School District / 148 |
| 19. | 9.7% | Brownington School District / 844 |
| 20. | 9.4% | Coventry School District / 1,170 |
| 21. | 9.1% | Woodbury School District / 941 |
| 22. | 9.0% | Rutland Town School District / 4,081 |
| 23. | 8.9% | Rockingham School District / 5,299 |
| 24. | 8.7% | Weathersfield School District / 2,827 |
| 25. | 8.5% | Brookfield School District / 1,138 |
| 26. | 8.2% | Williamstown School District / 3,387 |
| 27. | 8.2% | Danby School District / 1,465 |
| 28. | 8.1% | Marlboro School District / 990 |
| 29. | 8.1% | North Bennington Incorporated School District / 2,388 |
| 30. | 8.0% | Shelburne School District / 7,122 |
| 31. | 7.8% | Readsboro School District / 777 |
| 32. | 7.7% | Bellows Falls Union High School District 27 / 9,313 |
| 33. | 7.7% | Peacham School District / 967 |
| 34. | 7.6% | Westmore School District / 336 |
| 35. | 7.5% | Flood Brook Union School District 20 / 2,682 |
| 36. | 7.4% | Lemington School District / 99 |
| 37. | 7.2% | Castleton-Hubbardton Union School District 42 / 5,203 |
| 38. | 7.2% | Currier Memorial Union School District 23 / 1,671 |
| 39. | 7.1% | Guildhall School District / 223 |
| 40. | 7.0% | Chester-Andover Union School District 29 / 3,602 |
| 40. | 7.0% | Sudbury School District / 504 |
| 42. | 7.0% | Manchester School District / 4,359 |
| 42. | 7.0% | Middletown Springs School District / 737 |
| 44. | 6.9% | Burke School District / 1,592 |
| 45. | 6.9% | Danville School District / 2,230 |
| 45. | 6.9% | Arlington School District / 2,485 |
| 47. | 6.9% | Ira School District / 405 |
| 48. | 6.9% | Strafford School District / 1,228 |
| 49. | 6.7% | Moretown School District / 1,560 |
| 49. | 6.7% | Rupert School District / 978 |
| 51. | 6.7% | West Windsor School District / 972 |
| 52. | 6.6% | Weybridge School District / 838 |
| 53. | 6.6% | St. Albans Town School District / 5,955 |
| 54. | 6.4% | Fair Haven Union High School District 16 / 10,397 |
| 55. | 6.4% | Bakersfield School District / 1,332 |
| 56. | 6.3% | Newfane School District / 1,710 |
| 57. | 6.3% | Ferrisburg School District / 2,761 |
| 58. | 6.2% | Fletcher School District / 1,242 |
| 59. | 6.2% | Concord School District / 1,215 |
| 60. | 6.2% | Kirby School District / 481 |
| 60. | 6.2% | Hartland School District / 3,374 |
| 60. | 6.2% | Highgate School District / 3,524 |
| 63. | 6.2% | Lyndon School District / 5,932 |
| 64. | 6.0% | Holland School District / 710 |
| 65. | 6.0% | Shrewsbury School District / 1,136 |
| 66. | 5.9% | Brighton School District / 1,034 |
| 67. | 5.9% | Proctor School District / 1,818 |
| 68. | 5.9% | Warren School District / 1,443 |
| 69. | 5.8% | Sheldon School District / 2,199 |
| 70. | 5.8% | Green Mountain Union High School District 35 / 4,896 |
| 71. | 5.7% | Granville School District / 332 |
| 72. | 5.6% | Stockbridge School District / 653 |
| 73. | 5.5% | Mettawee Community Union School District 47 / 2,690 |
| 74. | 5.3% | Mount Holly School District / 1,072 |
| 75. | 5.2% | Hazen Union High School District 26 / 4,986 |
| 76. | 5.2% | Plymouth School District / 473 |
| 77. | 5.2% | Townshend School District / 1,112 |
| 78. | 5.1% | Wilmington School District / 2,216 |
| 79. | 5.1% | Newbury School District / 1,888 |
| 80. | 5.0% | Oxbow Union High School District 30 / 4,682 |
| 81. | 4.9% | Bradford Incorporated School District / 2,794 |
| 81. | 4.9% | Pawlet School District / 1,712 |
| 83. | 4.9% | Bellows Free Academy Union High School District 48 / 12,999 |
| 84. | 4.9% | Whitingham/Wilmington Joint Contract School District / 3,617 |
| 85. | 4.9% | Hardwick School District / 3,071 |
| 86. | 4.9% | St. Johnsbury School District / 7,650 |
| 87. | 4.9% | Rutland City School District / 16,739 |
| 88. | 4.8% | Middlesex School District / 1,708 |
| 89. | 4.8% | Stratton School District / 203 |
| 90. | 4.7% | Vernon School District / 2,224 |
| 91. | 4.7% | Champlain Valley Union High School District 15 / 23,716 |
| 92. | 4.7% | Swanton School District / 6,419 |
| 93. | 4.7% | Orange School District / 1,298 |
| 94. | 4.7% | Albany School District / 890 |
| 95. | 4.6% | Clarendon School District / 2,629 |
| 96. | 4.6% | Waitsfield School District / 1,847 |
| 97. | 4.6% | Northfield School District / 6,139 |
| 97. | 4.6% | Colchester School District / 17,067 |
| 99. | 4.5% | Missisquoi Valley Union High School District 7 / 11,358 |
| 100. | 4.5% | Charleston School District / 848 |
| 101. | 4.5% | Wardsboro School District / 777 |
| 101. | 4.5% | Whitingham School District / 1,401 |
| 103. | 4.5% | Derby School District / 4,656 |
| 104. | 4.4% | Harwood Union High School District 19 / 12,567 |
| 104. | 4.4% | Fair Haven School District / 2,784 |
| 104. | 4.4% | Goshen School District / 186 |
| 104. | 4.4% | Duxbury/Waterbury Union School District 45 / 6,490 |
| 108. | 4.4% | Springfield School District / 9,337 |
| 109. | 4.4% | East Haven School District / 368 |
| 110. | 4.4% | Worcester School District / 1,096 |
| 111. | 4.4% | Middlebury Union High School District 3 / 14,702 |
| 111. | 4.4% | Shaftsbury School District / 2,785 |
| 113. | 4.3% | Sharon School District / 1,690 |
| 114. | 4.3% | Waits River Valley Union School District 36 / 2,468 |
| 115. | 4.2% | Lake Region Union High School District 24 / 7,335 |
| 116. | 4.2% | Fairfield School District / 2,107 |
| 117. | 4.1% | Bolton School District / 1,160 |
| 117. | 4.1% | Cabot School District / 1,362 |
| 119. | 4.1% | Norwich School District / 3,433 |
| 120. | 4.1% | Calais School District / 1,562 |
| 121. | 4.1% | Shoreham School District / 1,338 |
| 122. | 4.1% | Leland and Gray Union High School District 34 / 4,989 |
| 123. | 4.0% | Newport Town School District / 1,505 |
| 124. | 4.0% | Mill River Union School District 40 / 6,014 |
| 125. | 4.0% | Westminster School District / 3,174 |
| 125. | 4.0% | Underhill Incorporated School District / 2,010 |
| 127. | 4.0% | Montgomery School District / 946 |
| 128. | 3.9% | Vergennes Union High School District 5 / 8,047 |
| 129. | 3.9% | Williston School District / 8,496 |
| 129. | 3.9% | Morristown School District / 5,166 |
| 131. | 3.9% | Union High School District 32 / 9,841 |
| 132. | 3.9% | Poultney School District / 3,477 |
| 133. | 3.8% | Stowe School District / 4,273 |
| 133. | 3.8% | Middlebury Incorporated School District / 8,468 |
| 133. | 3.8% | Name N/A / 407,347 |
| 136. | 3.8% | North Country Union High School District 22 / 17,805 |
| 136. | 3.8% | St. George School District / 606 |
| 138. | 3.7% | Enosburgh School District / 2,796 |
| 139. | 3.7% | Royalton School District / 2,747 |
| 140. | 3.7% | Huntington School District / 2,004 |
| 140. | 3.7% | Hinesburg School District / 4,380 |
| 142. | 3.6% | Orwell School District / 1,109 |
| 143. | 3.6% | Dummerston School District / 1,862 |
| 144. | 3.6% | East Montpelier School District / 2,591 |
| 145. | 3.5% | Richmond School District / 4,087 |
| 146. | 3.5% | Barre Town School District / 7,879 |
| 147. | 3.5% | Windsor School District / 3,593 |
| 148. | 3.4% | Rivendell Interstate School District / 2,262 |
| 149. | 3.4% | Tinmouth School District / 674 |
| 150. | 3.3% | Ripton School District / 521 |
| 151. | 3.3% | Eden School District / 1,140 |
| 152. | 3.3% | Wolcott School District / 1,719 |
| 153. | 3.2% | Black River Union School District 39 / 3,133 |
| 154. | 3.2% | Dorset School District / 2,089 |
| 154. | 3.2% | Addison School District / 1,439 |
| 156. | 3.2% | Randolph Union High School District 2 / 7,297 |
| 157. | 3.1% | Millers Run Union School District 37 / 1,314 |
| 158. | 3.1% | Washington School District / 989 |
| 159. | 3.1% | Lunenburg School District / 1,354 |
| 160. | 3.0% | Berlin School District / 2,884 |
| 161. | 3.0% | St. Albans City School District / 7,044 |
| 162. | 3.0% | Wells School District / 1,283 |
| 163. | 3.0% | Westford School District / 2,004 |
| 164. | 3.0% | Pittsford School District / 3,032 |
| 165. | 2.9% | Newark School District / 455 |
| 166. | 2.9% | Starksboro School District / 1,870 |
| 167. | 2.9% | Windham School District / 576 |
| 168. | 2.8% | Mount Mansfield Union School District 17 / 15,272 |
| 168. | 2.8% | Mount Anthony Union High School District 14 / 23,238 |
| 170. | 2.8% | Spaulding Union High School District 41 / 16,991 |
| 171. | 2.8% | Bristol School District / 3,890 |
| 172. | 2.7% | Craftsbury School District / 1,241 |
| 173. | 2.7% | North Hero School District / 1,022 |
| 174. | 2.7% | Whiting School District / 476 |
| 175. | 2.7% | South Hero School District / 1,745 |
| 176. | 2.6% | Bethel School District / 2,442 |
| 177. | 2.6% | Twinfield Union School District 33 / 3,105 |
| 178. | 2.6% | Richford School District / 2,390 |
| 178. | 2.6% | Orleans Incorporated School District / 900 |
| 180. | 2.5% | Otter Valley Union High School District 8 / 9,274 |
| 181. | 2.5% | Walden School District / 930 |
| 182. | 2.4% | Chelsea School District / 1,420 |
| 182. | 2.4% | Wallingford School District / 2,249 |
| 184. | 2.4% | Burlington School District / 41,935 |
| 185. | 2.3% | Essex Town School District / 10,276 |
| 186. | 2.3% | Lincoln School District / 1,104 |
| 187. | 2.2% | Hartford School District / 10,028 |
| 188. | 2.2% | Randolph School District / 4,830 |
| 189. | 2.2% | Elmore School District / 745 |
| 190. | 2.2% | Grand Isle School District / 2,106 |
| 190. | 2.2% | Lowell School District / 928 |
| 192. | 2.2% | Vergennes Union High School District 44 / 3,847 |
| 193. | 2.1% | Berkshire School District / 1,503 |
| 194. | 2.1% | Rochester School District / 991 |
| 195. | 2.1% | Pomfret School District / 968 |
| 196. | 2.1% | Barnard School District / 1,188 |
| 196. | 2.1% | Essex Community Education Center / 19,431 |
| 198. | 2.1% | Mount Abraham Union High School District 28 / 10,460 |
| 199. | 2.0% | Stamford School District / 754 |
| 200. | 2.0% | Bennington Incorporated School District / 14,219 |
| 201. | 2.0% | Cornwall School District / 1,101 |
| 202. | 2.0% | Brattleboro Union High School District 6 / 20,868 |
| 203. | 2.0% | South Burlington School District / 17,356 |
| 204. | 2.0% | Thetford School District / 2,611 |
| 205. | 1.9% | Jericho School District / 3,696 |
| 206. | 1.9% | Milton School District / 10,192 |
| 207. | 1.9% | Waterville School District / 774 |
| 208. | 1.8% | Fairfax School District / 4,167 |
| 209. | 1.8% | Braintree School District / 1,329 |
| 210. | 1.8% | Essex Junction Incorporated School District / 9,155 |
| 211. | 1.7% | Barre City School District / 9,112 |
| 212. | 1.7% | Brandon School District / 3,967 |
| 213. | 1.7% | Brattleboro School District / 12,043 |
| 213. | 1.7% | Pownal School District / 3,530 |
| 215. | 1.7% | Woodstock School District / 3,089 |
| 216. | 1.6% | Ludlow School District / 2,061 |
| 217. | 1.6% | Monkton School District / 2,004 |
| 218. | 1.6% | Lakeview Union School District 43 / 974 |
| 219. | 1.6% | Newport City School District / 4,701 |
| 220. | 1.5% | Cavendish School District / 1,294 |
| 220. | 1.5% | Charlotte School District / 3,718 |
| 222. | 1.5% | Sunderland School District / 904 |
| 223. | 1.5% | Montpelier School District / 7,903 |
| 223. | 1.5% | Jay/Westfield Joint Elementary School District / 954 |
| 225. | 1.4% | Johnson School District / 3,386 |
| 226. | 1.4% | Sutton School District / 1,033 |
| 227. | 1.4% | Winooski Incorporated School District / 7,133 |
| 228. | 1.3% | Woodstock Union High School District 4 / 7,326 |
| 229. | 1.2% | Tunbridge School District / 1,112 |
| 230. | 1.1% | Georgia School District / 4,508 |
| 231. | 1.1% | Franklin School District / 1,415 |
| 232. | 1.1% | Jamaica School District / 988 |
| 233. | 1.0% | Alburgh School District / 1,753 |
| 234. | 0.9% | Lamoille Union High School District 18 / 12,137 |
| 235. | 0.9% | Leicester School District / 1,109 |
| 236. | 0.8% | Blue Mountain Union School District 21 / 2,470 |
| 237. | 0.8% | Underhill Town School District / 2,315 |
| 238. | 0.6% | Troy School District / 1,831 |
| 239. | 0.5% | Barton Incorporated School District / 1,918 |
| 240. | 0.4% | Hyde Park School District / 2,915 |
Please note that we only rank locations with 'Percentage of Houses with a Mortgage where Total Holding Costs 10% or Less of Owner Income' data. The rank above might not be a complete list. Locations without 'Percentage of Houses with a Mortgage where Total Holding Costs 10% or Less of Owner Income' data are not listed.
*ACS stands for U.S. Census American Community Survey. According to the U.S. Census, if the date is a range, you can interpret the data as an average of the period of time.
