USA.com / Minnesota / Stearns County / Cold Spring, MN / 56320 / Housing

56320 Zip Code Housing

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As of 2010-2014, median price of a house in 56320 Zip Code is $190,200, which is about the same as the state average of $185,200 and is higher than the national average of $175,700. The 56320 Zip Code median house value has grown by 61.60% since 2000. The growth rate for the price of a house in 56320 Zip Code is higher than the state average rate of 51.31% and is higher than the national average rate of 46.91%. The median year that a house in 56320 Zip Code was built is 1982, which is newer than the median year for a house built in the state which is 1975 and is newer than the median year for a house built in the USA which is 1976.

Topics:House Value Housing Occupancy Year Structure Built Mortgage Status Mortgage Owner's Costs None-Mortgage Owner's Costs Units in Structure Rooms Bedrooms House Heating Fuel Gross Rent Vehicle Available

House Value

Median Value of a Total of 2,577 Owner Occupied Houses in 56320 Zip Code, see rank

56320 Zip Code	190,200 USD
Minnesota	185,200 USD
U.S.	175,700 USD

Median House Price Growth Since 2000, see rank

56320 Zip Code	61.60%
Minnesota	51.31%
U.S.	46.91%

Ranks: $50K or Less, $50-100K, $100-150K, $150-200K, $200-300K, $300-500K, $500-1M, $1M or More

*Based on 2010-2014 data. View historical house value data.

Housing Occupancy

	56320 Zip Code	Minnesota	U.S.
Total Housing Units	3,419, see rank, 100%	2,364,149	132,741,033
Occupied Housing Units	2,995, 87.60%, see rank	89.48%	87.55%
Owner Occupied	2,577, 75.37%, see rank	64.51%	56.34%
Renter Occupied	418, 12.23%, see rank	24.96%	31.21%
Vacant Housing Units	424, 12.40%, see rank	10.52%	12.45%
For Rent	0, 0.00%, see rank	1.22%	2.34%
For Sale Only	0, 0.00%, see rank	0.96%	1.20%
Rented or Sold, Not Occupied	0, 0.00%, see rank	0.68%	0.92%
For Seasonal, Recreational, or Occasional Use	404, 11.82%, see rank	5.29%	3.97%
For Migrant Workers	0, 0.00%, see rank	0.01%	0.03%
Other Vacant	20, 0.58%, see rank	2.36%	4.00%

*Based on 2010-2014 data. View historical housing occupancy data.

Year Structure Built

Median Built Year, #141

56320 Zip Code	Minnesota	U.S.
1982	1975	1976

Ranks: 1995 or earlier, 1960-1969, 1970-1979, 1980-1989, 1990-2000, 2000-2010

*Based on 2010-2014 data. View historical year structure built data.

Mortgage Status

	56320 Zip Code	%	Minnesota	U.S.
Owner-Occupied Units	2,577	100%	1,525,201	74,787,460
With a Mortgage	1,749	67.87%, see rank	68.78%	65.58%
Without a Mortgage	828	32.13%, see rank	31.22%	34.42%

*Based on 2010-2014 data. View historical mortgage status data.

Monthly Owner Costs for Housing Units with a Mortgage

Median Owner Costs, see rank

56320 Zip Code	1,337 USD
Minnesota	1,526 USD
U.S.	1,522 USD

Owner Costs Distribution

Monthly Owner Costs	56320 Zip Code	%	Minnesota	U.S.
$299 or Less	28	1.60%, see rank	0.18%	0.20%
$300 to $499	7	0.40%, see rank	1.30%	1.59%
$500 to $699	50	2.86%, see rank	4.08%	5.01%
$700 to $999	258	14.75%, see rank	12.50%	14.32%
$1,000 to $1,499	765	43.74%, see rank	30.43%	27.90%
$1,500 to $1,999	371	21.21%, see rank	25.36%	20.35%
$2,000 to $2,999	217	12.41%, see rank	19.32%	19.52%
$3,000 or More	53	3.03%, see rank	6.84%	11.12%

Owner Cost as a Percentage of the Total Income, Median Percentage, see rank

56320 Zip Code	22.30% of the Total Income
Minnesota	22.50% of the Total Income
U.S.	23.70% of the Total Income

Owner Cost as a Percentage of the Total Income, Distribution

	56320 Zip Code	%	Minnesota	U.S.
10% or Less	101	5.77%, see rank	6.13%	5.86%
10% to 20%	595	34.02%, see rank	35.03%	31.95%
20% to 30%	629	35.96%, see rank	30.01%	27.64%
30% to 40%	250	14.29%, see rank	12.88%	13.74%
40% or More	168	9.61%, see rank	15.67%	20.29%

*Based on 2010-2014 data. View historical monthly owner costs for housing units with a mortgage data.

Monthly Owner Costs for Housing Units without a Mortgage

Median Owner Costs, see rank

56320 Zip Code	472 USD
Minnesota	475 USD
U.S.	457 USD

Owner Costs Distribution

Monthly Owner Costs	56320 Zip Code	%	Minnesota	U.S.
$199 or Less	9	1.09%, see rank	4.45%	7.76%
$200 to $299	54	6.52%, see rank	10.96%	14.70%
$300 to $499	414	50.00%, see rank	39.99%	34.63%
$500 to $699	222	26.81%, see rank	27.38%	21.16%
$700 or More	129	15.58%, see rank	17.23%	21.75%

Owner Cost as a Percentage of the Total Income, Median Percentage, see rank

56320 Zip Code	10.70% of the Total Income
Minnesota	11.50% of the Total Income
U.S.	12.30% of the Total Income

Owner Cost as a Percentage of the Total Income, Distribution

	56320 Zip Code	%	Minnesota	U.S.
10% or Less	381	46.01%, see rank	43.57%	40.19%
10% to 20%	222	26.81%, see rank	31.28%	31.47%
20% to 30%	107	12.92%, see rank	11.58%	12.24%
30% to 40%	24	2.90%, see rank	5.05%	5.64%
40% or More	73	8.82%, see rank	7.69%	9.16%

*Based on 2010-2014 data. View historical monthly owner costs for housing units without a mortgage data.

Units in Structure

	56320 Zip Code	Minnesota	U.S.
Total Housing Units	3,419, 100%	2,364,149	132,741,033
1-unit, Detached	2,892, 84.59%, see rank	67.25%	61.65%
1-unit, Attached	146, 4.27%, see rank	7.45%	5.82%
2 Units	44, 1.29%, see rank	2.34%	3.75%
3 or 4 Units	27, 0.79%, see rank	2.08%	4.43%
5 to 9 Units	53, 1.55%, see rank	2.23%	4.78%
10 or More Units	114, 3.33%, see rank	15.14%	13.08%
Mobile Home, Boat, RV, Van, etc.	143, 4.18%, see rank	3.52%	6.49%

*Based on 2010-2014 data. View historical units in structure data.

Rooms

	56320 Zip Code	Minnesota	U.S.
Total Housing Units	3,419, 100%	2,364,149	132,741,033
1 Room	25, 0.73%, see rank	1.54%	1.95%
2 Rooms	35, 1.02%, see rank	2.83%	2.48%
3 Rooms	263, 7.69%, see rank	9.20%	9.13%
4 Rooms	388, 11.35%, see rank	14.05%	16.60%
5 Rooms	527, 15.41%, see rank	15.52%	20.41%
6 Rooms	455, 13.31%, see rank	14.98%	18.06%
7 Rooms	640, 18.72%, see rank	12.86%	12.27%
8 Rooms	338, 9.89%, see rank	11.01%	8.48%
9 Rooms or More	748, 21.88%, see rank	18.01%	10.60%
Median Rooms	6.50, see rank	6.00	5.50

*Based on 2010-2014 data. View historical rooms data.

Bedrooms

	56320 Zip Code	Minnesota	U.S.
Total Housing Units	3,419, 100%	2,364,149	132,741,033
No Bedroom	25, 0.73%, see rank	1.76%	2.17%
1 Bedroom	199, 5.82%, see rank	11.71%	11.16%
2 Bedrooms	809, 23.66%, see rank	26.64%	26.69%
3 Bedrooms	1,431, 41.85%, see rank	34.15%	39.70%
4 Bedrooms	819, 23.95%, see rank	19.81%	16.05%
5 or More Bedrooms	136, 3.98%, see rank	5.94%	4.22%

*Based on 2010-2014 data. View historical bedrooms data.

House Heating Fuel

	56320 Zip Code	Minnesota	U.S.
Total Housing Units	2,995, 100%	2,115,337	116,211,092
Utility Gas	1,745, 58.26%, see rank	66.78%	48.85%
Bottled, Tank, or LP Gas	529, 17.66%, see rank	10.05%	4.86%
Electricity	475, 15.86%, see rank	16.13%	36.68%
Fuel Oil, Kerosene, etc.	57, 1.90%, see rank	2.62%	5.86%
Coal or Coke	0, 0.00%, see rank	0.03%	0.12%
Wood	142, 4.74%, see rank	2.55%	2.12%
Solar Energy	0, 0.00%, see rank	0.02%	0.05%
Other Fuel	15, 0.50%, see rank	1.17%	0.47%
No Fuel Used	32, 1.07%, see rank	0.65%	1.00%

*Based on 2010-2014 data. View historical house heating fuel data.

Gross Rent

Monthly Rental	56320 Zip Code	Minnesota	U.S.
Occupied Units Paying Rent	381, 100%	562,198	39,201,928
$199 or Less	0, 0.00%, see rank	2.46%	1.50%
$200 to $299	30, 7.87%, see rank	4.66%	3.18%
$300 to $499	48, 12.60%, see rank	9.32%	7.37%
$500 to $699	149, 39.11%, see rank	17.06%	16.01%
$700 to $999	54, 14.17%, see rank	33.30%	29.17%
$1,000 to $1,499	100, 26.25%, see rank	23.49%	26.88%
$1,500 to $1,999	0, 0.00%, see rank	7.02%	9.79%
$2,000 or More	0, 0.00%, see rank	2.69%	6.10%
Median	$639, see rank	$835	$920

*Based on 2010-2014 data. View historical gross rent data.

Vehicle Available

	56320 Zip Code	Minnesota	U.S.
Occupied Housing Units	2,995, 100%	2,115,337	116,211,092
No Vehicles Available	202, 6.74%, see rank	7.25%	9.12%
1 Vehicles Available	599, 20.00%, see rank	30.11%	33.80%
2 Vehicles Available	1,365, 45.58%, see rank	40.67%	37.48%
3 or More Vehicles Available	829, 27.68%, see rank	21.97%	19.61%

*Based on 2010-2014 data. View historical vehicle available data.