| Rank | Percentage of Houses without a Mortgage where Total Holding Costs 10-20% of Owner Income ▼ | School District / Population |
| 1. | 100.0% | North Bass Local School District / 15 |
| 2. | 57.4% | Kelleys Island Local School District / 301 |
| 3. | 55.3% | Antwerp Local School District / 3,685 |
| 4. | 54.9% | Mogadore Local School District / 4,282 |
| 5. | 52.1% | Hicksville Exempted Village School District / 4,983 |
| 6. | 51.5% | Ada Exempted Village School District / 8,099 |
| 7. | 51.0% | Bethel-Tate Local School District / 9,758 |
| 8. | 50.9% | Trimble Local School District / 4,852 |
| 9. | 50.8% | Fairport Harbor Exempted Village School District / 3,241 |
| 10. | 50.8% | Waynesfield-Goshen Local School District / 2,967 |
| 11. | 50.4% | Northwood Local School District / 5,475 |
| 12. | 49.5% | Lordstown Local School District / 3,565 |
| 13. | 49.2% | Barnesville Exempted Village School District / 7,522 |
| 14. | 49.0% | Canal Winchester Local School District / 15,924 |
| 15. | 48.8% | Strasburg-Franklin Local School District / 4,570 |
| 16. | 48.5% | Beaver Local School District / 16,134 |
| 17. | 48.1% | Heath City School District / 9,071 |
| 18. | 47.7% | Walnut Township Local School District / 4,478 |
| 19. | 47.7% | East Knox Local School District / 10,065 |
| 20. | 47.3% | Grand Valley Local School District / 9,006 |
| 21. | 47.1% | Winton Woods City School District / 26,746 |
| 22. | 46.9% | Franklin Monroe Local School District / 3,419 |
| 23. | 46.9% | London City School District / 15,863 |
| 24. | 46.8% | North Fork Local School District / 11,415 |
| 25. | 46.5% | North Ridgeville City School District / 27,495 |
| 26. | 46.3% | Swanton Local School District / 10,893 |
| 27. | 46.3% | Whitehall City School District / 18,263 |
| 28. | 46.1% | Vermilion Local School District / 14,685 |
| 29. | 46.0% | North Baltimore Local School District / 4,442 |
| 30. | 45.9% | Napoleon Area City School District / 14,732 |
| 31. | 45.9% | Ledgemont Local School District / 4,284 |
| 32. | 45.7% | Big Walnut Local School District / 21,422 |
| 33. | 45.4% | Parkway Local School District / 5,938 |
| 34. | 44.9% | Poland Local School District / 14,242 |
| 34. | 44.9% | Springfield Local School District / 8,237 |
| 36. | 44.9% | Northridge Local School District / 10,936 |
| 37. | 44.8% | Deer Park Community City School District / 12,356 |
| 38. | 44.8% | Franklin City School District / 21,053 |
| 39. | 44.7% | Wickliffe City School District / 13,129 |
| 40. | 44.7% | Tecumseh Local School District / 19,234 |
| 41. | 44.6% | Wellsville Local School District / 5,444 |
| 42. | 44.5% | Perry Local School District / 3,659 |
| 43. | 44.5% | James A. Garfield Local School District / 9,110 |
| 44. | 44.4% | Liberty Union-Thurston Local School District / 7,181 |
| 45. | 44.3% | Bucyrus City School District / 10,994 |
| 46. | 44.1% | Fairland Local School District / 10,538 |
| 47. | 44.1% | Champion Local School District / 9,388 |
| 48. | 43.9% | Little Miami Local School District / 25,801 |
| 49. | 43.8% | Benjamin Logan Local School District / 11,679 |
| 50. | 43.5% | Weathersfield Local School District / 5,103 |
| 51. | 43.5% | Miamisburg City School District / 34,944 |
| 52. | 43.2% | Springfield Local School District / 29,118 |
| 53. | 43.2% | Tri-Valley Local School District / 16,918 |
| 54. | 43.0% | Greenon Local School District / 12,970 |
| 55. | 43.0% | Nordonia Hills City School District / 29,464 |
| 56. | 42.9% | Graham Local School District / 11,845 |
| 57. | 42.8% | Northwestern Local School District / 11,011 |
| 58. | 42.7% | Crooksville Exempted Village School District / 5,427 |
| 59. | 42.7% | Kent City School District / 32,576 |
| 60. | 42.6% | Fairfield Union Local School District / 10,448 |
| 61. | 42.6% | Wellington Exempted Village School District / 8,291 |
| 62. | 42.4% | Hillsdale Local School District / 6,877 |
| 63. | 42.3% | Pike-Delta-York Local School District / 7,422 |
| 64. | 42.2% | Sheffield-Sheffield Lake City School District / 12,436 |
| 65. | 42.2% | Circleville City School District / 15,128 |
| 66. | 42.1% | Eastwood Local School District / 9,787 |
| 67. | 42.0% | Teays Valley Local School District / 20,522 |
| 68. | 42.0% | Willard City School District / 12,265 |
| 69. | 42.0% | Piqua City School District / 24,215 |
| 70. | 41.9% | Crestview Local School District / 5,808 |
| 71. | 41.9% | Manchester Local School District / 4,372 |
| 72. | 41.8% | Canfield Local School District / 16,460 |
| 73. | 41.8% | Riverdale Local School District / 5,514 |
| 74. | 41.7% | Reading Community City School District / 10,658 |
| 75. | 41.7% | Maplewood Local School District / 5,839 |
| 76. | 41.7% | Middletown City School District / 52,422 |
| 77. | 41.6% | Mad River Local School District / 21,716 |
| 78. | 41.3% | Vanlue Local School District / 1,497 |
| 79. | 41.2% | Newton Falls Exempted Village School District / 8,949 |
| 80. | 41.2% | West Muskingum Local School District / 12,898 |
| 81. | 41.1% | Elyria City School District / 53,612 |
| 82. | 41.1% | Brookfield Local School District / 9,541 |
| 83. | 41.0% | North Royalton City School District / 33,810 |
| 84. | 40.9% | Upper Scioto Valley Local School District / 4,247 |
| 85. | 40.9% | Urbana City School District / 15,152 |
| 86. | 40.9% | Spencerville Local School District / 4,907 |
| 87. | 40.8% | Carlisle Local School District / 9,865 |
| 88. | 40.8% | Western Reserve Local School District / 6,082 |
| 89. | 40.7% | Mason City School District / 45,000 |
| 90. | 40.6% | Rootstown Local School District / 7,274 |
| 91. | 40.6% | Delaware City School District / 35,240 |
| 92. | 40.5% | Valley View Local School District / 10,771 |
| 93. | 40.5% | New Albany-Plain Local School District / 19,812 |
| 94. | 40.4% | Conneaut Area City School District / 14,331 |
| 95. | 40.3% | Shawnee Local School District / 16,526 |
| 96. | 40.2% | Dover City School District / 16,806 |
| 96. | 40.2% | Vandalia-Butler City School District / 23,117 |
| 98. | 40.2% | Waterloo Local School District / 8,675 |
| 99. | 40.1% | Westfall Local School District / 8,931 |
| 100. | 40.1% | Southeast Local School District / 12,477 |
| 101. | 40.0% | Fort Loramie Local School District / 4,014 |
| 102. | 40.0% | Ravenna City School District / 20,766 |
| 103. | 40.0% | Bridgeport Exempted Village School District / 6,686 |
| 104. | 39.9% | Ontario Local School District / 10,019 |
| 105. | 39.8% | Carey Exempted Village School District / 5,693 |
| 106. | 39.8% | Van Buren Local School District / 5,267 |
| 107. | 39.8% | Maysville Local School District / 10,776 |
| 108. | 39.8% | Brunswick City School District / 43,825 |
| 108. | 39.8% | Shadyside Local School District / 5,149 |
| 110. | 39.8% | Mount Healthy City School District / 25,331 |
| 111. | 39.7% | Loudonville-Perrysville Exempted Village School District / 7,985 |
| 111. | 39.7% | Tri-County North Local School District / 5,757 |
| 113. | 39.7% | Black River Local School District / 9,601 |
| 113. | 39.7% | Ironton City School District / 11,140 |
| 113. | 39.7% | Groveport Madison Local School District / 45,289 |
| 116. | 39.6% | Morgan Local School District / 13,341 |
| 117. | 39.6% | Coldwater Exempted Village School District / 6,869 |
| 118. | 39.6% | West Carrollton City School District / 26,342 |
| 119. | 39.6% | Fairview Park City School District / 15,606 |
| 119. | 39.6% | North Central Local School District / 4,536 |
| 121. | 39.5% | Ansonia Local School District / 3,504 |
| 122. | 39.5% | Norton City School District / 13,935 |
| 123. | 39.5% | Keystone Local School District / 11,880 |
| 124. | 39.5% | Northwest Local School District / 13,413 |
| 125. | 39.5% | Bloomfield-Mespo Local School District / 4,120 |
| 126. | 39.5% | Minerva Local School District / 13,069 |
| 127. | 39.5% | Minford Local School District / 7,348 |
| 128. | 39.4% | Beavercreek City School District / 47,300 |
| 129. | 39.3% | Washington Court House City School District / 13,236 |
| 130. | 39.3% | Ross Local School District / 15,965 |
| 131. | 39.2% | Northmont City School District / 33,353 |
| 132. | 39.2% | West Geauga Local School District / 17,893 |
| 133. | 39.1% | Wolf Creek Local School District / 3,205 |
| 134. | 39.1% | Pettisville Local School District / 2,318 |
| 135. | 39.0% | Washington-Nile Local School District / 7,510 |
| 136. | 38.9% | Bristol Local School District / 5,703 |
| 137. | 38.9% | Sidney City School District / 25,117 |
| 138. | 38.9% | Willoughby-Eastlake City School District / 65,733 |
| 139. | 38.9% | Madison-Plains Local School District / 11,002 |
| 140. | 38.8% | Shelby City School District / 13,510 |
| 141. | 38.8% | Wapakoneta City School District / 18,295 |
| 142. | 38.8% | Elida Local School District / 19,789 |
| 143. | 38.7% | Struthers City School District / 12,155 |
| 144. | 38.7% | Chardon Local School District / 22,292 |
| 145. | 38.6% | West Branch Local School District / 13,510 |
| 146. | 38.6% | Wayne Local School District / 9,945 |
| 147. | 38.6% | Defiance City School District / 16,362 |
| 148. | 38.6% | Oregon City School District / 23,538 |
| 149. | 38.6% | Buckeye Local School District / 12,078 |
| 149. | 38.6% | Licking Heights Local School District / 18,220 |
| 151. | 38.5% | West Liberty-Salem Local School District / 5,663 |
| 152. | 38.5% | Delphos City School District / 9,860 |
| 153. | 38.5% | Middle Bass Local School District / 84 |
| 153. | 38.5% | Lisbon Exempted Village School District / 5,595 |
| 155. | 38.5% | Van Wert City School District / 13,556 |
| 156. | 38.4% | Bay Village City School District / 14,744 |
| 157. | 38.4% | Wooster City School District / 29,682 |
| 158. | 38.4% | Wilmington City School District / 20,770 |
| 159. | 38.3% | Washington Local School District / 54,601 |
| 160. | 38.3% | New Miami Local School District / 4,395 |
| 161. | 38.2% | Amherst Exempted Village School District / 25,126 |
| 161. | 38.2% | Indian Valley Local School District / 10,564 |
| 163. | 38.1% | Southern Local School District / 4,778 |
| 164. | 38.1% | Boardman Local School District / 35,547 |
| 165. | 38.0% | Cambridge City School District / 16,445 |
| 165. | 38.0% | United Local School District / 8,339 |
| 167. | 38.0% | Benton-Carroll-Salem Local School District / 11,300 |
| 168. | 37.9% | Mariemont City School District / 8,043 |
| 169. | 37.9% | Southwest Licking Local School District / 20,760 |
| 170. | 37.9% | New Knoxville Local School District / 2,009 |
| 170. | 37.9% | Madison Local School District / 9,563 |
| 172. | 37.8% | Northeastern Local School District / 21,271 |
| 173. | 37.8% | Montpelier Exempted Village School District / 5,830 |
| 173. | 37.8% | Geneva Area City School District / 17,745 |
| 175. | 37.8% | Marion City School District / 29,428 |
| 176. | 37.8% | Lakewood City School District / 51,224 |
| 177. | 37.7% | Western Brown Local School District / 16,758 |
| 178. | 37.7% | Xenia Community City School District / 38,529 |
| 179. | 37.7% | Cloverleaf Local School District / 23,819 |
| 180. | 37.6% | Canton Local School District / 13,943 |
| 181. | 37.6% | Lynchburg-Clay Local School District / 6,349 |
| 182. | 37.6% | Millcreek-West Unity Local School District / 3,620 |
| 183. | 37.5% | Mount Gilead Exempted Village School District / 8,283 |
| 184. | 37.5% | Girard City School District / 11,139 |
| 185. | 37.5% | Norwalk City School District / 19,025 |
| 186. | 37.5% | Elmwood Local School District / 7,195 |
| 187. | 37.4% | Liberty-Benton Local School District / 6,477 |
| 188. | 37.4% | Mansfield City School District / 36,613 |
| 189. | 37.3% | Youngstown City School District / 76,198 |
| 190. | 37.3% | Hamilton City School District / 62,486 |
| 191. | 37.3% | Western Local School District / 3,708 |
| 191. | 37.3% | Waverly City School District / 11,884 |
| 193. | 37.3% | Trotwood-Madison City School District / 22,350 |
| 194. | 37.3% | Western Reserve Local School District / 4,208 |
| 195. | 37.3% | Wynford Local School District / 6,533 |
| 195. | 37.3% | Amanda-Clearcreek Local School District / 8,933 |
| 197. | 37.2% | Ashland City School District / 28,312 |
| 198. | 37.2% | Bedford City School District / 29,405 |
| 199. | 37.2% | Berea City School District / 51,797 |
| 199. | 37.2% | Versailles Exempted Village School District / 6,361 |
| 201. | 37.2% | Parma City School District / 110,357 |
| 201. | 37.2% | Evergreen Local School District / 7,686 |
| 203. | 37.1% | Adena Local School District / 6,616 |
| 203. | 37.1% | Joseph Badger Local School District / 6,916 |
| 205. | 37.1% | Edgewood City School District / 18,658 |
| 206. | 37.1% | Northwest Local School District / 79,804 |
| 207. | 37.1% | Galion City School District / 13,483 |
| 207. | 37.1% | Fairbanks Local School District / 6,884 |
| 209. | 37.1% | Huber Heights City School District / 42,476 |
| 210. | 37.0% | Crestline Exempted Village School District / 5,437 |
| 211. | 37.0% | Wellston City School District / 9,451 |
| 212. | 37.0% | Newton Local School District / 3,456 |
| 213. | 36.9% | Wyoming City School District / 8,383 |
| 213. | 36.9% | Marlington Local School District / 16,337 |
| 215. | 36.9% | Alliance City School District / 21,937 |
| 216. | 36.8% | Madison Local School District / 27,230 |
| 217. | 36.8% | St. Henry Consolidated Local School District / 4,411 |
| 218. | 36.8% | Southern Local School District / 4,352 |
| 219. | 36.8% | Union Local School District / 8,591 |
| 220. | 36.8% | Fayette Local School District / 2,466 |
| 221. | 36.7% | Conotton Valley Union Local School District / 3,248 |
| 222. | 36.7% | Coshocton City School District / 11,613 |
| 223. | 36.7% | Strongsville City School District / 43,041 |
| 223. | 36.7% | Anna Local School District / 5,363 |
| 225. | 36.7% | Tri-Village Local School District / 3,998 |
| 226. | 36.7% | Medina City School District / 38,941 |
| 227. | 36.7% | Springfield City School District / 59,164 |
| 228. | 36.7% | Ottawa-Glandorf Local School District / 9,162 |
| 228. | 36.7% | St. Clairsville-Richland City School District / 15,640 |
| 230. | 36.6% | Lakewood Local School District / 13,043 |
| 231. | 36.5% | South-Western City School District / 136,410 |
| 231. | 36.5% | Colonel Crawford Local School District / 5,946 |
| 233. | 36.5% | Garaway Local School District / 10,135 |
| 233. | 36.5% | Massillon City School District / 29,806 |
| 235. | 36.4% | New Lebanon Local School District / 7,728 |
| 236. | 36.4% | Lorain City School District / 58,978 |
| 236. | 36.4% | Claymont City School District / 12,125 |
| 236. | 36.4% | North Central Local School District / 8,416 |
| 239. | 36.3% | Findlay City School District / 39,196 |
| 240. | 36.3% | Brookville Local School District / 9,235 |
| 241. | 36.3% | Tallmadge City School District / 17,498 |
| 242. | 36.3% | Buckeye Central Local School District / 5,619 |
| 243. | 36.2% | Rittman Exempted Village School District / 6,810 |
| 244. | 36.2% | Chippewa Local School District / 9,593 |
| 244. | 36.2% | Union-Scioto Local School District / 15,794 |
| 246. | 36.2% | Springfield Local School District / 19,908 |
| 246. | 36.2% | Indian Lake Local School District / 12,687 |
| 248. | 36.1% | Seneca East Local School District / 5,771 |
| 249. | 36.1% | Chesapeake Union Exempted Village School District / 7,496 |
| 250. | 36.0% | Toledo City School District / 255,288 |
| 251. | 36.0% | Lake Local School District / 10,458 |
| 252. | 36.0% | Put-in-Bay Local School District / 412 |
| 253. | 36.0% | Wadsworth City School District / 26,465 |
| 254. | 36.0% | Mount Vernon City School District / 29,050 |
| 254. | 36.0% | Leetonia Exempted Village School District / 4,858 |
| 254. | 36.0% | Dawson-Bryant Local School District / 6,593 |
| 254. | 36.0% | Rock Hill Local School District / 9,426 |
| 258. | 35.9% | Bellevue City School District / 13,984 |
| 259. | 35.9% | New Philadelphia City School District / 21,850 |
| 260. | 35.8% | Allen East Local School District / 5,572 |
| 261. | 35.8% | Norwood City School District / 20,506 |
| 262. | 35.8% | Bloom-Carroll Local School District / 10,258 |
| 263. | 35.8% | Clark-Shawnee Local School District / 12,117 |
| 264. | 35.7% | Niles City School District / 19,423 |
| 265. | 35.7% | Columbus City School District / 466,705 |
| 266. | 35.7% | Plain Local School District / 47,085 |
| 267. | 35.7% | Perry Local School District / 30,084 |
| 268. | 35.7% | Madeira City School District / 9,061 |
| 269. | 35.6% | Troy City School District / 28,201 |
| 270. | 35.5% | Austintown Local School District / 35,123 |
| 271. | 35.5% | Ripley-Union-Lewis-Huntington Local School District / 7,482 |
| 272. | 35.5% | Bryan City School District / 12,620 |
| 272. | 35.5% | Westerville City School District / 85,327 |
| 274. | 35.5% | Finneytown Local School District / 11,388 |
| 275. | 35.4% | Lake Local School District / 16,544 |
| 276. | 35.4% | Dalton Local School District / 6,983 |
| 277. | 35.4% | Akron City School District / 199,377 |
| 277. | 35.4% | Wauseon Exempted Village School District / 10,274 |
| 279. | 35.4% | Bethel Local School District / 5,273 |
| 280. | 35.4% | Kings Local School District / 21,689 |
| 281. | 35.4% | River Valley Local School District / 16,312 |
| 282. | 35.4% | North Olmsted City School District / 31,391 |
| 283. | 35.4% | Warren City School District / 39,893 |
| 283. | 35.4% | Mississinawa Valley Local School District / 4,412 |
| 285. | 35.3% | LaBrae Local School District / 9,803 |
| 285. | 35.3% | Toronto City School District / 5,381 |
| 287. | 35.3% | Newark City School District / 49,574 |
| 287. | 35.3% | Marion Local School District / 3,641 |
| 289. | 35.3% | Oak Hills Local School District / 68,100 |
| 290. | 35.2% | Elgin Local School District / 7,547 |
| 291. | 35.2% | Reynoldsburg City School District / 35,953 |
| 292. | 35.2% | Greenville City School District / 22,109 |
| 292. | 35.2% | Cuyahoga Falls City School District / 43,431 |
| 294. | 35.2% | Fairless Local School District / 13,217 |
| 295. | 35.2% | Perrysburg Exempted Village School District / 23,543 |
| 296. | 35.1% | Southwest Local School District / 20,434 |
| 297. | 35.1% | Kettering City School District / 54,851 |
| 297. | 35.1% | Dayton City School District / 166,318 |
| 299. | 35.1% | Jefferson Township Local School District / 6,237 |
| 300. | 35.0% | Zanesville City School District / 26,944 |
| 301. | 35.0% | Martins Ferry City School District / 9,604 |
| 302. | 35.0% | Ashtabula Area City School District / 29,023 |
| 303. | 34.9% | Hudson City School District / 24,413 |
| 304. | 34.9% | St. Bernard-Elmwood Place City School District / 6,787 |
| 305. | 34.9% | Portsmouth City School District / 21,599 |
| 306. | 34.8% | Ridgedale Local School District / 4,613 |
| 306. | 34.8% | Georgetown Exempted Village School District / 5,870 |
| 308. | 34.8% | Lancaster City School District / 44,893 |
| 309. | 34.8% | Garfield Heights City School District / 25,639 |
| 310. | 34.8% | Rolling Hills Local School District / 11,093 |
| 310. | 34.8% | Salem City School District / 16,630 |
| 312. | 34.8% | Nelsonville-York City School District / 9,651 |
| 313. | 34.8% | Hilliard City School District / 84,807 |
| 314. | 34.7% | Steubenville City School District / 16,361 |
| 315. | 34.7% | Milford Exempted Village School District / 39,902 |
| 316. | 34.7% | Tiffin City School District / 21,786 |
| 317. | 34.7% | Riverside Local School District / 32,368 |
| 318. | 34.6% | Hubbard Exempted Village School District / 13,556 |
| 319. | 34.6% | Midview Local School District / 23,388 |
| 320. | 34.6% | East Muskingum Local School District / 13,280 |
| 320. | 34.6% | Harrison Hills City School District / 13,431 |
| 322. | 34.6% | Huron City School District / 10,484 |
| 323. | 34.4% | Switzerland of Ohio Local School District / 17,519 |
| 324. | 34.4% | Southeastern Local School District / 6,205 |
| 325. | 34.4% | Stow-Munroe Falls City School District / 39,305 |
| 326. | 34.3% | Newcomerstown Exempted Village School District / 6,398 |
| 327. | 34.3% | Bellefontaine City School District / 14,781 |
| 328. | 34.2% | Twinsburg City School District / 22,038 |
| 329. | 34.2% | Kenton City School District / 11,919 |
| 330. | 34.2% | Monroe Local School District / 11,104 |
| 331. | 34.1% | Pymatuning Valley Local School District / 7,372 |
| 332. | 34.0% | Lincolnview Local School District / 4,523 |
| 332. | 34.0% | Hamilton Local School District / 14,077 |
| 334. | 33.9% | Firelands Local School District / 11,902 |
| 335. | 33.9% | Bellaire Local School District / 10,585 |
| 336. | 33.8% | Belpre City School District / 8,723 |
| 336. | 33.8% | Fostoria City School District / 14,495 |
| 336. | 33.8% | Arcanum-Butler Local School District / 5,752 |
| 339. | 33.8% | Kirtland Local School District / 8,302 |
| 340. | 33.8% | Richmond Heights Local School District / 9,427 |
| 340. | 33.8% | Grandview Heights City School District / 6,956 |
| 340. | 33.8% | Louisville City School District / 18,587 |
| 343. | 33.7% | Brecksville-Broadview Heights City School District / 25,670 |
| 344. | 33.7% | Jackson Local School District / 38,368 |
| 345. | 33.7% | Southington Local School District / 3,690 |
| 346. | 33.6% | Crestwood Local School District / 14,588 |
| 347. | 33.6% | Cleveland Municipal School District / 440,132 |
| 348. | 33.5% | Clinton-Massie Local School District / 10,394 |
| 349. | 33.5% | New London Local School District / 6,300 |
| 350. | 33.5% | Bexley City School District / 12,525 |
| 350. | 33.5% | Olentangy Local School District / 58,869 |
| 352. | 33.5% | Campbell City School District / 8,558 |
| 353. | 33.4% | Milton-Union Exempted Village School District / 10,253 |
| 354. | 33.4% | Twin Valley Community Local School District / 5,800 |
| 355. | 33.4% | Worthington City School District / 58,403 |
| 356. | 33.3% | Covington Exempted Village School District / 5,044 |
| 356. | 33.3% | Pandora-Gilboa Local School District / 3,567 |
| 358. | 33.3% | Otsego Local School District / 10,268 |
| 358. | 33.3% | Lakeview Local School District / 12,020 |
| 360. | 33.3% | Cardington-Lincoln Local School District / 6,963 |
| 361. | 33.2% | Mathews Local School District / 7,022 |
| 362. | 33.2% | Tuslaw Local School District / 8,481 |
| 363. | 33.2% | East Clinton Local School District / 8,083 |
| 364. | 33.1% | Buckeye Valley Local School District / 19,994 |
| 365. | 33.1% | Talawanda City School District / 39,162 |
| 366. | 33.1% | Noble Local School District / 5,848 |
| 367. | 33.1% | East Guernsey Local School District / 7,086 |
| 368. | 33.0% | Huntington Local School District / 6,398 |
| 369. | 33.0% | Eastern Local School District / 4,275 |
| 370. | 33.0% | Celina City School District / 18,209 |
| 370. | 33.0% | Adams County/Ohio Valley Local School District / 24,052 |
| 372. | 33.0% | Green Local School District / 23,442 |
| 373. | 32.9% | Berne Union Local School District / 5,528 |
| 374. | 32.9% | Crestview Local School District / 7,499 |
| 375. | 32.9% | Olmsted Falls City School District / 19,977 |
| 376. | 32.9% | Streetsboro City School District / 14,276 |
| 377. | 32.8% | Forest Hills Local School District / 49,101 |
| 378. | 32.8% | Jefferson Local School District / 6,706 |
| 378. | 32.8% | Springboro Community City School District / 27,408 |
| 380. | 32.8% | Mayfield City School District / 31,746 |
| 381. | 32.7% | Newbury Local School District / 6,139 |
| 381. | 32.7% | Chillicothe City School District / 23,404 |
| 383. | 32.7% | Ridgewood Local School District / 8,523 |
| 384. | 32.7% | Pickerington Local School District / 44,177 |
| 384. | 32.7% | Danbury Local School District / 4,547 |
| 386. | 32.7% | Mentor Exempted Village School District / 65,860 |
| 387. | 32.7% | Brooklyn City School District / 10,537 |
| 388. | 32.6% | Athens City School District / 33,120 |
| 388. | 32.6% | Bettsville Local School District / 1,217 |
| 390. | 32.6% | Revere Local School District / 19,695 |
| 391. | 32.6% | McDonald Local School District / 4,118 |
| 392. | 32.6% | Coventry Local School District / 12,949 |
| 393. | 32.6% | Princeton City School District / 42,169 |
| 393. | 32.6% | Centerville City School District / 52,262 |
| 395. | 32.6% | West Holmes Local School District / 17,704 |
| 396. | 32.5% | West Clermont Local School District / 62,856 |
| 397. | 32.4% | Fairfield Local School District / 4,587 |
| 398. | 32.4% | Holgate Local School District / 2,623 |
| 399. | 32.4% | Lockland Local School District / 4,275 |
| 400. | 32.4% | Barberton City School District / 26,984 |
| 401. | 32.3% | Carrollton Exempted Village School District / 16,712 |
| 402. | 32.3% | Fairlawn Local School District / 2,186 |
| 403. | 32.3% | Anthony Wayne Local School District / 22,973 |
| 404. | 32.3% | Ayersville Local School District / 4,050 |
| 405. | 32.2% | Canton City School District / 68,073 |
| 405. | 32.2% | Mohawk Local School District / 6,098 |
| 407. | 32.2% | Cincinnati City School District / 365,624 |
| 408. | 32.2% | South Central Local School District / 4,943 |
| 409. | 32.2% | Buckeye Local School District / 15,188 |
| 410. | 32.1% | Scioto Valley Local School District / 8,960 |
| 411. | 32.0% | Federal Hocking Local School District / 8,446 |
| 412. | 32.0% | Field Local School District / 14,703 |
| 412. | 32.0% | Oakwood City School District / 8,520 |
| 414. | 31.9% | Chagrin Falls Exempted Village School District / 9,574 |
| 415. | 31.9% | Centerburg Local School District / 5,893 |
| 416. | 31.9% | Upper Sandusky Exempted Village School District / 10,709 |
| 417. | 31.9% | Fairfield City School District / 60,235 |
| 418. | 31.8% | Genoa Area Local School District / 8,532 |
| 419. | 31.8% | Sylvania City School District / 49,613 |
| 420. | 31.8% | Caldwell Exempted Village School District / 8,748 |
| 421. | 31.7% | Woodridge Local School District / 18,283 |
| 422. | 31.7% | South Euclid-Lyndhurst City School District / 34,891 |
| 423. | 31.7% | Woodmore Local School District / 6,488 |
| 424. | 31.7% | Howland Local School District / 21,612 |
| 425. | 31.6% | Columbus Grove Local School District / 5,415 |
| 426. | 31.6% | Gahanna-Jefferson City School District / 41,081 |
| 427. | 31.6% | Felicity-Franklin Local School District / 6,491 |
| 428. | 31.5% | Gibsonburg Exempted Village School District / 5,310 |
| 429. | 31.5% | North Canton City School District / 28,584 |
| 430. | 31.5% | Northwest Local School District / 9,044 |
| 430. | 31.5% | Lakota Local School District / 80,525 |
| 432. | 31.5% | Crestview Local School District / 4,748 |
| 433. | 31.4% | St. Marys City School District / 14,462 |
| 434. | 31.4% | Kenston Local School District / 17,529 |
| 435. | 31.3% | Ottawa Hills Local School District / 4,913 |
| 436. | 31.3% | Euclid City School District / 47,935 |
| 437. | 31.3% | Riverside Local School District / 3,944 |
| 437. | 31.3% | Oberlin City School District / 10,791 |
| 439. | 31.3% | East Liverpool City School District / 17,318 |
| 440. | 31.2% | Bowling Green City School District / 35,628 |
| 441. | 31.1% | Wheelersburg Local School District / 9,273 |
| 442. | 31.1% | River View Local School District / 14,646 |
| 443. | 31.0% | Hillsboro City School District / 16,483 |
| 444. | 31.0% | Clay Local School District / 3,554 |
| 445. | 30.9% | Logan Elm Local School District / 13,746 |
| 445. | 30.9% | Tipp City Exempted Village School District / 14,660 |
| 447. | 30.9% | Margaretta Local School District / 7,713 |
| 448. | 30.9% | Archbold Area Local School District / 7,131 |
| 449. | 30.9% | McComb Local School District / 2,922 |
| 450. | 30.8% | Upper Arlington City School District / 32,206 |
| 451. | 30.8% | Fairborn City School District / 43,101 |
| 452. | 30.7% | Sugarcreek Local School District / 13,668 |
| 453. | 30.7% | Edison Local School District / 15,809 |
| 454. | 30.7% | Marietta City School District / 23,757 |
| 455. | 30.6% | Fredericktown Local School District / 7,638 |
| 456. | 30.6% | Lucas Local School District / 3,392 |
| 457. | 30.6% | Solon City School District / 22,344 |
| 458. | 30.6% | Perkins Local School District / 13,879 |
| 459. | 30.5% | Madison Local School District / 20,063 |
| 460. | 30.5% | Russia Local School District / 1,682 |
| 461. | 30.5% | Franklin Local School District / 12,116 |
| 462. | 30.5% | Rocky River City School District / 19,411 |
| 463. | 30.5% | New Richmond Exempted Village School District / 15,225 |
| 464. | 30.4% | Dublin City School District / 75,436 |
| 465. | 30.4% | East Palestine City School District / 8,048 |
| 465. | 30.4% | Fremont City School District / 30,869 |
| 467. | 30.3% | Clear Fork Valley Local School District / 10,364 |
| 468. | 30.2% | Gallipolis City School District / 15,928 |
| 469. | 30.1% | Lima City School District / 31,541 |
| 469. | 30.1% | Logan-Hocking Local School District / 23,817 |
| 471. | 30.1% | Plymouth-Shiloh Local School District / 5,159 |
| 472. | 30.1% | Perry Local School District / 9,157 |
| 473. | 30.0% | Lowellville Local School District / 2,084 |
| 474. | 30.0% | Eastern Local School District / 8,662 |
| 475. | 30.0% | Jennings Local School District / 1,909 |
| 476. | 30.0% | Jonathan Alder Local School District / 10,266 |
| 477. | 30.0% | Rossford Exempted Village School District / 14,288 |
| 478. | 30.0% | Columbiana Exempted Village School District / 7,491 |
| 479. | 29.9% | Three Rivers Local School District / 12,713 |
| 480. | 29.9% | Sandusky City School District / 25,956 |
| 480. | 29.9% | Pleasant Local School District / 8,716 |
| 482. | 29.9% | Goshen Local School District / 16,149 |
| 483. | 29.8% | Fayetteville-Perry Local School District / 4,868 |
| 484. | 29.8% | Copley-Fairlawn City School District / 19,519 |
| 485. | 29.7% | Port Clinton City School District / 13,118 |
| 486. | 29.7% | Paulding Exempted Village School District / 10,232 |
| 487. | 29.5% | Maumee City School District / 17,769 |
| 487. | 29.5% | Granville Exempted Village School District / 11,516 |
| 489. | 29.5% | Alexander Local School District / 9,744 |
| 490. | 29.4% | Eaton Community City School District / 13,857 |
| 490. | 29.4% | Windham Exempted Village School District / 4,764 |
| 492. | 29.4% | North College Hill City School District / 11,142 |
| 493. | 29.4% | Clyde-Green Springs Exempted Village School District / 12,771 |
| 494. | 29.4% | Bradford Exempted Village School District / 3,325 |
| 495. | 29.4% | Southern Local School District / 5,435 |
| 496. | 29.4% | New Lexington City School District / 10,211 |
| 497. | 29.3% | Ottoville Local School District / 2,861 |
| 498. | 29.3% | Oak Hill Union Local School District / 8,016 |
| 499. | 29.3% | Highland Local School District / 16,924 |
| 500. | 29.3% | Edgerton Local School District / 3,688 |
| 501. | 29.2% | Berkshire Local School District / 9,696 |
| 502. | 29.2% | Cedar Cliff Local School District / 6,499 |
| 503. | 29.2% | South Range Local School District / 6,908 |
| 504. | 29.1% | Northwestern Local School District / 7,562 |
| 505. | 29.1% | Bath Local School District / 11,130 |
| 505. | 29.1% | Jefferson Area Local School District / 11,820 |
| 507. | 29.0% | Northeastern Local School District / 6,843 |
| 507. | 29.0% | Minster Local School District / 4,228 |
| 509. | 29.0% | Cleveland Heights-University Heights City School District / 57,584 |
| 510. | 29.0% | Aurora City School District / 14,700 |
| 511. | 28.9% | Independence Local School District / 6,796 |
| 512. | 28.9% | Greenfield Exempted Village School District / 12,904 |
| 512. | 28.9% | Batavia Local School District / 10,894 |
| 514. | 28.8% | Ridgemont Local School District / 3,317 |
| 515. | 28.8% | Buckeye Local School District / 14,731 |
| 516. | 28.8% | Brown Local School District / 5,260 |
| 517. | 28.8% | Kalida Local School District / 3,312 |
| 518. | 28.8% | Green Local School District / 3,880 |
| 518. | 28.8% | Jackson City School District / 15,448 |
| 520. | 28.8% | Lexington Local School District / 15,620 |
| 521. | 28.6% | Liberty Local School District / 12,076 |
| 522. | 28.6% | Yellow Springs Exempted Village School District / 4,501 |
| 522. | 28.6% | New Riegel Local School District / 1,957 |
| 524. | 28.5% | Manchester Local School District / 9,173 |
| 525. | 28.5% | Jackson Center Local School District / 2,567 |
| 526. | 28.4% | Green Local School District / 6,865 |
| 527. | 28.4% | Shaker Heights City School District / 31,381 |
| 527. | 28.4% | Arcadia Local School District / 2,908 |
| 527. | 28.4% | South Point Local School District / 12,931 |
| 530. | 28.3% | Sebring Local School District / 4,836 |
| 531. | 28.3% | Miami East Local School District / 7,670 |
| 531. | 28.3% | Blanchester Local School District / 9,105 |
| 533. | 28.2% | Southeastern Local School District / 4,772 |
| 534. | 28.1% | Avon Lake City School District / 23,464 |
| 535. | 28.1% | Westlake City School District / 30,653 |
| 536. | 28.0% | Greeneview Local School District / 9,427 |
| 537. | 28.0% | Lakota Local School District / 6,892 |
| 538. | 27.9% | Orrville City School District / 10,792 |
| 539. | 27.9% | New Bremen Local School District / 4,358 |
| 540. | 27.9% | Zane Trace Local School District / 8,086 |
| 541. | 27.8% | Central Local School District / 6,621 |
| 542. | 27.8% | Indian Creek Local School District / 18,413 |
| 543. | 27.7% | Arlington Local School District / 3,161 |
| 544. | 27.6% | Wayne Trace Local School District / 5,416 |
| 545. | 27.6% | Warren Local School District / 13,605 |
| 546. | 27.6% | Edon Northwest Local School District / 3,981 |
| 547. | 27.5% | Painesville City Local School District / 16,931 |
| 548. | 27.5% | East Cleveland City School District / 27,897 |
| 549. | 27.5% | Paint Valley Local School District / 5,730 |
| 550. | 27.4% | Leipsic Local School District / 3,994 |
| 550. | 27.4% | College Corner Local School District / 672 |
| 552. | 27.3% | Monroeville Local School District / 3,935 |
| 553. | 27.1% | Miami Trace Local School District / 15,501 |
| 554. | 27.1% | Liberty Center Local School District / 5,884 |
| 555. | 27.1% | Cuyahoga Heights Local School District / 3,803 |
| 556. | 27.0% | Lebanon City School District / 38,351 |
| 557. | 27.0% | New Boston Local School District / 2,156 |
| 558. | 27.0% | Preble Shawnee Local School District / 9,108 |
| 559. | 26.9% | Gallia County Local School District / 15,011 |
| 560. | 26.8% | East Holmes Local School District / 20,108 |
| 561. | 26.8% | National Trail Local School District / 7,204 |
| 562. | 26.7% | Bloom-Vernon Local School District / 4,905 |
| 563. | 26.6% | Warrensville Heights City School District / 16,351 |
| 564. | 26.5% | Tuscarawas Valley Local School District / 9,861 |
| 565. | 26.4% | Maple Heights City School District / 23,909 |
| 566. | 26.4% | Clearview Local School District / 6,685 |
| 567. | 26.2% | North Union Local School District / 9,070 |
| 568. | 26.1% | Northern Local School District / 13,922 |
| 569. | 26.0% | Johnstown-Monroe Local School District / 8,792 |
| 570. | 25.9% | Eastern Local School District / 4,935 |
| 571. | 25.8% | Indian Hill Exempted Village School District / 14,413 |
| 572. | 25.7% | Patrick Henry Local School District / 5,873 |
| 573. | 25.7% | Highland Local School District / 9,980 |
| 574. | 25.6% | Symmes Valley Local School District / 4,794 |
| 574. | 25.6% | Mapleton Local School District / 7,169 |
| 576. | 25.5% | Marysville Exempted Village School District / 27,779 |
| 577. | 25.5% | Triway Local School District / 13,438 |
| 578. | 25.3% | Osnaburg Local School District / 5,856 |
| 579. | 25.2% | Orange City School District / 13,613 |
| 580. | 25.1% | Continental Local School District / 2,959 |
| 581. | 24.8% | Licking Valley Local School District / 9,735 |
| 582. | 24.7% | Jackson-Milton Local School District / 6,252 |
| 583. | 24.6% | Fort Recovery Local School District / 3,845 |
| 584. | 24.5% | Vinton County Local School District / 13,136 |
| 585. | 24.3% | Northmor Local School District / 7,467 |
| 586. | 24.3% | Loveland City School District / 25,802 |
| 587. | 24.2% | Meigs Local School District / 12,176 |
| 588. | 24.1% | Northridge Local School District / 8,138 |
| 589. | 24.1% | Berlin-Milan Local School District / 8,751 |
| 590. | 24.0% | Southeast Local School District / 16,482 |
| 591. | 23.8% | Hardin-Houston Local School District / 5,220 |
| 592. | 23.6% | Hardin Northern Local School District / 2,858 |
| 593. | 23.5% | Clermont Northeastern Local School District / 13,513 |
| 594. | 23.5% | Botkins Local School District / 2,678 |
| 595. | 23.5% | Sycamore Community City School District / 35,276 |
| 596. | 23.1% | Danville Local School District / 3,755 |
| 597. | 23.0% | Frontier Local School District / 5,060 |
| 598. | 23.0% | Hopewell-Loudon Local School District / 4,243 |
| 599. | 22.8% | Stryker Local School District / 3,631 |
| 600. | 22.4% | Miller City-New Cleveland Local School District / 2,039 |
| 601. | 22.2% | Mechanicsburg Exempted Village School District / 4,644 |
| 602. | 21.9% | Beachwood City School District / 11,198 |
| 603. | 21.6% | Bright Local School District / 4,350 |
| 604. | 21.5% | Avon Local School District / 16,632 |
| 605. | 21.4% | Triad Local School District / 5,606 |
| 606. | 21.2% | Fort Frye Local School District / 7,541 |
| 607. | 20.5% | Cardinal Local School District / 15,840 |
| 608. | 20.2% | Old Fort Local School District / 2,324 |
| 609. | 19.5% | Williamsburg Local School District / 6,110 |
| 610. | 19.4% | Columbia Local School District / 6,500 |
| 611. | 18.9% | Sandy Valley Local School District / 8,557 |
| 612. | 18.8% | Valley Local School District / 6,586 |
| 613. | 17.8% | Cory-Rawson Local School District / 7,402 |
| 614. | 17.6% | Bluffton Exempted Village School District / 7,332 |
Please note that we only rank locations with 'Percentage of Houses without a Mortgage where Total Holding Costs 10-20% of Owner Income' data. The rank above might not be a complete list. Locations without 'Percentage of Houses without a Mortgage where Total Holding Costs 10-20% of Owner Income' data are not listed.
*ACS stands for U.S. Census American Community Survey. According to the U.S. Census, if the date is a range, you can interpret the data as an average of the period of time.
