| Rank | Percentage of Houses without a Mortgage where Total Holding Costs 40% or More of Owner Income ▼ | School District / Population |
| 1. | 22.2% | Carrizozo Municipal Schools / 1,291 |
| 2. | 18.6% | Roy Municipal Schools / 398 |
| 3. | 17.8% | Maxwell Municipal Schools / 341 |
| 4. | 16.5% | Melrose Public Schools / 1,083 |
| 5. | 14.4% | Wagon Mound Public Schools / 980 |
| 6. | 14.0% | Truth or Consequences Schools / 11,774 |
| 7. | 12.9% | West Las Vegas Public Schools / 9,560 |
| 8. | 12.5% | Hondo Valley Public Schools / 953 |
| 9. | 12.1% | Cimarron Public Schools / 3,534 |
| 10. | 11.6% | Clayton Public Schools / 3,777 |
| 11. | 11.5% | Vaughn Municipal Schools / 597 |
| 12. | 11.3% | Animas Public Schools / 1,035 |
| 13. | 11.1% | Taos Municipal Schools / 26,316 |
| 14. | 10.4% | Des Moines Municipal Schools / 636 |
| 15. | 10.0% | Jemez Mountain Public Schools / 1,305 |
| 16. | 9.7% | Santa Fe Public Schools / 119,676 |
| 17. | 9.6% | Aztec Municipal Schools / 16,666 |
| 18. | 9.4% | Belen Consolidated Schools / 29,668 |
| 19. | 9.3% | Los Lunas Public Schools / 49,250 |
| 20. | 8.8% | Espanola Municipal Schools / 37,230 |
| 21. | 8.6% | Moriarty Municipal Schools / 23,093 |
| 22. | 8.6% | Questa Independent Schools / 3,284 |
| 22. | 8.6% | Tucumcari Public Schools / 6,774 |
| 24. | 8.5% | San Jon Municipal Schools / 502 |
| 25. | 8.3% | Mountainair Public Schools / 2,064 |
| 26. | 8.2% | Elida Municipal Schools / 383 |
| 27. | 8.1% | Pojoaque Valley Public Schools / 10,545 |
| 28. | 8.1% | Pecos Independent Schools / 4,834 |
| 29. | 8.0% | Mora Independent Schools / 3,574 |
| 30. | 7.8% | Santa Rosa Consolidated Schools / 4,200 |
| 31. | 7.7% | Jemez Valley Public Schools / 5,189 |
| 32. | 7.6% | Floyd Municipal Schools / 473 |
| 33. | 7.6% | Zuni Public Schools / 11,065 |
| 34. | 7.5% | Grants-Cibola County Schools / 27,306 |
| 35. | 7.5% | Deming Public Schools / 24,947 |
| 36. | 7.3% | Socorro Consolidated Schools / 13,362 |
| 37. | 7.1% | Cloudcroft Municipal Schools / 2,712 |
| 38. | 7.1% | Springer Municipal Schools / 1,916 |
| 39. | 6.9% | Bernalillo Public Schools / 25,434 |
| 40. | 6.8% | Carlsbad Municipal Schools / 35,031 |
| 41. | 6.8% | Gallup-Mckinley County Schools / 62,017 |
| 41. | 6.8% | Albuquerque Public Schools / 676,111 |
| 43. | 6.7% | Las Vegas City Public Schools / 14,551 |
| 44. | 6.5% | Central Consolidated Schools / 32,005 |
| 45. | 6.5% | Gadsden Independent Schools / 63,678 |
| 45. | 6.5% | Texico Municipal Schools / 2,186 |
| 47. | 6.4% | Silver City Consolidated Schools / 21,326 |
| 48. | 6.3% | Quemado Independent Schools / 1,566 |
| 49. | 6.2% | Los Alamos Public Schools / 17,974 |
| 49. | 6.2% | Ruidoso Municipal Schools / 14,085 |
| 49. | 6.2% | Las Cruces Public Schools / 153,080 |
| 52. | 6.0% | Roswell Independent Schools / 58,146 |
| 53. | 5.9% | Clovis Municipal Schools / 46,853 |
| 54. | 5.7% | Dexter Consolidated Schools / 4,362 |
| 55. | 5.6% | Magdalena Municipal Schools / 1,789 |
| 56. | 5.6% | Estancia Municipal Schools / 4,481 |
| 57. | 5.0% | Tularosa Municipal Schools / 8,404 |
| 58. | 4.9% | Cuba Independent Schools / 3,862 |
| 59. | 4.8% | Farmington Municipal Schools / 61,558 |
| 60. | 4.8% | Lovington Public Schools / 15,597 |
| 61. | 4.6% | Lake Arthur Municipal Schools / 763 |
| 62. | 4.5% | Bloomfield Municipal Schools / 17,129 |
| 63. | 4.4% | Portales Municipal Schools / 18,428 |
| 64. | 4.3% | Dora Consolidated Schools / 592 |
| 65. | 4.3% | Penasco Independent Schools / 3,319 |
| 66. | 4.3% | Rio Rancho Public Schools / 92,280 |
| 67. | 4.3% | Raton Public Schools / 7,473 |
| 68. | 3.9% | Chama Valley Independent Schools / 2,798 |
| 69. | 3.9% | Alamogordo Public Schools / 45,726 |
| 70. | 3.7% | Mesa Vista Consolidated Schools / 1,710 |
| 71. | 3.4% | Grady Municipal Schools / 334 |
| 72. | 3.3% | Tatum Municipal Schools / 1,190 |
| 73. | 3.3% | Jal Public Schools / 2,215 |
| 74. | 3.1% | Fort Sumner Municipal Schools / 1,967 |
| 74. | 3.1% | Loving Municipal Schools / 2,118 |
| 76. | 2.9% | Reserve Independent Schools / 2,171 |
| 77. | 2.7% | Lordsburg Municipal Schools / 3,699 |
| 78. | 2.6% | Dulce Independent Schools / 3,342 |
| 79. | 2.4% | Cobre Consolidated Schools / 7,977 |
| 79. | 2.4% | Hatch Valley Municipal Schools / 4,757 |
| 81. | 2.4% | Eunice Municipal Schools / 3,291 |
| 82. | 2.1% | Corona Municipal Schools / 338 |
| 83. | 2.0% | Mosquero Municipal Schools / 212 |
| 84. | 1.9% | Logan Municipal Schools / 1,278 |
| 85. | 1.7% | House Municipal Schools / 230 |
| 85. | 1.7% | Capitan Municipal Schools / 3,523 |
| 87. | 1.6% | Hobbs Municipal Schools / 44,608 |
| 88. | 1.4% | Hagerman Municipal Schools / 2,445 |
| 89. | 1.2% | Artesia Public Schools / 17,783 |
Please note that we only rank locations with 'Percentage of Houses without a Mortgage where Total Holding Costs 40% or More of Owner Income' data. The rank above might not be a complete list. Locations without 'Percentage of Houses without a Mortgage where Total Holding Costs 40% or More of Owner Income' data are not listed.
