St. Joseph Metro Area Historical House Mortgage Status Data
ACS 2010-2014 data
| | St. Joseph Area | % | U.S. |
| Owner-Occupied Units | 31,233 | 100% | 74,787,460 |
| With a Mortgage | 18,649 | 59.71%, see rank | 65.58% |
| Without a Mortgage | 12,584 | 40.29%, see rank | 34.42% |
ACS 2008-2012 data
| | St. Joseph Area | % | U.S. |
| Owner-Occupied Units | 32,188 | 100% | 75,484,661 |
| With a Mortgage | 19,685 | 61.16%, see rank | 67.13% |
| Without a Mortgage | 12,503 | 38.84%, see rank | 32.87% |
ACS 2006-2010 data
| | St. Joseph Area | % | U.S. |
| Owner-Occupied Units | 33,273 | 100% | 76,089,650 |
| With a Mortgage | 20,253 | 60.87%, see rank | 67.94% |
| Without a Mortgage | 13,020 | 39.13%, see rank | 32.06% |
ACS 2005-2009 data
| | St. Joseph Area | % | U.S. |
| Owner-Occupied Units | 32,960 | 100% | 75,320,422 |
| With a Mortgage | 20,124 | 61.06%, see rank | 68.07% |
| Without a Mortgage | 12,836 | 38.94%, see rank | 31.93% |
* ACS stands for U.S. Census American Community Survey. According to the U.S. Census, if the date is a range, you can interpret the data as an average of the period of time.
