Richmond Metro Area Historical House Mortgage Status Data
ACS 2010-2014 data
| | Richmond Area | % | Virginia | U.S. |
| Owner-Occupied Units | 308,173 | 100% | 2,028,244 | 74,787,460 |
| With a Mortgage | 225,741 | 73.25%, see rank | 71.14% | 65.58% |
| Without a Mortgage | 82,432 | 26.75%, see rank | 28.86% | 34.42% |
ACS 2008-2012 data
| | Richmond Area | % | Virginia | U.S. |
| Owner-Occupied Units | 326,748 | 100% | 2,038,207 | 75,484,661 |
| With a Mortgage | 241,081 | 73.78%, see rank | 72.12% | 67.13% |
| Without a Mortgage | 85,667 | 26.22%, see rank | 27.88% | 32.87% |
ACS 2006-2010 data
| | Richmond Area | % | Virginia | U.S. |
| Owner-Occupied Units | 326,291 | 100% | 2,048,209 | 76,089,650 |
| With a Mortgage | 242,547 | 74.33%, see rank | 72.76% | 67.94% |
| Without a Mortgage | 83,744 | 25.67%, see rank | 27.24% | 32.06% |
ACS 2005-2009 data
| | Richmond Area | % | Virginia | U.S. |
| Owner-Occupied Units | 321,243 | 100% | 2,030,965 | 75,320,422 |
| With a Mortgage | 239,592 | 74.58%, see rank | 72.90% | 68.07% |
| Without a Mortgage | 81,651 | 25.42%, see rank | 27.10% | 31.93% |
* ACS stands for U.S. Census American Community Survey. According to the U.S. Census, if the date is a range, you can interpret the data as an average of the period of time.
