| Rank | Percentage of Houses without a Mortgage where Total Holding Costs 10-20% of Owner Income ▼ | School District / Population |
| 1. | 100.0% | North Bass Local School District / 8 |
| 2. | 58.1% | Fairport Harbor Exempted Village School District / 3,123 |
| 3. | 54.8% | Trimble Local School District / 4,784 |
| 4. | 54.3% | Mogadore Local School District / 4,179 |
| 5. | 54.2% | Hicksville Exempted Village School District / 5,219 |
| 6. | 52.5% | Franklin Monroe Local School District / 3,304 |
| 7. | 50.9% | London City School District / 16,037 |
| 8. | 50.4% | Bethel-Tate Local School District / 9,585 |
| 9. | 50.3% | Walnut Township Local School District / 4,299 |
| 10. | 49.7% | Winton Woods City School District / 25,867 |
| 11. | 49.2% | Brookfield Local School District / 9,043 |
| 12. | 48.6% | Little Miami Local School District / 27,593 |
| 13. | 47.5% | Westfall Local School District / 9,062 |
| 14. | 47.5% | Wolf Creek Local School District / 3,228 |
| 15. | 47.4% | Liberty-Benton Local School District / 6,573 |
| 16. | 47.4% | Riverdale Local School District / 5,815 |
| 17. | 47.3% | Ada Exempted Village School District / 7,828 |
| 18. | 46.3% | North Central Local School District / 4,388 |
| 19. | 46.1% | North Baltimore Local School District / 4,256 |
| 20. | 46.1% | Heath City School District / 10,160 |
| 21. | 46.0% | Deer Park Community City School District / 11,916 |
| 22. | 46.0% | Lordstown Local School District / 3,429 |
| 23. | 45.8% | Canal Winchester Local School District / 16,367 |
| 24. | 45.7% | Wellsville Local School District / 5,159 |
| 25. | 45.7% | Franklin City School District / 20,593 |
| 26. | 45.6% | Grand Valley Local School District / 8,969 |
| 27. | 45.3% | New Lebanon Local School District / 7,431 |
| 28. | 45.2% | Springfield Local School District / 8,306 |
| 29. | 45.1% | Bloomfield-Mespo Local School District / 4,362 |
| 30. | 45.0% | Barnesville Exempted Village School District / 7,999 |
| 31. | 44.9% | Tecumseh Local School District / 19,249 |
| 32. | 44.9% | North Ridgeville City School District / 28,303 |
| 33. | 44.8% | Hillsdale Local School District / 6,794 |
| 34. | 44.7% | Washington Court House City School District / 13,338 |
| 35. | 44.7% | Newbury Local School District / 5,612 |
| 36. | 44.6% | Waterloo Local School District / 8,217 |
| 37. | 44.6% | Ledgemont Local School District / 4,293 |
| 38. | 44.4% | James A. Garfield Local School District / 9,099 |
| 39. | 44.3% | Upper Scioto Valley Local School District / 4,417 |
| 40. | 44.0% | Swanton Local School District / 9,863 |
| 41. | 44.0% | North Fork Local School District / 11,215 |
| 42. | 43.8% | Whitehall City School District / 18,169 |
| 43. | 43.7% | Miamisburg City School District / 37,578 |
| 44. | 43.7% | Poland Local School District / 15,284 |
| 45. | 43.7% | West Carrollton City School District / 27,776 |
| 46. | 43.6% | Xenia Community City School District / 36,483 |
| 47. | 43.6% | Wickliffe City School District / 12,852 |
| 48. | 43.6% | Groveport Madison Local School District / 44,152 |
| 49. | 43.4% | Fairland Local School District / 10,946 |
| 50. | 43.3% | Middletown City School District / 50,104 |
| 51. | 43.3% | Reading Community City School District / 10,490 |
| 52. | 43.2% | Licking Heights Local School District / 20,265 |
| 53. | 43.2% | Lynchburg-Clay Local School District / 6,747 |
| 54. | 43.1% | Greenon Local School District / 12,567 |
| 55. | 42.9% | Northwood Local School District / 5,270 |
| 56. | 42.9% | Napoleon Area City School District / 15,004 |
| 57. | 42.8% | Indian Valley Local School District / 10,533 |
| 58. | 42.7% | Antwerp Local School District / 3,724 |
| 59. | 42.7% | Manchester Local School District / 4,280 |
| 60. | 42.6% | Nordonia Hills City School District / 31,368 |
| 61. | 42.4% | Claymont City School District / 12,399 |
| 62. | 42.3% | East Knox Local School District / 10,073 |
| 62. | 42.3% | Strasburg-Franklin Local School District / 4,549 |
| 62. | 42.3% | Arcanum-Butler Local School District / 6,166 |
| 65. | 42.3% | Willard City School District / 11,485 |
| 66. | 42.2% | Adena Local School District / 7,084 |
| 67. | 42.1% | Tri-Valley Local School District / 16,846 |
| 68. | 42.1% | Piqua City School District / 24,330 |
| 69. | 41.9% | Champion Local School District / 9,732 |
| 70. | 41.9% | Wilmington City School District / 21,207 |
| 71. | 41.9% | Kelleys Island Local School District / 265 |
| 71. | 41.9% | Edgewood City School District / 18,456 |
| 73. | 41.8% | Circleville City School District / 14,736 |
| 74. | 41.8% | Graham Local School District / 11,892 |
| 75. | 41.8% | Northwestern Local School District / 10,884 |
| 76. | 41.8% | Parkway Local School District / 5,849 |
| 77. | 41.7% | Elyria City School District / 52,765 |
| 78. | 41.7% | Colonel Crawford Local School District / 6,073 |
| 79. | 41.7% | Fairfield Local School District / 4,935 |
| 80. | 41.5% | Mount Gilead Exempted Village School District / 8,213 |
| 81. | 41.4% | Bloom-Carroll Local School District / 10,575 |
| 82. | 41.4% | Valley View Local School District / 10,490 |
| 83. | 41.3% | Amherst Exempted Village School District / 24,481 |
| 84. | 41.3% | Northridge Local School District / 10,191 |
| 85. | 41.2% | Bucyrus City School District / 11,088 |
| 86. | 41.2% | Mad River Local School District / 22,012 |
| 87. | 41.1% | Norwood City School District / 19,495 |
| 88. | 41.1% | Windham Exempted Village School District / 4,001 |
| 89. | 41.0% | Ontario Local School District / 10,941 |
| 90. | 40.9% | Benjamin Logan Local School District / 10,599 |
| 91. | 40.9% | Weathersfield Local School District / 5,310 |
| 92. | 40.9% | Tri-Village Local School District / 4,032 |
| 93. | 40.8% | Kings Local School District / 24,874 |
| 94. | 40.8% | Fairfield Union Local School District / 9,838 |
| 95. | 40.7% | Ansonia Local School District / 3,053 |
| 95. | 40.7% | Vandalia-Butler City School District / 23,654 |
| 97. | 40.6% | River Valley Local School District / 17,100 |
| 98. | 40.6% | Bridgeport Exempted Village School District / 6,660 |
| 99. | 40.5% | Jefferson Township Local School District / 6,793 |
| 100. | 40.4% | Perry Local School District / 3,647 |
| 101. | 40.4% | Conneaut Area City School District / 14,674 |
| 102. | 40.2% | Montpelier Exempted Village School District / 5,803 |
| 103. | 40.1% | Rolling Hills Local School District / 11,581 |
| 104. | 40.1% | Carey Exempted Village School District / 5,318 |
| 104. | 40.1% | Kirtland Local School District / 7,855 |
| 106. | 40.1% | Centerburg Local School District / 5,905 |
| 107. | 40.0% | Wayne Local School District / 8,884 |
| 108. | 40.0% | Mason City School District / 47,733 |
| 109. | 40.0% | Bettsville Local School District / 1,108 |
| 110. | 40.0% | Bristol Local School District / 5,621 |
| 111. | 39.9% | West Branch Local School District / 12,799 |
| 112. | 39.9% | Lincolnview Local School District / 4,484 |
| 113. | 39.8% | West Liberty-Salem Local School District / 6,007 |
| 114. | 39.8% | Big Walnut Local School District / 17,903 |
| 115. | 39.8% | Willoughby-Eastlake City School District / 65,461 |
| 116. | 39.7% | Sheffield-Sheffield Lake City School District / 13,004 |
| 117. | 39.7% | Washington-Nile Local School District / 8,082 |
| 118. | 39.7% | Brunswick City School District / 45,243 |
| 119. | 39.7% | Georgetown Exempted Village School District / 6,284 |
| 120. | 39.6% | Northwest Local School District / 9,955 |
| 121. | 39.6% | Springfield Local School District / 29,631 |
| 122. | 39.6% | Leetonia Exempted Village School District / 4,868 |
| 123. | 39.5% | Black River Local School District / 9,715 |
| 123. | 39.5% | Shelby City School District / 13,375 |
| 125. | 39.5% | Dover City School District / 16,964 |
| 126. | 39.4% | Beaver Local School District / 16,486 |
| 126. | 39.4% | Nelsonville-York City School District / 9,355 |
| 128. | 39.4% | Canfield Local School District / 18,354 |
| 129. | 39.4% | Keystone Local School District / 11,723 |
| 129. | 39.4% | Rootstown Local School District / 8,128 |
| 131. | 39.4% | Maplewood Local School District / 5,816 |
| 132. | 39.3% | Vermilion Local School District / 14,888 |
| 133. | 39.3% | Clinton-Massie Local School District / 9,706 |
| 133. | 39.3% | Union Local School District / 8,971 |
| 135. | 39.2% | Mount Healthy City School District / 24,067 |
| 136. | 39.1% | West Muskingum Local School District / 13,098 |
| 137. | 39.1% | Springboro Community City School District / 28,296 |
| 138. | 39.0% | Madison Local School District / 27,931 |
| 138. | 39.0% | Lorain City School District / 54,694 |
| 140. | 39.0% | Kent City School District / 33,939 |
| 141. | 39.0% | East Clinton Local School District / 7,728 |
| 142. | 38.8% | Northeastern Local School District / 21,915 |
| 143. | 38.8% | Norton City School District / 14,268 |
| 144. | 38.7% | Gibsonburg Exempted Village School District / 5,437 |
| 145. | 38.7% | Sidney City School District / 25,722 |
| 145. | 38.7% | Shadyside Local School District / 5,463 |
| 147. | 38.7% | Norwalk City School District / 19,020 |
| 148. | 38.7% | Steubenville City School District / 15,896 |
| 149. | 38.6% | Beavercreek City School District / 51,871 |
| 150. | 38.5% | Shawnee Local School District / 16,883 |
| 151. | 38.5% | Madison Local School District / 8,110 |
| 152. | 38.4% | Wapakoneta City School District / 18,630 |
| 153. | 38.4% | Parma City School District / 114,475 |
| 154. | 38.4% | Eastwood Local School District / 9,371 |
| 154. | 38.4% | Monroe Local School District / 12,074 |
| 156. | 38.4% | Evergreen Local School District / 7,361 |
| 157. | 38.3% | Western Reserve Local School District / 3,971 |
| 157. | 38.3% | New Boston Local School District / 2,331 |
| 157. | 38.3% | Carlisle Local School District / 9,315 |
| 157. | 38.3% | West Geauga Local School District / 16,279 |
| 161. | 38.3% | United Local School District / 8,956 |
| 161. | 38.3% | Hamilton Local School District / 14,248 |
| 161. | 38.3% | McComb Local School District / 3,950 |
| 164. | 38.3% | Mapleton Local School District / 7,091 |
| 164. | 38.3% | Clark-Shawnee Local School District / 12,204 |
| 166. | 38.3% | Van Buren Local School District / 6,259 |
| 167. | 38.2% | Pike-Delta-York Local School District / 7,857 |
| 167. | 38.2% | Ripley-Union-Lewis-Huntington Local School District / 7,607 |
| 169. | 38.2% | Crooksville Exempted Village School District / 5,287 |
| 170. | 38.2% | Anna Local School District / 5,286 |
| 171. | 38.2% | Western Brown Local School District / 17,299 |
| 172. | 38.1% | Minford Local School District / 8,097 |
| 173. | 38.1% | Elida Local School District / 19,927 |
| 174. | 38.1% | Van Wert City School District / 13,980 |
| 175. | 38.1% | Crestview Local School District / 5,908 |
| 176. | 38.0% | Ashland City School District / 26,875 |
| 177. | 38.0% | Jackson Local School District / 38,130 |
| 178. | 38.0% | Ironton City School District / 11,010 |
| 179. | 38.0% | Seneca East Local School District / 5,294 |
| 180. | 37.8% | Massillon City School District / 29,623 |
| 181. | 37.8% | Defiance City School District / 16,742 |
| 182. | 37.7% | Troy City School District / 30,371 |
| 183. | 37.7% | Fairbanks Local School District / 6,348 |
| 184. | 37.7% | Huntington Local School District / 6,219 |
| 185. | 37.7% | Brookville Local School District / 9,328 |
| 185. | 37.7% | Bay Village City School District / 15,647 |
| 187. | 37.6% | Huber Heights City School District / 41,712 |
| 188. | 37.6% | Wooster City School District / 29,771 |
| 189. | 37.6% | Fayette Local School District / 2,614 |
| 190. | 37.6% | Oakwood City School District / 9,188 |
| 191. | 37.6% | Columbus Grove Local School District / 5,493 |
| 192. | 37.5% | Hamilton City School District / 62,582 |
| 193. | 37.4% | Maysville Local School District / 10,714 |
| 194. | 37.4% | Delphos City School District / 9,958 |
| 195. | 37.4% | Ashtabula Area City School District / 28,924 |
| 196. | 37.3% | Perry Local School District / 30,413 |
| 197. | 37.3% | Garaway Local School District / 11,197 |
| 198. | 37.2% | Southwest Licking Local School District / 23,009 |
| 199. | 37.2% | Lisbon Exempted Village School District / 5,482 |
| 200. | 37.2% | Niles City School District / 19,538 |
| 201. | 37.1% | Bellaire Local School District / 10,229 |
| 202. | 37.1% | Tuslaw Local School District / 8,183 |
| 203. | 37.1% | New Knoxville Local School District / 1,758 |
| 203. | 37.1% | Liberty Union-Thurston Local School District / 7,486 |
| 205. | 37.1% | New Miami Local School District / 3,804 |
| 206. | 37.0% | Milton-Union Exempted Village School District / 9,704 |
| 207. | 37.0% | Pickerington Local School District / 45,968 |
| 207. | 37.0% | Bellevue City School District / 14,292 |
| 209. | 37.0% | Northwest Local School District / 13,186 |
| 210. | 36.9% | Plain Local School District / 47,267 |
| 211. | 36.9% | Southington Local School District / 3,742 |
| 212. | 36.9% | Lake Local School District / 19,802 |
| 212. | 36.9% | North Royalton City School District / 35,114 |
| 214. | 36.9% | Zanesville City School District / 27,422 |
| 215. | 36.9% | Princeton City School District / 42,343 |
| 216. | 36.8% | Forest Hills Local School District / 45,797 |
| 217. | 36.8% | Reynoldsburg City School District / 37,357 |
| 218. | 36.8% | Strongsville City School District / 44,513 |
| 219. | 36.7% | Garfield Heights City School District / 26,611 |
| 220. | 36.7% | Monroeville Local School District / 3,837 |
| 221. | 36.6% | Akron City School District / 193,038 |
| 222. | 36.6% | Washington Local School District / 49,497 |
| 222. | 36.6% | Lake Local School District / 10,932 |
| 224. | 36.6% | Pymatuning Valley Local School District / 7,444 |
| 225. | 36.6% | North Olmsted City School District / 32,629 |
| 226. | 36.6% | Oregon City School District / 23,391 |
| 227. | 36.5% | Danbury Local School District / 5,094 |
| 227. | 36.5% | Indian Lake Local School District / 12,387 |
| 229. | 36.5% | Boardman Local School District / 37,266 |
| 230. | 36.5% | McDonald Local School District / 4,263 |
| 231. | 36.4% | Cambridge City School District / 16,591 |
| 232. | 36.4% | Coldwater Exempted Village School District / 6,552 |
| 233. | 36.4% | South-Western City School District / 133,020 |
| 234. | 36.4% | East Palestine City School District / 8,001 |
| 235. | 36.3% | Clay Local School District / 3,685 |
| 236. | 36.3% | Delaware City School District / 34,837 |
| 237. | 36.3% | Western Reserve Local School District / 6,484 |
| 238. | 36.2% | Mentor Exempted Village School District / 61,064 |
| 239. | 36.2% | Oak Hill Union Local School District / 7,620 |
| 239. | 36.2% | Northmont City School District / 34,223 |
| 241. | 36.2% | Belpre City School District / 8,689 |
| 242. | 36.2% | Buckeye Central Local School District / 5,670 |
| 243. | 36.2% | Struthers City School District / 12,001 |
| 243. | 36.2% | Canton Local School District / 13,423 |
| 245. | 36.1% | Howland Local School District / 22,402 |
| 245. | 36.1% | Lockland Local School District / 4,240 |
| 247. | 36.1% | Jefferson Area Local School District / 11,790 |
| 247. | 36.1% | Brooklyn City School District / 11,156 |
| 249. | 36.1% | Tri-County North Local School District / 5,757 |
| 250. | 36.0% | Goshen Local School District / 15,360 |
| 251. | 36.0% | Spencerville Local School District / 4,782 |
| 252. | 36.0% | Lakewood City School District / 52,589 |
| 253. | 36.0% | Celina City School District / 18,477 |
| 253. | 36.0% | Fairview Park City School District / 16,631 |
| 255. | 36.0% | Wellston City School District / 9,048 |
| 255. | 36.0% | Vanlue Local School District / 1,540 |
| 257. | 35.9% | Switzerland of Ohio Local School District / 17,986 |
| 257. | 35.9% | Western Local School District / 4,162 |
| 259. | 35.9% | Trotwood-Madison City School District / 20,026 |
| 260. | 35.9% | Minerva Local School District / 12,095 |
| 261. | 35.9% | Bloom-Vernon Local School District / 5,262 |
| 262. | 35.8% | Findlay City School District / 41,563 |
| 263. | 35.7% | Ross Local School District / 15,336 |
| 264. | 35.7% | Springfield City School District / 58,307 |
| 264. | 35.7% | Lakewood Local School District / 13,664 |
| 266. | 35.7% | Crestline Exempted Village School District / 5,563 |
| 267. | 35.7% | Urbana City School District / 15,199 |
| 268. | 35.7% | Chesapeake Union Exempted Village School District / 7,467 |
| 269. | 35.7% | Hilliard City School District / 83,865 |
| 270. | 35.7% | Chardon Local School District / 21,361 |
| 271. | 35.6% | Franklin Local School District / 11,851 |
| 272. | 35.6% | Morgan Local School District / 13,837 |
| 273. | 35.6% | Versailles Exempted Village School District / 6,839 |
| 274. | 35.6% | Fort Loramie Local School District / 3,941 |
| 275. | 35.5% | Loudonville-Perrysville Exempted Village School District / 7,692 |
| 276. | 35.5% | Amanda-Clearcreek Local School District / 8,271 |
| 277. | 35.4% | Cedar Cliff Local School District / 6,150 |
| 278. | 35.4% | Genoa Area Local School District / 8,672 |
| 278. | 35.4% | Dayton City School District / 157,965 |
| 280. | 35.4% | Buckeye Valley Local School District / 15,821 |
| 281. | 35.4% | Ravenna City School District / 21,045 |
| 282. | 35.3% | Austintown Local School District / 36,298 |
| 283. | 35.3% | Springfield Local School District / 19,337 |
| 284. | 35.3% | Firelands Local School District / 11,141 |
| 285. | 35.3% | Louisville City School District / 18,730 |
| 286. | 35.3% | Bowling Green City School District / 36,185 |
| 287. | 35.2% | Southern Local School District / 4,673 |
| 288. | 35.2% | Kenton City School District / 11,976 |
| 289. | 35.2% | St. Clairsville-Richland City School District / 16,675 |
| 289. | 35.2% | Lancaster City School District / 47,426 |
| 291. | 35.2% | Kettering City School District / 56,771 |
| 292. | 35.2% | Tallmadge City School District / 17,493 |
| 293. | 35.1% | Three Rivers Local School District / 15,362 |
| 293. | 35.1% | Youngstown City School District / 71,604 |
| 295. | 35.1% | Wadsworth City School District / 27,025 |
| 295. | 35.1% | Bexley City School District / 13,020 |
| 297. | 35.1% | North Canton City School District / 29,258 |
| 298. | 35.1% | Elmwood Local School District / 6,265 |
| 298. | 35.1% | Greenville City School District / 22,514 |
| 300. | 35.0% | Warrensville Heights City School District / 16,142 |
| 300. | 35.0% | Holgate Local School District / 2,524 |
| 302. | 35.0% | Symmes Valley Local School District / 4,417 |
| 302. | 35.0% | New Philadelphia City School District / 22,003 |
| 304. | 34.9% | Mayfield City School District / 32,961 |
| 305. | 34.9% | Waverly City School District / 11,731 |
| 306. | 34.8% | Twinsburg City School District / 24,137 |
| 307. | 34.8% | Southwest Local School District / 22,382 |
| 307. | 34.8% | West Holmes Local School District / 17,848 |
| 309. | 34.7% | Bryan City School District / 12,957 |
| 310. | 34.7% | Hudson City School District / 23,630 |
| 311. | 34.7% | Cleveland Municipal School District / 411,335 |
| 312. | 34.7% | Dalton Local School District / 6,891 |
| 313. | 34.7% | Warren City School District / 38,215 |
| 314. | 34.6% | Logan Elm Local School District / 13,298 |
| 315. | 34.6% | Columbus City School District / 485,413 |
| 316. | 34.6% | Martins Ferry City School District / 10,068 |
| 317. | 34.6% | Toledo City School District / 235,469 |
| 318. | 34.5% | Wyoming City School District / 8,275 |
| 319. | 34.5% | Midview Local School District / 24,212 |
| 320. | 34.4% | Newark City School District / 48,740 |
| 321. | 34.4% | Mississinawa Valley Local School District / 4,374 |
| 322. | 34.3% | Brown Local School District / 5,451 |
| 323. | 34.3% | Mathews Local School District / 6,885 |
| 323. | 34.3% | Fairlawn Local School District / 2,413 |
| 325. | 34.3% | Bellefontaine City School District / 15,503 |
| 325. | 34.3% | Crestwood Local School District / 14,437 |
| 327. | 34.2% | Wauseon Exempted Village School District / 10,221 |
| 328. | 34.2% | New Albany-Plain Local School District / 19,302 |
| 328. | 34.2% | Berea City School District / 53,621 |
| 330. | 34.2% | Woodridge Local School District / 17,858 |
| 330. | 34.2% | Mohawk Local School District / 6,409 |
| 332. | 34.1% | Lakeview Local School District / 12,767 |
| 333. | 34.1% | Milford Exempted Village School District / 40,864 |
| 334. | 34.1% | Waynesfield-Goshen Local School District / 2,701 |
| 334. | 34.1% | Madeira City School District / 8,739 |
| 336. | 34.0% | Greeneview Local School District / 8,581 |
| 336. | 34.0% | Canton City School District / 64,403 |
| 336. | 34.0% | Coshocton City School District / 11,559 |
| 339. | 34.0% | Mariemont City School District / 8,593 |
| 340. | 34.0% | Marlington Local School District / 15,588 |
| 341. | 34.0% | Wynford Local School District / 6,695 |
| 342. | 34.0% | Newton Falls Exempted Village School District / 8,924 |
| 342. | 34.0% | Cuyahoga Falls City School District / 42,207 |
| 344. | 33.9% | Galion City School District / 13,335 |
| 345. | 33.9% | East Guernsey Local School District / 7,686 |
| 346. | 33.9% | Fredericktown Local School District / 7,622 |
| 347. | 33.9% | Rossford Exempted Village School District / 13,470 |
| 348. | 33.8% | Edison Local School District / 16,442 |
| 348. | 33.8% | East Muskingum Local School District / 13,045 |
| 350. | 33.8% | Riverside Local School District / 34,060 |
| 351. | 33.8% | Olentangy Local School District / 68,015 |
| 351. | 33.8% | Southeast Local School District / 11,653 |
| 353. | 33.8% | Jennings Local School District / 1,832 |
| 353. | 33.8% | Pettisville Local School District / 2,280 |
| 355. | 33.7% | Athens City School District / 34,732 |
| 356. | 33.7% | Clear Fork Valley Local School District / 10,362 |
| 357. | 33.7% | Oak Hills Local School District / 63,902 |
| 357. | 33.7% | Southern Local School District / 4,984 |
| 359. | 33.7% | Northwest Local School District / 73,975 |
| 360. | 33.6% | Marion City School District / 29,898 |
| 361. | 33.5% | Medina City School District / 42,903 |
| 362. | 33.5% | Benton-Carroll-Salem Local School District / 10,580 |
| 362. | 33.5% | Wheelersburg Local School District / 8,822 |
| 364. | 33.5% | South Euclid-Lyndhurst City School District / 35,684 |
| 364. | 33.5% | Cardington-Lincoln Local School District / 6,958 |
| 366. | 33.4% | Richmond Heights Local School District / 9,916 |
| 367. | 33.4% | Portsmouth City School District / 21,300 |
| 368. | 33.4% | Rock Hill Local School District / 9,672 |
| 369. | 33.3% | Upper Arlington City School District / 33,830 |
| 370. | 33.3% | LaBrae Local School District / 9,621 |
| 370. | 33.3% | Southeastern Local School District / 4,391 |
| 370. | 33.3% | Independence Local School District / 7,079 |
| 370. | 33.3% | Covington Exempted Village School District / 4,973 |
| 374. | 33.3% | Mansfield City School District / 34,879 |
| 375. | 33.3% | Field Local School District / 16,527 |
| 376. | 33.3% | Batavia Local School District / 11,174 |
| 377. | 33.3% | Madison-Plains Local School District / 11,027 |
| 377. | 33.3% | Dublin City School District / 76,464 |
| 379. | 33.2% | Fayetteville-Perry Local School District / 4,743 |
| 380. | 33.2% | Fairless Local School District / 12,276 |
| 381. | 33.2% | Revere Local School District / 19,894 |
| 381. | 33.2% | Joseph Badger Local School District / 6,436 |
| 383. | 33.2% | Marion Local School District / 3,658 |
| 384. | 33.1% | Copley-Fairlawn City School District / 21,519 |
| 385. | 33.1% | Chippewa Local School District / 9,406 |
| 386. | 33.1% | Logan-Hocking Local School District / 24,392 |
| 387. | 33.0% | Geneva Area City School District / 17,741 |
| 388. | 33.0% | East Cleveland City School District / 22,388 |
| 389. | 33.0% | Talawanda City School District / 35,836 |
| 390. | 33.0% | Wellington Exempted Village School District / 8,553 |
| 391. | 33.0% | Fostoria City School District / 14,111 |
| 392. | 32.9% | Newton Local School District / 3,343 |
| 393. | 32.9% | Buckeye Local School District / 15,474 |
| 394. | 32.9% | Centerville City School District / 55,871 |
| 395. | 32.9% | Westerville City School District / 90,789 |
| 396. | 32.9% | Bedford City School District / 29,908 |
| 397. | 32.8% | Gallipolis City School District / 15,226 |
| 398. | 32.8% | Pandora-Gilboa Local School District / 3,431 |
| 399. | 32.7% | Girard City School District / 11,127 |
| 400. | 32.7% | Elgin Local School District / 7,075 |
| 401. | 32.7% | Cloverleaf Local School District / 19,696 |
| 402. | 32.7% | Triad Local School District / 5,449 |
| 402. | 32.7% | Mount Vernon City School District / 30,382 |
| 404. | 32.6% | Adams County/Ohio Valley Local School District / 24,611 |
| 405. | 32.6% | Perrysburg Exempted Village School District / 26,179 |
| 406. | 32.5% | Barberton City School District / 26,811 |
| 407. | 32.5% | Harrison Hills City School District / 13,604 |
| 408. | 32.4% | St. Henry Consolidated Local School District / 4,527 |
| 409. | 32.4% | Sebring Local School District / 4,779 |
| 410. | 32.4% | East Liverpool City School District / 16,559 |
| 411. | 32.3% | West Clermont Local School District / 65,993 |
| 412. | 32.3% | Orrville City School District / 10,895 |
| 413. | 32.3% | Hubbard Exempted Village School District / 13,741 |
| 414. | 32.2% | Stow-Munroe Falls City School District / 39,787 |
| 415. | 32.2% | Union-Scioto Local School District / 15,836 |
| 415. | 32.2% | Anthony Wayne Local School District / 26,782 |
| 417. | 32.2% | Felicity-Franklin Local School District / 5,607 |
| 418. | 32.2% | Toronto City School District / 5,380 |
| 419. | 32.1% | Fairborn City School District / 42,404 |
| 420. | 32.1% | Lakota Local School District / 90,706 |
| 421. | 32.1% | Tiffin City School District / 22,337 |
| 422. | 32.1% | Lucas Local School District / 3,398 |
| 422. | 32.1% | Campbell City School District / 8,435 |
| 424. | 32.1% | Crestview Local School District / 7,677 |
| 424. | 32.1% | Cincinnati City School District / 332,761 |
| 426. | 32.0% | Archbold Area Local School District / 7,251 |
| 427. | 31.9% | Sandusky City School District / 26,147 |
| 428. | 31.9% | Oberlin City School District / 11,023 |
| 428. | 31.9% | North Central Local School District / 8,144 |
| 430. | 31.8% | Sylvania City School District / 51,804 |
| 431. | 31.8% | Jackson City School District / 16,145 |
| 431. | 31.8% | Huron City School District / 10,638 |
| 433. | 31.8% | Manchester Local School District / 8,925 |
| 434. | 31.7% | Lowellville Local School District / 2,104 |
| 435. | 31.6% | Rittman Exempted Village School District / 7,215 |
| 436. | 31.6% | Alliance City School District / 22,029 |
| 436. | 31.6% | Gahanna-Jefferson City School District / 42,466 |
| 438. | 31.6% | Eastern Local School District / 8,575 |
| 439. | 31.6% | Madison Local School District / 18,836 |
| 439. | 31.6% | Paint Valley Local School District / 5,906 |
| 441. | 31.6% | Northeastern Local School District / 6,689 |
| 442. | 31.5% | Highland Local School District / 10,741 |
| 443. | 31.5% | Liberty Local School District / 12,143 |
| 444. | 31.4% | Kenston Local School District / 17,320 |
| 444. | 31.4% | Dawson-Bryant Local School District / 6,714 |
| 446. | 31.3% | Allen East Local School District / 5,829 |
| 447. | 31.3% | National Trail Local School District / 7,028 |
| 448. | 31.3% | Green Local School District / 6,932 |
| 449. | 31.3% | Johnstown-Monroe Local School District / 9,070 |
| 450. | 31.2% | Green Local School District / 25,259 |
| 451. | 31.2% | Fairfield City School District / 63,913 |
| 451. | 31.2% | Fremont City School District / 30,570 |
| 451. | 31.2% | Scioto Valley Local School District / 9,248 |
| 454. | 31.2% | Westlake City School District / 32,350 |
| 455. | 31.2% | Brecksville-Broadview Heights City School District / 27,075 |
| 456. | 31.1% | Ottawa Hills Local School District / 4,687 |
| 457. | 31.1% | New London Local School District / 6,305 |
| 457. | 31.1% | Marietta City School District / 24,137 |
| 457. | 31.1% | Plymouth-Shiloh Local School District / 4,767 |
| 460. | 31.0% | Finneytown Local School District / 10,818 |
| 460. | 31.0% | Southeastern Local School District / 6,248 |
| 462. | 31.0% | Paulding Exempted Village School District / 10,503 |
| 463. | 31.0% | Chillicothe City School District / 23,592 |
| 464. | 30.9% | Kalida Local School District / 3,512 |
| 465. | 30.9% | Coventry Local School District / 12,941 |
| 466. | 30.9% | New Bremen Local School District / 4,312 |
| 467. | 30.8% | Woodmore Local School District / 6,440 |
| 468. | 30.8% | Gallia County Local School District / 15,673 |
| 469. | 30.8% | Worthington City School District / 57,731 |
| 469. | 30.8% | Euclid City School District / 49,338 |
| 469. | 30.8% | Twin Valley Community Local School District / 6,036 |
| 472. | 30.8% | Maumee City School District / 17,240 |
| 473. | 30.7% | Ottawa-Glandorf Local School District / 9,244 |
| 474. | 30.7% | Salem City School District / 17,102 |
| 475. | 30.7% | St. Marys City School District / 14,127 |
| 476. | 30.7% | Buckeye Local School District / 13,832 |
| 477. | 30.7% | Solon City School District / 23,429 |
| 478. | 30.6% | Perkins Local School District / 13,569 |
| 478. | 30.6% | Jefferson Local School District / 7,027 |
| 480. | 30.5% | Lima City School District / 30,882 |
| 481. | 30.5% | Chagrin Falls Exempted Village School District / 10,200 |
| 482. | 30.5% | Yellow Springs Exempted Village School District / 4,363 |
| 483. | 30.4% | Perry Local School District / 8,852 |
| 484. | 30.4% | Russia Local School District / 1,615 |
| 485. | 30.4% | Cleveland Heights-University Heights City School District / 58,675 |
| 486. | 30.3% | Streetsboro City School District / 15,294 |
| 486. | 30.3% | Miami Trace Local School District / 15,961 |
| 488. | 30.3% | Ridgemont Local School District / 3,264 |
| 489. | 30.3% | Central Local School District / 6,298 |
| 490. | 30.2% | East Holmes Local School District / 20,470 |
| 491. | 30.2% | Greenfield Exempted Village School District / 12,975 |
| 492. | 30.2% | Federal Hocking Local School District / 8,127 |
| 492. | 30.2% | Lakota Local School District / 6,627 |
| 492. | 30.2% | Sugarcreek Local School District / 14,813 |
| 495. | 30.1% | Fort Recovery Local School District / 3,937 |
| 496. | 30.1% | Pleasant Local School District / 8,676 |
| 497. | 30.0% | Teays Valley Local School District / 22,503 |
| 498. | 30.0% | Northridge Local School District / 8,190 |
| 499. | 29.9% | River View Local School District / 14,991 |
| 499. | 29.9% | Miller City-New Cleveland Local School District / 2,071 |
| 501. | 29.8% | Lebanon City School District / 37,345 |
| 502. | 29.7% | Millcreek-West Unity Local School District / 3,799 |
| 503. | 29.7% | Grandview Heights City School District / 7,113 |
| 504. | 29.7% | Marysville Exempted Village School District / 30,088 |
| 505. | 29.6% | Hillsboro City School District / 16,913 |
| 506. | 29.6% | Conotton Valley Union Local School District / 3,678 |
| 507. | 29.4% | Newcomerstown Exempted Village School District / 6,466 |
| 507. | 29.4% | Tuscarawas Valley Local School District / 9,835 |
| 509. | 29.4% | Leipsic Local School District / 3,990 |
| 510. | 29.3% | Eaton Community City School District / 14,712 |
| 511. | 29.3% | St. Bernard-Elmwood Place City School District / 6,430 |
| 512. | 29.3% | Tipp City Exempted Village School District / 14,752 |
| 513. | 29.3% | Stryker Local School District / 3,448 |
| 514. | 29.2% | Arcadia Local School District / 3,197 |
| 515. | 29.2% | Ayersville Local School District / 4,300 |
| 515. | 29.2% | Highland Local School District / 17,248 |
| 517. | 29.1% | South Point Local School District / 12,750 |
| 518. | 29.1% | Ridgewood Local School District / 8,196 |
| 519. | 29.1% | Olmsted Falls City School District / 23,298 |
| 520. | 29.1% | Northern Local School District / 13,667 |
| 521. | 29.0% | Alexander Local School District / 10,213 |
| 521. | 29.0% | Crestview Local School District / 4,714 |
| 523. | 29.0% | Port Clinton City School District / 13,580 |
| 524. | 28.9% | Bradford Exempted Village School District / 3,286 |
| 525. | 28.9% | Jackson Center Local School District / 2,680 |
| 526. | 28.9% | Wayne Trace Local School District / 5,631 |
| 527. | 28.7% | Blanchester Local School District / 8,605 |
| 527. | 28.7% | New Richmond Exempted Village School District / 14,266 |
| 529. | 28.7% | Southern Local School District / 5,442 |
| 530. | 28.5% | Aurora City School District / 15,498 |
| 531. | 28.5% | North Union Local School District / 8,313 |
| 531. | 28.5% | Eastern Local School District / 4,584 |
| 533. | 28.4% | Maple Heights City School District / 23,575 |
| 534. | 28.4% | Northwestern Local School District / 7,258 |
| 535. | 28.4% | Buckeye Local School District / 12,325 |
| 536. | 28.4% | Caldwell Exempted Village School District / 9,120 |
| 537. | 28.4% | Columbiana Exempted Village School District / 7,678 |
| 538. | 28.3% | New Lexington City School District / 10,680 |
| 539. | 28.3% | Rocky River City School District / 20,459 |
| 540. | 28.3% | Edgerton Local School District / 3,775 |
| 541. | 28.2% | Ridgedale Local School District / 4,510 |
| 542. | 28.1% | Upper Sandusky Exempted Village School District / 10,780 |
| 543. | 28.1% | Otsego Local School District / 9,285 |
| 544. | 28.1% | College Corner Local School District / 580 |
| 544. | 28.1% | Warren Local School District / 14,597 |
| 546. | 28.1% | South Range Local School District / 7,175 |
| 547. | 28.0% | Carrollton Exempted Village School District / 17,092 |
| 548. | 28.0% | Fort Frye Local School District / 6,994 |
| 549. | 28.0% | Indian Hill Exempted Village School District / 13,368 |
| 550. | 28.0% | Indian Creek Local School District / 18,997 |
| 551. | 27.8% | Northmor Local School District / 7,322 |
| 552. | 27.8% | Columbia Local School District / 6,563 |
| 553. | 27.8% | Avon Lake City School District / 21,882 |
| 554. | 27.7% | North College Hill City School District / 11,096 |
| 555. | 27.6% | Hopewell-Loudon Local School District / 4,291 |
| 556. | 27.5% | Triway Local School District / 13,304 |
| 557. | 27.3% | Berkshire Local School District / 9,381 |
| 558. | 27.3% | Bethel Local School District / 5,218 |
| 559. | 27.2% | South Central Local School District / 4,871 |
| 560. | 27.2% | Berne Union Local School District / 5,195 |
| 560. | 27.2% | Noble Local School District / 5,904 |
| 562. | 27.0% | Danville Local School District / 3,582 |
| 562. | 27.0% | Clermont Northeastern Local School District / 13,284 |
| 564. | 26.8% | Bath Local School District / 12,498 |
| 565. | 26.7% | Lexington Local School District / 16,388 |
| 565. | 26.7% | Berlin-Milan Local School District / 9,245 |
| 567. | 26.2% | Preble Shawnee Local School District / 8,991 |
| 567. | 26.2% | Shaker Heights City School District / 32,663 |
| 569. | 26.1% | Miami East Local School District / 7,534 |
| 570. | 26.0% | Clyde-Green Springs Exempted Village School District / 13,039 |
| 570. | 26.0% | Margaretta Local School District / 7,875 |
| 572. | 25.9% | Middle Bass Local School District / 80 |
| 573. | 25.8% | Botkins Local School District / 2,659 |
| 574. | 25.7% | Osnaburg Local School District / 5,521 |
| 575. | 25.7% | Green Local School District / 4,290 |
| 576. | 25.5% | Riverside Local School District / 3,966 |
| 577. | 25.4% | Vinton County Local School District / 13,383 |
| 578. | 25.4% | Zane Trace Local School District / 8,703 |
| 579. | 25.2% | Loveland City School District / 25,798 |
| 580. | 25.1% | Cuyahoga Heights Local School District / 3,987 |
| 581. | 25.0% | Put-in-Bay Local School District / 479 |
| 582. | 25.0% | Edon Northwest Local School District / 3,935 |
| 583. | 24.9% | Licking Valley Local School District / 10,040 |
| 584. | 24.7% | Ottoville Local School District / 2,600 |
| 585. | 24.4% | Valley Local School District / 6,764 |
| 586. | 24.4% | Avon Local School District / 19,514 |
| 587. | 24.0% | Jonathan Alder Local School District / 11,960 |
| 588. | 24.0% | Cory-Rawson Local School District / 3,989 |
| 589. | 23.9% | Bluffton Exempted Village School District / 6,864 |
| 590. | 23.8% | Meigs Local School District / 12,568 |
| 591. | 23.7% | Cardinal Local School District / 15,042 |
| 592. | 23.7% | Sandy Valley Local School District / 8,056 |
| 593. | 23.7% | Bright Local School District / 4,681 |
| 594. | 23.5% | Sycamore Community City School District / 33,583 |
| 595. | 23.5% | Minster Local School District / 4,255 |
| 596. | 23.5% | Jackson-Milton Local School District / 6,194 |
| 597. | 23.3% | Patrick Henry Local School District / 5,186 |
| 598. | 23.3% | Arlington Local School District / 3,703 |
| 599. | 22.9% | Orange City School District / 13,875 |
| 600. | 22.7% | Southeast Local School District / 17,415 |
| 601. | 22.5% | Clearview Local School District / 6,313 |
| 602. | 22.5% | Hardin Northern Local School District / 2,827 |
| 603. | 22.1% | Continental Local School District / 3,071 |
| 604. | 22.0% | Eastern Local School District / 5,419 |
| 605. | 21.6% | New Riegel Local School District / 2,035 |
| 606. | 21.6% | Frontier Local School District / 4,888 |
| 607. | 21.3% | Beachwood City School District / 11,932 |
| 608. | 21.0% | Painesville City Local School District / 17,464 |
| 609. | 20.8% | Granville Exempted Village School District / 12,582 |
| 610. | 20.6% | Mechanicsburg Exempted Village School District / 4,917 |
| 611. | 20.4% | Hardin-Houston Local School District / 5,021 |
| 612. | 19.7% | Liberty Center Local School District / 5,822 |
| 613. | 19.1% | Williamsburg Local School District / 6,231 |
| 614. | 18.9% | Old Fort Local School District / 2,231 |
Please note that we only rank locations with 'Percentage of Houses without a Mortgage where Total Holding Costs 10-20% of Owner Income' data. The rank above might not be a complete list. Locations without 'Percentage of Houses without a Mortgage where Total Holding Costs 10-20% of Owner Income' data are not listed.
*ACS stands for U.S. Census American Community Survey. According to the U.S. Census, if the date is a range, you can interpret the data as an average of the period of time.
