| Rank | Percentage of Houses with a Mortgage where Total Holding Costs 20-30% of Owner Income ▼ | School District / Population |
| 1. | 38.2% | Jacksonville City School District / 12,304 |
| 2. | 35.1% | Bullock County School District / 10,779 |
| 3. | 34.5% | Perry County School District / 10,525 |
| 4. | 34.4% | Midfield City School District / 5,366 |
| 5. | 33.0% | Russellville City School District / 9,791 |
| 6. | 32.9% | Trussville City School District / 19,178 |
| 7. | 32.7% | Auburn City School District / 53,817 |
| 8. | 31.7% | St. Clair County School District / 54,272 |
| 9. | 31.5% | Homewood City School District / 25,123 |
| 10. | 31.1% | Bessemer City School District / 27,516 |
| 11. | 30.5% | Elmore County School District / 71,881 |
| 12. | 30.0% | Chilton County School District / 43,611 |
| 13. | 29.7% | Limestone County School District / 57,647 |
| 14. | 29.7% | Shelby County School District / 170,402 |
| 15. | 29.4% | Roanoke City School District / 6,075 |
| 16. | 29.2% | Florence City School District / 39,288 |
| 17. | 29.1% | Fort Payne City School District / 14,068 |
| 18. | 29.1% | Sylacauga City School District / 12,778 |
| 19. | 28.9% | Phenix City City School District / 33,555 |
| 20. | 28.7% | Decatur City School District / 55,664 |
| 20. | 28.7% | Haleyville City School District / 8,523 |
| 22. | 28.6% | Sheffield City School District / 9,060 |
| 23. | 28.6% | Winston County School District / 16,292 |
| 24. | 28.5% | Baldwin County School District / 183,226 |
| 25. | 28.5% | Tallapoosa County School District / 22,276 |
| 26. | 28.2% | Talladega City School District / 15,753 |
| 27. | 28.1% | Mobile County School District / 399,066 |
| 28. | 28.0% | Russell County School District / 24,584 |
| 29. | 28.0% | Hoover City School District / 81,254 |
| 30. | 28.0% | Oxford City School District / 22,936 |
| 31. | 27.9% | Leeds City School District / 12,160 |
| 32. | 27.9% | Jackson County School District / 38,487 |
| 33. | 27.6% | Lowndes County School District / 11,304 |
| 34. | 27.6% | Tuscaloosa City School District / 90,051 |
| 34. | 27.6% | Jefferson County School District / 230,130 |
| 36. | 27.5% | Opp City School District / 6,680 |
| 37. | 27.4% | Tuscaloosa County School District / 104,203 |
| 38. | 27.4% | Winfield City School District / 7,003 |
| 39. | 27.2% | Marshall County School District / 47,316 |
| 40. | 27.0% | Morgan County School District / 50,112 |
| 41. | 27.0% | Lee County School District / 56,182 |
| 42. | 27.0% | Macon County School District / 21,214 |
| 43. | 26.9% | Sumter County School District / 13,669 |
| 44. | 26.8% | Cullman City School District / 14,652 |
| 45. | 26.8% | Montgomery County School District / 227,324 |
| 46. | 26.7% | Ozark City School District / 16,947 |
| 47. | 26.6% | Talladega County School District / 49,549 |
| 48. | 26.4% | Athens City School District / 22,198 |
| 49. | 26.3% | Hale County School District / 15,750 |
| 50. | 26.3% | Lawrence County School District / 34,148 |
| 51. | 26.2% | DeKalb County School District / 56,881 |
| 52. | 26.2% | Marengo County School District / 8,804 |
| 53. | 26.1% | Thomasville City School District / 5,637 |
| 54. | 26.1% | Demopolis City School District / 7,439 |
| 55. | 26.1% | Madison County School District / 123,255 |
| 56. | 26.0% | Pell City City School District / 26,874 |
| 57. | 26.0% | Dothan City School District / 66,355 |
| 58. | 26.0% | Birmingham City School District / 213,180 |
| 58. | 26.0% | Tarrant City School District / 6,412 |
| 60. | 25.9% | Anniston City School District / 23,067 |
| 61. | 25.8% | Enterprise City School District / 26,635 |
| 62. | 25.8% | Walker County School District / 52,684 |
| 63. | 25.7% | Franklin County School District / 21,873 |
| 64. | 25.7% | Etowah County School District / 60,225 |
| 65. | 25.5% | Crenshaw County School District / 13,971 |
| 66. | 25.5% | Linden City School District / 4,666 |
| 67. | 25.4% | Henry County School District / 17,275 |
| 68. | 25.3% | Colbert County School District / 23,928 |
| 69. | 25.1% | Madison City School District / 42,925 |
| 70. | 25.1% | Marion County School District / 24,959 |
| 71. | 25.0% | Muscle Shoals City School District / 13,062 |
| 72. | 24.9% | Opelika City School District / 26,738 |
| 73. | 24.9% | Chambers County School District / 27,713 |
| 74. | 24.8% | Vestavia Hills City School District / 33,831 |
| 74. | 24.8% | Troy City School District / 17,864 |
| 76. | 24.8% | Fairfield City School District / 11,135 |
| 77. | 24.7% | Lauderdale County School District / 53,240 |
| 78. | 24.6% | Blount County School District / 50,888 |
| 79. | 24.6% | Butler County School District / 20,730 |
| 80. | 24.6% | Calhoun County School District / 57,522 |
| 81. | 24.6% | Scottsboro City School District / 14,792 |
| 81. | 24.6% | Eufaula City School District / 13,086 |
| 83. | 24.6% | Autauga County School District / 54,590 |
| 84. | 24.4% | Escambia County School District / 32,745 |
| 85. | 24.4% | Choctaw County School District / 13,838 |
| 86. | 24.3% | Bibb County School District / 22,769 |
| 87. | 24.3% | Guntersville City School District / 8,241 |
| 88. | 24.3% | Clay County School District / 13,828 |
| 89. | 24.0% | Cullman County School District / 65,690 |
| 90. | 24.0% | Albertville City School District / 21,079 |
| 91. | 23.9% | Geneva City School District / 6,619 |
| 92. | 23.9% | Boaz City School District / 9,520 |
| 93. | 23.9% | Huntsville City School District / 171,881 |
| 94. | 23.7% | Houston County School District / 36,728 |
| 95. | 23.6% | Jasper City School District / 14,332 |
| 96. | 23.6% | Cherokee County School District / 25,917 |
| 97. | 23.5% | Coffee County School District / 18,672 |
| 98. | 23.5% | Washington County School District / 17,407 |
| 99. | 23.0% | Fayette County School District / 15,515 |
| 100. | 22.7% | Mountain Brook City School District / 20,398 |
| 101. | 22.5% | Randolph County School District / 16,768 |
| 102. | 22.0% | Oneonta City School District / 6,578 |
| 103. | 21.8% | Gadsden City School District / 36,888 |
| 104. | 21.8% | Wilcox County School District / 11,706 |
| 105. | 21.7% | Arab City School District / 8,119 |
| 106. | 21.6% | Dallas County School District / 23,013 |
| 107. | 21.5% | Alexander City City School District / 17,570 |
| 108. | 21.4% | Cleburne County School District / 14,832 |
| 109. | 21.3% | Saraland City School District / 13,231 |
| 110. | 21.2% | Geneva County School District / 20,150 |
| 111. | 20.9% | Tuscumbia City School District / 8,401 |
| 112. | 20.8% | Daleville City School District / 11,140 |
| 113. | 20.5% | Tallassee City School District / 9,137 |
| 114. | 20.5% | Covington County School District / 22,095 |
| 115. | 20.4% | Lamar County School District / 14,513 |
| 115. | 20.4% | Pike County School District / 14,886 |
| 117. | 20.4% | Dale County School District / 14,744 |
| 118. | 20.3% | Conecuh County School District / 13,188 |
| 119. | 20.0% | Andalusia City School District / 9,028 |
| 120. | 19.6% | Selma City School District / 20,559 |
| 121. | 19.2% | Lanett City School District / 6,515 |
| 122. | 19.2% | Monroe County School District / 22,993 |
| 123. | 19.0% | Pickens County School District / 19,646 |
| 124. | 18.6% | Elba City School District / 5,079 |
| 125. | 18.2% | Clarke County School District / 20,131 |
| 126. | 18.1% | Coosa County School District / 11,305 |
| 127. | 17.8% | Barbour County School District / 14,383 |
| 128. | 17.6% | Hartselle City School District / 13,622 |
| 129. | 16.8% | Attalla City School District / 6,060 |
| 130. | 15.5% | Brewton City School District / 5,377 |
| 131. | 14.1% | Greene County School District / 9,067 |
| 132. | 14.0% | Piedmont City School District / 6,192 |
Please note that we only rank locations with 'Percentage of Houses with a Mortgage where Total Holding Costs 20-30% of Owner Income' data. The rank above might not be a complete list. Locations without 'Percentage of Houses with a Mortgage where Total Holding Costs 20-30% of Owner Income' data are not listed.
*ACS stands for U.S. Census American Community Survey. According to the U.S. Census, if the date is a range, you can interpret the data as an average of the period of time.
