| Rank | Percentage of Houses with a Mortgage where Total Holding Costs 40% or More of Owner Income ▼ | School District / Population |
| 1. | 38.7% | Manchester Local School District / 4,280 |
| 2. | 38.6% | East Cleveland City School District / 22,388 |
| 3. | 35.4% | Put-in-Bay Local School District / 479 |
| 4. | 33.5% | Warrensville Heights City School District / 16,142 |
| 5. | 32.1% | Kelleys Island Local School District / 265 |
| 6. | 29.7% | Newcomerstown Exempted Village School District / 6,466 |
| 7. | 29.5% | Cleveland Municipal School District / 411,335 |
| 8. | 29.2% | West Geauga Local School District / 16,279 |
| 9. | 29.1% | Bristol Local School District / 5,621 |
| 10. | 28.8% | Clearview Local School District / 6,313 |
| 11. | 28.7% | Wolf Creek Local School District / 3,228 |
| 12. | 27.8% | James A. Garfield Local School District / 9,099 |
| 12. | 27.8% | Walnut Township Local School District / 4,299 |
| 14. | 26.9% | Trotwood-Madison City School District / 20,026 |
| 15. | 26.8% | Northmor Local School District / 7,322 |
| 16. | 26.7% | Geneva Area City School District / 17,741 |
| 17. | 26.2% | East Holmes Local School District / 20,470 |
| 18. | 26.1% | Wellston City School District / 9,048 |
| 19. | 25.8% | Hillsdale Local School District / 6,794 |
| 20. | 25.8% | Bethel Local School District / 5,218 |
| 21. | 25.5% | Mapleton Local School District / 7,091 |
| 22. | 25.4% | Western Reserve Local School District / 3,971 |
| 23. | 25.1% | Richmond Heights Local School District / 9,916 |
| 24. | 25.1% | Danbury Local School District / 5,094 |
| 25. | 24.9% | Perry Local School District / 3,647 |
| 26. | 24.8% | Jefferson Township Local School District / 6,793 |
| 27. | 24.7% | Youngstown City School District / 71,604 |
| 28. | 24.6% | Highland Local School District / 10,741 |
| 29. | 24.6% | Barberton City School District / 26,811 |
| 30. | 24.5% | Carrollton Exempted Village School District / 17,092 |
| 31. | 24.4% | Pymatuning Valley Local School District / 7,444 |
| 32. | 24.4% | Crestview Local School District / 5,908 |
| 33. | 24.3% | Lockland Local School District / 4,240 |
| 34. | 24.1% | Fairbanks Local School District / 6,348 |
| 35. | 24.1% | Grand Valley Local School District / 8,969 |
| 36. | 24.0% | Keystone Local School District / 11,723 |
| 37. | 24.0% | Whitehall City School District / 18,169 |
| 38. | 23.8% | Reading Community City School District / 10,490 |
| 39. | 23.8% | South Range Local School District / 7,175 |
| 40. | 23.7% | Warren City School District / 38,215 |
| 41. | 23.7% | Eastern Local School District / 8,575 |
| 42. | 23.6% | Caldwell Exempted Village School District / 9,120 |
| 43. | 23.6% | Eastern Local School District / 4,584 |
| 44. | 23.4% | Maple Heights City School District / 23,575 |
| 45. | 23.3% | Bedford City School District / 29,908 |
| 46. | 23.3% | Maysville Local School District / 10,714 |
| 47. | 23.1% | Bucyrus City School District / 11,088 |
| 48. | 23.1% | Rock Hill Local School District / 9,672 |
| 49. | 23.1% | Madison Local School District / 18,836 |
| 50. | 23.1% | Washington Court House City School District / 13,338 |
| 51. | 23.0% | Norwood City School District / 19,495 |
| 52. | 22.9% | Revere Local School District / 19,894 |
| 53. | 22.9% | Wayne Local School District / 8,884 |
| 54. | 22.7% | Mayfield City School District / 32,961 |
| 55. | 22.6% | Jonathan Alder Local School District / 11,960 |
| 56. | 22.6% | Hardin-Houston Local School District / 5,021 |
| 57. | 22.6% | Southern Local School District / 4,984 |
| 58. | 22.6% | New Albany-Plain Local School District / 19,302 |
| 59. | 22.5% | Mogadore Local School District / 4,179 |
| 60. | 22.5% | Dayton City School District / 157,965 |
| 61. | 22.4% | Columbia Local School District / 6,563 |
| 62. | 22.3% | Circleville City School District / 14,736 |
| 63. | 22.3% | Beachwood City School District / 11,932 |
| 64. | 22.2% | Indian Lake Local School District / 12,387 |
| 65. | 22.2% | Eastern Local School District / 5,419 |
| 66. | 22.2% | East Clinton Local School District / 7,728 |
| 66. | 22.2% | North Fork Local School District / 11,215 |
| 68. | 21.9% | Maplewood Local School District / 5,816 |
| 69. | 21.9% | Bridgeport Exempted Village School District / 6,660 |
| 70. | 21.9% | Seneca East Local School District / 5,294 |
| 71. | 21.7% | Wheelersburg Local School District / 8,822 |
| 72. | 21.7% | Akron City School District / 193,038 |
| 73. | 21.7% | Black River Local School District / 9,715 |
| 74. | 21.6% | Logan Elm Local School District / 13,298 |
| 74. | 21.6% | Fayetteville-Perry Local School District / 4,743 |
| 76. | 21.6% | Jackson City School District / 16,145 |
| 77. | 21.6% | Toledo City School District / 235,469 |
| 78. | 21.5% | Galion City School District / 13,335 |
| 79. | 21.5% | Kenston Local School District / 17,320 |
| 80. | 21.4% | New Miami Local School District / 3,804 |
| 81. | 21.4% | Crestview Local School District / 4,714 |
| 81. | 21.4% | Twin Valley Community Local School District / 6,036 |
| 81. | 21.4% | Mad River Local School District / 22,012 |
| 84. | 21.4% | Valley View Local School District / 10,490 |
| 85. | 21.4% | Shaker Heights City School District / 32,663 |
| 86. | 21.4% | Ripley-Union-Lewis-Huntington Local School District / 7,607 |
| 87. | 21.3% | Chagrin Falls Exempted Village School District / 10,200 |
| 88. | 21.3% | Orange City School District / 13,875 |
| 89. | 21.3% | Campbell City School District / 8,435 |
| 90. | 21.2% | Cincinnati City School District / 332,761 |
| 91. | 21.2% | Cleveland Heights-University Heights City School District / 58,675 |
| 92. | 21.1% | National Trail Local School District / 7,028 |
| 93. | 21.0% | Miami Trace Local School District / 15,961 |
| 94. | 21.0% | Euclid City School District / 49,338 |
| 95. | 21.0% | Brooklyn City School District / 11,156 |
| 96. | 21.0% | Painesville City Local School District / 17,464 |
| 97. | 21.0% | Garfield Heights City School District / 26,611 |
| 98. | 20.9% | Leetonia Exempted Village School District / 4,868 |
| 99. | 20.9% | Nelsonville-York City School District / 9,355 |
| 100. | 20.8% | Highland Local School District / 17,248 |
| 101. | 20.8% | Fairfield Union Local School District / 9,838 |
| 102. | 20.7% | Canton City School District / 64,403 |
| 103. | 20.6% | Bloomfield-Mespo Local School District / 4,362 |
| 104. | 20.6% | Blanchester Local School District / 8,605 |
| 105. | 20.6% | Yellow Springs Exempted Village School District / 4,363 |
| 106. | 20.5% | Crestline Exempted Village School District / 5,563 |
| 106. | 20.5% | Marion City School District / 29,898 |
| 108. | 20.5% | Colonel Crawford Local School District / 6,073 |
| 108. | 20.5% | Edon Northwest Local School District / 3,935 |
| 110. | 20.4% | Berkshire Local School District / 9,381 |
| 110. | 20.4% | Southington Local School District / 3,742 |
| 112. | 20.4% | Middletown City School District / 50,104 |
| 113. | 20.4% | Springfield Local School District / 19,337 |
| 114. | 20.4% | Sheffield-Sheffield Lake City School District / 13,004 |
| 115. | 20.3% | Joseph Badger Local School District / 6,436 |
| 116. | 20.3% | Wellington Exempted Village School District / 8,553 |
| 117. | 20.3% | Madison-Plains Local School District / 11,027 |
| 118. | 20.3% | Mansfield City School District / 34,879 |
| 118. | 20.3% | Wickliffe City School District / 12,852 |
| 120. | 20.2% | Columbus City School District / 485,413 |
| 121. | 20.2% | Goshen Local School District / 15,360 |
| 122. | 20.1% | Ridgemont Local School District / 3,264 |
| 122. | 20.1% | Canton Local School District / 13,423 |
| 124. | 20.1% | Osnaburg Local School District / 5,521 |
| 125. | 20.1% | Oberlin City School District / 11,023 |
| 126. | 19.9% | Washington-Nile Local School District / 8,082 |
| 127. | 19.9% | Winton Woods City School District / 25,867 |
| 127. | 19.9% | Minerva Local School District / 12,095 |
| 129. | 19.8% | Evergreen Local School District / 7,361 |
| 130. | 19.8% | Lakewood City School District / 52,589 |
| 131. | 19.7% | Hamilton City School District / 62,582 |
| 132. | 19.7% | Preble Shawnee Local School District / 8,991 |
| 133. | 19.5% | Miami East Local School District / 7,534 |
| 134. | 19.5% | Coshocton City School District / 11,559 |
| 135. | 19.5% | Milton-Union Exempted Village School District / 9,704 |
| 136. | 19.4% | Waterloo Local School District / 8,217 |
| 137. | 19.4% | Salem City School District / 17,102 |
| 138. | 19.4% | Franklin City School District / 20,593 |
| 138. | 19.4% | Jackson-Milton Local School District / 6,194 |
| 138. | 19.4% | Brown Local School District / 5,451 |
| 141. | 19.3% | Columbiana Exempted Village School District / 7,678 |
| 142. | 19.3% | Triad Local School District / 5,449 |
| 143. | 19.3% | Waverly City School District / 11,731 |
| 144. | 19.2% | Lake Local School District / 10,932 |
| 145. | 19.2% | Strasburg-Franklin Local School District / 4,549 |
| 145. | 19.2% | Cloverleaf Local School District / 19,696 |
| 147. | 19.1% | Southeast Local School District / 17,415 |
| 148. | 19.1% | Northridge Local School District / 8,190 |
| 149. | 19.1% | Copley-Fairlawn City School District / 21,519 |
| 149. | 19.1% | Deer Park Community City School District / 11,916 |
| 151. | 19.1% | Trimble Local School District / 4,784 |
| 152. | 19.1% | Zanesville City School District / 27,422 |
| 153. | 19.0% | Triway Local School District / 13,304 |
| 154. | 19.0% | Brecksville-Broadview Heights City School District / 27,075 |
| 155. | 19.0% | Madison Local School District / 8,110 |
| 155. | 19.0% | South Euclid-Lyndhurst City School District / 35,684 |
| 157. | 19.0% | South Point Local School District / 12,750 |
| 158. | 18.9% | Northwest Local School District / 9,955 |
| 159. | 18.9% | North Central Local School District / 4,388 |
| 160. | 18.8% | Northwood Local School District / 5,270 |
| 161. | 18.8% | Kenton City School District / 11,976 |
| 162. | 18.8% | Southern Local School District / 5,442 |
| 162. | 18.8% | Monroeville Local School District / 3,837 |
| 164. | 18.8% | Greenfield Exempted Village School District / 12,975 |
| 165. | 18.8% | Lakewood Local School District / 13,664 |
| 166. | 18.7% | Sandusky City School District / 26,147 |
| 166. | 18.7% | LaBrae Local School District / 9,621 |
| 168. | 18.7% | Licking Valley Local School District / 10,040 |
| 169. | 18.7% | Belpre City School District / 8,689 |
| 170. | 18.7% | Teays Valley Local School District / 22,503 |
| 171. | 18.6% | Tri-Valley Local School District / 16,846 |
| 172. | 18.6% | Niles City School District / 19,538 |
| 173. | 18.5% | Hillsboro City School District / 16,913 |
| 173. | 18.5% | Riverside Local School District / 3,966 |
| 175. | 18.5% | Westlake City School District / 32,350 |
| 176. | 18.5% | Adams County/Ohio Valley Local School District / 24,611 |
| 177. | 18.4% | Howland Local School District / 22,402 |
| 178. | 18.4% | Princeton City School District / 42,343 |
| 179. | 18.4% | Oakwood City School District / 9,188 |
| 180. | 18.4% | Alliance City School District / 22,029 |
| 181. | 18.4% | Bright Local School District / 4,681 |
| 182. | 18.4% | Ravenna City School District / 21,045 |
| 183. | 18.3% | Southeastern Local School District / 6,248 |
| 184. | 18.3% | Lowellville Local School District / 2,104 |
| 185. | 18.3% | McDonald Local School District / 4,263 |
| 186. | 18.3% | Federal Hocking Local School District / 8,127 |
| 187. | 18.3% | South Central Local School District / 4,871 |
| 188. | 18.2% | Indian Hill Exempted Village School District / 13,368 |
| 189. | 18.2% | Mount Healthy City School District / 24,067 |
| 190. | 18.2% | Gallia County Local School District / 15,673 |
| 190. | 18.2% | Northridge Local School District / 10,191 |
| 192. | 18.1% | Washington Local School District / 49,497 |
| 193. | 18.0% | Mathews Local School District / 6,885 |
| 194. | 18.0% | Oak Hill Union Local School District / 7,620 |
| 195. | 18.0% | Adena Local School District / 7,084 |
| 196. | 18.0% | Loudonville-Perrysville Exempted Village School District / 7,692 |
| 197. | 18.0% | Indian Valley Local School District / 10,533 |
| 198. | 18.0% | Conotton Valley Union Local School District / 3,678 |
| 199. | 17.9% | Coventry Local School District / 12,941 |
| 200. | 17.9% | Tecumseh Local School District / 19,249 |
| 201. | 17.9% | Willoughby-Eastlake City School District / 65,461 |
| 202. | 17.9% | Newbury Local School District / 5,612 |
| 203. | 17.9% | Oregon City School District / 23,391 |
| 204. | 17.8% | Pettisville Local School District / 2,280 |
| 204. | 17.8% | Kent City School District / 33,939 |
| 206. | 17.8% | Cedar Cliff Local School District / 6,150 |
| 207. | 17.8% | Riverside Local School District / 34,060 |
| 207. | 17.8% | Ross Local School District / 15,336 |
| 209. | 17.8% | Granville Exempted Village School District / 12,582 |
| 210. | 17.8% | Liberty Local School District / 12,143 |
| 211. | 17.8% | Solon City School District / 23,429 |
| 212. | 17.7% | Lynchburg-Clay Local School District / 6,747 |
| 213. | 17.7% | Midview Local School District / 24,212 |
| 214. | 17.7% | Cuyahoga Heights Local School District / 3,987 |
| 215. | 17.6% | Southwest Licking Local School District / 23,009 |
| 216. | 17.6% | Lima City School District / 30,882 |
| 217. | 17.6% | Arcadia Local School District / 3,197 |
| 218. | 17.6% | Morgan Local School District / 13,837 |
| 219. | 17.6% | Big Walnut Local School District / 17,903 |
| 220. | 17.5% | Bay Village City School District / 15,647 |
| 221. | 17.5% | Aurora City School District / 15,498 |
| 222. | 17.4% | Vermilion Local School District / 14,888 |
| 222. | 17.4% | Springfield Local School District / 29,631 |
| 224. | 17.4% | Beaver Local School District / 16,486 |
| 224. | 17.4% | Chardon Local School District / 21,361 |
| 226. | 17.4% | Clermont Northeastern Local School District / 13,284 |
| 227. | 17.3% | Lorain City School District / 54,694 |
| 227. | 17.3% | Elmwood Local School District / 6,265 |
| 227. | 17.3% | Mississinawa Valley Local School District / 4,374 |
| 230. | 17.3% | River View Local School District / 14,991 |
| 230. | 17.3% | Piqua City School District / 24,330 |
| 232. | 17.3% | London City School District / 16,037 |
| 232. | 17.3% | Vinton County Local School District / 13,383 |
| 234. | 17.3% | Franklin Local School District / 11,851 |
| 235. | 17.3% | Hubbard Exempted Village School District / 13,741 |
| 236. | 17.2% | Cardington-Lincoln Local School District / 6,958 |
| 237. | 17.2% | St. Bernard-Elmwood Place City School District / 6,430 |
| 238. | 17.2% | Defiance City School District / 16,742 |
| 238. | 17.2% | New Boston Local School District / 2,331 |
| 238. | 17.2% | Ottawa Hills Local School District / 4,687 |
| 241. | 17.2% | West Carrollton City School District / 27,776 |
| 242. | 17.2% | Bellefontaine City School District / 15,503 |
| 242. | 17.2% | Felicity-Franklin Local School District / 5,607 |
| 242. | 17.2% | North Olmsted City School District / 32,629 |
| 245. | 17.1% | Portsmouth City School District / 21,300 |
| 246. | 17.1% | Vandalia-Butler City School District / 23,654 |
| 247. | 17.1% | Lisbon Exempted Village School District / 5,482 |
| 247. | 17.1% | Northwest Local School District / 73,975 |
| 249. | 17.1% | College Corner Local School District / 580 |
| 249. | 17.1% | Parma City School District / 114,475 |
| 249. | 17.1% | Ironton City School District / 11,010 |
| 252. | 17.1% | Boardman Local School District / 37,266 |
| 252. | 17.1% | Kirtland Local School District / 7,855 |
| 254. | 17.1% | Cambridge City School District / 16,591 |
| 254. | 17.1% | North Royalton City School District / 35,114 |
| 256. | 17.0% | Brookville Local School District / 9,328 |
| 257. | 17.0% | New Lexington City School District / 10,680 |
| 258. | 17.0% | Woodridge Local School District / 17,858 |
| 259. | 16.9% | East Guernsey Local School District / 7,686 |
| 260. | 16.9% | Swanton Local School District / 9,863 |
| 261. | 16.9% | Buckeye Local School District / 12,325 |
| 262. | 16.9% | Amanda-Clearcreek Local School District / 8,271 |
| 263. | 16.9% | Bexley City School District / 13,020 |
| 264. | 16.8% | New Lebanon Local School District / 7,431 |
| 264. | 16.8% | Ledgemont Local School District / 4,293 |
| 266. | 16.8% | Norton City School District / 14,268 |
| 267. | 16.8% | Heath City School District / 10,160 |
| 268. | 16.8% | South-Western City School District / 133,020 |
| 269. | 16.8% | Leipsic Local School District / 3,990 |
| 270. | 16.7% | Western Brown Local School District / 17,299 |
| 270. | 16.7% | Fairless Local School District / 12,276 |
| 272. | 16.7% | New London Local School District / 6,305 |
| 273. | 16.7% | Fostoria City School District / 14,111 |
| 274. | 16.6% | Switzerland of Ohio Local School District / 17,986 |
| 275. | 16.6% | Perry Local School District / 8,852 |
| 276. | 16.6% | Green Local School District / 25,259 |
| 277. | 16.5% | Ashland City School District / 26,875 |
| 278. | 16.5% | Nordonia Hills City School District / 31,368 |
| 279. | 16.5% | Georgetown Exempted Village School District / 6,284 |
| 279. | 16.5% | Conneaut Area City School District / 14,674 |
| 281. | 16.5% | Berea City School District / 53,621 |
| 282. | 16.5% | Strongsville City School District / 44,513 |
| 282. | 16.5% | West Branch Local School District / 12,799 |
| 284. | 16.5% | Parkway Local School District / 5,849 |
| 284. | 16.5% | Berlin-Milan Local School District / 9,245 |
| 286. | 16.5% | Springfield Local School District / 8,306 |
| 286. | 16.5% | Maumee City School District / 17,240 |
| 286. | 16.5% | Crestwood Local School District / 14,437 |
| 289. | 16.4% | Ansonia Local School District / 3,053 |
| 289. | 16.4% | Canfield Local School District / 18,354 |
| 291. | 16.4% | Jefferson Area Local School District / 11,790 |
| 291. | 16.4% | Clear Fork Valley Local School District / 10,362 |
| 291. | 16.4% | Edison Local School District / 16,442 |
| 294. | 16.4% | Plymouth-Shiloh Local School District / 4,767 |
| 295. | 16.4% | Ontario Local School District / 10,941 |
| 296. | 16.4% | Graham Local School District / 11,892 |
| 297. | 16.3% | Springfield City School District / 58,307 |
| 298. | 16.3% | Greeneview Local School District / 8,581 |
| 299. | 16.3% | Finneytown Local School District / 10,818 |
| 300. | 16.2% | Claymont City School District / 12,399 |
| 301. | 16.2% | Upper Scioto Valley Local School District / 4,417 |
| 301. | 16.2% | Port Clinton City School District / 13,580 |
| 303. | 16.1% | Western Reserve Local School District / 6,484 |
| 304. | 16.1% | Rootstown Local School District / 8,128 |
| 304. | 16.1% | Massillon City School District / 29,623 |
| 306. | 16.1% | Canal Winchester Local School District / 16,367 |
| 307. | 16.1% | Athens City School District / 34,732 |
| 307. | 16.1% | Tuscarawas Valley Local School District / 9,835 |
| 309. | 16.1% | Fredericktown Local School District / 7,622 |
| 310. | 16.1% | Fremont City School District / 30,570 |
| 311. | 16.1% | Southeast Local School District / 11,653 |
| 312. | 16.0% | North Ridgeville City School District / 28,303 |
| 313. | 16.0% | Gibsonburg Exempted Village School District / 5,437 |
| 313. | 16.0% | Coldwater Exempted Village School District / 6,552 |
| 315. | 16.0% | Northwest Local School District / 13,186 |
| 316. | 16.0% | Scioto Valley Local School District / 9,248 |
| 317. | 15.9% | Field Local School District / 16,527 |
| 318. | 15.9% | Upper Sandusky Exempted Village School District / 10,780 |
| 318. | 15.9% | Brookfield Local School District / 9,043 |
| 320. | 15.9% | Steubenville City School District / 15,896 |
| 321. | 15.9% | Northmont City School District / 34,223 |
| 322. | 15.9% | Monroe Local School District / 12,074 |
| 323. | 15.8% | Olmsted Falls City School District / 23,298 |
| 324. | 15.8% | Kettering City School District / 56,771 |
| 324. | 15.8% | Liberty Union-Thurston Local School District / 7,486 |
| 326. | 15.8% | Oak Hills Local School District / 63,902 |
| 327. | 15.8% | Newton Falls Exempted Village School District / 8,924 |
| 328. | 15.7% | Licking Heights Local School District / 20,265 |
| 329. | 15.7% | Green Local School District / 4,290 |
| 329. | 15.7% | Firelands Local School District / 11,141 |
| 331. | 15.7% | Fairview Park City School District / 16,631 |
| 332. | 15.7% | Bradford Exempted Village School District / 3,286 |
| 333. | 15.7% | Girard City School District / 11,127 |
| 334. | 15.7% | North Union Local School District / 8,313 |
| 334. | 15.7% | Greenville City School District / 22,514 |
| 334. | 15.7% | Wayne Trace Local School District / 5,631 |
| 337. | 15.7% | Mount Vernon City School District / 30,382 |
| 338. | 15.6% | Little Miami Local School District / 27,593 |
| 339. | 15.6% | Lancaster City School District / 47,426 |
| 339. | 15.6% | Wellsville Local School District / 5,159 |
| 341. | 15.6% | Northeastern Local School District / 6,689 |
| 342. | 15.6% | Newark City School District / 48,740 |
| 343. | 15.5% | West Holmes Local School District / 17,848 |
| 344. | 15.5% | Van Buren Local School District / 6,259 |
| 344. | 15.5% | Buckeye Valley Local School District / 15,821 |
| 346. | 15.5% | Talawanda City School District / 35,836 |
| 347. | 15.5% | Struthers City School District / 12,001 |
| 348. | 15.5% | Grandview Heights City School District / 7,113 |
| 349. | 15.5% | East Muskingum Local School District / 13,045 |
| 350. | 15.5% | Wooster City School District / 29,771 |
| 351. | 15.4% | Harrison Hills City School District / 13,604 |
| 351. | 15.4% | Sebring Local School District / 4,779 |
| 353. | 15.4% | Ashtabula Area City School District / 28,924 |
| 354. | 15.4% | Chillicothe City School District / 23,592 |
| 355. | 15.3% | Gahanna-Jefferson City School District / 42,466 |
| 356. | 15.3% | Northwestern Local School District / 7,258 |
| 357. | 15.3% | Amherst Exempted Village School District / 24,481 |
| 358. | 15.3% | Marietta City School District / 24,137 |
| 358. | 15.3% | Meigs Local School District / 12,568 |
| 360. | 15.3% | Streetsboro City School District / 15,294 |
| 361. | 15.2% | Lordstown Local School District / 3,429 |
| 361. | 15.2% | Van Wert City School District / 13,980 |
| 363. | 15.2% | United Local School District / 8,956 |
| 363. | 15.2% | Elyria City School District / 52,765 |
| 365. | 15.2% | Newton Local School District / 3,343 |
| 366. | 15.2% | Sylvania City School District / 51,804 |
| 366. | 15.2% | Toronto City School District / 5,380 |
| 368. | 15.1% | Valley Local School District / 6,764 |
| 369. | 15.1% | Groveport Madison Local School District / 44,152 |
| 370. | 15.1% | Perry Local School District / 30,413 |
| 371. | 15.1% | Perkins Local School District / 13,569 |
| 372. | 15.1% | Garaway Local School District / 11,197 |
| 373. | 15.0% | Fairfield City School District / 63,913 |
| 373. | 15.0% | Austintown Local School District / 36,298 |
| 375. | 15.0% | Green Local School District / 6,932 |
| 376. | 15.0% | Lebanon City School District / 37,345 |
| 377. | 14.9% | Margaretta Local School District / 7,875 |
| 378. | 14.9% | Riverdale Local School District / 5,815 |
| 379. | 14.9% | Wilmington City School District / 21,207 |
| 380. | 14.9% | Tallmadge City School District / 17,493 |
| 381. | 14.8% | Shadyside Local School District / 5,463 |
| 382. | 14.8% | North Canton City School District / 29,258 |
| 382. | 14.8% | North Baltimore Local School District / 4,256 |
| 384. | 14.8% | Greenon Local School District / 12,567 |
| 385. | 14.8% | Ridgedale Local School District / 4,510 |
| 385. | 14.8% | Lincolnview Local School District / 4,484 |
| 387. | 14.8% | Twinsburg City School District / 24,137 |
| 388. | 14.8% | East Palestine City School District / 8,001 |
| 389. | 14.7% | Delaware City School District / 34,837 |
| 390. | 14.7% | Pickerington Local School District / 45,968 |
| 391. | 14.7% | Dublin City School District / 76,464 |
| 392. | 14.6% | Ayersville Local School District / 4,300 |
| 393. | 14.6% | Hudson City School District / 23,630 |
| 394. | 14.6% | Elida Local School District / 19,927 |
| 395. | 14.6% | Fairborn City School District / 42,404 |
| 396. | 14.6% | Benjamin Logan Local School District / 10,599 |
| 397. | 14.6% | Cardinal Local School District / 15,042 |
| 398. | 14.6% | Logan-Hocking Local School District / 24,392 |
| 399. | 14.5% | Huber Heights City School District / 41,712 |
| 399. | 14.5% | West Clermont Local School District / 65,993 |
| 401. | 14.5% | Tri-County North Local School District / 5,757 |
| 402. | 14.5% | Louisville City School District / 18,730 |
| 403. | 14.4% | Genoa Area Local School District / 8,672 |
| 404. | 14.4% | Pike-Delta-York Local School District / 7,857 |
| 405. | 14.4% | Southern Local School District / 4,673 |
| 405. | 14.4% | Paint Valley Local School District / 5,906 |
| 407. | 14.4% | St. Marys City School District / 14,127 |
| 408. | 14.4% | Huntington Local School District / 6,219 |
| 409. | 14.3% | Buckeye Central Local School District / 5,670 |
| 409. | 14.3% | North College Hill City School District / 11,096 |
| 411. | 14.3% | Wynford Local School District / 6,695 |
| 411. | 14.3% | Wauseon Exempted Village School District / 10,221 |
| 413. | 14.3% | Northeastern Local School District / 21,915 |
| 413. | 14.3% | Poland Local School District / 15,284 |
| 415. | 14.3% | Fairland Local School District / 10,946 |
| 415. | 14.3% | Batavia Local School District / 11,174 |
| 417. | 14.3% | Anthony Wayne Local School District / 26,782 |
| 418. | 14.3% | Dawson-Bryant Local School District / 6,714 |
| 419. | 14.3% | Marlington Local School District / 15,588 |
| 420. | 14.2% | Madeira City School District / 8,739 |
| 420. | 14.2% | Kings Local School District / 24,874 |
| 422. | 14.2% | Benton-Carroll-Salem Local School District / 10,580 |
| 423. | 14.2% | Mentor Exempted Village School District / 61,064 |
| 423. | 14.2% | Lakota Local School District / 6,627 |
| 425. | 14.2% | West Liberty-Salem Local School District / 6,007 |
| 426. | 14.1% | Upper Arlington City School District / 33,830 |
| 426. | 14.1% | Northwestern Local School District / 10,884 |
| 428. | 14.1% | Avon Local School District / 19,514 |
| 429. | 14.1% | Bryan City School District / 12,957 |
| 429. | 14.1% | Alexander Local School District / 10,213 |
| 431. | 14.1% | Liberty-Benton Local School District / 6,573 |
| 432. | 14.0% | Orrville City School District / 10,895 |
| 433. | 14.0% | Clinton-Massie Local School District / 9,706 |
| 434. | 14.0% | Clyde-Green Springs Exempted Village School District / 13,039 |
| 435. | 14.0% | Martins Ferry City School District / 10,068 |
| 436. | 14.0% | Reynoldsburg City School District / 37,357 |
| 437. | 14.0% | Berne Union Local School District / 5,195 |
| 437. | 14.0% | West Muskingum Local School District / 13,098 |
| 439. | 14.0% | Sandy Valley Local School District / 8,056 |
| 440. | 13.9% | Dover City School District / 16,964 |
| 440. | 13.9% | Liberty Center Local School District / 5,822 |
| 442. | 13.9% | Bellevue City School District / 14,292 |
| 443. | 13.9% | Shawnee Local School District / 16,883 |
| 444. | 13.9% | Urbana City School District / 15,199 |
| 445. | 13.9% | Loveland City School District / 25,798 |
| 445. | 13.9% | Cuyahoga Falls City School District / 42,207 |
| 445. | 13.9% | Medina City School District / 42,903 |
| 448. | 13.8% | Millcreek-West Unity Local School District / 3,799 |
| 449. | 13.8% | Marysville Exempted Village School District / 30,088 |
| 450. | 13.8% | Sidney City School District / 25,722 |
| 451. | 13.7% | Gallipolis City School District / 15,226 |
| 452. | 13.7% | Centerville City School District / 55,871 |
| 453. | 13.7% | Bettsville Local School District / 1,108 |
| 454. | 13.7% | Centerburg Local School District / 5,905 |
| 454. | 13.7% | Madison Local School District / 27,931 |
| 456. | 13.7% | Patrick Henry Local School District / 5,186 |
| 457. | 13.6% | Miamisburg City School District / 37,578 |
| 458. | 13.6% | Rocky River City School District / 20,459 |
| 459. | 13.6% | Plain Local School District / 47,267 |
| 460. | 13.5% | Olentangy Local School District / 68,015 |
| 461. | 13.5% | East Liverpool City School District / 16,559 |
| 462. | 13.5% | Carey Exempted Village School District / 5,318 |
| 462. | 13.5% | Milford Exempted Village School District / 40,864 |
| 464. | 13.4% | Bloom-Carroll Local School District / 10,575 |
| 465. | 13.4% | New Richmond Exempted Village School District / 14,266 |
| 466. | 13.4% | East Knox Local School District / 10,073 |
| 467. | 13.4% | Three Rivers Local School District / 15,362 |
| 468. | 13.4% | Sycamore Community City School District / 33,583 |
| 469. | 13.3% | New Philadelphia City School District / 22,003 |
| 470. | 13.3% | Windham Exempted Village School District / 4,001 |
| 471. | 13.2% | Franklin Monroe Local School District / 3,304 |
| 471. | 13.2% | River Valley Local School District / 17,100 |
| 473. | 13.2% | Bethel-Tate Local School District / 9,585 |
| 474. | 13.2% | Northern Local School District / 13,667 |
| 475. | 13.2% | Mason City School District / 47,733 |
| 476. | 13.1% | Fort Loramie Local School District / 3,941 |
| 476. | 13.1% | Crestview Local School District / 7,677 |
| 478. | 13.1% | Buckeye Local School District / 13,832 |
| 479. | 13.0% | Jennings Local School District / 1,832 |
| 480. | 13.0% | Lakota Local School District / 90,706 |
| 481. | 13.0% | Warren Local School District / 14,597 |
| 481. | 13.0% | Findlay City School District / 41,563 |
| 483. | 13.0% | Tri-Village Local School District / 4,032 |
| 484. | 12.9% | Bowling Green City School District / 36,185 |
| 484. | 12.9% | Otsego Local School District / 9,285 |
| 486. | 12.9% | Wyoming City School District / 8,275 |
| 486. | 12.9% | Fayette Local School District / 2,614 |
| 488. | 12.9% | Manchester Local School District / 8,925 |
| 488. | 12.9% | Tuslaw Local School District / 8,183 |
| 490. | 12.9% | Worthington City School District / 57,731 |
| 491. | 12.8% | Indian Creek Local School District / 18,997 |
| 492. | 12.8% | Edgerton Local School District / 3,775 |
| 492. | 12.8% | Brunswick City School District / 45,243 |
| 494. | 12.7% | Chippewa Local School District / 9,406 |
| 495. | 12.7% | Westerville City School District / 90,789 |
| 495. | 12.7% | Mariemont City School District / 8,593 |
| 497. | 12.7% | Rossford Exempted Village School District / 13,470 |
| 498. | 12.6% | Jackson Local School District / 38,130 |
| 499. | 12.6% | Perrysburg Exempted Village School District / 26,179 |
| 500. | 12.6% | Hicksville Exempted Village School District / 5,219 |
| 501. | 12.6% | Versailles Exempted Village School District / 6,839 |
| 502. | 12.6% | Vanlue Local School District / 1,540 |
| 503. | 12.6% | Crooksville Exempted Village School District / 5,287 |
| 504. | 12.5% | Union-Scioto Local School District / 15,836 |
| 504. | 12.5% | Napoleon Area City School District / 15,004 |
| 504. | 12.5% | Old Fort Local School District / 2,231 |
| 507. | 12.5% | Wadsworth City School District / 27,025 |
| 508. | 12.5% | Celina City School District / 18,477 |
| 508. | 12.5% | Stow-Munroe Falls City School District / 39,787 |
| 510. | 12.5% | Wapakoneta City School District / 18,630 |
| 510. | 12.5% | Lexington Local School District / 16,388 |
| 512. | 12.4% | Holgate Local School District / 2,524 |
| 513. | 12.3% | Hardin Northern Local School District / 2,827 |
| 514. | 12.3% | Arlington Local School District / 3,703 |
| 515. | 12.3% | Eaton Community City School District / 14,712 |
| 515. | 12.3% | Delphos City School District / 9,958 |
| 517. | 12.3% | Woodmore Local School District / 6,440 |
| 518. | 12.3% | Carlisle Local School District / 9,315 |
| 519. | 12.2% | Waynesfield-Goshen Local School District / 2,701 |
| 520. | 12.2% | Huron City School District / 10,638 |
| 521. | 12.2% | Hilliard City School District / 83,865 |
| 522. | 12.1% | Beavercreek City School District / 51,871 |
| 523. | 12.1% | Antwerp Local School District / 3,724 |
| 523. | 12.1% | Springboro Community City School District / 28,296 |
| 525. | 12.1% | Minford Local School District / 8,097 |
| 526. | 12.0% | Ottawa-Glandorf Local School District / 9,244 |
| 527. | 12.0% | New Riegel Local School District / 2,035 |
| 528. | 12.0% | Forest Hills Local School District / 45,797 |
| 529. | 12.0% | Danville Local School District / 3,582 |
| 530. | 12.0% | Ridgewood Local School District / 8,196 |
| 531. | 11.9% | Troy City School District / 30,371 |
| 532. | 11.9% | North Central Local School District / 8,144 |
| 533. | 11.8% | St. Henry Consolidated Local School District / 4,527 |
| 533. | 11.8% | Union Local School District / 8,971 |
| 535. | 11.7% | Rittman Exempted Village School District / 7,215 |
| 536. | 11.6% | Williamsburg Local School District / 6,231 |
| 537. | 11.6% | Lakeview Local School District / 12,767 |
| 538. | 11.6% | Archbold Area Local School District / 7,251 |
| 539. | 11.6% | Allen East Local School District / 5,829 |
| 540. | 11.6% | Arcanum-Butler Local School District / 6,166 |
| 540. | 11.6% | Mount Gilead Exempted Village School District / 8,213 |
| 542. | 11.4% | Avon Lake City School District / 21,882 |
| 543. | 11.3% | Independence Local School District / 7,079 |
| 544. | 11.3% | Tiffin City School District / 22,337 |
| 545. | 11.3% | Rolling Hills Local School District / 11,581 |
| 546. | 11.3% | Western Local School District / 4,162 |
| 547. | 11.1% | Lucas Local School District / 3,398 |
| 548. | 11.1% | Jefferson Local School District / 7,027 |
| 549. | 11.1% | Hamilton Local School District / 14,248 |
| 550. | 11.1% | Elgin Local School District / 7,075 |
| 551. | 11.0% | Hopewell-Loudon Local School District / 4,291 |
| 552. | 11.0% | Clark-Shawnee Local School District / 12,204 |
| 552. | 11.0% | Bloom-Vernon Local School District / 5,262 |
| 554. | 10.9% | Fairport Harbor Exempted Village School District / 3,123 |
| 555. | 10.9% | Buckeye Local School District / 15,474 |
| 556. | 10.8% | Edgewood City School District / 18,456 |
| 557. | 10.7% | Zane Trace Local School District / 8,703 |
| 558. | 10.7% | Champion Local School District / 9,732 |
| 559. | 10.6% | Pleasant Local School District / 8,676 |
| 560. | 10.6% | Sugarcreek Local School District / 14,813 |
| 561. | 10.6% | Xenia Community City School District / 36,483 |
| 562. | 10.5% | Spencerville Local School District / 4,782 |
| 562. | 10.5% | Paulding Exempted Village School District / 10,503 |
| 564. | 10.5% | Fort Recovery Local School District / 3,937 |
| 565. | 10.4% | Botkins Local School District / 2,659 |
| 566. | 10.4% | Lake Local School District / 19,802 |
| 567. | 10.2% | St. Clairsville-Richland City School District / 16,675 |
| 568. | 10.2% | Southeastern Local School District / 4,391 |
| 569. | 10.1% | Norwalk City School District / 19,020 |
| 570. | 10.1% | Mohawk Local School District / 6,409 |
| 571. | 10.0% | Kalida Local School District / 3,512 |
| 572. | 9.9% | McComb Local School District / 3,950 |
| 573. | 9.9% | Westfall Local School District / 9,062 |
| 574. | 9.9% | Chesapeake Union Exempted Village School District / 7,467 |
| 575. | 9.7% | Mechanicsburg Exempted Village School District / 4,917 |
| 576. | 9.6% | Frontier Local School District / 4,888 |
| 577. | 9.5% | Johnstown-Monroe Local School District / 9,070 |
| 578. | 9.3% | Anna Local School District / 5,286 |
| 578. | 9.3% | Dalton Local School District / 6,891 |
| 580. | 9.2% | Southwest Local School District / 22,382 |
| 580. | 9.2% | Stryker Local School District / 3,448 |
| 582. | 9.0% | Continental Local School District / 3,071 |
| 583. | 9.0% | Bath Local School District / 12,498 |
| 584. | 9.0% | Covington Exempted Village School District / 4,973 |
| 585. | 9.0% | Weathersfield Local School District / 5,310 |
| 586. | 8.9% | Eastwood Local School District / 9,371 |
| 587. | 8.9% | New Bremen Local School District / 4,312 |
| 588. | 8.7% | Clay Local School District / 3,685 |
| 589. | 8.5% | Willard City School District / 11,485 |
| 590. | 8.5% | Jackson Center Local School District / 2,680 |
| 591. | 8.4% | Ottoville Local School District / 2,600 |
| 592. | 8.3% | Marion Local School District / 3,658 |
| 593. | 8.2% | Symmes Valley Local School District / 4,417 |
| 594. | 8.1% | Minster Local School District / 4,255 |
| 595. | 8.1% | Pandora-Gilboa Local School District / 3,431 |
| 596. | 8.1% | Noble Local School District / 5,904 |
| 596. | 8.1% | Fort Frye Local School District / 6,994 |
| 598. | 8.0% | Fairfield Local School District / 4,935 |
| 599. | 8.0% | Columbus Grove Local School District / 5,493 |
| 600. | 7.9% | Ada Exempted Village School District / 7,828 |
| 601. | 7.8% | Tipp City Exempted Village School District / 14,752 |
| 601. | 7.8% | Miller City-New Cleveland Local School District / 2,071 |
| 603. | 7.8% | Bluffton Exempted Village School District / 6,864 |
| 603. | 7.8% | Barnesville Exempted Village School District / 7,999 |
| 605. | 7.8% | Bellaire Local School District / 10,229 |
| 606. | 7.7% | Middle Bass Local School District / 80 |
| 607. | 7.2% | Shelby City School District / 13,375 |
| 608. | 7.0% | Montpelier Exempted Village School District / 5,803 |
| 609. | 6.8% | Cory-Rawson Local School District / 3,989 |
| 610. | 6.7% | Fairlawn Local School District / 2,413 |
| 611. | 6.0% | Central Local School District / 6,298 |
| 612. | 5.7% | New Knoxville Local School District / 1,758 |
| 613. | 1.6% | Russia Local School District / 1,615 |
Please note that we only rank locations with 'Percentage of Houses with a Mortgage where Total Holding Costs 40% or More of Owner Income' data. The rank above might not be a complete list. Locations without 'Percentage of Houses with a Mortgage where Total Holding Costs 40% or More of Owner Income' data are not listed.
*ACS stands for U.S. Census American Community Survey. According to the U.S. Census, if the date is a range, you can interpret the data as an average of the period of time.
