| Rank | Owner Occupied Housing Units with Mortgage Percentage ▼ | School District / Population |
| 1. | 75.4% | Jefferson County School District / 53,545 |
| 2. | 72.1% | Berkeley County School District / 104,410 |
| 3. | 60.4% | Putnam County School District / 55,660 |
| 4. | 56.8% | Wood County School District / 86,835 |
| 5. | 55.6% | Morgan County School District / 17,507 |
| 6. | 53.9% | Kanawha County School District / 192,572 |
| 7. | 53.8% | Monongalia School District / 96,417 |
| 8. | 52.2% | Jackson County School District / 29,206 |
| 9. | 52.1% | Mineral County School District / 28,049 |
| 9. | 52.1% | Cabell County School District / 96,240 |
| 11. | 52.0% | Pocahontas County School District / 8,750 |
| 12. | 51.3% | Hancock County School District / 30,594 |
| 13. | 51.0% | Harrison County School District / 68,959 |
| 14. | 50.3% | Taylor County School District / 16,889 |
| 15. | 50.1% | Brooke County School District / 24,021 |
| 16. | 50.0% | Raleigh County School District / 78,852 |
| 17. | 49.6% | Marshall County School District / 32,993 |
| 18. | 49.6% | Mason County School District / 27,242 |
| 19. | 49.0% | Grant County School District / 11,929 |
| 20. | 48.8% | Pleasants County School District / 7,630 |
| 21. | 48.3% | Marion County School District / 56,460 |
| 22. | 48.0% | Upshur County School District / 24,210 |
| 23. | 47.9% | Ohio County School District / 44,307 |
| 24. | 47.5% | Randolph County School District / 29,361 |
| 25. | 46.1% | Greenbrier County School District / 35,572 |
| 26. | 45.8% | Preston County School District / 33,471 |
| 27. | 45.4% | Ritchie County School District / 10,391 |
| 28. | 45.0% | Wayne County School District / 42,273 |
| 29. | 44.9% | Hampshire County School District / 23,791 |
| 30. | 44.6% | Wetzel County School District / 16,526 |
| 31. | 44.3% | Fayette County School District / 46,000 |
| 32. | 43.3% | Wirt County School District / 5,769 |
| 33. | 43.2% | Barbour County School District / 16,472 |
| 34. | 42.7% | Monroe County School District / 13,528 |
| 35. | 42.5% | Clay County School District / 9,432 |
| 36. | 42.3% | Lewis County School District / 16,389 |
| 36. | 42.3% | Summers County School District / 13,813 |
| 38. | 42.1% | Tyler County School District / 9,188 |
| 39. | 42.0% | Mercer County School District / 62,251 |
| 40. | 41.7% | Tucker County School District / 7,109 |
| 41. | 41.5% | Hardy County School District / 13,912 |
| 42. | 40.7% | Roane County School District / 14,884 |
| 43. | 40.6% | Nicholas County School District / 26,201 |
| 44. | 39.4% | Doddridge County School District / 8,147 |
| 45. | 39.3% | Boone County School District / 24,617 |
| 46. | 38.4% | Mingo County School District / 26,660 |
| 47. | 38.2% | Logan County School District / 36,508 |
| 48. | 38.1% | Braxton County School District / 14,531 |
| 49. | 37.6% | Lincoln County School District / 21,714 |
| 50. | 36.8% | Calhoun County School District / 7,613 |
| 51. | 34.6% | Pendleton County School District / 7,666 |
| 52. | 33.6% | Gilmer County School District / 8,623 |
| 53. | 32.8% | Webster County School District / 9,158 |
| 54. | 27.3% | Wyoming County School District / 23,668 |
| 55. | 17.0% | McDowell County School District / 21,966 |
Please note that we only rank locations with 'Owner Occupied Housing Units with Mortgage Percentage' data. The rank above might not be a complete list. Locations without 'Owner Occupied Housing Units with Mortgage Percentage' data are not listed.
*ACS stands for U.S. Census American Community Survey. According to the U.S. Census, if the date is a range, you can interpret the data as an average of the period of time.
