USA.com / New York / Rensselaer County / Wynantskill, NY / 12198 / Housing

12198 Zip Code Housing

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As of 2010-2014, median price of a house in 12198 Zip Code is $190,200, which is lower than the state average of $283,700 and is higher than the national average of $175,700. The 12198 Zip Code median house value has grown by 73.86% since 2000. The growth rate for the price of a house in 12198 Zip Code is lower than the state average rate of 90.79% and is higher than the national average rate of 46.91%. The median year that a house in 12198 Zip Code was built is 1959, which is newer than the median year for a house built in the state which is 1956 and is older than the median year for a house built in the USA which is 1976.

Topics:House Value Housing Occupancy Year Structure Built Mortgage Status Mortgage Owner's Costs None-Mortgage Owner's Costs Units in Structure Rooms Bedrooms House Heating Fuel Gross Rent Vehicle Available

House Value

Median Value of a Total of 2,475 Owner Occupied Houses in 12198 Zip Code, see rank

12198 Zip Code	190,200 USD
New York	283,700 USD
U.S.	175,700 USD

Median House Price Growth Since 2000, see rank

12198 Zip Code	73.86%
New York	90.79%
U.S.	46.91%

Ranks: $50K or Less, $50-100K, $100-150K, $150-200K, $200-300K, $300-500K, $500-1M, $1M or More

*Based on 2010-2014 data. View historical house value data.

Housing Occupancy

	12198 Zip Code	New York	U.S.
Total Housing Units	3,025, see rank, 100%	8,153,309	132,741,033
Occupied Housing Units	2,855, 94.38%, see rank	88.99%	87.55%
Owner Occupied	2,475, 81.82%, see rank	47.92%	56.34%
Renter Occupied	380, 12.56%, see rank	41.07%	31.21%
Vacant Housing Units	170, 5.62%, see rank	11.01%	12.45%
For Rent	26, 0.86%, see rank	1.92%	2.34%
For Sale Only	0, 0.00%, see rank	0.87%	1.20%
Rented or Sold, Not Occupied	0, 0.00%, see rank	0.95%	0.92%
For Seasonal, Recreational, or Occasional Use	41, 1.36%, see rank	3.84%	3.97%
For Migrant Workers	0, 0.00%, see rank	0.01%	0.03%
Other Vacant	103, 3.40%, see rank	3.42%	4.00%

*Based on 2010-2014 data. View historical housing occupancy data.

Year Structure Built

Median Built Year, #973

12198 Zip Code	New York	U.S.
1959	1956	1976

Ranks: 1995 or earlier, 1960-1969, 1970-1979, 1980-1989, 1990-2000, 2000-2010

*Based on 2010-2014 data. View historical year structure built data.

Mortgage Status

	12198 Zip Code	%	New York	U.S.
Owner-Occupied Units	2,475	100%	3,906,991	74,787,460
With a Mortgage	1,792	72.40%, see rank	63.75%	65.58%
Without a Mortgage	683	27.60%, see rank	36.25%	34.42%

*Based on 2010-2014 data. View historical mortgage status data.

Monthly Owner Costs for Housing Units with a Mortgage

Median Owner Costs, see rank

12198 Zip Code	1,712 USD
New York	2,042 USD
U.S.	1,522 USD

Owner Costs Distribution

Monthly Owner Costs	12198 Zip Code	%	New York	U.S.
$299 or Less	0	0.00%, see rank	0.18%	0.20%
$300 to $499	18	1.00%, see rank	0.98%	1.59%
$500 to $699	29	1.62%, see rank	2.98%	5.01%
$700 to $999	85	4.74%, see rank	9.38%	14.32%
$1,000 to $1,499	509	28.40%, see rank	19.20%	27.90%
$1,500 to $1,999	589	32.87%, see rank	16.14%	20.35%
$2,000 to $2,999	450	25.11%, see rank	25.21%	19.52%
$3,000 or More	112	6.25%, see rank	25.94%	11.12%

Owner Cost as a Percentage of the Total Income, Median Percentage, see rank

12198 Zip Code	23.00% of the Total Income
New York	25.30% of the Total Income
U.S.	23.70% of the Total Income

Owner Cost as a Percentage of the Total Income, Distribution

	12198 Zip Code	%	New York	U.S.
10% or Less	114	6.36%, see rank	5.96%	5.86%
10% to 20%	605	33.76%, see rank	28.39%	31.95%
20% to 30%	588	32.81%, see rank	26.11%	27.64%
30% to 40%	175	9.77%, see rank	14.22%	13.74%
40% or More	310	17.30%, see rank	24.87%	20.29%

*Based on 2010-2014 data. View historical monthly owner costs for housing units with a mortgage data.

Monthly Owner Costs for Housing Units without a Mortgage

Median Owner Costs, see rank

12198 Zip Code	676 USD
New York	710 USD
U.S.	457 USD

Owner Costs Distribution

Monthly Owner Costs	12198 Zip Code	%	New York	U.S.
$199 or Less	0	0.00%, see rank	5.20%	7.76%
$200 to $299	14	2.05%, see rank	5.70%	14.70%
$300 to $499	90	13.18%, see rank	18.86%	34.63%
$500 to $699	266	38.95%, see rank	19.69%	21.16%
$700 or More	313	45.83%, see rank	50.55%	21.75%

Owner Cost as a Percentage of the Total Income, Median Percentage, see rank

12198 Zip Code	12.70% of the Total Income
New York	14.90% of the Total Income
U.S.	12.30% of the Total Income

Owner Cost as a Percentage of the Total Income, Distribution

	12198 Zip Code	%	New York	U.S.
10% or Less	215	31.48%, see rank	30.96%	40.19%
10% to 20%	273	39.97%, see rank	31.75%	31.47%
20% to 30%	39	5.71%, see rank	14.54%	12.24%
30% to 40%	78	11.42%, see rank	7.45%	5.64%
40% or More	26	3.81%, see rank	14.27%	9.16%

*Based on 2010-2014 data. View historical monthly owner costs for housing units without a mortgage data.

Units in Structure

	12198 Zip Code	New York	U.S.
Total Housing Units	3,025, 100%	8,153,309	132,741,033
1-unit, Detached	2,523, 83.40%, see rank	41.93%	61.65%
1-unit, Attached	105, 3.47%, see rank	4.95%	5.82%
2 Units	124, 4.10%, see rank	10.61%	3.75%
3 or 4 Units	56, 1.85%, see rank	7.39%	4.43%
5 to 9 Units	40, 1.32%, see rank	5.27%	4.78%
10 or More Units	58, 1.92%, see rank	27.40%	13.08%
Mobile Home, Boat, RV, Van, etc.	119, 3.93%, see rank	2.45%	6.49%

*Based on 2010-2014 data. View historical units in structure data.

Rooms

	12198 Zip Code	New York	U.S.
Total Housing Units	3,025, 100%	8,153,309	132,741,033
1 Room	12, 0.40%, see rank	3.74%	1.95%
2 Rooms	40, 1.32%, see rank	3.69%	2.48%
3 Rooms	43, 1.42%, see rank	15.28%	9.13%
4 Rooms	433, 14.31%, see rank	18.50%	16.60%
5 Rooms	446, 14.74%, see rank	16.75%	20.41%
6 Rooms	641, 21.19%, see rank	15.01%	18.06%
7 Rooms	487, 16.10%, see rank	10.26%	12.27%
8 Rooms	448, 14.81%, see rank	7.56%	8.48%
9 Rooms or More	475, 15.70%, see rank	9.20%	10.60%
Median Rooms	6.30, see rank	5.00	5.50

*Based on 2010-2014 data. View historical rooms data.

Bedrooms

	12198 Zip Code	New York	U.S.
Total Housing Units	3,025, 100%	8,153,309	132,741,033
No Bedroom	20, 0.66%, see rank	4.29%	2.17%
1 Bedroom	100, 3.31%, see rank	19.68%	11.16%
2 Bedrooms	548, 18.12%, see rank	26.84%	26.69%
3 Bedrooms	1,470, 48.60%, see rank	31.52%	39.70%
4 Bedrooms	781, 25.82%, see rank	13.27%	16.05%
5 or More Bedrooms	106, 3.50%, see rank	4.40%	4.22%

*Based on 2010-2014 data. View historical bedrooms data.

House Heating Fuel

	12198 Zip Code	New York	U.S.
Total Housing Units	2,855, 100%	7,255,528	116,211,092
Utility Gas	1,535, 53.77%, see rank	56.12%	48.85%
Bottled, Tank, or LP Gas	208, 7.29%, see rank	3.36%	4.86%
Electricity	120, 4.20%, see rank	10.26%	36.68%
Fuel Oil, Kerosene, etc.	878, 30.75%, see rank	26.24%	5.86%
Coal or Coke	9, 0.32%, see rank	0.26%	0.12%
Wood	77, 2.70%, see rank	2.04%	2.12%
Solar Energy	0, 0.00%, see rank	0.03%	0.05%
Other Fuel	28, 0.98%, see rank	0.97%	0.47%
No Fuel Used	0, 0.00%, see rank	0.72%	1.00%

*Based on 2010-2014 data. View historical house heating fuel data.

Gross Rent

Monthly Rental	12198 Zip Code	New York	U.S.
Occupied Units Paying Rent	351, 100%	3,233,100	39,201,928
$199 or Less	0, 0.00%, see rank	1.14%	1.50%
$200 to $299	8, 2.28%, see rank	4.22%	3.18%
$300 to $499	17, 4.84%, see rank	6.44%	7.37%
$500 to $699	42, 11.97%, see rank	10.26%	16.01%
$700 to $999	112, 31.91%, see rank	19.86%	29.17%
$1,000 to $1,499	143, 40.74%, see rank	30.47%	26.88%
$1,500 to $1,999	29, 8.26%, see rank	15.24%	9.79%
$2,000 or More	0, 0.00%, see rank	12.38%	6.10%
Median	$991, see rank	$1,117	$920

*Based on 2010-2014 data. View historical gross rent data.

Vehicle Available

	12198 Zip Code	New York	U.S.
Occupied Housing Units	2,855, 100%	7,255,528	116,211,092
No Vehicles Available	52, 1.82%, see rank	29.34%	9.12%
1 Vehicles Available	618, 21.65%, see rank	32.69%	33.80%
2 Vehicles Available	1,548, 54.22%, see rank	26.49%	37.48%
3 or More Vehicles Available	637, 22.31%, see rank	11.49%	19.61%

*Based on 2010-2014 data. View historical vehicle available data.