| Rank | Percentage of Houses without a Mortgage where Total Holding Costs 10% or Less of Owner Income ▼ | School District / Population |
| 1. | 73.7% | Madison City School District / 42,925 |
| 2. | 61.3% | Troy City School District / 17,864 |
| 3. | 60.1% | Huntsville City School District / 171,881 |
| 4. | 58.8% | Enterprise City School District / 26,635 |
| 5. | 56.2% | Madison County School District / 123,255 |
| 6. | 55.7% | Decatur City School District / 55,664 |
| 7. | 55.4% | Dothan City School District / 66,355 |
| 8. | 55.1% | Mountain Brook City School District / 20,398 |
| 9. | 54.8% | Hoover City School District / 81,254 |
| 10. | 54.5% | Oxford City School District / 22,936 |
| 11. | 54.0% | Hartselle City School District / 13,622 |
| 12. | 53.5% | Ozark City School District / 16,947 |
| 13. | 53.1% | Florence City School District / 39,288 |
| 14. | 52.9% | Daleville City School District / 11,140 |
| 15. | 52.8% | Dale County School District / 14,744 |
| 16. | 51.9% | Trussville City School District / 19,178 |
| 17. | 51.1% | Geneva City School District / 6,619 |
| 18. | 50.8% | Cullman City School District / 14,652 |
| 19. | 50.4% | Vestavia Hills City School District / 33,831 |
| 20. | 49.8% | Autauga County School District / 54,590 |
| 21. | 49.7% | Jacksonville City School District / 12,304 |
| 22. | 48.9% | Tuscaloosa County School District / 104,203 |
| 23. | 48.8% | Shelby County School District / 170,402 |
| 24. | 48.6% | Guntersville City School District / 8,241 |
| 25. | 48.5% | Limestone County School District / 57,647 |
| 26. | 47.9% | Montgomery County School District / 227,324 |
| 27. | 47.9% | Lauderdale County School District / 53,240 |
| 28. | 47.3% | Boaz City School District / 9,520 |
| 29. | 46.7% | Scottsboro City School District / 14,792 |
| 30. | 46.4% | Clay County School District / 13,828 |
| 31. | 46.4% | Morgan County School District / 50,112 |
| 32. | 46.3% | Homewood City School District / 25,123 |
| 33. | 46.3% | Geneva County School District / 20,150 |
| 34. | 46.2% | Athens City School District / 22,198 |
| 35. | 45.9% | Tallapoosa County School District / 22,276 |
| 36. | 45.7% | Tallassee City School District / 9,137 |
| 37. | 45.6% | Demopolis City School District / 7,439 |
| 38. | 45.3% | Winfield City School District / 7,003 |
| 39. | 44.7% | Sheffield City School District / 9,060 |
| 39. | 44.7% | Elmore County School District / 71,881 |
| 41. | 44.5% | Tuscaloosa City School District / 90,051 |
| 42. | 44.3% | Fort Payne City School District / 14,068 |
| 43. | 44.2% | Baldwin County School District / 183,226 |
| 44. | 44.1% | Lamar County School District / 14,513 |
| 45. | 44.1% | Coffee County School District / 18,672 |
| 46. | 44.0% | Colbert County School District / 23,928 |
| 47. | 43.6% | St. Clair County School District / 54,272 |
| 48. | 43.4% | Jackson County School District / 38,487 |
| 49. | 43.4% | Thomasville City School District / 5,637 |
| 50. | 43.0% | Pell City City School District / 26,874 |
| 51. | 42.9% | Alexander City City School District / 17,570 |
| 51. | 42.9% | Leeds City School District / 12,160 |
| 53. | 42.8% | Chilton County School District / 43,611 |
| 54. | 42.8% | Arab City School District / 8,119 |
| 55. | 42.7% | Russellville City School District / 9,791 |
| 56. | 42.7% | Auburn City School District / 53,817 |
| 56. | 42.7% | Fayette County School District / 15,515 |
| 58. | 42.6% | Cleburne County School District / 14,832 |
| 59. | 42.5% | Randolph County School District / 16,768 |
| 60. | 42.4% | Anniston City School District / 23,067 |
| 61. | 42.3% | Houston County School District / 36,728 |
| 62. | 42.3% | Jefferson County School District / 230,130 |
| 63. | 42.2% | Muscle Shoals City School District / 13,062 |
| 64. | 42.2% | Marengo County School District / 8,804 |
| 65. | 42.2% | Washington County School District / 17,407 |
| 66. | 42.1% | Oneonta City School District / 6,578 |
| 67. | 42.1% | Blount County School District / 50,888 |
| 68. | 41.8% | Lee County School District / 56,182 |
| 69. | 41.7% | Marshall County School District / 47,316 |
| 70. | 41.4% | Calhoun County School District / 57,522 |
| 71. | 41.2% | Monroe County School District / 22,993 |
| 72. | 41.1% | Tuscumbia City School District / 8,401 |
| 73. | 41.1% | Cullman County School District / 65,690 |
| 74. | 41.1% | Pickens County School District / 19,646 |
| 75. | 41.1% | Albertville City School District / 21,079 |
| 76. | 40.7% | Bibb County School District / 22,769 |
| 77. | 40.6% | Chambers County School District / 27,713 |
| 78. | 40.5% | Walker County School District / 52,684 |
| 79. | 40.4% | Etowah County School District / 60,225 |
| 80. | 40.4% | Roanoke City School District / 6,075 |
| 81. | 40.0% | Covington County School District / 22,095 |
| 82. | 39.9% | Saraland City School District / 13,231 |
| 83. | 39.7% | Eufaula City School District / 13,086 |
| 84. | 39.2% | Franklin County School District / 21,873 |
| 85. | 39.0% | Jasper City School District / 14,332 |
| 86. | 39.0% | Linden City School District / 4,666 |
| 87. | 38.8% | DeKalb County School District / 56,881 |
| 88. | 38.6% | Henry County School District / 17,275 |
| 89. | 38.4% | Marion County School District / 24,959 |
| 90. | 38.2% | Mobile County School District / 399,066 |
| 91. | 38.1% | Haleyville City School District / 8,523 |
| 92. | 37.6% | Lawrence County School District / 34,148 |
| 93. | 37.4% | Piedmont City School District / 6,192 |
| 94. | 37.4% | Sylacauga City School District / 12,778 |
| 95. | 36.9% | Phenix City City School District / 33,555 |
| 96. | 36.5% | Fairfield City School District / 11,135 |
| 97. | 36.4% | Dallas County School District / 23,013 |
| 98. | 36.4% | Pike County School District / 14,886 |
| 99. | 36.3% | Tarrant City School District / 6,412 |
| 100. | 36.2% | Crenshaw County School District / 13,971 |
| 101. | 36.0% | Opelika City School District / 26,738 |
| 102. | 35.9% | Choctaw County School District / 13,838 |
| 103. | 35.4% | Russell County School District / 24,584 |
| 104. | 35.4% | Winston County School District / 16,292 |
| 105. | 35.4% | Talladega County School District / 49,549 |
| 106. | 35.2% | Bessemer City School District / 27,516 |
| 107. | 35.0% | Conecuh County School District / 13,188 |
| 108. | 34.6% | Elba City School District / 5,079 |
| 109. | 34.4% | Brewton City School District / 5,377 |
| 110. | 33.9% | Clarke County School District / 20,131 |
| 111. | 33.6% | Talladega City School District / 15,753 |
| 112. | 33.5% | Coosa County School District / 11,305 |
| 113. | 33.4% | Andalusia City School District / 9,028 |
| 114. | 32.8% | Gadsden City School District / 36,888 |
| 115. | 32.7% | Macon County School District / 21,214 |
| 116. | 32.6% | Attalla City School District / 6,060 |
| 117. | 32.5% | Selma City School District / 20,559 |
| 118. | 32.2% | Barbour County School District / 14,383 |
| 119. | 32.0% | Cherokee County School District / 25,917 |
| 120. | 32.0% | Greene County School District / 9,067 |
| 121. | 31.6% | Lanett City School District / 6,515 |
| 122. | 31.5% | Escambia County School District / 32,745 |
| 123. | 31.0% | Midfield City School District / 5,366 |
| 124. | 30.3% | Birmingham City School District / 213,180 |
| 125. | 30.0% | Opp City School District / 6,680 |
| 126. | 30.0% | Hale County School District / 15,750 |
| 127. | 29.1% | Perry County School District / 10,525 |
| 128. | 28.2% | Wilcox County School District / 11,706 |
| 129. | 28.0% | Butler County School District / 20,730 |
| 130. | 27.7% | Bullock County School District / 10,779 |
| 131. | 23.8% | Sumter County School District / 13,669 |
| 132. | 23.1% | Lowndes County School District / 11,304 |
Please note that we only rank locations with 'Percentage of Houses without a Mortgage where Total Holding Costs 10% or Less of Owner Income' data. The rank above might not be a complete list. Locations without 'Percentage of Houses without a Mortgage where Total Holding Costs 10% or Less of Owner Income' data are not listed.
*ACS stands for U.S. Census American Community Survey. According to the U.S. Census, if the date is a range, you can interpret the data as an average of the period of time.
