| Rank | Percentage of Houses with a Mortgage where Total Holding Costs 40% or More of Owner Income ▼ | School District / Population |
| 1. | 24.0% | Morgan County School District / 17,450 |
| 2. | 21.7% | Hampshire County School District / 23,674 |
| 3. | 20.0% | Clay County School District / 9,226 |
| 4. | 18.8% | Calhoun County School District / 7,583 |
| 5. | 18.5% | Mason County School District / 27,207 |
| 6. | 18.5% | Mingo County School District / 26,229 |
| 7. | 17.9% | Roane County School District / 14,749 |
| 8. | 17.8% | Webster County School District / 9,005 |
| 9. | 17.6% | Pendleton County School District / 7,525 |
| 10. | 17.4% | Berkeley County School District / 107,324 |
| 11. | 17.4% | Pocahontas County School District / 8,710 |
| 12. | 17.2% | Braxton County School District / 14,492 |
| 13. | 17.2% | Fayette County School District / 45,709 |
| 14. | 16.6% | Jefferson County School District / 54,650 |
| 15. | 16.6% | Barbour County School District / 16,723 |
| 16. | 16.5% | Wyoming County School District / 23,203 |
| 17. | 16.2% | Greenbrier County School District / 35,639 |
| 18. | 16.0% | Boone County School District / 24,257 |
| 19. | 15.4% | Grant County School District / 11,829 |
| 20. | 15.3% | McDowell County School District / 21,281 |
| 21. | 15.1% | Upshur County School District / 24,487 |
| 22. | 15.1% | Logan County School District / 36,169 |
| 23. | 14.9% | Mineral County School District / 27,912 |
| 24. | 14.7% | Hardy County School District / 13,955 |
| 25. | 14.7% | Wood County School District / 86,595 |
| 26. | 14.3% | Hancock County School District / 30,369 |
| 27. | 14.2% | Tucker County School District / 6,996 |
| 28. | 14.2% | Taylor County School District / 16,969 |
| 29. | 14.1% | Monroe County School District / 13,524 |
| 30. | 14.1% | Gilmer County School District / 8,706 |
| 31. | 14.1% | Mercer County School District / 62,161 |
| 32. | 13.8% | Nicholas County School District / 26,090 |
| 33. | 13.8% | Summers County School District / 13,699 |
| 34. | 13.6% | Wayne County School District / 41,735 |
| 35. | 13.3% | Lincoln County School District / 21,599 |
| 36. | 13.3% | Randolph County School District / 29,446 |
| 37. | 13.3% | Cabell County School District / 96,826 |
| 38. | 12.9% | Jackson County School District / 29,229 |
| 39. | 12.8% | Doddridge County School District / 8,282 |
| 40. | 12.7% | Harrison County School District / 69,069 |
| 41. | 12.3% | Pleasants County School District / 7,600 |
| 42. | 12.0% | Lewis County School District / 16,412 |
| 43. | 11.6% | Wetzel County School District / 16,314 |
| 44. | 11.5% | Raleigh County School District / 78,827 |
| 45. | 11.4% | Kanawha County School District / 191,765 |
| 46. | 11.1% | Preston County School District / 33,720 |
| 47. | 11.1% | Monongalia School District / 100,332 |
| 48. | 10.4% | Marshall County School District / 32,716 |
| 49. | 10.0% | Ritchie County School District / 10,221 |
| 50. | 10.0% | Marion County School District / 56,698 |
| 51. | 9.8% | Ohio County School District / 43,956 |
| 52. | 9.7% | Tyler County School District / 9,084 |
| 53. | 9.3% | Putnam County School District / 56,356 |
| 54. | 9.3% | Wirt County School District / 5,810 |
| 55. | 8.7% | Brooke County School District / 23,787 |
Please note that we only rank locations with 'Percentage of Houses with a Mortgage where Total Holding Costs 40% or More of Owner Income' data. The rank above might not be a complete list. Locations without 'Percentage of Houses with a Mortgage where Total Holding Costs 40% or More of Owner Income' data are not listed.
