| Rank | Percentage of Houses without a Mortgage where Total Holding Costs 30-40% of Owner Income ▼ | School District / Population |
| 1. | 12.9% | Bradford Special School District / 3,332 |
| 2. | 11.2% | Dyersburg City School District / 17,213 |
| 3. | 11.0% | Oneida Special School District / 3,241 |
| 4. | 9.7% | Athens City Elementary School District / 13,491 |
| 4. | 9.7% | McMinn County School District in Athens / 13,491 |
| 6. | 9.1% | DeKalb County School District / 18,569 |
| 7. | 9.0% | Lenoir City School District / 8,360 |
| 8. | 8.5% | Newport City Elementary School District / 7,023 |
| 8. | 8.5% | Cocke County School District in Newport / 7,023 |
| 10. | 8.4% | Hollow Rock-Bruceton Special School District / 3,809 |
| 11. | 8.4% | Meigs County School District / 11,581 |
| 12. | 8.1% | Houston County School District / 8,286 |
| 13. | 7.9% | Scott County School District / 18,930 |
| 14. | 7.9% | Bells City School District / 3,455 |
| 14. | 7.9% | Crockett County School District in Bells / 3,455 |
| 14. | 7.9% | Cannon County School District / 13,631 |
| 17. | 7.8% | Milan City Special School District / 9,831 |
| 18. | 7.4% | Lewis County School District / 12,003 |
| 19. | 7.3% | Van Buren County School District / 5,503 |
| 20. | 7.2% | Benton County School District / 16,456 |
| 21. | 7.1% | Memphis City School District / 654,876 |
| 22. | 6.9% | Coffee County School District in Manchester / 9,812 |
| 22. | 6.9% | Manchester City School District / 9,812 |
| 24. | 6.7% | McMinn County School District in Etowah / 3,540 |
| 24. | 6.7% | Etowah City Elementary School District / 3,540 |
| 26. | 6.6% | Obion County School District / 21,066 |
| 27. | 6.6% | Jackson-Madison Consolidated School District / 97,378 |
| 28. | 6.4% | Henderson County School District in Lexington / 7,641 |
| 28. | 6.4% | McMinn County School District / 35,044 |
| 28. | 6.4% | Lexington City Elementary School District / 7,641 |
| 31. | 6.3% | Jackson County School District / 11,491 |
| 32. | 6.0% | Bedford County School District / 44,172 |
| 33. | 5.9% | Trenton Special School District / 8,735 |
| 34. | 5.8% | Unicoi County School District / 18,257 |
| 34. | 5.8% | Greeneville City School District / 15,311 |
| 36. | 5.8% | Dyer County School District / 20,961 |
| 37. | 5.8% | Lawrence County School District / 41,319 |
| 38. | 5.8% | Trousdale County School District / 7,751 |
| 39. | 5.7% | Paris City Special School District / 11,706 |
| 39. | 5.7% | Henry County School District in Paris / 11,706 |
| 41. | 5.7% | Lake County School District / 7,827 |
| 42. | 5.6% | Marion County School District / 27,267 |
| 43. | 5.5% | Overton County School District / 21,777 |
| 44. | 5.5% | Bradley County School District / 56,685 |
| 45. | 5.5% | Dickson County School District / 48,712 |
| 46. | 5.3% | Pickett County School District / 5,072 |
| 47. | 5.3% | Giles County School District / 29,558 |
| 48. | 5.3% | Macon County School District / 21,934 |
| 48. | 5.3% | Bristol City School District / 26,311 |
| 50. | 5.3% | Morgan County School District / 21,664 |
| 51. | 5.3% | Union City School District / 10,839 |
| 52. | 5.3% | Chester County School District / 16,793 |
| 53. | 5.2% | Cocke County School District / 28,450 |
| 54. | 5.2% | Cheatham County School District / 38,809 |
| 54. | 5.2% | Lincoln County School District / 26,043 |
| 56. | 5.2% | Henderson County School District / 19,877 |
| 57. | 5.2% | Fentress County School District / 17,777 |
| 58. | 5.1% | Sequatchie County School District / 13,814 |
| 59. | 5.1% | Warren County School District / 39,539 |
| 60. | 5.1% | Stewart County School District / 13,133 |
| 61. | 5.1% | Rogersville Town Elementary School District / 4,419 |
| 61. | 5.1% | Decatur County School District / 11,716 |
| 61. | 5.1% | Hawkins County School District in Rogersville / 4,419 |
| 64. | 5.1% | Monroe County School District in Sweetwater / 11,777 |
| 64. | 5.1% | Sweetwater City School District / 11,777 |
| 66. | 5.1% | Anderson County School District / 38,617 |
| 67. | 5.0% | Name N/A / 267,239 |
| 68. | 5.0% | Johnson County School District / 18,190 |
| 69. | 4.9% | Tipton County School District / 59,689 |
| 70. | 4.9% | Hardeman County School District / 27,655 |
| 71. | 4.9% | West Carroll Special District / 6,952 |
| 72. | 4.8% | Clay County School District / 7,888 |
| 73. | 4.8% | Smith County School District / 19,035 |
| 74. | 4.8% | Nashville-Davidson County School District / 612,884 |
| 75. | 4.7% | Hamilton County School District / 328,960 |
| 76. | 4.7% | Claiborne County School District / 31,901 |
| 76. | 4.7% | Franklin County School District / 41,054 |
| 78. | 4.6% | Humphreys County School District / 18,416 |
| 79. | 4.6% | Shelby County School District / 267,820 |
| 79. | 4.6% | Elizabethton City School District / 14,306 |
| 81. | 4.6% | Gibson County School District / 18,613 |
| 82. | 4.6% | Greene County School District / 52,861 |
| 83. | 4.5% | McNairy County School District / 25,760 |
| 84. | 4.5% | Union County School District / 19,088 |
| 85. | 4.5% | Dayton City Elementary School District / 7,118 |
| 85. | 4.5% | Rhea County School District in Dayton / 7,118 |
| 87. | 4.4% | Hancock County School District / 6,782 |
| 87. | 4.4% | Johnson City School District / 58,670 |
| 87. | 4.4% | Tullahoma City School District / 17,421 |
| 90. | 4.4% | Washington County School District / 61,098 |
| 91. | 4.4% | Carter County School District / 43,404 |
| 92. | 4.3% | Wilson County School District / 81,222 |
| 93. | 4.3% | Cleveland City School District / 40,507 |
| 94. | 4.3% | Anderson County School District in Clinton / 9,744 |
| 94. | 4.3% | Clinton City Elementary School District / 9,744 |
| 96. | 4.2% | Maury County School District / 79,029 |
| 97. | 4.2% | Hickman County School District / 24,506 |
| 98. | 4.1% | Murfreesboro City Elementary School District / 102,815 |
| 98. | 4.1% | Rutherford County School District in Murfreesboro / 102,815 |
| 100. | 4.1% | Alamo Town School District / 4,410 |
| 100. | 4.1% | Crockett County School District in Alamo / 4,410 |
| 102. | 4.1% | Lauderdale County School District / 27,745 |
| 102. | 4.1% | Wayne County School District / 17,016 |
| 104. | 4.1% | Hawkins County School District / 49,270 |
| 104. | 4.1% | Jefferson County School District / 50,600 |
| 106. | 4.0% | Blount County School District / 85,921 |
| 107. | 4.0% | Weakley County School District / 34,557 |
| 108. | 4.0% | Montgomery County School District / 157,952 |
| 109. | 3.9% | Rhea County School District / 24,097 |
| 110. | 3.9% | Cumberland County School District / 54,977 |
| 111. | 3.9% | Putnam County School District / 70,570 |
| 112. | 3.9% | Marshall County School District / 29,902 |
| 113. | 3.8% | Sumner County School District / 155,592 |
| 114. | 3.8% | Robertson County School District / 64,347 |
| 115. | 3.8% | Hardin County School District / 25,995 |
| 116. | 3.7% | Kingsport City School District / 48,954 |
| 116. | 3.7% | Williamson County School District / 139,155 |
| 118. | 3.7% | Oak Ridge City School District / 28,925 |
| 119. | 3.7% | Polk County School District / 16,690 |
| 120. | 3.6% | Lebanon Special School District / 28,341 |
| 120. | 3.6% | Wilson County School District in Lebanon / 28,341 |
| 122. | 3.5% | Roane County School District / 51,127 |
| 123. | 3.5% | Fayette County School District / 37,458 |
| 124. | 3.4% | Knox County School District / 423,748 |
| 125. | 3.3% | Perry County School District / 7,778 |
| 125. | 3.3% | Sullivan County School District / 83,423 |
| 127. | 3.3% | Monroe County School District / 32,238 |
| 128. | 3.3% | Hamblen County School District / 61,857 |
| 129. | 3.2% | Maryville City School District / 26,864 |
| 130. | 3.2% | Crockett County School District / 6,659 |
| 131. | 3.2% | Franklin Special School District / 35,105 |
| 131. | 3.2% | Williamson County School District in Franklin / 35,105 |
| 133. | 3.1% | White County School District / 25,460 |
| 134. | 3.1% | Lincoln County School District in Fayetteville / 6,842 |
| 134. | 3.1% | Fayetteville City Elementary School District / 6,842 |
| 136. | 3.0% | Campbell County School District / 40,623 |
| 137. | 3.0% | Richard City Special School District / 856 |
| 138. | 2.9% | Haywood County School District / 19,010 |
| 139. | 2.9% | Huntingdon Special School District / 7,458 |
| 140. | 2.8% | Coffee County School District / 25,111 |
| 141. | 2.7% | Rutherford County School District / 147,702 |
| 142. | 2.6% | Henry County School District / 20,336 |
| 143. | 2.5% | Grainger County School District / 22,419 |
| 144. | 2.5% | Loudon County School District / 38,742 |
| 145. | 2.4% | Grundy County School District / 13,910 |
| 146. | 2.4% | Bledsoe County School District / 12,946 |
| 147. | 2.2% | Sevier County School District / 87,507 |
| 148. | 1.7% | Humboldt City School District / 8,504 |
| 149. | 1.7% | Alcoa City School District / 8,355 |
| 150. | 0.7% | McKenzie Special School District / 7,717 |
| 151. | 0.7% | South Carroll Special School District / 2,708 |
| 152. | 0.6% | Moore County School District / 6,266 |
Please note that we only rank locations with 'Percentage of Houses without a Mortgage where Total Holding Costs 30-40% of Owner Income' data. The rank above might not be a complete list. Locations without 'Percentage of Houses without a Mortgage where Total Holding Costs 30-40% of Owner Income' data are not listed.
*ACS stands for U.S. Census American Community Survey. According to the U.S. Census, if the date is a range, you can interpret the data as an average of the period of time.
