| Rank | Owner Occupied Housing Units with Mortgage Percentage ▼ | School District / Population |
| 1. | 72.9% | Jefferson County School District / 54,650 |
| 2. | 70.4% | Berkeley County School District / 107,324 |
| 3. | 59.8% | Morgan County School District / 17,450 |
| 4. | 55.6% | Monongalia School District / 100,332 |
| 5. | 55.1% | Putnam County School District / 56,356 |
| 6. | 55.0% | Wood County School District / 86,595 |
| 7. | 52.4% | Kanawha County School District / 191,765 |
| 8. | 52.0% | Cabell County School District / 96,826 |
| 9. | 51.6% | Pleasants County School District / 7,600 |
| 10. | 50.6% | Hancock County School District / 30,369 |
| 11. | 49.8% | Jackson County School District / 29,229 |
| 12. | 48.9% | Raleigh County School District / 78,827 |
| 13. | 48.7% | Greenbrier County School District / 35,639 |
| 14. | 47.9% | Mineral County School District / 27,912 |
| 15. | 47.9% | Ohio County School District / 43,956 |
| 16. | 47.6% | Brooke County School District / 23,787 |
| 17. | 47.6% | Harrison County School District / 69,069 |
| 18. | 47.4% | Pocahontas County School District / 8,710 |
| 19. | 47.2% | Upshur County School District / 24,487 |
| 20. | 47.1% | Mason County School District / 27,207 |
| 21. | 46.8% | Randolph County School District / 29,446 |
| 22. | 46.6% | Preston County School District / 33,720 |
| 23. | 46.2% | Marshall County School District / 32,716 |
| 24. | 46.0% | Marion County School District / 56,698 |
| 25. | 45.9% | Hardy County School District / 13,955 |
| 26. | 45.9% | Taylor County School District / 16,969 |
| 27. | 45.6% | Grant County School District / 11,829 |
| 28. | 45.1% | Tyler County School District / 9,084 |
| 29. | 45.0% | Tucker County School District / 6,996 |
| 30. | 43.2% | Monroe County School District / 13,524 |
| 31. | 42.9% | Wayne County School District / 41,735 |
| 32. | 41.9% | Wirt County School District / 5,810 |
| 32. | 41.9% | Nicholas County School District / 26,090 |
| 34. | 41.8% | Lewis County School District / 16,412 |
| 35. | 41.3% | Fayette County School District / 45,709 |
| 36. | 41.2% | Mercer County School District / 62,161 |
| 37. | 40.8% | Ritchie County School District / 10,221 |
| 38. | 40.4% | Roane County School District / 14,749 |
| 39. | 40.3% | Summers County School District / 13,699 |
| 40. | 40.1% | Barbour County School District / 16,723 |
| 41. | 39.9% | Hampshire County School District / 23,674 |
| 42. | 39.5% | Braxton County School District / 14,492 |
| 43. | 39.5% | Wetzel County School District / 16,314 |
| 44. | 39.3% | Logan County School District / 36,169 |
| 45. | 38.1% | Doddridge County School District / 8,282 |
| 46. | 36.8% | Boone County School District / 24,257 |
| 47. | 36.1% | Gilmer County School District / 8,706 |
| 48. | 35.9% | Mingo County School District / 26,229 |
| 49. | 35.2% | Clay County School District / 9,226 |
| 50. | 34.8% | Webster County School District / 9,005 |
| 51. | 34.6% | Calhoun County School District / 7,583 |
| 52. | 33.1% | Pendleton County School District / 7,525 |
| 53. | 32.3% | Lincoln County School District / 21,599 |
| 54. | 29.4% | Wyoming County School District / 23,203 |
| 55. | 17.3% | McDowell County School District / 21,281 |
Please note that we only rank locations with 'Owner Occupied Housing Units with Mortgage Percentage' data. The rank above might not be a complete list. Locations without 'Owner Occupied Housing Units with Mortgage Percentage' data are not listed.
