St. Cloud Metro Area Historical House Mortgage Status Data
ACS 2010-2014 data
| | St. Cloud Area | % | Minnesota | U.S. |
| Owner-Occupied Units | 51,309 | 100% | 1,525,201 | 74,787,460 |
| With a Mortgage | 33,819 | 65.91%, see rank | 68.78% | 65.58% |
| Without a Mortgage | 17,490 | 34.09%, see rank | 31.22% | 34.42% |
ACS 2008-2012 data
| | St. Cloud Area | % | Minnesota | U.S. |
| Owner-Occupied Units | 51,868 | 100% | 1,534,719 | 75,484,661 |
| With a Mortgage | 34,952 | 67.39%, see rank | 70.29% | 67.13% |
| Without a Mortgage | 16,916 | 32.61%, see rank | 29.71% | 32.87% |
ACS 2006-2010 data
| | St. Cloud Area | % | Minnesota | U.S. |
| Owner-Occupied Units | 51,701 | 100% | 1,548,127 | 76,089,650 |
| With a Mortgage | 35,408 | 68.49%, see rank | 71.07% | 67.94% |
| Without a Mortgage | 16,293 | 31.51%, see rank | 28.93% | 32.06% |
ACS 2005-2009 data
| | St. Cloud Area | % | Minnesota | U.S. |
| Owner-Occupied Units | 50,561 | 100% | 1,543,424 | 75,320,422 |
| With a Mortgage | 34,270 | 67.78%, see rank | 71.34% | 68.07% |
| Without a Mortgage | 16,291 | 32.22%, see rank | 28.66% | 31.93% |
* ACS stands for U.S. Census American Community Survey. According to the U.S. Census, if the date is a range, you can interpret the data as an average of the period of time.
