| Rank | Percentage of Houses with a Mortgage where Total Holding Costs 40% or More of Owner Income ▼ | School District / Population |
| 1. | 53.3% | Queets-Clearwater School District / 1,130 |
| 2. | 47.8% | Onion Creek School District / 317 |
| 3. | 43.1% | Nespelem School District / 1,101 |
| 4. | 41.8% | Wellpinit School District / 832 |
| 5. | 40.7% | North River School District / 323 |
| 6. | 40.0% | Star School District / 134 |
| 7. | 39.7% | Almira School District / 390 |
| 8. | 38.9% | Skamania School District / 1,037 |
| 9. | 38.6% | Toppenish School District / 14,837 |
| 10. | 37.2% | Loon Lake School District / 1,683 |
| 11. | 36.4% | Curlew School District / 1,601 |
| 12. | 36.0% | Darrington School District / 2,681 |
| 13. | 35.7% | Orcas Island School District / 4,700 |
| 14. | 35.6% | LaCrosse School District / 676 |
| 15. | 35.5% | South Bend School District / 2,656 |
| 16. | 35.4% | San Juan Island School District / 8,239 |
| 17. | 35.3% | Republic School District / 3,509 |
| 18. | 35.3% | Mossyrock School District / 4,058 |
| 19. | 33.8% | Lopez School District / 2,305 |
| 20. | 33.4% | Tukwila School District / 17,415 |
| 21. | 33.3% | Paterson School District / 480 |
| 22. | 32.9% | Mount Pleasant School District / 354 |
| 23. | 32.4% | Mount Baker School District / 13,049 |
| 24. | 32.3% | Grandview School District / 14,140 |
| 25. | 32.3% | Granite Falls School District / 12,253 |
| 25. | 32.3% | Eatonville School District / 11,447 |
| 27. | 32.1% | Skykomish School District / 394 |
| 27. | 32.1% | Selkirk School District / 2,037 |
| 29. | 32.1% | Easton School District / 898 |
| 30. | 31.9% | Wilbur School District / 1,279 |
| 31. | 31.6% | Brinnon School District / 1,117 |
| 32. | 30.8% | North Beach School District / 7,010 |
| 33. | 30.8% | Chimacum School District / 11,480 |
| 34. | 29.9% | Conway School District / 3,011 |
| 35. | 29.8% | Mount Vernon School District / 36,389 |
| 36. | 29.7% | Blaine School District / 16,421 |
| 37. | 29.7% | Entiat School District / 2,251 |
| 38. | 29.4% | Taholah School District / 922 |
| 39. | 29.4% | Port Townsend School District / 13,327 |
| 40. | 29.2% | Meridian School District / 9,417 |
| 41. | 28.9% | Methow Valley School District / 4,372 |
| 42. | 28.8% | Goldendale School District / 7,351 |
| 43. | 28.8% | Mary Walker School District / 2,653 |
| 44. | 28.7% | Index School District / 587 |
| 45. | 28.7% | Brewster School District / 4,142 |
| 46. | 28.6% | Granger School District / 5,220 |
| 47. | 28.6% | Vashon Island School District / 9,927 |
| 48. | 28.3% | Mukilteo School District / 90,109 |
| 49. | 28.2% | South Whidbey School District / 15,325 |
| 50. | 28.2% | Summit Valley School District / 845 |
| 51. | 28.1% | Valley School District / 1,335 |
| 52. | 28.1% | Shelton School District / 24,073 |
| 53. | 27.9% | La Conner School District / 4,679 |
| 54. | 27.9% | Sequim School District / 28,650 |
| 55. | 27.8% | Trout Lake School District / 961 |
| 56. | 27.8% | Cle Elum-Roslyn School District / 6,748 |
| 57. | 27.6% | Highline School District / 121,267 |
| 58. | 27.5% | Wahluke School District / 7,027 |
| 59. | 27.5% | Tacoma Public Schools / 209,049 |
| 60. | 27.4% | Winlock School District / 4,367 |
| 61. | 27.4% | Oak Harbor School District / 38,556 |
| 62. | 27.4% | Grapeview School District / 2,201 |
| 63. | 27.3% | Coupeville School District / 9,426 |
| 64. | 27.2% | Franklin Pierce School District / 51,796 |
| 65. | 27.1% | Quincy School District / 11,173 |
| 66. | 27.1% | Concrete School District / 4,721 |
| 67. | 27.1% | Lake Stevens School District / 37,810 |
| 68. | 27.1% | Toutle Lake School District / 4,054 |
| 69. | 27.0% | Rochester School District / 12,834 |
| 70. | 26.9% | Bremerton School District / 45,719 |
| 71. | 26.9% | Columbia School District / 1,096 |
| 72. | 26.9% | White Salmon Valley School District / 6,418 |
| 73. | 26.8% | Stanwood-Camano School District / 31,774 |
| 74. | 26.8% | Hoquiam School District / 11,475 |
| 75. | 26.8% | St. John School District / 1,104 |
| 76. | 26.6% | Thorp School District / 1,422 |
| 77. | 26.6% | Dieringer School District / 7,566 |
| 78. | 26.4% | Newport School District / 7,946 |
| 79. | 26.3% | Hockinson School District / 8,992 |
| 80. | 26.3% | Pateros School District / 1,385 |
| 81. | 26.2% | Chewelah School District / 5,553 |
| 82. | 26.0% | Quilcene School District / 1,807 |
| 83. | 26.0% | Lakewood School District / 12,650 |
| 84. | 25.9% | Washtucna School District / 285 |
| 85. | 25.9% | Anacortes School District / 20,212 |
| 86. | 25.8% | Nooksack Valley School District / 10,236 |
| 87. | 25.8% | Auburn School District / 81,624 |
| 88. | 25.7% | Orondo School District / 1,330 |
| 89. | 25.7% | Edmonds School District / 153,237 |
| 90. | 25.6% | Centerville School District / 864 |
| 91. | 25.5% | Port Angeles School District / 30,120 |
| 92. | 25.5% | Federal Way School District / 129,316 |
| 93. | 25.5% | Sedro-Woolley School District / 26,371 |
| 94. | 25.3% | Oakville School District / 2,233 |
| 95. | 25.3% | Stevenson-Carson School District / 6,203 |
| 96. | 25.3% | Marysville School District / 67,646 |
| 97. | 25.2% | Bellingham School District / 100,627 |
| 98. | 25.1% | Snohomish School District / 52,629 |
| 99. | 25.1% | Evaline School District / 698 |
| 99. | 25.1% | Riverview School District / 18,166 |
| 101. | 25.1% | Renton School District / 110,314 |
| 102. | 25.1% | Woodland School District / 11,250 |
| 103. | 25.0% | Bethel School District / 98,233 |
| 104. | 24.8% | White River School District / 21,762 |
| 105. | 24.7% | Evergreen School District (Stevens) / 403 |
| 106. | 24.7% | Washougal School District / 18,402 |
| 107. | 24.6% | Yelm Community Schools / 27,788 |
| 108. | 24.5% | Rainier School District / 4,409 |
| 109. | 24.5% | Enumclaw School District / 25,542 |
| 110. | 24.4% | Battle Ground School District / 59,507 |
| 111. | 24.2% | Clover Park School District / 79,175 |
| 112. | 24.1% | Lynden School District / 16,419 |
| 113. | 24.0% | Centralia School District / 23,057 |
| 114. | 24.0% | Kelso School District / 27,392 |
| 115. | 24.0% | Fife Public Schools / 19,492 |
| 116. | 23.9% | Wapato School District / 13,183 |
| 117. | 23.8% | Orchard Prairie School District / 729 |
| 118. | 23.7% | Everett School District / 124,762 |
| 119. | 23.6% | Pioneer School District / 9,980 |
| 120. | 23.6% | Sultan School District / 13,331 |
| 121. | 23.5% | Bridgeport School District / 3,380 |
| 122. | 23.5% | Monroe School District / 37,145 |
| 123. | 23.5% | Creston School District / 1,407 |
| 124. | 23.4% | Othello School District / 13,783 |
| 125. | 23.4% | Bellevue School District / 120,974 |
| 126. | 23.3% | Hood Canal School District / 4,468 |
| 127. | 23.2% | Seattle School District / 596,008 |
| 128. | 23.0% | Kent School District / 152,246 |
| 129. | 22.8% | Wenatchee School District / 41,478 |
| 130. | 22.7% | Shoreline School District / 65,115 |
| 131. | 22.5% | Pe Ell School District / 1,476 |
| 132. | 22.5% | Riverside School District / 11,035 |
| 132. | 22.5% | Ephrata School District / 11,057 |
| 134. | 22.4% | Bainbridge Island School District / 22,486 |
| 135. | 22.3% | West Valley School District / 18,489 |
| 136. | 22.2% | Peninsula School District / 55,601 |
| 137. | 22.1% | Ridgefield School District / 13,318 |
| 138. | 22.1% | Griffin School District / 5,132 |
| 139. | 22.1% | La Center School District / 7,614 |
| 140. | 22.0% | Manson School District / 3,282 |
| 141. | 22.0% | Lake Chelan School District / 7,482 |
| 142. | 22.0% | Colville School District / 12,385 |
| 143. | 21.9% | Snoqualmie Valley School District / 32,410 |
| 144. | 21.8% | Naselle-Grays River Valley School District / 2,334 |
| 145. | 21.8% | East Valley School District (Spokane) / 25,034 |
| 145. | 21.8% | Aberdeen School District / 20,276 |
| 147. | 21.8% | Arlington School District / 29,028 |
| 147. | 21.8% | Tenino School District / 8,600 |
| 149. | 21.8% | Burlington-Edison School District / 19,879 |
| 150. | 21.7% | Mabton School District / 2,815 |
| 151. | 21.7% | Puyallup School District / 118,091 |
| 151. | 21.7% | University Place School District / 28,694 |
| 153. | 21.7% | Lake Washington School District / 172,716 |
| 154. | 21.6% | Ellensburg School District / 26,244 |
| 155. | 21.4% | Camas School District / 27,133 |
| 156. | 21.4% | Sunnyside School District / 23,418 |
| 156. | 21.4% | North Kitsap School District / 44,506 |
| 158. | 21.3% | Cascade School District / 9,297 |
| 159. | 21.2% | Ocean Beach School District / 9,596 |
| 160. | 21.2% | Liberty School District / 4,145 |
| 161. | 21.2% | Evergreen School District (Clark) / 139,306 |
| 162. | 21.2% | Kalama School District / 5,733 |
| 163. | 21.1% | Issaquah School District / 96,738 |
| 164. | 21.1% | Tumwater School District / 35,283 |
| 165. | 21.1% | McCleary School District / 2,991 |
| 166. | 21.1% | Bickleton School District / 476 |
| 167. | 20.9% | Central Kitsap School District / 66,487 |
| 168. | 20.9% | North Mason School District / 14,151 |
| 169. | 20.9% | Lyle School District / 2,650 |
| 170. | 20.8% | Rosalia School District / 1,115 |
| 171. | 20.8% | Cape Flattery School District / 3,566 |
| 172. | 20.8% | Northshore School District / 118,540 |
| 173. | 20.7% | Mercer Island School District / 22,376 |
| 173. | 20.7% | Tahoma School District / 34,343 |
| 175. | 20.6% | Castle Rock School District / 9,732 |
| 176. | 20.5% | Cusick School District / 2,188 |
| 177. | 20.5% | Vancouver Public Schools / 140,573 |
| 178. | 20.5% | Kittitas School District / 3,648 |
| 179. | 20.2% | Southside School District / 2,316 |
| 180. | 20.0% | Green Mountain School District / 751 |
| 181. | 20.0% | Soap Lake School District / 2,618 |
| 182. | 19.9% | South Kitsap School District / 67,702 |
| 183. | 19.9% | Yakima School District / 75,772 |
| 184. | 19.7% | Deer Park School District / 10,737 |
| 185. | 19.6% | Cheney School District / 30,989 |
| 185. | 19.6% | Sumner School District / 42,828 |
| 187. | 19.5% | White Pass School District / 3,767 |
| 188. | 19.3% | Spokane Public Schools / 218,365 |
| 189. | 19.2% | Ocosta School District / 7,553 |
| 190. | 19.2% | Cosmopolis School District / 1,761 |
| 191. | 19.1% | Wishkah Valley School District / 883 |
| 192. | 18.8% | Harrington School District / 666 |
| 193. | 18.7% | Steilacoom Historical School District / 19,938 |
| 194. | 18.7% | Adna School District / 3,733 |
| 195. | 18.6% | Kettle Falls School District / 5,307 |
| 196. | 18.6% | Freeman School District / 3,904 |
| 197. | 18.6% | Waitsburg School District / 1,532 |
| 198. | 18.6% | Longview Public Schools / 45,487 |
| 199. | 18.4% | Pasco School District / 62,882 |
| 200. | 18.3% | Naches Valley School District / 7,533 |
| 200. | 18.3% | Elma School District / 8,644 |
| 202. | 18.2% | Montesano School District / 8,114 |
| 203. | 18.2% | Wahkiakum School District / 3,198 |
| 204. | 18.2% | Walla Walla School District / 36,442 |
| 205. | 18.1% | Willapa Valley School District / 2,309 |
| 206. | 18.1% | Tekoa School District / 1,197 |
| 207. | 18.1% | Olympia School District / 61,778 |
| 208. | 18.1% | Great Northern School District / 900 |
| 209. | 18.0% | Lind School District / 1,294 |
| 210. | 17.8% | Ferndale School District / 29,638 |
| 211. | 17.7% | North Thurston Public Schools / 91,009 |
| 212. | 17.6% | Eastmont School District / 28,616 |
| 213. | 17.5% | Finley School District / 4,729 |
| 214. | 17.5% | Ritzville School District / 2,515 |
| 214. | 17.5% | Garfield School District / 660 |
| 216. | 17.4% | Oroville School District / 4,274 |
| 217. | 17.3% | Selah School District / 17,935 |
| 218. | 17.3% | Boistfort School District / 1,020 |
| 218. | 17.3% | Carbonado School District / 664 |
| 220. | 17.3% | Morton School District / 2,383 |
| 221. | 17.2% | Mill A School District / 697 |
| 222. | 17.2% | Pomeroy School District / 2,195 |
| 223. | 17.0% | Mead School District / 48,493 |
| 224. | 17.0% | Orting School District / 12,652 |
| 225. | 16.9% | Raymond School District / 4,156 |
| 226. | 16.8% | Northport School District / 1,365 |
| 227. | 16.8% | Dayton School District / 3,734 |
| 228. | 16.7% | Odessa School District / 1,653 |
| 228. | 16.7% | Toledo School District / 4,382 |
| 230. | 16.3% | Chehalis School District / 15,496 |
| 231. | 16.1% | Zillah School District / 4,559 |
| 232. | 15.9% | Palouse School District / 1,313 |
| 233. | 15.8% | Reardan-Edwall School District / 3,754 |
| 234. | 15.8% | Napavine School District / 3,924 |
| 235. | 15.8% | Asotin-Anatone School District / 2,764 |
| 236. | 15.6% | Colfax School District / 4,153 |
| 237. | 15.6% | Kiona-Benton School District / 8,017 |
| 238. | 15.3% | West Valley School District / 28,135 |
| 239. | 15.1% | Waterville School District / 1,585 |
| 240. | 15.1% | Nine Mile Falls School District / 8,621 |
| 241. | 15.1% | Crescent School District / 2,649 |
| 241. | 15.1% | East Valley School District (Yakima) / 15,915 |
| 243. | 15.0% | Quillayute Valley School District / 6,366 |
| 244. | 14.8% | Coulee-Hartline School District / 1,334 |
| 245. | 14.8% | Central Valley School District / 75,090 |
| 246. | 14.6% | Mansfield School District / 652 |
| 247. | 14.4% | Columbia School District / 3,956 |
| 248. | 14.2% | College Place School District / 12,221 |
| 249. | 14.1% | Okanogan School District / 5,897 |
| 250. | 14.1% | Damman School District / 765 |
| 251. | 13.6% | Warden School District / 3,650 |
| 252. | 13.5% | Moses Lake School District / 39,691 |
| 253. | 13.4% | Dixie School District / 431 |
| 254. | 13.4% | Medical Lake School District / 12,424 |
| 255. | 13.3% | Mary M. Knight School District / 1,903 |
| 256. | 13.1% | Grand Coulee Dam School District / 4,997 |
| 257. | 13.0% | Clarkston School District / 18,644 |
| 258. | 13.0% | Highland School District / 5,706 |
| 259. | 13.0% | Satsop School District / 481 |
| 260. | 13.0% | Cashmere School District / 7,386 |
| 261. | 12.8% | North Franklin School District / 7,662 |
| 261. | 12.8% | Tonasket School District / 6,020 |
| 263. | 12.3% | Mount Adams School District / 4,522 |
| 264. | 12.2% | Kennewick School District / 82,095 |
| 265. | 11.9% | Inchelium School District / 1,226 |
| 266. | 11.9% | Glenwood School District / 484 |
| 267. | 11.7% | Royal School District / 5,910 |
| 268. | 11.7% | Onalaska School District / 5,306 |
| 269. | 11.1% | Prosser School District / 12,466 |
| 270. | 10.5% | Orient School District / 773 |
| 271. | 10.3% | Touchet School District / 988 |
| 272. | 9.7% | Davenport School District / 3,082 |
| 273. | 9.7% | Wishram School District / 366 |
| 274. | 9.7% | Richland School District / 59,225 |
| 275. | 9.2% | Pullman School District / 30,758 |
| 276. | 9.2% | Sprague School District / 694 |
| 277. | 8.9% | Union Gap School District / 3,359 |
| 278. | 8.3% | Lamont School District / 196 |
| 279. | 8.0% | Omak School District / 11,258 |
| 280. | 8.0% | Colton School District / 933 |
| 281. | 7.6% | Klickitat School District / 641 |
| 282. | 7.2% | Prescott School District / 2,106 |
| 283. | 6.3% | Endicott School District / 623 |
| 284. | 6.3% | Keller School District / 544 |
| 285. | 5.2% | Oakesdale School District / 747 |
| 286. | 4.8% | Roosevelt School District / 130 |
| 287. | 2.1% | Lake Quinault School District / 1,014 |
| 288. | 1.6% | Palisades School District / 467 |
Please note that we only rank locations with 'Percentage of Houses with a Mortgage where Total Holding Costs 40% or More of Owner Income' data. The rank above might not be a complete list. Locations without 'Percentage of Houses with a Mortgage where Total Holding Costs 40% or More of Owner Income' data are not listed.
*ACS stands for U.S. Census American Community Survey. According to the U.S. Census, if the date is a range, you can interpret the data as an average of the period of time.
