| Rank | Percentage of Houses with a Mortgage where Total Holding Costs 40% or More of Owner Income ▼ | School District / Population |
| 1. | 35.1% | East Cleveland City School District / 21,343 |
| 2. | 33.7% | Southington Local School District / 3,710 |
| 3. | 33.4% | Jefferson Township Local School District / 7,625 |
| 4. | 32.0% | Walnut Township Local School District / 4,155 |
| 5. | 31.7% | Manchester Local School District / 5,174 |
| 6. | 31.3% | Bristol Local School District / 5,625 |
| 7. | 31.1% | Warrensville Heights City School District / 15,694 |
| 8. | 29.4% | Richmond Heights Local School District / 9,703 |
| 9. | 29.0% | Cleveland Municipal School District / 400,067 |
| 10. | 28.4% | Hillsdale Local School District / 6,468 |
| 11. | 28.3% | Newbury Local School District / 5,564 |
| 12. | 27.6% | Grand Valley Local School District / 8,455 |
| 13. | 27.0% | West Geauga Local School District / 15,874 |
| 14. | 26.9% | James A. Garfield Local School District / 9,068 |
| 15. | 26.5% | Western Local School District / 4,594 |
| 16. | 26.2% | Bucyrus City School District / 10,967 |
| 17. | 26.0% | Rock Hill Local School District / 9,389 |
| 18. | 26.0% | Pymatuning Valley Local School District / 8,236 |
| 19. | 25.7% | Newcomerstown Exempted Village School District / 6,631 |
| 20. | 25.4% | Campbell City School District / 8,230 |
| 21. | 25.4% | Mapleton Local School District / 7,086 |
| 22. | 25.3% | Northmor Local School District / 7,186 |
| 23. | 25.2% | Ansonia Local School District / 3,048 |
| 24. | 25.2% | Alliance City School District / 21,523 |
| 25. | 25.1% | South Range Local School District / 6,930 |
| 26. | 24.9% | North Central Local School District / 4,380 |
| 27. | 24.6% | Black River Local School District / 10,068 |
| 28. | 24.6% | Put-in-Bay Local School District / 492 |
| 29. | 24.6% | Maple Heights City School District / 23,136 |
| 30. | 24.4% | Chagrin Falls Exempted Village School District / 10,346 |
| 31. | 24.4% | Trotwood-Madison City School District / 20,038 |
| 32. | 24.3% | Danbury Local School District / 5,323 |
| 32. | 24.3% | Colonel Crawford Local School District / 5,715 |
| 34. | 24.1% | Winton Woods City School District / 25,983 |
| 35. | 23.8% | Whitehall City School District / 18,216 |
| 36. | 23.6% | Youngstown City School District / 69,148 |
| 37. | 23.3% | Jackson-Milton Local School District / 5,971 |
| 38. | 23.3% | Clearview Local School District / 6,232 |
| 39. | 23.3% | Minerva Local School District / 11,946 |
| 40. | 23.3% | Jackson City School District / 15,649 |
| 41. | 23.3% | Warren City School District / 37,345 |
| 42. | 23.3% | Mount Healthy City School District / 24,860 |
| 43. | 23.2% | Dayton City School District / 152,549 |
| 44. | 23.2% | Ripley-Union-Lewis-Huntington Local School District / 7,354 |
| 45. | 23.1% | Sheffield-Sheffield Lake City School District / 13,078 |
| 46. | 23.1% | Licking Valley Local School District / 10,504 |
| 47. | 23.0% | Washington Court House City School District / 13,740 |
| 48. | 22.9% | Bedford City School District / 29,726 |
| 49. | 22.8% | Highland Local School District / 11,274 |
| 50. | 22.7% | Bloomfield-Mespo Local School District / 4,681 |
| 50. | 22.7% | Middle Bass Local School District / 163 |
| 52. | 22.7% | Ridgemont Local School District / 3,228 |
| 52. | 22.7% | Columbia Local School District / 6,627 |
| 54. | 22.6% | Fayetteville-Perry Local School District / 4,552 |
| 55. | 22.5% | Norwood City School District / 19,221 |
| 56. | 22.5% | East Holmes Local School District / 20,337 |
| 57. | 22.5% | Lockland Local School District / 4,283 |
| 58. | 22.4% | Barberton City School District / 26,589 |
| 59. | 22.4% | Fairbanks Local School District / 6,117 |
| 60. | 22.4% | Beachwood City School District / 11,908 |
| 61. | 22.3% | Cardinal Local School District / 15,111 |
| 62. | 22.3% | Crestview Local School District / 5,844 |
| 63. | 22.3% | Euclid City School District / 48,785 |
| 63. | 22.3% | Crestwood Local School District / 14,459 |
| 65. | 22.3% | Revere Local School District / 20,639 |
| 66. | 22.2% | Middletown City School District / 49,440 |
| 67. | 22.2% | Oberlin City School District / 10,917 |
| 68. | 22.2% | Adams County/Ohio Valley Local School District / 23,601 |
| 69. | 22.0% | Hillsboro City School District / 16,613 |
| 70. | 22.0% | Reading Community City School District / 10,446 |
| 71. | 21.9% | Cloverleaf Local School District / 19,080 |
| 72. | 21.7% | Northwood Local School District / 5,260 |
| 73. | 21.6% | Oak Hill Union Local School District / 8,147 |
| 73. | 21.6% | Carrollton Exempted Village School District / 17,341 |
| 75. | 21.5% | Wheelersburg Local School District / 8,431 |
| 76. | 21.3% | Cincinnati City School District / 330,042 |
| 77. | 21.3% | East Clinton Local School District / 8,240 |
| 78. | 21.2% | Geneva Area City School District / 17,348 |
| 79. | 21.1% | Madison Local School District / 18,887 |
| 80. | 21.1% | Eastern Local School District / 5,136 |
| 81. | 21.0% | Crestview Local School District / 4,861 |
| 82. | 20.9% | Eastern Local School District / 8,548 |
| 83. | 20.8% | Indian Valley Local School District / 10,445 |
| 84. | 20.7% | Gallia County Local School District / 15,269 |
| 84. | 20.7% | Mansfield City School District / 34,819 |
| 86. | 20.6% | Galion City School District / 13,445 |
| 87. | 20.6% | Columbus City School District / 493,701 |
| 88. | 20.6% | Bethel Local School District / 5,787 |
| 89. | 20.6% | Garfield Heights City School District / 26,544 |
| 90. | 20.6% | Toledo City School District / 231,021 |
| 90. | 20.6% | Fairless Local School District / 12,238 |
| 92. | 20.6% | Indian Lake Local School District / 11,828 |
| 93. | 20.5% | Upper Scioto Valley Local School District / 3,992 |
| 94. | 20.4% | Greenfield Exempted Village School District / 12,498 |
| 95. | 20.3% | Kenston Local School District / 17,368 |
| 96. | 20.3% | Valley View Local School District / 10,588 |
| 97. | 20.3% | Wellston City School District / 8,923 |
| 98. | 20.2% | Franklin Local School District / 11,536 |
| 98. | 20.2% | Coshocton City School District / 11,450 |
| 100. | 20.1% | Blanchester Local School District / 8,587 |
| 101. | 20.1% | Canton City School District / 63,544 |
| 102. | 20.1% | Twin Valley Community Local School District / 5,954 |
| 103. | 20.1% | Scioto Valley Local School District / 8,964 |
| 104. | 20.0% | Cleveland Heights-University Heights City School District / 57,781 |
| 104. | 20.0% | Paint Valley Local School District / 6,088 |
| 106. | 20.0% | Vinton County Local School District / 13,425 |
| 107. | 20.0% | Yellow Springs Exempted Village School District / 4,318 |
| 108. | 20.0% | North College Hill City School District / 10,806 |
| 109. | 20.0% | Loudonville-Perrysville Exempted Village School District / 8,026 |
| 110. | 19.9% | Howland Local School District / 22,313 |
| 111. | 19.9% | Akron City School District / 190,653 |
| 112. | 19.9% | Mathews Local School District / 6,989 |
| 113. | 19.8% | Washington Local School District / 49,399 |
| 114. | 19.8% | Springfield Local School District / 19,270 |
| 114. | 19.8% | Keystone Local School District / 11,612 |
| 116. | 19.8% | Triway Local School District / 13,066 |
| 117. | 19.8% | Princeton City School District / 42,950 |
| 118. | 19.8% | Perry Local School District / 8,953 |
| 119. | 19.8% | Union-Scioto Local School District / 16,285 |
| 120. | 19.7% | Mayfield City School District / 33,131 |
| 121. | 19.7% | Trimble Local School District / 4,593 |
| 122. | 19.7% | Perry Local School District / 3,779 |
| 122. | 19.7% | Madison Local School District / 8,064 |
| 124. | 19.6% | Piqua City School District / 24,021 |
| 125. | 19.6% | Berkshire Local School District / 9,202 |
| 126. | 19.6% | Marion City School District / 29,180 |
| 126. | 19.6% | West Carrollton City School District / 28,315 |
| 128. | 19.5% | Maplewood Local School District / 5,711 |
| 128. | 19.5% | Valley Local School District / 6,723 |
| 130. | 19.4% | Lima City School District / 30,421 |
| 130. | 19.4% | Claymont City School District / 12,002 |
| 132. | 19.4% | New London Local School District / 6,201 |
| 133. | 19.4% | Mad River Local School District / 22,161 |
| 133. | 19.4% | Shaker Heights City School District / 32,105 |
| 135. | 19.3% | Harrison Hills City School District / 13,371 |
| 135. | 19.3% | Bryan City School District / 13,034 |
| 137. | 19.3% | Eastern Local School District / 5,123 |
| 138. | 19.3% | Logan Elm Local School District / 13,178 |
| 139. | 19.2% | Columbiana Exempted Village School District / 7,752 |
| 139. | 19.2% | Plymouth-Shiloh Local School District / 4,790 |
| 141. | 19.2% | Margaretta Local School District / 7,749 |
| 142. | 19.2% | West Muskingum Local School District / 13,717 |
| 143. | 19.1% | Maysville Local School District / 10,741 |
| 144. | 19.1% | New Miami Local School District / 3,863 |
| 145. | 19.1% | Conotton Valley Union Local School District / 3,298 |
| 145. | 19.1% | Berlin-Milan Local School District / 9,470 |
| 145. | 19.1% | Orange City School District / 14,144 |
| 145. | 19.1% | Brecksville-Broadview Heights City School District / 27,084 |
| 149. | 19.0% | Franklin City School District / 20,432 |
| 150. | 19.0% | Gibsonburg Exempted Village School District / 5,319 |
| 151. | 19.0% | Ottawa Hills Local School District / 4,565 |
| 152. | 19.0% | Riverside Local School District / 4,259 |
| 153. | 19.0% | Allen East Local School District / 5,815 |
| 153. | 19.0% | South Euclid-Lyndhurst City School District / 35,420 |
| 155. | 19.0% | Lake Local School District / 11,148 |
| 156. | 18.9% | Miami Trace Local School District / 15,436 |
| 157. | 18.9% | Tecumseh Local School District / 19,094 |
| 158. | 18.9% | Canton Local School District / 13,168 |
| 159. | 18.9% | Hamilton City School District / 62,629 |
| 160. | 18.8% | Bridgeport Exempted Village School District / 6,868 |
| 161. | 18.8% | Northwest Local School District / 9,502 |
| 162. | 18.7% | Brooklyn City School District / 11,101 |
| 163. | 18.7% | Ross Local School District / 16,002 |
| 164. | 18.6% | Lorain City School District / 53,542 |
| 165. | 18.6% | National Trail Local School District / 7,115 |
| 166. | 18.6% | Graham Local School District / 11,673 |
| 167. | 18.6% | Solon City School District / 23,468 |
| 168. | 18.5% | Ironton City School District / 10,684 |
| 169. | 18.5% | Conneaut Area City School District / 14,647 |
| 169. | 18.5% | Joseph Badger Local School District / 6,186 |
| 171. | 18.4% | Circleville City School District / 14,438 |
| 171. | 18.4% | Lakewood City School District / 51,965 |
| 171. | 18.4% | Rootstown Local School District / 8,194 |
| 174. | 18.4% | Northridge Local School District / 10,612 |
| 175. | 18.4% | North Fork Local School District / 11,549 |
| 176. | 18.4% | Greeneview Local School District / 8,134 |
| 177. | 18.4% | Wellington Exempted Village School District / 8,839 |
| 178. | 18.3% | Buckeye Local School District / 12,457 |
| 179. | 18.3% | Coventry Local School District / 12,738 |
| 180. | 18.3% | Bellefontaine City School District / 15,617 |
| 181. | 18.3% | Lakota Local School District / 6,549 |
| 182. | 18.2% | Norton City School District / 14,128 |
| 183. | 18.2% | Niles City School District / 19,222 |
| 183. | 18.2% | Deer Park Community City School District / 12,743 |
| 185. | 18.2% | Midview Local School District / 23,507 |
| 186. | 18.2% | North Union Local School District / 7,953 |
| 186. | 18.2% | Edon Northwest Local School District / 3,670 |
| 188. | 18.2% | Wickliffe City School District / 12,761 |
| 189. | 18.2% | Northwestern Local School District / 7,685 |
| 189. | 18.2% | Greenon Local School District / 12,348 |
| 191. | 18.1% | Oakwood City School District / 9,186 |
| 192. | 18.1% | Chardon Local School District / 21,557 |
| 193. | 18.1% | Waterloo Local School District / 8,124 |
| 194. | 18.1% | Monroeville Local School District / 4,488 |
| 195. | 18.1% | East Liverpool City School District / 16,233 |
| 196. | 18.0% | Finneytown Local School District / 10,375 |
| 197. | 18.0% | Lordstown Local School District / 3,407 |
| 198. | 18.0% | Copley-Fairlawn City School District / 21,215 |
| 198. | 18.0% | Teays Valley Local School District / 23,229 |
| 200. | 18.0% | Southeast Local School District / 18,278 |
| 201. | 17.9% | United Local School District / 8,498 |
| 202. | 17.9% | Seneca East Local School District / 4,675 |
| 203. | 17.9% | Eaton Community City School District / 14,318 |
| 204. | 17.8% | Chillicothe City School District / 23,311 |
| 205. | 17.8% | Zanesville City School District / 26,817 |
| 206. | 17.8% | Ledgemont Local School District / 4,219 |
| 207. | 17.8% | Kenton City School District / 12,085 |
| 208. | 17.8% | McDonald Local School District / 4,055 |
| 209. | 17.7% | Sandy Valley Local School District / 8,127 |
| 209. | 17.7% | Cedar Cliff Local School District / 6,187 |
| 211. | 17.7% | Kent City School District / 33,893 |
| 212. | 17.5% | Bay Village City School District / 15,589 |
| 212. | 17.5% | Genoa Area Local School District / 8,706 |
| 212. | 17.5% | Osnaburg Local School District / 5,467 |
| 215. | 17.5% | Liberty Local School District / 12,047 |
| 216. | 17.5% | Highland Local School District / 17,848 |
| 217. | 17.5% | Carey Exempted Village School District / 5,416 |
| 217. | 17.5% | Vandalia-Butler City School District / 23,665 |
| 219. | 17.5% | Fairborn City School District / 42,542 |
| 220. | 17.5% | Big Walnut Local School District / 18,435 |
| 221. | 17.5% | Girard City School District / 11,102 |
| 222. | 17.4% | Gallipolis City School District / 15,342 |
| 223. | 17.4% | Fairview Park City School District / 16,381 |
| 223. | 17.4% | Batavia Local School District / 10,840 |
| 223. | 17.4% | Wilmington City School District / 20,823 |
| 226. | 17.4% | North Olmsted City School District / 32,488 |
| 227. | 17.4% | Waverly City School District / 11,452 |
| 228. | 17.4% | Noble Local School District / 6,291 |
| 229. | 17.3% | Centerburg Local School District / 5,724 |
| 229. | 17.3% | Brookville Local School District / 9,681 |
| 231. | 17.3% | Westlake City School District / 32,519 |
| 232. | 17.3% | Arcadia Local School District / 3,086 |
| 232. | 17.3% | Lakewood Local School District / 14,326 |
| 234. | 17.3% | Heath City School District / 10,016 |
| 234. | 17.3% | Lisbon Exempted Village School District / 5,548 |
| 234. | 17.3% | Green Local School District / 4,270 |
| 237. | 17.2% | Green Local School District / 6,777 |
| 237. | 17.2% | Amherst Exempted Village School District / 24,351 |
| 239. | 17.2% | Fairfield Local School District / 5,063 |
| 239. | 17.2% | St. Marys City School District / 13,490 |
| 241. | 17.2% | Van Buren Local School District / 6,089 |
| 242. | 17.1% | Hicksville Exempted Village School District / 5,165 |
| 243. | 17.0% | Madison-Plains Local School District / 11,286 |
| 244. | 17.0% | South-Western City School District / 134,509 |
| 245. | 17.0% | Athens City School District / 34,684 |
| 245. | 17.0% | Tri-County North Local School District / 5,735 |
| 245. | 17.0% | North Canton City School District / 29,360 |
| 248. | 17.0% | Marlington Local School District / 15,828 |
| 249. | 16.9% | Fairfield Union Local School District / 9,862 |
| 250. | 16.9% | Miami East Local School District / 7,613 |
| 250. | 16.9% | Vermilion Local School District / 14,541 |
| 250. | 16.9% | East Guernsey Local School District / 7,720 |
| 250. | 16.9% | Portsmouth City School District / 21,713 |
| 254. | 16.9% | Wayne Trace Local School District / 5,884 |
| 255. | 16.9% | Wooster City School District / 29,430 |
| 256. | 16.9% | Willoughby-Eastlake City School District / 65,512 |
| 257. | 16.8% | Lowellville Local School District / 2,055 |
| 257. | 16.8% | Goshen Local School District / 15,765 |
| 257. | 16.8% | Jefferson Area Local School District / 11,639 |
| 257. | 16.8% | Indian Hill Exempted Village School District / 12,634 |
| 261. | 16.8% | Morgan Local School District / 13,768 |
| 261. | 16.8% | Milton-Union Exempted Village School District / 9,601 |
| 263. | 16.8% | Adena Local School District / 6,745 |
| 263. | 16.8% | Canal Winchester Local School District / 18,359 |
| 265. | 16.8% | Sidney City School District / 25,755 |
| 265. | 16.8% | Liberty Center Local School District / 5,658 |
| 267. | 16.7% | Groveport Madison Local School District / 43,192 |
| 268. | 16.7% | Cuyahoga Falls City School District / 41,680 |
| 269. | 16.7% | Mount Gilead Exempted Village School District / 8,236 |
| 270. | 16.7% | Boardman Local School District / 36,977 |
| 271. | 16.7% | Bethel-Tate Local School District / 9,640 |
| 271. | 16.7% | College Corner Local School District / 648 |
| 273. | 16.6% | Patrick Henry Local School District / 5,405 |
| 273. | 16.6% | Western Brown Local School District / 17,114 |
| 275. | 16.6% | Northridge Local School District / 8,319 |
| 275. | 16.6% | Ontario Local School District / 10,967 |
| 277. | 16.5% | North Ridgeville City School District / 29,537 |
| 277. | 16.5% | Berea City School District / 53,334 |
| 279. | 16.5% | Bright Local School District / 4,619 |
| 280. | 16.5% | Massillon City School District / 29,345 |
| 281. | 16.5% | South Point Local School District / 12,411 |
| 282. | 16.5% | Southeastern Local School District / 6,370 |
| 282. | 16.5% | Huron City School District / 10,635 |
| 284. | 16.5% | Ashland City School District / 26,768 |
| 284. | 16.5% | Triad Local School District / 5,406 |
| 286. | 16.4% | Northwest Local School District / 12,920 |
| 287. | 16.4% | Three Rivers Local School District / 15,677 |
| 287. | 16.4% | Cardington-Lincoln Local School District / 6,563 |
| 289. | 16.4% | Edgewood City School District / 18,913 |
| 290. | 16.4% | Springfield Local School District / 8,519 |
| 291. | 16.4% | Monroe Local School District / 12,880 |
| 291. | 16.4% | Antwerp Local School District / 3,728 |
| 293. | 16.4% | Brown Local School District / 5,155 |
| 294. | 16.4% | Struthers City School District / 11,778 |
| 295. | 16.3% | Mogadore Local School District / 4,343 |
| 295. | 16.3% | Windham Exempted Village School District / 3,933 |
| 297. | 16.3% | Northwestern Local School District / 10,840 |
| 298. | 16.3% | Sandusky City School District / 25,775 |
| 298. | 16.3% | Springfield Local School District / 29,915 |
| 300. | 16.3% | Streetsboro City School District / 15,815 |
| 301. | 16.3% | Ravenna City School District / 20,973 |
| 302. | 16.3% | Aurora City School District / 15,763 |
| 303. | 16.3% | Lancaster City School District / 47,244 |
| 303. | 16.3% | Marietta City School District / 23,963 |
| 305. | 16.2% | Fremont City School District / 30,159 |
| 306. | 16.2% | North Royalton City School District / 35,917 |
| 307. | 16.2% | New Albany-Plain Local School District / 20,670 |
| 307. | 16.2% | South Central Local School District / 4,881 |
| 309. | 16.2% | River View Local School District / 15,068 |
| 310. | 16.1% | Minford Local School District / 7,979 |
| 311. | 16.1% | Western Reserve Local School District / 4,157 |
| 312. | 16.1% | Maumee City School District / 17,106 |
| 313. | 16.1% | Fredericktown Local School District / 7,694 |
| 314. | 16.0% | Fostoria City School District / 13,922 |
| 314. | 16.0% | Wayne Local School District / 8,661 |
| 316. | 16.0% | Jonathan Alder Local School District / 11,972 |
| 317. | 16.0% | Chippewa Local School District / 9,291 |
| 317. | 16.0% | Meigs Local School District / 12,780 |
| 319. | 16.0% | New Richmond Exempted Village School District / 14,035 |
| 319. | 16.0% | Northwest Local School District / 73,538 |
| 321. | 15.9% | Northmont City School District / 34,629 |
| 322. | 15.9% | Oak Hills Local School District / 64,603 |
| 322. | 15.9% | Woodridge Local School District / 17,854 |
| 324. | 15.9% | New Riegel Local School District / 1,949 |
| 325. | 15.9% | Liberty Union-Thurston Local School District / 8,019 |
| 326. | 15.8% | Brookfield Local School District / 8,855 |
| 327. | 15.8% | Nelsonville-York City School District / 9,340 |
| 328. | 15.8% | Riverside Local School District / 34,401 |
| 328. | 15.8% | Firelands Local School District / 11,484 |
| 330. | 15.8% | Tri-Valley Local School District / 17,194 |
| 330. | 15.8% | Otsego Local School District / 9,250 |
| 330. | 15.8% | Hubbard Exempted Village School District / 13,531 |
| 333. | 15.7% | Salem City School District / 17,160 |
| 333. | 15.7% | East Palestine City School District / 8,212 |
| 335. | 15.7% | Centerville City School District / 56,440 |
| 336. | 15.7% | Evergreen Local School District / 7,673 |
| 336. | 15.7% | Edgerton Local School District / 3,901 |
| 338. | 15.7% | Green Local School District / 25,635 |
| 339. | 15.7% | Tallmadge City School District / 17,557 |
| 340. | 15.7% | Granville Exempted Village School District / 12,490 |
| 341. | 15.6% | Strongsville City School District / 44,662 |
| 341. | 15.6% | Logan-Hocking Local School District / 24,733 |
| 343. | 15.6% | Kirtland Local School District / 7,852 |
| 344. | 15.6% | Hardin-Houston Local School District / 4,872 |
| 345. | 15.6% | Tuscarawas Valley Local School District / 9,756 |
| 346. | 15.6% | London City School District / 16,213 |
| 347. | 15.5% | Crestline Exempted Village School District / 5,448 |
| 347. | 15.5% | Nordonia Hills City School District / 32,302 |
| 349. | 15.5% | Lexington Local School District / 16,034 |
| 350. | 15.5% | Washington-Nile Local School District / 8,405 |
| 351. | 15.4% | Crooksville Exempted Village School District / 5,346 |
| 352. | 15.4% | Southwest Licking Local School District / 23,508 |
| 353. | 15.4% | Defiance City School District / 16,678 |
| 354. | 15.4% | Field Local School District / 17,021 |
| 355. | 15.4% | Oregon City School District / 23,567 |
| 356. | 15.4% | New Lexington City School District / 11,065 |
| 356. | 15.4% | Parma City School District / 113,694 |
| 358. | 15.3% | Lucas Local School District / 3,109 |
| 359. | 15.3% | Swanton Local School District / 9,515 |
| 359. | 15.3% | Southern Local School District / 5,612 |
| 361. | 15.3% | Ashtabula Area City School District / 28,480 |
| 362. | 15.3% | Brunswick City School District / 45,742 |
| 363. | 15.3% | New Lebanon Local School District / 7,224 |
| 364. | 15.2% | Lynchburg-Clay Local School District / 6,671 |
| 365. | 15.2% | Greenville City School District / 22,678 |
| 366. | 15.2% | Cambridge City School District / 16,014 |
| 367. | 15.1% | Newton Local School District / 3,259 |
| 368. | 15.1% | Millcreek-West Unity Local School District / 3,750 |
| 368. | 15.1% | Buckeye Local School District / 13,849 |
| 368. | 15.1% | Southern Local School District / 4,539 |
| 371. | 15.1% | Federal Hocking Local School District / 8,214 |
| 372. | 15.1% | Warren Local School District / 14,559 |
| 372. | 15.1% | Fayette Local School District / 2,494 |
| 374. | 15.1% | St. Bernard-Elmwood Place City School District / 6,471 |
| 375. | 15.0% | Rolling Hills Local School District / 11,463 |
| 376. | 15.0% | Lebanon City School District / 37,836 |
| 377. | 15.0% | Clermont Northeastern Local School District / 13,659 |
| 378. | 14.9% | Beaver Local School District / 16,408 |
| 379. | 14.9% | Caldwell Exempted Village School District / 8,609 |
| 380. | 14.9% | Paulding Exempted Village School District / 10,102 |
| 381. | 14.8% | Leipsic Local School District / 3,726 |
| 382. | 14.8% | Springfield City School District / 57,139 |
| 382. | 14.8% | Mason City School District / 49,534 |
| 382. | 14.8% | West Holmes Local School District / 18,871 |
| 385. | 14.7% | East Muskingum Local School District / 13,433 |
| 386. | 14.7% | Fairfield City School District / 64,717 |
| 387. | 14.7% | Bloom-Vernon Local School District / 5,178 |
| 388. | 14.7% | Felicity-Franklin Local School District / 5,344 |
| 388. | 14.7% | Little Miami Local School District / 29,091 |
| 390. | 14.7% | Independence Local School District / 7,102 |
| 391. | 14.6% | Wapakoneta City School District / 19,110 |
| 392. | 14.6% | Southeastern Local School District / 4,180 |
| 392. | 14.6% | Delaware City School District / 35,724 |
| 394. | 14.6% | Hudson City School District / 23,534 |
| 394. | 14.6% | Upper Arlington City School District / 34,508 |
| 396. | 14.6% | West Branch Local School District / 12,869 |
| 396. | 14.6% | Mississinawa Valley Local School District / 4,119 |
| 398. | 14.6% | Mechanicsburg Exempted Village School District / 5,012 |
| 399. | 14.6% | Preble Shawnee Local School District / 9,017 |
| 400. | 14.5% | Cuyahoga Heights Local School District / 4,074 |
| 401. | 14.5% | Huber Heights City School District / 41,558 |
| 401. | 14.5% | Sycamore Community City School District / 33,767 |
| 403. | 14.5% | Fort Loramie Local School District / 3,772 |
| 404. | 14.5% | Kettering City School District / 56,438 |
| 404. | 14.5% | Twinsburg City School District / 24,300 |
| 406. | 14.5% | Clear Fork Valley Local School District / 10,081 |
| 407. | 14.5% | Buckeye Valley Local School District / 16,263 |
| 407. | 14.5% | Holgate Local School District / 2,504 |
| 409. | 14.5% | Miamisburg City School District / 37,933 |
| 409. | 14.5% | Berne Union Local School District / 5,195 |
| 411. | 14.5% | Perry Local School District / 30,402 |
| 412. | 14.4% | Sylvania City School District / 52,492 |
| 412. | 14.4% | Huntington Local School District / 6,216 |
| 414. | 14.4% | LaBrae Local School District / 9,183 |
| 415. | 14.4% | Ayersville Local School District / 4,057 |
| 415. | 14.4% | Milford Exempted Village School District / 41,343 |
| 417. | 14.4% | Wellsville Local School District / 4,986 |
| 417. | 14.4% | New Boston Local School District / 2,497 |
| 419. | 14.3% | Canfield Local School District / 18,412 |
| 419. | 14.3% | Dawson-Bryant Local School District / 7,051 |
| 421. | 14.3% | Indian Creek Local School District / 19,251 |
| 422. | 14.2% | Anthony Wayne Local School District / 28,047 |
| 422. | 14.2% | Clinton-Massie Local School District / 9,625 |
| 424. | 14.2% | Georgetown Exempted Village School District / 6,822 |
| 425. | 14.2% | River Valley Local School District / 17,186 |
| 426. | 14.2% | Pickerington Local School District / 48,147 |
| 427. | 14.2% | Painesville City Local School District / 17,393 |
| 428. | 14.1% | Amanda-Clearcreek Local School District / 8,721 |
| 429. | 14.1% | Bradford Exempted Village School District / 3,168 |
| 430. | 14.1% | Coldwater Exempted Village School District / 6,600 |
| 430. | 14.1% | Shadyside Local School District / 5,514 |
| 432. | 14.1% | Olentangy Local School District / 73,164 |
| 432. | 14.1% | Leetonia Exempted Village School District / 4,634 |
| 434. | 14.1% | Fairland Local School District / 10,729 |
| 434. | 14.1% | Rittman Exempted Village School District / 7,447 |
| 436. | 14.1% | Talawanda City School District / 35,443 |
| 437. | 14.0% | Edison Local School District / 15,997 |
| 438. | 14.0% | Rocky River City School District / 20,519 |
| 439. | 14.0% | Reynoldsburg City School District / 37,938 |
| 440. | 13.9% | North Baltimore Local School District / 4,212 |
| 441. | 13.9% | Upper Sandusky Exempted Village School District / 11,286 |
| 442. | 13.9% | Forest Hills Local School District / 46,226 |
| 443. | 13.9% | Elgin Local School District / 6,517 |
| 444. | 13.9% | Woodmore Local School District / 6,404 |
| 445. | 13.9% | Clyde-Green Springs Exempted Village School District / 12,676 |
| 446. | 13.9% | North Central Local School District / 8,156 |
| 447. | 13.8% | Dalton Local School District / 6,915 |
| 448. | 13.8% | Lakota Local School District / 93,001 |
| 448. | 13.8% | Elyria City School District / 52,984 |
| 450. | 13.8% | Celina City School District / 18,693 |
| 451. | 13.7% | Perrysburg Exempted Village School District / 26,874 |
| 452. | 13.7% | Wolf Creek Local School District / 3,398 |
| 453. | 13.7% | Newark City School District / 48,645 |
| 454. | 13.7% | Troy City School District / 30,351 |
| 455. | 13.7% | Port Clinton City School District / 13,199 |
| 456. | 13.6% | Garaway Local School District / 11,420 |
| 457. | 13.6% | Worthington City School District / 59,403 |
| 458. | 13.6% | Belpre City School District / 8,508 |
| 459. | 13.6% | Medina City School District / 43,972 |
| 460. | 13.6% | Austintown Local School District / 35,859 |
| 460. | 13.6% | Wauseon Exempted Village School District / 10,086 |
| 460. | 13.6% | West Clermont Local School District / 67,944 |
| 463. | 13.6% | Xenia Community City School District / 37,056 |
| 464. | 13.5% | Mount Vernon City School District / 30,878 |
| 464. | 13.5% | Jackson Local School District / 38,061 |
| 464. | 13.5% | Olmsted Falls City School District / 23,793 |
| 467. | 13.5% | Orrville City School District / 10,975 |
| 468. | 13.4% | Beavercreek City School District / 53,355 |
| 469. | 13.4% | Newton Falls Exempted Village School District / 8,756 |
| 470. | 13.4% | Findlay City School District / 41,948 |
| 471. | 13.3% | Steubenville City School District / 15,753 |
| 472. | 13.3% | Ridgewood Local School District / 8,077 |
| 473. | 13.3% | Lincolnview Local School District / 4,457 |
| 474. | 13.3% | Westerville City School District / 92,536 |
| 475. | 13.2% | Elida Local School District / 19,940 |
| 476. | 13.2% | Northeastern Local School District / 22,541 |
| 476. | 13.2% | Spencerville Local School District / 4,886 |
| 478. | 13.2% | Urbana City School District / 15,159 |
| 479. | 13.1% | Benjamin Logan Local School District / 10,775 |
| 479. | 13.1% | Marysville Exempted Village School District / 31,198 |
| 481. | 13.1% | Tri-Village Local School District / 4,297 |
| 482. | 13.0% | West Liberty-Salem Local School District / 6,142 |
| 482. | 13.0% | Alexander Local School District / 10,630 |
| 484. | 13.0% | Symmes Valley Local School District / 4,835 |
| 485. | 13.0% | Plain Local School District / 47,426 |
| 486. | 13.0% | Bexley City School District / 13,118 |
| 486. | 13.0% | Pettisville Local School District / 2,171 |
| 488. | 12.9% | Parkway Local School District / 5,640 |
| 489. | 12.8% | Licking Heights Local School District / 22,301 |
| 489. | 12.8% | Switzerland of Ohio Local School District / 17,904 |
| 491. | 12.8% | Toronto City School District / 5,404 |
| 491. | 12.8% | Wadsworth City School District / 27,425 |
| 493. | 12.8% | Jackson Center Local School District / 2,719 |
| 494. | 12.8% | East Knox Local School District / 9,075 |
| 495. | 12.7% | Van Wert City School District / 13,685 |
| 495. | 12.7% | Mentor Exempted Village School District / 61,123 |
| 497. | 12.7% | Dublin City School District / 80,294 |
| 498. | 12.7% | Bowling Green City School District / 36,691 |
| 498. | 12.7% | Fairport Harbor Exempted Village School District / 3,121 |
| 500. | 12.6% | Clark-Shawnee Local School District / 12,251 |
| 501. | 12.6% | Cory-Rawson Local School District / 3,924 |
| 502. | 12.6% | Napoleon Area City School District / 14,644 |
| 503. | 12.6% | Loveland City School District / 26,017 |
| 504. | 12.6% | Gahanna-Jefferson City School District / 43,974 |
| 505. | 12.6% | Wyoming City School District / 8,313 |
| 505. | 12.6% | Kings Local School District / 25,289 |
| 507. | 12.6% | Crestview Local School District / 7,252 |
| 508. | 12.5% | Mariemont City School District / 8,372 |
| 509. | 12.5% | Louisville City School District / 18,756 |
| 510. | 12.5% | Western Reserve Local School District / 6,809 |
| 511. | 12.5% | Avon Lake City School District / 22,515 |
| 511. | 12.5% | Lake Local School District / 19,774 |
| 513. | 12.5% | Carlisle Local School District / 9,019 |
| 514. | 12.4% | Poland Local School District / 15,521 |
| 515. | 12.4% | Buckeye Central Local School District / 5,495 |
| 516. | 12.3% | Bloom-Carroll Local School District / 10,676 |
| 516. | 12.3% | Tiffin City School District / 22,353 |
| 518. | 12.3% | Southwest Local School District / 22,668 |
| 518. | 12.3% | Elmwood Local School District / 6,398 |
| 520. | 12.3% | Northern Local School District / 14,077 |
| 521. | 12.2% | Willard City School District / 11,513 |
| 522. | 12.2% | Kelleys Island Local School District / 203 |
| 523. | 12.1% | Old Fort Local School District / 2,397 |
| 524. | 12.1% | Arcanum-Butler Local School District / 5,741 |
| 525. | 12.0% | Hamilton Local School District / 15,145 |
| 526. | 12.0% | Bath Local School District / 12,271 |
| 527. | 12.0% | Northeastern Local School District / 6,377 |
| 528. | 11.9% | Norwalk City School District / 18,746 |
| 528. | 11.9% | New Philadelphia City School District / 21,813 |
| 530. | 11.9% | Pike-Delta-York Local School District / 8,177 |
| 531. | 11.9% | Martins Ferry City School District / 9,881 |
| 532. | 11.8% | Ottawa-Glandorf Local School District / 9,303 |
| 533. | 11.8% | Strasburg-Franklin Local School District / 4,641 |
| 534. | 11.8% | Union Local School District / 9,114 |
| 534. | 11.8% | Madison Local School District / 26,979 |
| 536. | 11.7% | Continental Local School District / 3,555 |
| 537. | 11.6% | Grandview Heights City School District / 7,245 |
| 538. | 11.5% | Bellevue City School District / 13,426 |
| 539. | 11.5% | Bettsville Local School District / 1,271 |
| 540. | 11.4% | New Knoxville Local School District / 1,943 |
| 541. | 11.4% | Springboro Community City School District / 29,865 |
| 542. | 11.4% | Avon Local School District / 20,925 |
| 543. | 11.3% | Hilliard City School District / 86,680 |
| 543. | 11.3% | Stow-Munroe Falls City School District / 39,992 |
| 545. | 11.3% | Southeast Local School District / 11,676 |
| 545. | 11.3% | Perkins Local School District / 13,852 |
| 547. | 11.3% | Benton-Carroll-Salem Local School District / 10,639 |
| 548. | 11.2% | Eastwood Local School District / 8,940 |
| 549. | 11.0% | Bellaire Local School District / 9,812 |
| 550. | 10.9% | Rossford Exempted Village School District / 13,482 |
| 551. | 10.9% | Covington Exempted Village School District / 5,053 |
| 552. | 10.8% | Shawnee Local School District / 16,622 |
| 553. | 10.8% | Hardin Northern Local School District / 2,871 |
| 554. | 10.8% | Versailles Exempted Village School District / 6,696 |
| 555. | 10.7% | Lakeview Local School District / 12,742 |
| 556. | 10.7% | Madeira City School District / 8,819 |
| 557. | 10.6% | Frontier Local School District / 4,837 |
| 558. | 10.6% | Westfall Local School District / 8,935 |
| 559. | 10.6% | Dover City School District / 17,085 |
| 560. | 10.5% | Hopewell-Loudon Local School District / 4,074 |
| 561. | 10.4% | Buckeye Local School District / 15,377 |
| 562. | 10.4% | Kalida Local School District / 3,194 |
| 563. | 10.4% | Jefferson Local School District / 7,058 |
| 563. | 10.4% | Champion Local School District / 9,519 |
| 565. | 10.3% | Ridgedale Local School District / 5,093 |
| 565. | 10.3% | Sebring Local School District / 4,493 |
| 567. | 10.3% | Tuslaw Local School District / 8,799 |
| 568. | 10.3% | Zane Trace Local School District / 9,451 |
| 569. | 10.2% | Tipp City Exempted Village School District / 14,896 |
| 570. | 10.2% | Chesapeake Union Exempted Village School District / 7,677 |
| 571. | 10.2% | Wynford Local School District / 6,357 |
| 572. | 10.1% | Fort Frye Local School District / 7,338 |
| 573. | 10.0% | Clay Local School District / 3,669 |
| 574. | 10.0% | Fairlawn Local School District / 2,316 |
| 575. | 9.9% | Pleasant Local School District / 9,278 |
| 576. | 9.8% | Liberty-Benton Local School District / 6,749 |
| 577. | 9.7% | New Bremen Local School District / 4,437 |
| 578. | 9.6% | Botkins Local School District / 2,593 |
| 579. | 9.6% | Ottoville Local School District / 2,521 |
| 580. | 9.4% | St. Clairsville-Richland City School District / 17,037 |
| 581. | 9.4% | Vanlue Local School District / 1,590 |
| 582. | 9.4% | Southern Local School District / 4,724 |
| 583. | 9.2% | Riverdale Local School District / 5,531 |
| 584. | 9.2% | Williamsburg Local School District / 6,277 |
| 585. | 9.2% | Pandora-Gilboa Local School District / 3,340 |
| 586. | 9.1% | Weathersfield Local School District / 5,438 |
| 587. | 9.0% | Central Local School District / 6,544 |
| 588. | 8.9% | Arlington Local School District / 3,658 |
| 589. | 8.7% | Columbus Grove Local School District / 5,496 |
| 590. | 8.7% | Marion Local School District / 3,549 |
| 591. | 8.6% | Anna Local School District / 5,103 |
| 592. | 8.6% | Archbold Area Local School District / 7,067 |
| 593. | 8.6% | Sugarcreek Local School District / 15,087 |
| 594. | 8.3% | Manchester Local School District / 9,086 |
| 595. | 8.3% | Franklin Monroe Local School District / 3,626 |
| 596. | 8.2% | Mohawk Local School District / 6,477 |
| 596. | 8.2% | Waynesfield-Goshen Local School District / 2,765 |
| 598. | 8.2% | Delphos City School District / 10,170 |
| 599. | 8.1% | Minster Local School District / 4,233 |
| 600. | 8.0% | McComb Local School District / 4,007 |
| 601. | 7.9% | St. Henry Consolidated Local School District / 4,497 |
| 602. | 7.7% | Shelby City School District / 13,133 |
| 603. | 7.6% | Ada Exempted Village School District / 7,919 |
| 604. | 7.4% | Bluffton Exempted Village School District / 7,071 |
| 605. | 7.2% | Johnstown-Monroe Local School District / 9,551 |
| 606. | 6.9% | Montpelier Exempted Village School District / 5,847 |
| 607. | 6.8% | Barnesville Exempted Village School District / 7,771 |
| 608. | 6.7% | Stryker Local School District / 3,438 |
| 609. | 6.5% | Miller City-New Cleveland Local School District / 2,044 |
| 610. | 6.4% | Jennings Local School District / 1,650 |
| 611. | 5.7% | Danville Local School District / 3,915 |
| 612. | 5.6% | Fort Recovery Local School District / 3,864 |
| 613. | 3.3% | Russia Local School District / 1,691 |
Please note that we only rank locations with 'Percentage of Houses with a Mortgage where Total Holding Costs 40% or More of Owner Income' data. The rank above might not be a complete list. Locations without 'Percentage of Houses with a Mortgage where Total Holding Costs 40% or More of Owner Income' data are not listed.
*ACS stands for U.S. Census American Community Survey. According to the U.S. Census, if the date is a range, you can interpret the data as an average of the period of time.
