| Rank | Percentage of Houses with a Mortgage where Total Holding Costs 20-30% of Owner Income ▼ | School District / Population |
| 1. | 33.9% | Grant County School District / 11,829 |
| 2. | 33.5% | Clay County School District / 9,226 |
| 3. | 31.0% | Hardy County School District / 13,955 |
| 4. | 31.0% | Hampshire County School District / 23,674 |
| 5. | 30.8% | Doddridge County School District / 8,282 |
| 6. | 30.7% | Ritchie County School District / 10,221 |
| 7. | 28.8% | Berkeley County School District / 107,324 |
| 8. | 28.5% | Randolph County School District / 29,446 |
| 9. | 27.9% | Greenbrier County School District / 35,639 |
| 10. | 27.7% | Jefferson County School District / 54,650 |
| 11. | 26.6% | Nicholas County School District / 26,090 |
| 12. | 26.3% | Preston County School District / 33,720 |
| 13. | 26.1% | Cabell County School District / 96,826 |
| 14. | 25.6% | Wayne County School District / 41,735 |
| 15. | 24.8% | Mercer County School District / 62,161 |
| 15. | 24.8% | Marshall County School District / 32,716 |
| 17. | 24.8% | Pocahontas County School District / 8,710 |
| 18. | 24.3% | Upshur County School District / 24,487 |
| 19. | 23.9% | Wood County School District / 86,595 |
| 20. | 23.9% | Kanawha County School District / 191,765 |
| 21. | 23.8% | Taylor County School District / 16,969 |
| 22. | 23.7% | Raleigh County School District / 78,827 |
| 23. | 23.2% | Mineral County School District / 27,912 |
| 24. | 23.2% | Lewis County School District / 16,412 |
| 25. | 23.0% | Webster County School District / 9,005 |
| 26. | 22.7% | Barbour County School District / 16,723 |
| 27. | 22.4% | Putnam County School District / 56,356 |
| 28. | 22.2% | Monongalia School District / 100,332 |
| 29. | 22.0% | Morgan County School District / 17,450 |
| 30. | 21.6% | Roane County School District / 14,749 |
| 31. | 21.5% | Pendleton County School District / 7,525 |
| 32. | 21.5% | Monroe County School District / 13,524 |
| 33. | 21.5% | Summers County School District / 13,699 |
| 34. | 21.4% | Tucker County School District / 6,996 |
| 35. | 21.0% | Harrison County School District / 69,069 |
| 36. | 20.9% | Mason County School District / 27,207 |
| 37. | 20.4% | Ohio County School District / 43,956 |
| 38. | 20.0% | Boone County School District / 24,257 |
| 39. | 19.7% | Logan County School District / 36,169 |
| 40. | 19.3% | Hancock County School District / 30,369 |
| 41. | 19.3% | Fayette County School District / 45,709 |
| 42. | 19.1% | Marion County School District / 56,698 |
| 43. | 18.7% | Mingo County School District / 26,229 |
| 44. | 18.4% | Calhoun County School District / 7,583 |
| 45. | 18.1% | McDowell County School District / 21,281 |
| 46. | 18.0% | Jackson County School District / 29,229 |
| 47. | 17.4% | Wetzel County School District / 16,314 |
| 48. | 17.2% | Pleasants County School District / 7,600 |
| 49. | 16.8% | Brooke County School District / 23,787 |
| 50. | 16.7% | Tyler County School District / 9,084 |
| 51. | 16.1% | Lincoln County School District / 21,599 |
| 52. | 15.6% | Braxton County School District / 14,492 |
| 53. | 14.5% | Wirt County School District / 5,810 |
| 54. | 14.3% | Wyoming County School District / 23,203 |
| 55. | 7.7% | Gilmer County School District / 8,706 |
Please note that we only rank locations with 'Percentage of Houses with a Mortgage where Total Holding Costs 20-30% of Owner Income' data. The rank above might not be a complete list. Locations without 'Percentage of Houses with a Mortgage where Total Holding Costs 20-30% of Owner Income' data are not listed.
