USA.com / Michigan / Saginaw County / Saginaw, MI / 48638 / Housing

48638 Zip Code Housing

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As of 2010-2014, median price of a house in 48638 Zip Code is $116,400, which is about the same as the state average of $120,200 and is lower than the national average of $175,700. The median year that a house in 48638 Zip Code was built is 1969, which is about the same as the median year for a house built in the state which is 1969 and is older than the median year for a house built in the USA which is 1976.

Topics:House Value Housing Occupancy Year Structure Built Mortgage Status Mortgage Owner's Costs None-Mortgage Owner's Costs Units in Structure Rooms Bedrooms House Heating Fuel Gross Rent Vehicle Available

House Value

Median Value of a Total of 3,767 Owner Occupied Houses in 48638 Zip Code, see rank

48638 Zip Code	116,400 USD
Michigan	120,200 USD
U.S.	175,700 USD

Median House Price Growth Since 2008-2012, see rank

48638 Zip Code		-13.13%
Michigan		3.98%
U.S.		46.91%

*The 48638 Zip Code median house price growth rate is since 2008-2012. The Michigan and U.S population growth rate is since 2000.

Ranks: $50K or Less, $50-100K, $100-150K, $150-200K, $200-300K, $300-500K, $500-1M, $1M or More

*Based on 2010-2014 data. View historical house value data.

Housing Occupancy

	48638 Zip Code	Michigan	U.S.
Total Housing Units	6,096, see rank, 100%	4,532,719	132,741,033
Occupied Housing Units	5,606, 91.96%, see rank	84.45%	87.55%
Owner Occupied	3,767, 61.79%, see rank	60.41%	56.34%
Renter Occupied	1,839, 30.17%, see rank	24.04%	31.21%
Vacant Housing Units	490, 8.04%, see rank	15.55%	12.45%
For Rent	116, 1.90%, see rank	1.84%	2.34%
For Sale Only	118, 1.94%, see rank	1.40%	1.20%
Rented or Sold, Not Occupied	94, 1.54%, see rank	1.04%	0.92%
For Seasonal, Recreational, or Occasional Use	87, 1.43%, see rank	6.26%	3.97%
For Migrant Workers	0, 0.00%, see rank	0.05%	0.03%
Other Vacant	75, 1.23%, see rank	4.96%	4.00%

*Based on 2010-2014 data. View historical housing occupancy data.

Year Structure Built

Median Built Year, #590

48638 Zip Code	Michigan	U.S.
1969	1969	1976

Ranks: 1995 or earlier, 1960-1969, 1970-1979, 1980-1989, 1990-2000, 2000-2010

*Based on 2010-2014 data. View historical year structure built data.

Mortgage Status

	48638 Zip Code	%	Michigan	U.S.
Owner-Occupied Units	3,767	100%	2,738,012	74,787,460
With a Mortgage	2,297	60.98%, see rank	63.63%	65.58%
Without a Mortgage	1,470	39.02%, see rank	36.37%	34.42%

*Based on 2010-2014 data. View historical mortgage status data.

Monthly Owner Costs for Housing Units with a Mortgage

Median Owner Costs, see rank

48638 Zip Code	1,197 USD
Michigan	1,295 USD
U.S.	1,522 USD

Owner Costs Distribution

Monthly Owner Costs	48638 Zip Code	%	Michigan	U.S.
$299 or Less	0	0.00%, see rank	0.19%	0.20%
$300 to $499	19	0.83%, see rank	1.88%	1.59%
$500 to $699	238	10.36%, see rank	6.65%	5.01%
$700 to $999	451	19.63%, see rank	19.56%	14.32%
$1,000 to $1,499	988	43.01%, see rank	34.69%	27.90%
$1,500 to $1,999	398	17.33%, see rank	20.06%	20.35%
$2,000 to $2,999	159	6.92%, see rank	12.84%	19.52%
$3,000 or More	44	1.92%, see rank	4.13%	11.12%

Owner Cost as a Percentage of the Total Income, Median Percentage, see rank

48638 Zip Code	22.50% of the Total Income
Michigan	22.60% of the Total Income
U.S.	23.70% of the Total Income

Owner Cost as a Percentage of the Total Income, Distribution

	48638 Zip Code	%	Michigan	U.S.
10% or Less	88	3.83%, see rank	5.90%	5.86%
10% to 20%	905	39.40%, see rank	35.28%	31.95%
20% to 30%	647	28.17%, see rank	27.51%	27.64%
30% to 40%	299	13.02%, see rank	12.63%	13.74%
40% or More	358	15.59%, see rank	18.20%	20.29%

*Based on 2010-2014 data. View historical monthly owner costs for housing units with a mortgage data.

Monthly Owner Costs for Housing Units without a Mortgage

Median Owner Costs, see rank

48638 Zip Code	448 USD
Michigan	463 USD
U.S.	457 USD

Owner Costs Distribution

Monthly Owner Costs	48638 Zip Code	%	Michigan	U.S.
$199 or Less	20	1.36%, see rank	4.74%	7.76%
$200 to $299	199	13.54%, see rank	12.46%	14.70%
$300 to $499	734	49.93%, see rank	40.41%	34.63%
$500 to $699	368	25.03%, see rank	25.95%	21.16%
$700 or More	149	10.14%, see rank	16.44%	21.75%

Owner Cost as a Percentage of the Total Income, Median Percentage, see rank

48638 Zip Code	10.40% of the Total Income
Michigan	13.40% of the Total Income
U.S.	12.30% of the Total Income

Owner Cost as a Percentage of the Total Income, Distribution

	48638 Zip Code	%	Michigan	U.S.
10% or Less	665	45.24%, see rank	35.33%	40.19%
10% to 20%	601	40.88%, see rank	33.76%	31.47%
20% to 30%	88	5.99%, see rank	13.39%	12.24%
30% to 40%	25	1.70%, see rank	6.18%	5.64%
40% or More	24	1.63%, see rank	9.99%	9.16%

*Based on 2010-2014 data. View historical monthly owner costs for housing units without a mortgage data.

Units in Structure

	48638 Zip Code	Michigan	U.S.
Total Housing Units	6,096, 100%	4,532,719	132,741,033
1-unit, Detached	3,824, 62.73%, see rank	71.97%	61.65%
1-unit, Attached	362, 5.94%, see rank	4.66%	5.82%
2 Units	175, 2.87%, see rank	2.58%	3.75%
3 or 4 Units	104, 1.71%, see rank	2.56%	4.43%
5 to 9 Units	454, 7.45%, see rank	4.20%	4.78%
10 or More Units	1,149, 18.85%, see rank	8.58%	13.08%
Mobile Home, Boat, RV, Van, etc.	28, 0.46%, see rank	5.45%	6.49%

*Based on 2010-2014 data. View historical units in structure data.

Rooms

	48638 Zip Code	Michigan	U.S.
Total Housing Units	6,096, 100%	4,532,719	132,741,033
1 Room	89, 1.46%, see rank	1.24%	1.95%
2 Rooms	73, 1.20%, see rank	1.78%	2.48%
3 Rooms	412, 6.76%, see rank	7.14%	9.13%
4 Rooms	1,172, 19.23%, see rank	14.38%	16.60%
5 Rooms	926, 15.19%, see rank	21.00%	20.41%
6 Rooms	1,414, 23.20%, see rank	20.07%	18.06%
7 Rooms	623, 10.22%, see rank	13.45%	12.27%
8 Rooms	662, 10.86%, see rank	9.27%	8.48%
9 Rooms or More	725, 11.89%, see rank	11.67%	10.60%
Median Rooms	5.80, see rank	5.70	5.50

*Based on 2010-2014 data. View historical rooms data.

Bedrooms

	48638 Zip Code	Michigan	U.S.
Total Housing Units	6,096, 100%	4,532,719	132,741,033
No Bedroom	129, 2.12%, see rank	1.35%	2.17%
1 Bedroom	655, 10.74%, see rank	9.11%	11.16%
2 Bedrooms	1,557, 25.54%, see rank	26.33%	26.69%
3 Bedrooms	2,695, 44.21%, see rank	43.93%	39.70%
4 Bedrooms	971, 15.93%, see rank	15.80%	16.05%
5 or More Bedrooms	89, 1.46%, see rank	3.47%	4.22%

*Based on 2010-2014 data. View historical bedrooms data.

House Heating Fuel

	48638 Zip Code	Michigan	U.S.
Total Housing Units	5,606, 100%	3,827,880	116,211,092
Utility Gas	4,882, 87.09%, see rank	77.13%	48.85%
Bottled, Tank, or LP Gas	46, 0.82%, see rank	8.48%	4.86%
Electricity	645, 11.51%, see rank	8.30%	36.68%
Fuel Oil, Kerosene, etc.	0, 0.00%, see rank	1.40%	5.86%
Coal or Coke	0, 0.00%, see rank	0.03%	0.12%
Wood	4, 0.07%, see rank	3.39%	2.12%
Solar Energy	0, 0.00%, see rank	0.02%	0.05%
Other Fuel	0, 0.00%, see rank	0.86%	0.47%
No Fuel Used	29, 0.52%, see rank	0.39%	1.00%

*Based on 2010-2014 data. View historical house heating fuel data.

Gross Rent

Monthly Rental	48638 Zip Code	Michigan	U.S.
Occupied Units Paying Rent	1,815, 100%	1,028,835	39,201,928
$199 or Less	79, 4.35%, see rank	1.86%	1.50%
$200 to $299	95, 5.23%, see rank	3.88%	3.18%
$300 to $499	186, 10.25%, see rank	9.32%	7.37%
$500 to $699	501, 27.60%, see rank	23.63%	16.01%
$700 to $999	725, 39.94%, see rank	35.23%	29.17%
$1,000 to $1,499	213, 11.74%, see rank	20.17%	26.88%
$1,500 to $1,999	16, 0.88%, see rank	3.85%	9.79%
$2,000 or More	0, 0.00%, see rank	2.06%	6.10%
Median	$713, see rank	$780	$920

*Based on 2010-2014 data. View historical gross rent data.

Vehicle Available

	48638 Zip Code	Michigan	U.S.
Occupied Housing Units	5,606, 100%	3,827,880	116,211,092
No Vehicles Available	398, 7.10%, see rank	7.97%	9.12%
1 Vehicles Available	1,950, 34.78%, see rank	35.06%	33.80%
2 Vehicles Available	2,464, 43.95%, see rank	38.45%	37.48%
3 or More Vehicles Available	794, 14.16%, see rank	18.52%	19.61%

*Based on 2010-2014 data. View historical vehicle available data.