| Rank | Owner Occupied Housing Units Mortgage Free Percentage ▼ | School District / Population |
| 1. | 82.7% | McDowell County School District / 21,281 |
| 2. | 70.6% | Wyoming County School District / 23,203 |
| 3. | 67.7% | Lincoln County School District / 21,599 |
| 4. | 66.9% | Pendleton County School District / 7,525 |
| 5. | 65.5% | Calhoun County School District / 7,583 |
| 6. | 65.2% | Webster County School District / 9,005 |
| 7. | 64.9% | Clay County School District / 9,226 |
| 8. | 64.1% | Mingo County School District / 26,229 |
| 9. | 63.9% | Gilmer County School District / 8,706 |
| 10. | 63.2% | Boone County School District / 24,257 |
| 11. | 62.0% | Doddridge County School District / 8,282 |
| 12. | 60.8% | Logan County School District / 36,169 |
| 13. | 60.5% | Wetzel County School District / 16,314 |
| 14. | 60.5% | Braxton County School District / 14,492 |
| 15. | 60.1% | Hampshire County School District / 23,674 |
| 16. | 59.9% | Barbour County School District / 16,723 |
| 17. | 59.7% | Summers County School District / 13,699 |
| 18. | 59.6% | Roane County School District / 14,749 |
| 19. | 59.2% | Ritchie County School District / 10,221 |
| 20. | 58.8% | Mercer County School District / 62,161 |
| 21. | 58.7% | Fayette County School District / 45,709 |
| 22. | 58.2% | Lewis County School District / 16,412 |
| 23. | 58.1% | Wirt County School District / 5,810 |
| 23. | 58.1% | Nicholas County School District / 26,090 |
| 25. | 57.1% | Wayne County School District / 41,735 |
| 26. | 56.8% | Monroe County School District / 13,524 |
| 27. | 55.0% | Tucker County School District / 6,996 |
| 28. | 54.9% | Tyler County School District / 9,084 |
| 29. | 54.4% | Grant County School District / 11,829 |
| 30. | 54.1% | Taylor County School District / 16,969 |
| 31. | 54.1% | Hardy County School District / 13,955 |
| 32. | 54.0% | Marion County School District / 56,698 |
| 33. | 53.8% | Marshall County School District / 32,716 |
| 34. | 53.4% | Preston County School District / 33,720 |
| 35. | 53.2% | Randolph County School District / 29,446 |
| 36. | 52.9% | Mason County School District / 27,207 |
| 37. | 52.8% | Upshur County School District / 24,487 |
| 38. | 52.6% | Pocahontas County School District / 8,710 |
| 39. | 52.5% | Harrison County School District / 69,069 |
| 40. | 52.4% | Brooke County School District / 23,787 |
| 41. | 52.1% | Ohio County School District / 43,956 |
| 42. | 52.1% | Mineral County School District / 27,912 |
| 43. | 51.3% | Greenbrier County School District / 35,639 |
| 44. | 51.1% | Raleigh County School District / 78,827 |
| 45. | 50.2% | Jackson County School District / 29,229 |
| 46. | 49.4% | Hancock County School District / 30,369 |
| 47. | 48.4% | Pleasants County School District / 7,600 |
| 48. | 48.0% | Cabell County School District / 96,826 |
| 49. | 47.6% | Kanawha County School District / 191,765 |
| 50. | 45.0% | Wood County School District / 86,595 |
| 51. | 45.0% | Putnam County School District / 56,356 |
| 52. | 44.4% | Monongalia School District / 100,332 |
| 53. | 40.3% | Morgan County School District / 17,450 |
| 54. | 29.6% | Berkeley County School District / 107,324 |
| 55. | 27.1% | Jefferson County School District / 54,650 |
Please note that we only rank locations with 'Owner Occupied Housing Units Mortgage Free Percentage' data. The rank above might not be a complete list. Locations without 'Owner Occupied Housing Units Mortgage Free Percentage' data are not listed.
