| Rank | Percentage of Houses with a Mortgage where Total Holding Costs 20-30% of Owner Income ▼ | School District / Population |
| 1. | 64.1% | Wagon Mound Public Schools / 980 |
| 2. | 51.2% | Reserve Independent Schools / 2,171 |
| 3. | 41.6% | Springer Municipal Schools / 1,916 |
| 4. | 41.5% | San Jon Municipal Schools / 502 |
| 5. | 40.3% | Truth or Consequences Schools / 11,774 |
| 6. | 36.6% | Mesa Vista Consolidated Schools / 1,710 |
| 7. | 34.2% | Jemez Valley Public Schools / 5,189 |
| 8. | 33.9% | Melrose Public Schools / 1,083 |
| 9. | 33.6% | Quemado Independent Schools / 1,566 |
| 10. | 33.5% | Socorro Consolidated Schools / 13,362 |
| 11. | 33.3% | Roy Municipal Schools / 398 |
| 12. | 33.1% | Santa Rosa Consolidated Schools / 4,200 |
| 13. | 33.1% | Cloudcroft Municipal Schools / 2,712 |
| 14. | 32.6% | Carrizozo Municipal Schools / 1,291 |
| 15. | 32.4% | Vaughn Municipal Schools / 597 |
| 16. | 32.0% | Corona Municipal Schools / 338 |
| 17. | 31.6% | Las Vegas City Public Schools / 14,551 |
| 18. | 31.0% | Hondo Valley Public Schools / 953 |
| 19. | 30.9% | Questa Independent Schools / 3,284 |
| 20. | 30.9% | Raton Public Schools / 7,473 |
| 21. | 30.3% | Portales Municipal Schools / 18,428 |
| 22. | 29.6% | Las Cruces Public Schools / 153,080 |
| 23. | 29.4% | Fort Sumner Municipal Schools / 1,967 |
| 24. | 29.1% | Roswell Independent Schools / 58,146 |
| 25. | 28.9% | Cimarron Public Schools / 3,534 |
| 26. | 28.9% | Tatum Municipal Schools / 1,190 |
| 27. | 28.8% | Penasco Independent Schools / 3,319 |
| 28. | 28.6% | Mountainair Public Schools / 2,064 |
| 28. | 28.6% | House Municipal Schools / 230 |
| 30. | 28.1% | Rio Rancho Public Schools / 92,280 |
| 31. | 27.6% | Hatch Valley Municipal Schools / 4,757 |
| 32. | 27.5% | Dexter Consolidated Schools / 4,362 |
| 33. | 27.3% | Los Lunas Public Schools / 49,250 |
| 34. | 26.7% | Grady Municipal Schools / 334 |
| 35. | 26.4% | Albuquerque Public Schools / 676,111 |
| 36. | 26.4% | Cuba Independent Schools / 3,862 |
| 37. | 26.2% | Ruidoso Municipal Schools / 14,085 |
| 38. | 25.9% | Alamogordo Public Schools / 45,726 |
| 39. | 25.9% | Silver City Consolidated Schools / 21,326 |
| 40. | 25.5% | Grants-Cibola County Schools / 27,306 |
| 41. | 25.4% | Bernalillo Public Schools / 25,434 |
| 42. | 25.3% | Animas Public Schools / 1,035 |
| 43. | 25.0% | Farmington Municipal Schools / 61,558 |
| 44. | 24.7% | Central Consolidated Schools / 32,005 |
| 45. | 24.6% | Clovis Municipal Schools / 46,853 |
| 46. | 24.5% | Des Moines Municipal Schools / 636 |
| 47. | 24.5% | Santa Fe Public Schools / 119,676 |
| 48. | 24.2% | Gadsden Independent Schools / 63,678 |
| 49. | 23.8% | Bloomfield Municipal Schools / 17,129 |
| 50. | 23.8% | Moriarty Municipal Schools / 23,093 |
| 51. | 23.6% | Pojoaque Valley Public Schools / 10,545 |
| 52. | 23.5% | Belen Consolidated Schools / 29,668 |
| 53. | 23.0% | Taos Municipal Schools / 26,316 |
| 54. | 22.9% | Estancia Municipal Schools / 4,481 |
| 55. | 22.4% | Cobre Consolidated Schools / 7,977 |
| 56. | 22.0% | Aztec Municipal Schools / 16,666 |
| 57. | 21.8% | Los Alamos Public Schools / 17,974 |
| 58. | 21.7% | Artesia Public Schools / 17,783 |
| 59. | 21.7% | Clayton Public Schools / 3,777 |
| 60. | 21.4% | Espanola Municipal Schools / 37,230 |
| 61. | 21.4% | Deming Public Schools / 24,947 |
| 62. | 21.2% | Hagerman Municipal Schools / 2,445 |
| 63. | 21.2% | Floyd Municipal Schools / 473 |
| 64. | 20.8% | Maxwell Municipal Schools / 341 |
| 65. | 20.5% | Texico Municipal Schools / 2,186 |
| 66. | 20.0% | Mosquero Municipal Schools / 212 |
| 67. | 19.8% | Lake Arthur Municipal Schools / 763 |
| 68. | 19.5% | Hobbs Municipal Schools / 44,608 |
| 69. | 19.3% | Gallup-Mckinley County Schools / 62,017 |
| 70. | 19.2% | Tucumcari Public Schools / 6,774 |
| 71. | 19.2% | Zuni Public Schools / 11,065 |
| 72. | 18.8% | Chama Valley Independent Schools / 2,798 |
| 73. | 18.7% | Lordsburg Municipal Schools / 3,699 |
| 74. | 18.6% | Lovington Public Schools / 15,597 |
| 75. | 18.6% | West Las Vegas Public Schools / 9,560 |
| 76. | 17.3% | Loving Municipal Schools / 2,118 |
| 77. | 16.9% | Capitan Municipal Schools / 3,523 |
| 78. | 16.9% | Pecos Independent Schools / 4,834 |
| 79. | 15.8% | Carlsbad Municipal Schools / 35,031 |
| 80. | 15.6% | Tularosa Municipal Schools / 8,404 |
| 81. | 14.7% | Jemez Mountain Public Schools / 1,305 |
| 82. | 14.0% | Elida Municipal Schools / 383 |
| 83. | 13.6% | Logan Municipal Schools / 1,278 |
| 84. | 12.6% | Eunice Municipal Schools / 3,291 |
| 85. | 12.5% | Dora Consolidated Schools / 592 |
| 86. | 8.5% | Dulce Independent Schools / 3,342 |
| 87. | 6.7% | Jal Public Schools / 2,215 |
| 88. | 4.9% | Magdalena Municipal Schools / 1,789 |
| 89. | 3.8% | Mora Independent Schools / 3,574 |
Please note that we only rank locations with 'Percentage of Houses with a Mortgage where Total Holding Costs 20-30% of Owner Income' data. The rank above might not be a complete list. Locations without 'Percentage of Houses with a Mortgage where Total Holding Costs 20-30% of Owner Income' data are not listed.
