| Rank | Percentage of Houses with a Mortgage where Total Holding Costs 10-20% of Owner Income ▼ | School District / Population |
| 1. | 78.6% | Paterson School District / 352 |
| 2. | 76.9% | Roosevelt School District / 217 |
| 3. | 66.7% | Starbuck School District / 131 |
| 4. | 64.7% | Kahlotus School District / 283 |
| 5. | 60.0% | Star School District / 79 |
| 6. | 59.0% | Washtucna School District / 374 |
| 7. | 57.5% | Prescott School District / 1,564 |
| 8. | 54.3% | North Franklin School District / 10,061 |
| 9. | 50.6% | Columbia School District / 3,466 |
| 10. | 50.0% | Benge School District / 118 |
| 11. | 49.6% | Bridgeport School District / 3,324 |
| 12. | 48.9% | Harrington School District / 620 |
| 13. | 48.6% | Odessa School District / 1,431 |
| 14. | 48.6% | Prosser School District / 14,382 |
| 15. | 48.2% | Raymond School District / 4,031 |
| 16. | 46.4% | Kiona-Benton School District / 8,106 |
| 17. | 46.2% | Davenport School District / 2,970 |
| 18. | 45.1% | Kennewick School District / 88,498 |
| 19. | 45.0% | Richland School District / 65,458 |
| 20. | 44.4% | Mansfield School District / 560 |
| 21. | 44.3% | Pomeroy School District / 2,168 |
| 22. | 43.9% | Keller School District / 430 |
| 23. | 43.6% | Willapa Valley School District / 2,300 |
| 24. | 43.6% | Warden School District / 4,068 |
| 25. | 43.1% | Steptoe School District / 313 |
| 26. | 43.1% | Grand Coulee Dam School District / 4,753 |
| 27. | 42.6% | Tekoa School District / 1,040 |
| 27. | 42.6% | Wishram School District / 424 |
| 29. | 40.9% | Boistfort School District / 1,022 |
| 30. | 40.9% | Mill A School District / 498 |
| 31. | 40.3% | Pullman School District / 32,763 |
| 32. | 39.7% | Wellpinit School District / 999 |
| 33. | 39.7% | Almira School District / 441 |
| 34. | 39.6% | Adna School District / 3,445 |
| 35. | 39.6% | Colfax School District / 4,185 |
| 36. | 39.4% | Griffin School District / 6,347 |
| 37. | 39.1% | Medical Lake School District / 11,325 |
| 38. | 39.0% | Taholah School District / 899 |
| 39. | 39.0% | Satsop School District / 583 |
| 40. | 38.6% | Colton School District / 1,198 |
| 41. | 38.6% | Orondo School District / 1,547 |
| 42. | 38.6% | Quincy School District / 12,473 |
| 43. | 38.5% | Zillah School District / 5,293 |
| 44. | 38.2% | Naselle-Grays River Valley School District / 2,412 |
| 45. | 37.7% | Liberty School District / 4,450 |
| 46. | 37.3% | Mossyrock School District / 4,049 |
| 47. | 37.1% | Wahkiakum School District / 2,894 |
| 48. | 37.0% | Coulee-Hartline School District / 1,579 |
| 49. | 36.9% | Omak School District / 10,412 |
| 50. | 36.7% | Okanogan School District / 5,556 |
| 51. | 36.6% | Palouse School District / 1,422 |
| 52. | 36.5% | Lake Quinault School District / 1,145 |
| 53. | 36.2% | Riverside School District / 11,129 |
| 54. | 35.9% | Great Northern School District / 968 |
| 55. | 35.9% | Reardan-Edwall School District / 4,909 |
| 56. | 35.8% | Lind School District / 985 |
| 57. | 35.8% | Summit Valley School District / 603 |
| 58. | 35.5% | Tonasket School District / 7,573 |
| 59. | 35.0% | Pasco School District / 73,998 |
| 60. | 34.8% | Cosmopolis School District / 1,867 |
| 61. | 34.8% | Evergreen School District (Stevens) / 429 |
| 62. | 34.6% | Moses Lake School District / 40,936 |
| 63. | 34.6% | Garfield School District / 632 |
| 64. | 34.5% | Quillayute Valley School District / 6,383 |
| 65. | 34.4% | Chewelah School District / 6,111 |
| 66. | 34.3% | Deer Park School District / 10,436 |
| 67. | 34.2% | Mount Adams School District / 4,045 |
| 68. | 33.9% | Oakesdale School District / 900 |
| 69. | 33.8% | Ephrata School District / 11,355 |
| 70. | 33.6% | Mead School District / 51,622 |
| 71. | 33.1% | Sunnyside School District / 25,306 |
| 72. | 33.1% | Selah School District / 18,117 |
| 73. | 33.0% | Elma School District / 8,572 |
| 74. | 33.0% | Endicott School District / 497 |
| 75. | 32.8% | Cashmere School District / 8,343 |
| 75. | 32.8% | Dixie School District / 478 |
| 77. | 32.8% | Republic School District / 3,751 |
| 78. | 32.5% | Cape Flattery School District / 2,855 |
| 79. | 32.5% | Grandview School District / 15,786 |
| 80. | 32.4% | Issaquah School District / 105,010 |
| 81. | 32.4% | Wishkah Valley School District / 879 |
| 82. | 32.4% | Waitsburg School District / 1,295 |
| 83. | 32.3% | LaCrosse School District / 668 |
| 84. | 32.2% | Brewster School District / 4,498 |
| 85. | 32.1% | Walla Walla School District / 38,110 |
| 86. | 32.0% | Lake Washington School District / 186,310 |
| 87. | 32.0% | Kelso School District / 28,516 |
| 88. | 31.9% | Central Valley School District / 77,908 |
| 89. | 31.9% | Inchelium School District / 1,183 |
| 90. | 31.9% | West Valley School District / 19,374 |
| 91. | 31.9% | Hockinson School District / 8,872 |
| 92. | 31.8% | West Valley School District / 28,705 |
| 93. | 31.7% | Hoquiam School District / 10,827 |
| 94. | 31.6% | Cheney School District / 34,461 |
| 95. | 31.6% | Yakima School District / 78,730 |
| 96. | 31.6% | Spokane Public Schools / 221,617 |
| 97. | 31.5% | Onalaska School District / 5,103 |
| 98. | 31.3% | Wahluke School District / 8,345 |
| 98. | 31.3% | Eastmont School District / 29,976 |
| 100. | 31.1% | Central Kitsap School District / 70,396 |
| 101. | 31.0% | Aberdeen School District / 19,905 |
| 102. | 30.6% | South Bend School District / 2,446 |
| 103. | 30.5% | Naches Valley School District / 8,394 |
| 104. | 30.4% | North River School District / 307 |
| 105. | 30.4% | Olympia School District / 62,892 |
| 106. | 30.4% | Touchet School District / 1,126 |
| 107. | 30.3% | Orchard Prairie School District / 760 |
| 108. | 30.3% | Highland School District / 5,388 |
| 109. | 30.3% | Toppenish School District / 15,652 |
| 110. | 30.3% | Castle Rock School District / 10,377 |
| 111. | 30.2% | Ellensburg School District / 26,774 |
| 112. | 30.1% | St. John School District / 1,108 |
| 112. | 30.1% | Ritzville School District / 2,611 |
| 114. | 30.1% | Rosalia School District / 1,115 |
| 115. | 30.0% | Loon Lake School District / 1,649 |
| 116. | 30.0% | Bickleton School District / 461 |
| 117. | 30.0% | Nooksack Valley School District / 11,244 |
| 118. | 29.9% | Oroville School District / 3,998 |
| 119. | 29.9% | Northshore School District / 128,593 |
| 120. | 29.8% | Cusick School District / 1,842 |
| 121. | 29.7% | Woodland School District / 10,908 |
| 122. | 29.7% | Asotin-Anatone School District / 3,169 |
| 123. | 29.6% | Stevenson-Carson School District / 5,976 |
| 124. | 29.4% | Newport School District / 8,238 |
| 124. | 29.4% | South Kitsap School District / 66,259 |
| 126. | 29.4% | Clarkston School District / 18,858 |
| 127. | 29.3% | East Valley School District (Yakima) / 15,061 |
| 128. | 29.2% | Mercer Island School District / 23,636 |
| 129. | 29.2% | Vancouver Public Schools / 145,307 |
| 130. | 29.1% | Bellevue School District / 128,388 |
| 131. | 29.1% | Entiat School District / 2,379 |
| 132. | 29.1% | Lyle School District / 2,549 |
| 133. | 29.1% | Othello School District / 14,769 |
| 134. | 29.1% | Seattle School District / 638,610 |
| 135. | 29.0% | Damman School District / 756 |
| 136. | 28.9% | Wenatchee School District / 43,416 |
| 137. | 28.9% | Wilson Creek School District / 461 |
| 138. | 28.8% | Peninsula School District / 62,980 |
| 139. | 28.7% | Bainbridge Island School District / 23,206 |
| 140. | 28.6% | Cle Elum-Roslyn School District / 7,728 |
| 140. | 28.6% | Royal School District / 6,709 |
| 142. | 28.5% | Puyallup School District / 121,755 |
| 143. | 28.3% | Kent School District / 163,185 |
| 144. | 28.1% | Trout Lake School District / 876 |
| 145. | 28.0% | Toutle Lake School District / 3,160 |
| 146. | 28.0% | Wapato School District / 13,779 |
| 147. | 28.0% | Quilcene School District / 1,659 |
| 148. | 27.8% | Evergreen School District (Clark) / 144,158 |
| 149. | 27.8% | Bellingham School District / 103,698 |
| 150. | 27.8% | Lake Stevens School District / 41,019 |
| 150. | 27.8% | Coupeville School District / 10,520 |
| 152. | 27.8% | Bremerton School District / 45,904 |
| 153. | 27.8% | Waterville School District / 2,362 |
| 154. | 27.8% | Sumner School District / 43,664 |
| 155. | 27.7% | Southside School District / 2,210 |
| 156. | 27.7% | Chehalis School District / 15,339 |
| 157. | 27.5% | Columbia School District / 1,171 |
| 158. | 27.5% | Selkirk School District / 2,224 |
| 159. | 27.4% | Mary M. Knight School District / 1,639 |
| 160. | 27.4% | North Thurston Public Schools / 97,287 |
| 161. | 27.3% | College Place School District / 13,500 |
| 162. | 27.3% | Steilacoom Historical School District / 20,969 |
| 163. | 27.2% | Freeman School District / 4,013 |
| 164. | 27.2% | Pe Ell School District / 1,811 |
| 165. | 27.1% | Creston School District / 1,058 |
| 166. | 27.0% | North Mason School District / 14,521 |
| 167. | 27.0% | Renton School District / 118,608 |
| 168. | 26.9% | Goldendale School District / 6,966 |
| 169. | 26.9% | East Valley School District (Spokane) / 26,463 |
| 170. | 26.9% | Shoreline School District / 67,123 |
| 171. | 26.8% | Oak Harbor School District / 37,644 |
| 172. | 26.8% | Centralia School District / 22,421 |
| 173. | 26.6% | Washougal School District / 20,325 |
| 174. | 26.6% | Wilbur School District / 1,237 |
| 175. | 26.6% | North Beach School District / 7,055 |
| 176. | 26.3% | Mount Baker School District / 15,423 |
| 177. | 26.3% | Montesano School District / 8,426 |
| 178. | 26.3% | Tahoma School District / 39,802 |
| 179. | 26.3% | Stanwood-Camano School District / 32,457 |
| 180. | 26.2% | Riverview School District / 19,629 |
| 181. | 26.2% | Clover Park School District / 81,580 |
| 182. | 26.1% | Mount Vernon School District / 38,393 |
| 183. | 26.1% | Eatonville School District / 10,930 |
| 183. | 26.1% | Lopez School District / 2,604 |
| 185. | 26.1% | Snoqualmie Valley School District / 36,121 |
| 185. | 26.1% | Longview Public Schools / 44,887 |
| 185. | 26.1% | Soap Lake School District / 3,285 |
| 188. | 26.1% | Colville School District / 11,398 |
| 189. | 26.0% | Battle Ground School District / 67,123 |
| 190. | 26.0% | Arlington School District / 30,700 |
| 191. | 26.0% | Camas School District / 29,911 |
| 192. | 25.9% | Port Angeles School District / 30,792 |
| 193. | 25.9% | McCleary School District / 3,014 |
| 194. | 25.9% | Enumclaw School District / 25,760 |
| 195. | 25.9% | Federal Way School District / 134,509 |
| 196. | 25.8% | Methow Valley School District / 4,979 |
| 197. | 25.8% | Ocean Beach School District / 9,571 |
| 198. | 25.8% | Tumwater School District / 37,970 |
| 199. | 25.8% | Ridgefield School District / 14,498 |
| 200. | 25.7% | Orting School District / 13,762 |
| 201. | 25.7% | Morton School District / 2,556 |
| 202. | 25.7% | Toledo School District / 4,146 |
| 203. | 25.6% | Burlington-Edison School District / 20,510 |
| 204. | 25.6% | Dayton School District / 3,837 |
| 205. | 25.6% | White Salmon Valley School District / 7,396 |
| 206. | 25.5% | Grapeview School District / 2,626 |
| 207. | 25.4% | White River School District / 21,088 |
| 208. | 25.4% | Lynden School District / 18,355 |
| 209. | 25.4% | Edmonds School District / 159,316 |
| 210. | 25.4% | Bethel School District / 103,634 |
| 211. | 25.3% | Sequim School District / 29,833 |
| 212. | 25.3% | Pateros School District / 1,430 |
| 213. | 25.3% | Meridian School District / 9,030 |
| 213. | 25.3% | Crescent School District / 2,720 |
| 215. | 25.1% | Anacortes School District / 20,359 |
| 216. | 25.0% | Monroe School District / 39,271 |
| 217. | 25.0% | Tenino School District / 9,808 |
| 218. | 24.9% | Highline School District / 128,065 |
| 219. | 24.8% | La Center School District / 8,523 |
| 220. | 24.8% | Vashon Island School District / 10,447 |
| 221. | 24.7% | Tacoma Public Schools / 212,381 |
| 222. | 24.6% | Rochester School District / 14,715 |
| 223. | 24.6% | Snohomish School District / 52,659 |
| 224. | 24.5% | Napavine School District / 4,279 |
| 225. | 24.4% | Auburn School District / 86,733 |
| 226. | 24.3% | Kittitas School District / 4,058 |
| 227. | 24.2% | South Whidbey School District / 15,586 |
| 228. | 24.2% | Sedro-Woolley School District / 26,417 |
| 229. | 24.1% | Mukilteo School District / 96,423 |
| 230. | 24.0% | Yelm Community Schools / 30,223 |
| 231. | 23.9% | Everett School District / 134,180 |
| 232. | 23.9% | Mount Pleasant School District / 377 |
| 233. | 23.8% | Fife Public Schools / 21,518 |
| 234. | 23.7% | Kalama School District / 6,850 |
| 235. | 23.5% | Winlock School District / 5,296 |
| 236. | 23.5% | Oakville School District / 2,558 |
| 237. | 23.5% | Pioneer School District / 10,416 |
| 238. | 23.5% | Blaine School District / 16,491 |
| 239. | 23.3% | Ocosta School District / 7,250 |
| 240. | 23.2% | Nespelem School District / 1,120 |
| 241. | 23.1% | North Kitsap School District / 47,616 |
| 242. | 22.9% | University Place School District / 29,934 |
| 243. | 22.9% | Conway School District / 2,969 |
| 244. | 22.9% | Kettle Falls School District / 5,479 |
| 245. | 22.8% | Port Townsend School District / 14,284 |
| 246. | 22.6% | Cascade School District / 8,854 |
| 247. | 22.6% | White Pass School District / 3,671 |
| 248. | 22.6% | Northport School District / 1,581 |
| 249. | 22.3% | Lakewood School District / 13,903 |
| 250. | 22.3% | Nine Mile Falls School District / 9,594 |
| 251. | 22.3% | Shelton School District / 23,526 |
| 252. | 22.1% | Franklin Pierce School District / 51,245 |
| 253. | 22.0% | Index School District / 608 |
| 254. | 22.0% | Thorp School District / 1,422 |
| 255. | 21.9% | Ferndale School District / 30,515 |
| 256. | 21.9% | Marysville School District / 71,032 |
| 257. | 21.7% | Chimacum School District / 11,424 |
| 258. | 21.6% | Concrete School District / 4,949 |
| 259. | 21.2% | Sultan School District / 13,382 |
| 260. | 21.1% | Green Mountain School District / 1,057 |
| 261. | 21.1% | Valley School District / 1,360 |
| 262. | 21.1% | Rainier School District / 4,955 |
| 263. | 20.9% | Granite Falls School District / 13,740 |
| 264. | 20.5% | Lake Chelan School District / 7,582 |
| 265. | 20.1% | Dieringer School District / 10,109 |
| 266. | 20.0% | Centerville School District / 922 |
| 267. | 19.8% | Tukwila School District / 18,514 |
| 268. | 19.4% | La Conner School District / 4,631 |
| 269. | 19.1% | Darrington School District / 3,279 |
| 270. | 19.0% | Klickitat School District / 747 |
| 271. | 18.9% | Manson School District / 3,340 |
| 272. | 18.4% | San Juan Island School District / 7,771 |
| 273. | 18.2% | Curlew School District / 1,268 |
| 274. | 18.1% | Orcas Island School District / 5,251 |
| 275. | 17.9% | Mary Walker School District / 3,060 |
| 276. | 17.5% | Evaline School District / 647 |
| 277. | 17.4% | Skamania School District / 785 |
| 278. | 17.4% | Orient School District / 997 |
| 279. | 17.1% | Onion Creek School District / 378 |
| 280. | 16.9% | Mabton School District / 3,283 |
| 281. | 16.8% | Union Gap School District / 3,708 |
| 282. | 15.6% | Finley School District / 5,006 |
| 283. | 15.4% | Granger School District / 5,943 |
| 284. | 14.3% | Carbonado School District / 732 |
| 285. | 13.3% | Glenwood School District / 484 |
| 286. | 12.8% | Hood Canal School District / 5,509 |
| 287. | 12.3% | Sprague School District / 697 |
| 288. | 11.6% | Skykomish School District / 430 |
| 289. | 11.4% | Palisades School District / 366 |
| 290. | 11.0% | Brinnon School District / 1,263 |
| 291. | 10.4% | Easton School District / 954 |
| 292. | 9.1% | Lamont School District / 191 |
Please note that we only rank locations with 'Percentage of Houses with a Mortgage where Total Holding Costs 10-20% of Owner Income' data. The rank above might not be a complete list. Locations without 'Percentage of Houses with a Mortgage where Total Holding Costs 10-20% of Owner Income' data are not listed.
