| Rank | Percentage of Houses with a Mortgage where Total Holding Costs 40% or More of Owner Income ▼ | School District / Population |
| 1. | 50.0% | Almira School District / 374 |
| 2. | 46.9% | Onion Creek School District / 310 |
| 3. | 44.6% | Brinnon School District / 1,136 |
| 4. | 42.9% | Paterson School District / 424 |
| 5. | 42.7% | Wellpinit School District / 1,065 |
| 6. | 37.4% | Trout Lake School District / 968 |
| 7. | 37.4% | Toppenish School District / 14,708 |
| 8. | 36.7% | San Juan Island School District / 7,920 |
| 9. | 35.6% | Skamania School District / 1,307 |
| 10. | 35.5% | Eatonville School District / 10,797 |
| 11. | 35.4% | Lopez School District / 2,442 |
| 12. | 34.3% | Curlew School District / 1,525 |
| 13. | 34.2% | North Beach School District / 6,566 |
| 14. | 33.3% | Columbia School District / 1,090 |
| 14. | 33.3% | Washtucna School District / 236 |
| 14. | 33.3% | Star School District / 158 |
| 17. | 33.1% | South Bend School District / 2,838 |
| 18. | 32.3% | Selkirk School District / 2,283 |
| 19. | 32.2% | Nespelem School District / 1,075 |
| 20. | 32.1% | Stevenson-Carson School District / 6,225 |
| 21. | 32.0% | Mossyrock School District / 3,514 |
| 22. | 31.9% | Conway School District / 2,932 |
| 23. | 31.9% | Loon Lake School District / 1,563 |
| 24. | 31.7% | Orcas Island School District / 4,622 |
| 25. | 31.6% | Mabton School District / 2,676 |
| 26. | 31.5% | Concrete School District / 4,995 |
| 27. | 30.9% | Mansfield School District / 526 |
| 28. | 30.6% | Mount Baker School District / 13,534 |
| 29. | 30.5% | Granite Falls School District / 11,531 |
| 30. | 30.1% | Skykomish School District / 406 |
| 31. | 30.0% | Tukwila School District / 15,775 |
| 32. | 29.5% | Easton School District / 942 |
| 33. | 29.0% | Chimacum School District / 11,253 |
| 34. | 28.6% | Bickleton School District / 452 |
| 34. | 28.6% | North River School District / 348 |
| 36. | 28.4% | Methow Valley School District / 4,145 |
| 37. | 28.3% | Name N/A / 4,812 |
| 38. | 28.2% | Highline School District / 119,366 |
| 39. | 28.2% | Sequim School District / 27,722 |
| 40. | 28.2% | Rochester School District / 12,733 |
| 41. | 28.1% | South Whidbey School District / 15,072 |
| 42. | 28.0% | Manson School District / 3,341 |
| 43. | 27.6% | Coupeville School District / 9,217 |
| 44. | 27.5% | Mill A School District / 649 |
| 45. | 27.4% | Oakville School District / 2,142 |
| 46. | 27.3% | Chewelah School District / 5,134 |
| 47. | 27.3% | Dieringer School District / 12,374 |
| 48. | 27.1% | Port Townsend School District / 13,822 |
| 49. | 27.1% | Meridian School District / 8,639 |
| 50. | 26.9% | Grandview School District / 13,899 |
| 51. | 26.9% | Tacoma Public Schools / 206,232 |
| 52. | 26.9% | Vashon Island School District / 10,425 |
| 53. | 26.7% | Bridgeport School District / 3,322 |
| 54. | 26.3% | Pateros School District / 1,429 |
| 55. | 26.1% | Lakewood School District / 13,395 |
| 56. | 26.1% | Mount Vernon School District / 35,549 |
| 57. | 26.1% | Mukilteo School District / 87,591 |
| 58. | 26.1% | St. John School District / 1,085 |
| 59. | 25.8% | Stanwood-Camano School District / 31,405 |
| 60. | 25.8% | Snohomish School District / 51,492 |
| 61. | 25.7% | Anacortes School District / 20,949 |
| 62. | 25.6% | La Center School District / 7,670 |
| 63. | 25.6% | Cle Elum-Roslyn School District / 6,643 |
| 64. | 25.5% | Willapa Valley School District / 2,203 |
| 65. | 25.4% | Entiat School District / 2,127 |
| 66. | 25.3% | Valley School District / 1,306 |
| 66. | 25.3% | Oak Harbor School District / 40,806 |
| 68. | 25.3% | Sedro-Woolley School District / 26,621 |
| 69. | 25.2% | Bellingham School District / 99,469 |
| 70. | 25.2% | Nooksack Valley School District / 8,918 |
| 71. | 25.2% | Yelm Community Schools / 27,640 |
| 72. | 25.2% | Edmonds School District / 151,150 |
| 73. | 25.1% | Franklin Pierce School District / 50,721 |
| 74. | 25.1% | Blaine School District / 15,588 |
| 75. | 25.0% | LaCrosse School District / 694 |
| 75. | 25.0% | Cusick School District / 2,431 |
| 77. | 25.0% | Lake Stevens School District / 33,414 |
| 78. | 24.9% | Federal Way School District / 125,274 |
| 79. | 24.8% | Elma School District / 9,726 |
| 80. | 24.7% | Brewster School District / 4,365 |
| 81. | 24.5% | Marysville School District / 64,669 |
| 82. | 24.4% | Riverview School District / 17,521 |
| 82. | 24.4% | Auburn School District / 69,423 |
| 84. | 24.4% | Soap Lake School District / 2,688 |
| 84. | 24.4% | Ridgefield School District / 12,947 |
| 86. | 24.3% | Toutle Lake School District / 4,024 |
| 87. | 24.3% | La Conner School District / 4,399 |
| 88. | 24.3% | Index School District / 510 |
| 89. | 24.2% | Clover Park School District / 82,672 |
| 90. | 24.2% | Darrington School District / 2,710 |
| 91. | 24.1% | Sultan School District / 13,652 |
| 92. | 24.0% | Quilcene School District / 1,808 |
| 93. | 23.9% | Seattle School District / 594,742 |
| 94. | 23.9% | Orondo School District / 1,251 |
| 94. | 23.9% | Woodland School District / 11,257 |
| 96. | 23.9% | Mount Pleasant School District / 401 |
| 97. | 23.9% | Lynden School District / 17,092 |
| 98. | 23.8% | Washougal School District / 18,306 |
| 99. | 23.8% | Bremerton School District / 42,881 |
| 100. | 23.7% | Wilbur School District / 1,472 |
| 101. | 23.6% | Granger School District / 5,716 |
| 102. | 23.6% | Arlington School District / 28,726 |
| 103. | 23.6% | Colville School District / 11,924 |
| 104. | 23.5% | Renton School District / 106,434 |
| 105. | 23.5% | Newport School District / 7,384 |
| 106. | 23.4% | Bethel School District / 100,964 |
| 107. | 23.3% | Goldendale School District / 7,721 |
| 108. | 23.2% | Republic School District / 3,358 |
| 109. | 23.2% | Quincy School District / 11,321 |
| 110. | 23.1% | Grapeview School District / 2,291 |
| 111. | 23.0% | Fife Public Schools / 18,071 |
| 112. | 23.0% | Thorp School District / 1,529 |
| 113. | 22.9% | Lake Chelan School District / 7,500 |
| 114. | 22.9% | Snoqualmie Valley School District / 33,447 |
| 115. | 22.8% | Centralia School District / 22,697 |
| 116. | 22.8% | Tenino School District / 9,536 |
| 117. | 22.8% | Evergreen School District (Stevens) / 347 |
| 118. | 22.7% | Battle Ground School District / 61,663 |
| 119. | 22.7% | Shoreline School District / 64,783 |
| 120. | 22.5% | Port Angeles School District / 30,283 |
| 121. | 22.4% | East Valley School District (Spokane) / 26,014 |
| 122. | 22.4% | Mary Walker School District / 2,680 |
| 123. | 22.4% | Enumclaw School District / 26,162 |
| 124. | 22.4% | Hockinson School District / 7,882 |
| 125. | 22.3% | Monroe School District / 38,226 |
| 126. | 22.3% | Hoquiam School District / 11,494 |
| 127. | 22.2% | Kelso School District / 28,291 |
| 128. | 22.2% | Cape Flattery School District / 3,496 |
| 129. | 22.1% | Wapato School District / 13,700 |
| 130. | 22.1% | Everett School District / 120,218 |
| 131. | 22.1% | Kent School District / 149,531 |
| 132. | 22.0% | White Salmon Valley School District / 6,096 |
| 133. | 22.0% | Wenatchee School District / 40,702 |
| 133. | 22.0% | Shelton School District / 23,469 |
| 135. | 22.0% | West Valley School District / 15,986 |
| 136. | 21.9% | Peninsula School District / 54,059 |
| 137. | 21.9% | Bellevue School District / 123,233 |
| 138. | 21.8% | Pe Ell School District / 1,440 |
| 139. | 21.7% | Ellensburg School District / 25,246 |
| 140. | 21.7% | Ephrata School District / 10,901 |
| 141. | 21.6% | Morton School District / 2,855 |
| 142. | 21.6% | Taholah School District / 914 |
| 143. | 21.5% | Riverside School District / 11,420 |
| 144. | 21.5% | Bainbridge Island School District / 21,923 |
| 145. | 21.3% | Pioneer School District / 9,648 |
| 146. | 21.3% | Camas School District / 26,281 |
| 147. | 21.2% | Evergreen School District (Clark) / 137,796 |
| 148. | 21.2% | Boistfort School District / 1,010 |
| 148. | 21.2% | Evaline School District / 1,006 |
| 150. | 21.1% | Summit Valley School District / 802 |
| 151. | 21.1% | Wahkiakum School District / 3,106 |
| 152. | 21.1% | Lake Washington School District / 168,935 |
| 153. | 20.9% | Griffin School District / 4,984 |
| 154. | 20.9% | University Place School District / 27,928 |
| 155. | 20.9% | Reardan-Edwall School District / 4,014 |
| 155. | 20.9% | Issaquah School District / 91,043 |
| 157. | 20.8% | Dixie School District / 463 |
| 158. | 20.7% | Othello School District / 13,135 |
| 159. | 20.6% | North Kitsap School District / 43,472 |
| 160. | 20.6% | Rainier School District / 4,968 |
| 161. | 20.6% | Winlock School District / 4,370 |
| 162. | 20.5% | Odessa School District / 1,675 |
| 163. | 20.4% | Kalama School District / 5,055 |
| 164. | 20.4% | Green Mountain School District / 898 |
| 165. | 20.4% | Rosalia School District / 1,081 |
| 166. | 20.3% | Yakima School District / 72,275 |
| 167. | 20.3% | Columbia School District / 3,776 |
| 167. | 20.3% | Warden School District / 3,659 |
| 169. | 20.2% | Northshore School District / 117,545 |
| 170. | 20.2% | Cascade School District / 9,492 |
| 171. | 20.2% | Aberdeen School District / 19,679 |
| 172. | 20.1% | Puyallup School District / 111,173 |
| 173. | 20.0% | Roosevelt School District / 145 |
| 173. | 20.0% | Wilson Creek School District / 499 |
| 175. | 20.0% | Wahluke School District / 6,035 |
| 175. | 20.0% | Tahoma School District / 37,996 |
| 177. | 19.9% | Walla Walla School District / 36,160 |
| 178. | 19.9% | White River School District / 24,836 |
| 179. | 19.8% | Burlington-Edison School District / 20,655 |
| 179. | 19.8% | Ferndale School District / 29,518 |
| 181. | 19.7% | Oroville School District / 4,507 |
| 182. | 19.6% | Vancouver Public Schools / 142,905 |
| 183. | 19.6% | Southside School District / 2,069 |
| 184. | 19.4% | Central Kitsap School District / 64,517 |
| 185. | 19.4% | Quillayute Valley School District / 6,408 |
| 186. | 19.4% | Ocean Beach School District / 9,706 |
| 187. | 19.3% | Hood Canal School District / 4,510 |
| 188. | 19.2% | Cosmopolis School District / 1,673 |
| 189. | 19.2% | Spokane Public Schools / 214,396 |
| 190. | 19.1% | North Mason School District / 12,293 |
| 191. | 19.1% | Castle Rock School District / 9,705 |
| 192. | 19.1% | Kittitas School District / 3,351 |
| 193. | 18.9% | South Kitsap School District / 65,662 |
| 194. | 18.9% | Sunnyside School District / 22,676 |
| 195. | 18.9% | Kiona-Benton School District / 7,969 |
| 196. | 18.9% | Raymond School District / 3,954 |
| 197. | 18.9% | Pasco School District / 61,209 |
| 198. | 18.7% | Chehalis School District / 14,749 |
| 199. | 18.6% | Liberty School District / 4,253 |
| 200. | 18.5% | Waitsburg School District / 1,513 |
| 200. | 18.5% | Freeman School District / 3,933 |
| 202. | 18.3% | Selah School District / 18,033 |
| 203. | 18.3% | Cheney School District / 30,663 |
| 204. | 18.2% | West Valley School District / 26,857 |
| 205. | 18.0% | Mercer Island School District / 23,791 |
| 206. | 18.0% | Tonasket School District / 6,639 |
| 207. | 18.0% | Steilacoom Historical School District / 18,884 |
| 208. | 18.0% | Tumwater School District / 35,007 |
| 209. | 17.9% | North Thurston Public Schools / 88,179 |
| 210. | 17.9% | Sumner School District / 40,868 |
| 211. | 17.9% | Naselle-Grays River Valley School District / 2,412 |
| 212. | 17.8% | Harrington School District / 715 |
| 213. | 17.7% | Toledo School District / 4,004 |
| 214. | 17.5% | Northport School District / 1,423 |
| 215. | 17.5% | Orchard Prairie School District / 778 |
| 216. | 17.4% | Damman School District / 717 |
| 217. | 17.3% | Inchelium School District / 1,249 |
| 218. | 17.3% | Olympia School District / 60,205 |
| 219. | 17.2% | Finley School District / 4,560 |
| 220. | 17.0% | Eastmont School District / 28,012 |
| 221. | 16.9% | Highland School District / 5,794 |
| 222. | 16.7% | Napavine School District / 4,041 |
| 223. | 16.6% | Prosser School District / 12,250 |
| 223. | 16.6% | Montesano School District / 7,879 |
| 225. | 16.6% | Ocosta School District / 7,948 |
| 226. | 16.5% | Kettle Falls School District / 5,048 |
| 227. | 16.4% | Asotin-Anatone School District / 2,518 |
| 228. | 16.3% | Palouse School District / 1,308 |
| 229. | 16.2% | Orting School District / 13,377 |
| 230. | 16.0% | Cashmere School District / 7,574 |
| 231. | 16.0% | Clarkston School District / 18,734 |
| 232. | 16.0% | Mead School District / 49,352 |
| 233. | 15.9% | College Place School District / 12,997 |
| 234. | 15.8% | Longview Public Schools / 44,303 |
| 235. | 15.5% | Central Valley School District / 72,736 |
| 236. | 15.4% | Naches Valley School District / 7,929 |
| 237. | 15.4% | Nine Mile Falls School District / 8,097 |
| 238. | 15.3% | North Franklin School District / 7,699 |
| 239. | 15.3% | McCleary School District / 2,083 |
| 240. | 15.0% | Crescent School District / 2,662 |
| 240. | 15.0% | Okanogan School District / 5,553 |
| 242. | 15.0% | Lyle School District / 2,666 |
| 243. | 14.7% | Touchet School District / 911 |
| 244. | 14.7% | Dayton School District / 3,694 |
| 245. | 14.7% | Onalaska School District / 5,164 |
| 246. | 14.4% | Adna School District / 3,853 |
| 247. | 14.3% | Keller School District / 484 |
| 248. | 14.2% | Royal School District / 5,451 |
| 249. | 14.2% | Deer Park School District / 10,905 |
| 250. | 14.1% | Zillah School District / 4,671 |
| 251. | 13.8% | White Pass School District / 3,599 |
| 252. | 13.6% | Creston School District / 1,209 |
| 253. | 13.5% | Lind School District / 1,267 |
| 254. | 13.4% | Colfax School District / 4,163 |
| 255. | 13.4% | Pomeroy School District / 2,075 |
| 256. | 13.2% | Union Gap School District / 3,170 |
| 257. | 13.2% | Kennewick School District / 76,586 |
| 258. | 13.0% | Glenwood School District / 556 |
| 259. | 13.0% | Great Northern School District / 870 |
| 260. | 12.8% | Moses Lake School District / 39,730 |
| 261. | 12.5% | Wishkah Valley School District / 836 |
| 262. | 12.5% | Mount Adams School District / 4,640 |
| 263. | 12.4% | East Valley School District (Yakima) / 16,427 |
| 264. | 12.4% | Sprague School District / 699 |
| 265. | 12.3% | Grand Coulee Dam School District / 4,565 |
| 266. | 12.3% | Mary M. Knight School District / 1,765 |
| 267. | 12.2% | Pullman School District / 28,738 |
| 268. | 12.0% | Medical Lake School District / 12,346 |
| 269. | 11.8% | Garfield School District / 692 |
| 270. | 11.7% | Ritzville School District / 2,452 |
| 271. | 11.3% | Tekoa School District / 1,283 |
| 271. | 11.3% | Orient School District / 785 |
| 273. | 11.2% | Davenport School District / 2,972 |
| 274. | 11.0% | Satsop School District / 630 |
| 275. | 10.9% | Richland School District / 59,223 |
| 276. | 10.8% | Colton School District / 949 |
| 277. | 10.3% | Coulee-Hartline School District / 1,392 |
| 278. | 9.5% | Klickitat School District / 557 |
| 279. | 9.1% | Waterville School District / 1,588 |
| 280. | 8.8% | Palisades School District / 364 |
| 281. | 8.4% | Carbonado School District / 913 |
| 282. | 7.7% | Lamont School District / 219 |
| 283. | 7.4% | Prescott School District / 2,082 |
| 284. | 6.2% | Omak School District / 10,520 |
| 285. | 5.5% | Endicott School District / 582 |
| 286. | 5.4% | Oakesdale School District / 748 |
| 287. | 5.2% | Centerville School District / 814 |
| 288. | 5.0% | Wishram School District / 481 |
| 289. | 4.9% | Lake Quinault School District / 964 |
Please note that we only rank locations with 'Percentage of Houses with a Mortgage where Total Holding Costs 40% or More of Owner Income' data. The rank above might not be a complete list. Locations without 'Percentage of Houses with a Mortgage where Total Holding Costs 40% or More of Owner Income' data are not listed.
*ACS stands for U.S. Census American Community Survey. According to the U.S. Census, if the date is a range, you can interpret the data as an average of the period of time.
