| Rank | Percentage of Houses with a Mortgage where Total Holding Costs 10% or Less of Owner Income ▼ | School District / Population |
| 1. | 26.7% | Granby School District / 75 |
| 2. | 20.9% | Winhall School District / 659 |
| 3. | 17.1% | Morgan School District / 813 |
| 4. | 15.0% | Guildhall School District / 231 |
| 4. | 15.0% | Name N/A / 186 |
| 6. | 14.3% | Benson School District / 983 |
| 7. | 11.9% | Ripton School District / 544 |
| 8. | 11.8% | Chittenden School District / 1,172 |
| 9. | 11.5% | Waterford School District / 1,443 |
| 10. | 11.3% | Salisbury School District / 1,177 |
| 11. | 11.1% | Stratton School District / 156 |
| 12. | 10.6% | Peacham School District / 743 |
| 12. | 10.6% | Middletown Springs School District / 708 |
| 14. | 10.2% | Fletcher School District / 1,265 |
| 15. | 10.1% | Rockingham School District / 5,242 |
| 16. | 9.9% | Holland School District / 685 |
| 17. | 9.5% | Name N/A / 489 |
| 18. | 9.4% | Name N/A / 282 |
| 19. | 9.1% | Name N/A / 440 |
| 19. | 9.1% | Lemington School District / 122 |
| 21. | 9.0% | Coventry School District / 1,171 |
| 22. | 8.9% | West Windsor School District / 1,137 |
| 23. | 8.8% | Arlington School District / 2,278 |
| 24. | 8.7% | Pittsfield School District / 580 |
| 25. | 8.3% | Walden School District / 956 |
| 26. | 8.2% | Weathersfield School District / 2,823 |
| 27. | 8.2% | Shrewsbury School District / 1,130 |
| 28. | 8.1% | Hardwick School District / 3,014 |
| 29. | 8.0% | Ira School District / 449 |
| 30. | 8.0% | Burke School District / 1,736 |
| 31. | 7.9% | Bellows Falls Union High School District 27 / 9,329 |
| 32. | 7.8% | Highgate School District / 3,539 |
| 33. | 7.8% | East Haven School District / 312 |
| 34. | 7.8% | Sharon School District / 1,713 |
| 35. | 7.7% | Woodbury School District / 994 |
| 36. | 7.7% | Sheldon School District / 2,370 |
| 37. | 7.6% | Albany School District / 865 |
| 38. | 7.5% | Hazen Union High School District 26 / 4,747 |
| 39. | 7.3% | Townshend School District / 1,151 |
| 40. | 7.3% | Fair Haven Union High School District 16 / 9,860 |
| 41. | 7.1% | Irasburg School District / 1,231 |
| 42. | 7.1% | Waitsfield School District / 1,789 |
| 43. | 7.0% | Bethel School District / 2,131 |
| 44. | 6.9% | Fair Haven School District / 2,737 |
| 45. | 6.8% | Strafford School District / 1,094 |
| 46. | 6.8% | Castleton-Hubbardton Union School District 42 / 5,236 |
| 47. | 6.8% | Whiting School District / 448 |
| 48. | 6.7% | Maidstone School District / 187 |
| 49. | 6.5% | Sandgate School District / 619 |
| 50. | 6.4% | Swanton School District / 6,421 |
| 51. | 6.4% | Missisquoi Valley Union High School District 7 / 11,201 |
| 52. | 6.2% | Shelburne School District / 7,265 |
| 53. | 6.0% | Lakeview Union School District 43 / 1,021 |
| 53. | 6.0% | Mendon School District / 848 |
| 55. | 5.9% | Wilmington School District / 2,339 |
| 56. | 5.8% | Bridgewater School District / 681 |
| 57. | 5.8% | Name N/A / 589 |
| 58. | 5.8% | Middlesex School District / 1,778 |
| 59. | 5.7% | Poultney School District / 3,439 |
| 60. | 5.7% | Underhill Incorporated School District / 2,044 |
| 61. | 5.6% | Brandon School District / 3,954 |
| 62. | 5.6% | Montgomery School District / 921 |
| 63. | 5.6% | Newark School District / 488 |
| 63. | 5.6% | Plymouth School District / 495 |
| 65. | 5.4% | Brookfield School District / 1,147 |
| 66. | 5.4% | Readsboro School District / 799 |
| 67. | 5.4% | Sunderland School District / 848 |
| 68. | 5.3% | Richmond School District / 4,081 |
| 69. | 5.3% | North Bennington Incorporated School District / 2,542 |
| 70. | 5.3% | Granville School District / 323 |
| 71. | 5.3% | Bradford Incorporated School District / 2,778 |
| 72. | 5.1% | Harwood Union High School District 19 / 5,958 |
| 73. | 5.0% | Alburgh School District / 1,785 |
| 74. | 5.0% | Brownington School District / 878 |
| 74. | 5.0% | Bridport School District / 1,264 |
| 76. | 4.9% | Enosburgh School District / 2,788 |
| 77. | 4.9% | Warren School District / 1,494 |
| 78. | 4.9% | Newfane School District / 1,768 |
| 79. | 4.8% | Washington School District / 975 |
| 80. | 4.8% | Westminster School District / 3,158 |
| 81. | 4.8% | Stockbridge School District / 658 |
| 82. | 4.8% | Jericho School District / 3,735 |
| 83. | 4.8% | Bloomfield School District / 189 |
| 83. | 4.8% | Leland and Gray Union High School District 34 / 4,790 |
| 85. | 4.7% | Jamaica School District / 837 |
| 86. | 4.6% | St. Johnsbury School District / 7,623 |
| 87. | 4.6% | Royalton School District / 2,766 |
| 88. | 4.6% | Halifax School District / 816 |
| 88. | 4.6% | Tinmouth School District / 602 |
| 90. | 4.5% | Rutland Town School District / 4,060 |
| 91. | 4.5% | Bakersfield School District / 1,428 |
| 92. | 4.5% | Kirby School District / 461 |
| 93. | 4.5% | Lyndon School District / 5,953 |
| 94. | 4.5% | Clarendon School District / 2,575 |
| 95. | 4.5% | Williston School District / 8,723 |
| 96. | 4.4% | Ferrisburg School District / 2,774 |
| 97. | 4.4% | Cabot School District / 1,470 |
| 98. | 4.4% | Goshen School District / 203 |
| 99. | 4.3% | Middlebury Union High School District 3 / 14,608 |
| 100. | 4.3% | Otter Valley Union High School District 8 / 9,197 |
| 101. | 4.3% | Bolton School District / 1,097 |
| 102. | 4.2% | Fairfield School District / 2,082 |
| 103. | 4.2% | Mount Mansfield Union School District 17 / 15,149 |
| 104. | 4.1% | Rutland City School District / 16,478 |
| 105. | 4.1% | Williamstown School District / 3,397 |
| 106. | 4.1% | Manchester School District / 4,364 |
| 107. | 4.1% | Danville School District / 2,258 |
| 108. | 4.1% | Newport Town School District / 1,514 |
| 109. | 4.0% | Stowe School District / 4,319 |
| 110. | 4.0% | Windsor School District / 3,545 |
| 110. | 4.0% | Westford School District / 2,110 |
| 110. | 4.0% | Morristown School District / 5,231 |
| 113. | 4.0% | Chelsea School District / 1,414 |
| 114. | 4.0% | Danby School District / 1,506 |
| 115. | 3.9% | Moretown School District / 1,592 |
| 116. | 3.9% | Wardsboro School District / 689 |
| 117. | 3.9% | Huntington School District / 1,935 |
| 118. | 3.9% | Champlain Valley Union High School District 15 / 24,151 |
| 119. | 3.9% | Mill River Union School District 40 / 5,863 |
| 120. | 3.9% | Vernon School District / 2,138 |
| 121. | 3.9% | Fayston School District / 1,083 |
| 122. | 3.8% | Pittsford School District / 2,981 |
| 122. | 3.8% | Colchester School District / 17,139 |
| 124. | 3.6% | Windham School District / 403 |
| 125. | 3.6% | Oxbow Union High School District 30 / 4,618 |
| 126. | 3.6% | Thetford School District / 2,603 |
| 127. | 3.6% | Currier Memorial Union School District 23 / 1,694 |
| 128. | 3.6% | St. Albans Town School District / 6,045 |
| 129. | 3.5% | Name N/A / 407,714 |
| 130. | 3.5% | Cornwall School District / 1,135 |
| 131. | 3.5% | Flood Brook Union School District 20 / 2,729 |
| 132. | 3.5% | Lincoln School District / 1,199 |
| 133. | 3.5% | Name N/A / 9,281 |
| 134. | 3.4% | Vergennes Union High School District 5 / 7,935 |
| 135. | 3.4% | Hartford School District / 9,943 |
| 135. | 3.4% | Lake Region Union High School District 24 / 7,208 |
| 137. | 3.4% | Elmore School District / 913 |
| 137. | 3.4% | Pownal School District / 3,513 |
| 139. | 3.4% | Whitingham School District / 1,320 |
| 140. | 3.4% | Sudbury School District / 451 |
| 141. | 3.4% | Ludlow School District / 2,061 |
| 142. | 3.3% | Westmore School District / 340 |
| 143. | 3.2% | Twinfield Union School District 33 / 3,085 |
| 144. | 3.2% | Montpelier School District / 7,847 |
| 145. | 3.1% | Orange School District / 1,147 |
| 146. | 3.1% | Middlebury Incorporated School District / 8,486 |
| 147. | 3.1% | Mount Anthony Union High School District 14 / 13,890 |
| 147. | 3.1% | Bennington Incorporated School District / 13,890 |
| 149. | 3.1% | Duxbury/Waterbury Union School District 45 / 6,492 |
| 149. | 3.1% | Name N/A / 6,492 |
| 151. | 3.1% | Name N/A / 11,406 |
| 152. | 3.1% | Johnson School District / 3,443 |
| 152. | 3.1% | Brighton School District / 923 |
| 154. | 3.0% | Braintree School District / 1,212 |
| 155. | 3.0% | Bristol School District / 3,889 |
| 155. | 3.0% | Richford School District / 2,408 |
| 155. | 3.0% | Shaftsbury School District / 2,859 |
| 158. | 2.9% | Chester-Andover Union School District 29 / 3,537 |
| 159. | 2.9% | Addison School District / 1,363 |
| 160. | 2.9% | Tunbridge School District / 1,249 |
| 161. | 2.8% | Barre Town School District / 7,910 |
| 162. | 2.8% | Blue Mountain Union School District 21 / 2,582 |
| 163. | 2.8% | Franklin School District / 1,241 |
| 164. | 2.8% | North Hero School District / 871 |
| 165. | 2.8% | Green Mountain Union High School District 35 / 5,040 |
| 166. | 2.7% | New Haven School District / 1,670 |
| 166. | 2.7% | Vergennes Union High School District 44 / 3,798 |
| 168. | 2.7% | Berkshire School District / 1,570 |
| 169. | 2.7% | Charlotte School District / 3,756 |
| 170. | 2.7% | Milton School District / 10,358 |
| 171. | 2.6% | Black River Union School District 39 / 3,166 |
| 172. | 2.6% | Norton School District / 164 |
| 172. | 2.6% | Georgia School District / 4,528 |
| 174. | 2.6% | Wolcott School District / 1,545 |
| 175. | 2.6% | Barnet School District / 1,735 |
| 176. | 2.5% | Calais School District / 1,552 |
| 177. | 2.5% | Grand Isle School District / 2,239 |
| 178. | 2.4% | Union High School District 32 / 9,886 |
| 179. | 2.4% | St. George School District / 665 |
| 180. | 2.3% | Bellows Free Academy Union High School District 48 / 12,989 |
| 181. | 2.3% | Guilford School District / 2,007 |
| 181. | 2.3% | Mount Abraham Union High School District 28 / 10,612 |
| 183. | 2.3% | Rupert School District / 729 |
| 184. | 2.3% | Burlington School District / 42,259 |
| 184. | 2.3% | Lowell School District / 915 |
| 184. | 2.3% | Monkton School District / 2,007 |
| 187. | 2.2% | Spaulding Union High School District 41 / 16,954 |
| 188. | 2.2% | Norwich School District / 3,423 |
| 189. | 2.2% | Dorset School District / 2,032 |
| 190. | 2.1% | South Burlington School District / 17,913 |
| 191. | 2.1% | Randolph Union High School District 2 / 7,153 |
| 192. | 2.1% | Cavendish School District / 1,503 |
| 193. | 2.0% | Wells School District / 1,431 |
| 194. | 2.0% | South Hero School District / 1,627 |
| 194. | 2.0% | North Country Union High School District 22 / 6,390 |
| 196. | 1.9% | Hyde Park School District / 2,959 |
| 197. | 1.9% | Rivendell Interstate School District / 2,396 |
| 197. | 1.9% | Fairfax School District / 4,303 |
| 199. | 1.9% | Name N/A / 1,598 |
| 200. | 1.8% | Mount Holly School District / 1,105 |
| 201. | 1.7% | Newbury School District / 1,840 |
| 202. | 1.6% | Lunenburg School District / 1,437 |
| 203. | 1.6% | Pomfret School District / 945 |
| 204. | 1.6% | East Montpelier School District / 2,591 |
| 204. | 1.6% | Springfield School District / 9,329 |
| 206. | 1.6% | Shoreham School District / 1,165 |
| 207. | 1.5% | Worcester School District / 1,085 |
| 208. | 1.4% | Brattleboro Union High School District 6 / 14,120 |
| 209. | 1.4% | Barre City School District / 9,044 |
| 210. | 1.4% | Orleans Incorporated School District / 949 |
| 211. | 1.4% | Newport City School District / 4,601 |
| 211. | 1.4% | Name N/A / 6,644 |
| 213. | 1.3% | Lamoille Union High School District 18 / 12,463 |
| 214. | 1.3% | Charleston School District / 857 |
| 215. | 1.3% | Woodstock Union High School District 4 / 7,151 |
| 216. | 1.3% | Putney School District / 2,698 |
| 217. | 1.3% | Essex Junction Incorporated School District / 9,298 |
| 218. | 1.3% | Waterville School District / 787 |
| 219. | 1.2% | Eden School District / 1,292 |
| 220. | 1.2% | Proctor School District / 1,740 |
| 221. | 1.2% | Derby School District / 4,614 |
| 221. | 1.2% | Concord School District / 1,266 |
| 221. | 1.2% | Woodford School District / 367 |
| 224. | 1.2% | Northfield School District / 6,170 |
| 225. | 1.1% | Sutton School District / 1,062 |
| 226. | 1.1% | Berlin School District / 2,880 |
| 226. | 1.1% | Essex Community Education Center / 19,678 |
| 228. | 1.1% | Woodstock School District / 3,052 |
| 229. | 1.1% | Wallingford School District / 2,158 |
| 230. | 1.0% | Weybridge School District / 837 |
| 231. | 1.0% | Canaan School District / 1,129 |
| 232. | 1.0% | Craftsbury School District / 1,207 |
| 233. | 1.0% | St. Albans City School District / 6,944 |
| 234. | 1.0% | Stamford School District / 819 |
| 235. | 0.9% | Essex Town School District / 10,380 |
| 236. | 0.9% | Orwell School District / 1,122 |
| 237. | 0.9% | Waits River Valley Union School District 36 / 2,569 |
| 237. | 0.9% | Randolph School District / 4,794 |
| 239. | 0.9% | Glover School District / 1,104 |
| 240. | 0.9% | Hinesburg School District / 4,407 |
| 241. | 0.8% | Isle La Motte School District / 510 |
| 242. | 0.8% | Brattleboro School District / 11,982 |
| 243. | 0.8% | Millers Run Union School District 37 / 1,199 |
| 244. | 0.7% | Mettawee Community Union School District 47 / 2,310 |
| 245. | 0.7% | Dummerston School District / 1,939 |
| 246. | 0.6% | Underhill Town School District / 2,257 |
| 247. | 0.6% | Barton Incorporated School District / 1,841 |
Please note that we only rank locations with 'Percentage of Houses with a Mortgage where Total Holding Costs 10% or Less of Owner Income' data. The rank above might not be a complete list. Locations without 'Percentage of Houses with a Mortgage where Total Holding Costs 10% or Less of Owner Income' data are not listed.
*ACS stands for U.S. Census American Community Survey. According to the U.S. Census, if the date is a range, you can interpret the data as an average of the period of time.
