Spencer, NC Historical House Mortgage Status Data
ACS 2010-2014 data
| | Spencer, NC | % | North Carolina | U.S. |
| Owner-Occupied Units | 833 | 100% | 2,461,741 | 74,787,460 |
| With a Mortgage | 516 | 61.94%, see rank | 66.10% | 65.58% |
| Without a Mortgage | 317 | 38.06%, see rank | 33.90% | 34.42% |
ACS 2008-2012 data
| | Spencer, NC | % | North Carolina | U.S. |
| Owner-Occupied Units | 590 | 100% | 2,477,360 | 75,484,661 |
| With a Mortgage | 393 | 66.61%, see rank | 67.30% | 67.13% |
| Without a Mortgage | 197 | 33.39%, see rank | 32.70% | 32.87% |
ACS 2006-2010 data
| | Spencer, NC | % | North Carolina | U.S. |
| Owner-Occupied Units | 667 | 100% | 2,468,489 | 76,089,650 |
| With a Mortgage | 452 | 67.77%, see rank | 67.60% | 67.94% |
| Without a Mortgage | 215 | 32.23%, see rank | 32.40% | 32.06% |
ACS 2005-2009 data
| | Spencer, NC | % | North Carolina | U.S. |
| Owner-Occupied Units | 706 | 100% | 2,410,327 | 75,320,422 |
| With a Mortgage | 499 | 70.68%, see rank | 67.81% | 68.07% |
| Without a Mortgage | 207 | 29.32%, see rank | 32.19% | 31.93% |
US Census 2000 data
| | Spencer, NC | % | North Carolina | U.S. |
| Owner-Occupied Units | 784 | 100% | 1,615,713 | 55,212,108 |
| With a Mortgage | 464 | 59.18%, see rank | 69.09% | 70.03% |
| Without a Mortgage | 320 | 40.82%, see rank | 30.91% | 29.97% |
* ACS stands for U.S. Census American Community Survey. According to the U.S. Census, if the date is a range, you can interpret the data as an average of the period of time.
