| Rank | Owner Occupied Housing Units Mortgage Free Percentage ▼ | School District / Population |
| 1. | 91.5% | Roy Municipal Schools / 398 |
| 2. | 91.1% | Mosquero Municipal Schools / 212 |
| 3. | 88.0% | Tatum Municipal Schools / 1,190 |
| 4. | 88.0% | Cuba Independent Schools / 3,862 |
| 5. | 87.3% | Zuni Public Schools / 11,065 |
| 6. | 81.7% | Wagon Mound Public Schools / 980 |
| 7. | 80.8% | House Municipal Schools / 230 |
| 8. | 79.6% | Magdalena Municipal Schools / 1,789 |
| 9. | 78.1% | Logan Municipal Schools / 1,278 |
| 10. | 78.1% | Jemez Mountain Public Schools / 1,305 |
| 11. | 78.0% | Quemado Independent Schools / 1,566 |
| 12. | 77.8% | Hondo Valley Public Schools / 953 |
| 13. | 76.2% | Reserve Independent Schools / 2,171 |
| 14. | 76.1% | Central Consolidated Schools / 32,005 |
| 15. | 75.6% | Dulce Independent Schools / 3,342 |
| 16. | 73.1% | Penasco Independent Schools / 3,319 |
| 17. | 72.6% | Jal Public Schools / 2,215 |
| 18. | 72.1% | Mora Independent Schools / 3,574 |
| 19. | 71.8% | Animas Public Schools / 1,035 |
| 20. | 71.7% | Hatch Valley Municipal Schools / 4,757 |
| 21. | 70.2% | Des Moines Municipal Schools / 636 |
| 22. | 69.7% | Gallup-Mckinley County Schools / 62,017 |
| 23. | 69.5% | Elida Municipal Schools / 383 |
| 24. | 67.7% | Springer Municipal Schools / 1,916 |
| 25. | 66.3% | Grady Municipal Schools / 334 |
| 26. | 65.4% | Melrose Public Schools / 1,083 |
| 27. | 65.3% | Socorro Consolidated Schools / 13,362 |
| 28. | 65.3% | Corona Municipal Schools / 338 |
| 29. | 64.8% | Grants-Cibola County Schools / 27,306 |
| 30. | 64.4% | Fort Sumner Municipal Schools / 1,967 |
| 31. | 63.7% | Questa Independent Schools / 3,284 |
| 32. | 63.5% | Santa Rosa Consolidated Schools / 4,200 |
| 33. | 63.2% | Eunice Municipal Schools / 3,291 |
| 34. | 62.7% | West Las Vegas Public Schools / 9,560 |
| 35. | 62.6% | Tularosa Municipal Schools / 8,404 |
| 36. | 61.9% | Tucumcari Public Schools / 6,774 |
| 37. | 60.7% | San Jon Municipal Schools / 502 |
| 38. | 60.3% | Floyd Municipal Schools / 473 |
| 39. | 59.9% | Lordsburg Municipal Schools / 3,699 |
| 40. | 59.6% | Cobre Consolidated Schools / 7,977 |
| 41. | 59.6% | Truth or Consequences Schools / 11,774 |
| 42. | 59.4% | Vaughn Municipal Schools / 597 |
| 43. | 59.2% | Dora Consolidated Schools / 592 |
| 44. | 58.8% | Espanola Municipal Schools / 37,230 |
| 45. | 58.6% | Jemez Valley Public Schools / 5,189 |
| 46. | 58.4% | Cloudcroft Municipal Schools / 2,712 |
| 47. | 58.4% | Deming Public Schools / 24,947 |
| 48. | 58.1% | Lovington Public Schools / 15,597 |
| 49. | 58.0% | Loving Municipal Schools / 2,118 |
| 50. | 56.5% | Raton Public Schools / 7,473 |
| 51. | 54.6% | Pojoaque Valley Public Schools / 10,545 |
| 52. | 54.5% | Hagerman Municipal Schools / 2,445 |
| 53. | 54.3% | Carrizozo Municipal Schools / 1,291 |
| 54. | 53.0% | Las Vegas City Public Schools / 14,551 |
| 55. | 52.8% | Chama Valley Independent Schools / 2,798 |
| 56. | 52.6% | Gadsden Independent Schools / 63,678 |
| 57. | 52.3% | Mountainair Public Schools / 2,064 |
| 58. | 51.7% | Taos Municipal Schools / 26,316 |
| 59. | 51.6% | Cimarron Public Schools / 3,534 |
| 60. | 51.6% | Clayton Public Schools / 3,777 |
| 61. | 51.4% | Mesa Vista Consolidated Schools / 1,710 |
| 62. | 51.4% | Texico Municipal Schools / 2,186 |
| 63. | 51.3% | Dexter Consolidated Schools / 4,362 |
| 64. | 51.0% | Pecos Independent Schools / 4,834 |
| 65. | 49.9% | Silver City Consolidated Schools / 21,326 |
| 66. | 49.1% | Bloomfield Municipal Schools / 17,129 |
| 67. | 48.4% | Estancia Municipal Schools / 4,481 |
| 68. | 48.0% | Roswell Independent Schools / 58,146 |
| 69. | 45.9% | Maxwell Municipal Schools / 341 |
| 70. | 45.4% | Lake Arthur Municipal Schools / 763 |
| 71. | 45.3% | Hobbs Municipal Schools / 44,608 |
| 72. | 45.3% | Artesia Public Schools / 17,783 |
| 73. | 45.0% | Ruidoso Municipal Schools / 14,085 |
| 74. | 44.3% | Alamogordo Public Schools / 45,726 |
| 75. | 44.0% | Belen Consolidated Schools / 29,668 |
| 76. | 43.8% | Bernalillo Public Schools / 25,434 |
| 77. | 43.1% | Carlsbad Municipal Schools / 35,031 |
| 78. | 42.2% | Capitan Municipal Schools / 3,523 |
| 79. | 42.1% | Portales Municipal Schools / 18,428 |
| 80. | 41.8% | Farmington Municipal Schools / 61,558 |
| 81. | 41.0% | Aztec Municipal Schools / 16,666 |
| 82. | 40.8% | Clovis Municipal Schools / 46,853 |
| 83. | 39.5% | Las Cruces Public Schools / 153,080 |
| 84. | 36.9% | Los Lunas Public Schools / 49,250 |
| 85. | 35.7% | Santa Fe Public Schools / 119,676 |
| 86. | 33.4% | Los Alamos Public Schools / 17,974 |
| 87. | 32.1% | Moriarty Municipal Schools / 23,093 |
| 88. | 31.1% | Albuquerque Public Schools / 676,111 |
| 89. | 20.9% | Rio Rancho Public Schools / 92,280 |
Please note that we only rank locations with 'Owner Occupied Housing Units Mortgage Free Percentage' data. The rank above might not be a complete list. Locations without 'Owner Occupied Housing Units Mortgage Free Percentage' data are not listed.
