| Rank | Percentage of Houses without a Mortgage where Total Holding Costs 20-30% of Owner Income ▼ | School District / Population |
| 1. | 20.9% | Newport City Elementary School District / 7,420 |
| 1. | 20.9% | Cocke County School District in Newport / 7,420 |
| 3. | 18.7% | Lincoln County School District in Fayetteville / 7,092 |
| 3. | 18.7% | Fayetteville City Elementary School District / 7,092 |
| 5. | 18.6% | Henry County School District in Paris / 11,461 |
| 5. | 18.6% | Paris City Special School District / 11,461 |
| 7. | 18.3% | Trenton Special School District / 8,649 |
| 8. | 18.0% | Milan City Special School District / 10,176 |
| 9. | 17.9% | West Carroll Special District / 7,230 |
| 10. | 17.8% | Bradford Special School District / 3,496 |
| 11. | 17.8% | Hollow Rock-Bruceton Special School District / 3,849 |
| 12. | 17.3% | Fentress County School District / 17,412 |
| 13. | 16.7% | DeKalb County School District / 18,624 |
| 14. | 16.6% | Franklin County School District / 41,021 |
| 15. | 16.6% | Hancock County School District / 6,633 |
| 16. | 16.5% | Clay County School District / 7,937 |
| 17. | 16.1% | Gibson County School District / 17,140 |
| 18. | 15.6% | Overton County School District / 20,816 |
| 19. | 15.6% | Pickett County School District / 4,803 |
| 20. | 14.9% | Lauderdale County School District / 26,568 |
| 21. | 14.4% | Hardeman County School District / 27,759 |
| 22. | 14.3% | Tullahoma City School District / 17,595 |
| 23. | 14.1% | Wayne County School District / 16,592 |
| 24. | 14.1% | Grundy County School District / 14,262 |
| 25. | 14.1% | Union County School District / 18,927 |
| 26. | 14.1% | Bedford County School District / 44,291 |
| 27. | 14.1% | Greeneville City School District / 15,342 |
| 28. | 13.8% | Trousdale County School District / 7,682 |
| 29. | 13.8% | Decatur County School District / 11,472 |
| 30. | 13.8% | Jackson County School District / 10,896 |
| 31. | 13.8% | Chester County School District / 16,106 |
| 32. | 13.7% | Memphis City School District / 679,052 |
| 33. | 13.7% | Lake County School District / 7,404 |
| 34. | 13.7% | McNairy County School District / 25,436 |
| 35. | 13.6% | Bledsoe County School District / 12,941 |
| 36. | 13.5% | Crockett County School District in Bells / 2,286 |
| 36. | 13.5% | Bells City School District / 2,286 |
| 38. | 13.5% | Scott County School District / 18,981 |
| 39. | 13.5% | White County School District / 24,897 |
| 40. | 13.4% | Bristol City School District / 25,468 |
| 41. | 13.4% | Campbell County School District / 40,646 |
| 42. | 13.4% | Benton County School District / 16,130 |
| 43. | 13.3% | Cumberland County School District / 52,852 |
| 44. | 13.2% | Macon County School District / 21,708 |
| 45. | 13.2% | Anderson County School District / 39,520 |
| 46. | 13.1% | Dyersburg City School District / 17,227 |
| 47. | 13.0% | Lenoir City School District / 7,861 |
| 48. | 13.0% | Unicoi County School District / 17,686 |
| 49. | 13.0% | Haywood County School District / 19,155 |
| 50. | 12.8% | Houston County School District / 8,041 |
| 51. | 12.7% | Hardin County School District / 26,093 |
| 52. | 12.7% | Crockett County School District in Alamo / 4,225 |
| 52. | 12.7% | Alamo Town School District / 4,225 |
| 54. | 12.6% | Coffee County School District in Manchester / 9,755 |
| 54. | 12.6% | Manchester City School District / 9,755 |
| 56. | 12.6% | Richard City Special School District / 873 |
| 57. | 12.4% | McKenzie Special School District / 7,646 |
| 58. | 12.3% | Johnson City School District / 58,266 |
| 59. | 12.3% | Lewis County School District / 11,466 |
| 60. | 12.3% | Crockett County School District / 7,897 |
| 61. | 12.2% | Maury County School District / 80,190 |
| 62. | 12.0% | Robertson County School District / 63,521 |
| 63. | 12.0% | Cocke County School District / 27,986 |
| 64. | 12.0% | Lincoln County School District / 25,672 |
| 65. | 11.7% | Name N/A / 260,879 |
| 66. | 11.6% | Roane County School District / 53,186 |
| 67. | 11.4% | Giles County School District / 29,075 |
| 68. | 11.3% | Maryville City School District / 26,533 |
| 68. | 11.3% | Obion County School District / 21,075 |
| 68. | 11.3% | Polk County School District / 15,735 |
| 71. | 11.3% | Lexington City Elementary School District / 7,745 |
| 71. | 11.3% | Henderson County School District in Lexington / 7,745 |
| 71. | 11.3% | Weakley County School District / 33,389 |
| 74. | 11.2% | Putnam County School District / 69,938 |
| 75. | 11.2% | Rhea County School District / 23,906 |
| 76. | 11.2% | Monroe County School District in Sweetwater / 12,146 |
| 76. | 11.2% | Sweetwater City School District / 12,146 |
| 78. | 11.2% | Warren County School District / 39,915 |
| 79. | 11.2% | Clinton City Elementary School District / 9,507 |
| 79. | 11.2% | Anderson County School District in Clinton / 9,507 |
| 81. | 11.0% | Athens City Elementary School District / 14,077 |
| 81. | 11.0% | McMinn County School District in Athens / 14,077 |
| 83. | 11.0% | Humboldt City School District / 9,125 |
| 84. | 10.9% | Fayette County School District / 36,820 |
| 85. | 10.8% | Nashville-Davidson County School District / 621,465 |
| 86. | 10.7% | Monroe County School District / 32,456 |
| 87. | 10.6% | Marshall County School District / 29,297 |
| 88. | 10.6% | Smith County School District / 18,863 |
| 89. | 10.5% | Claiborne County School District / 31,081 |
| 90. | 10.5% | Alcoa City School District / 8,613 |
| 91. | 10.5% | Sequatchie County School District / 13,377 |
| 92. | 10.3% | Johnson County School District / 18,019 |
| 93. | 10.3% | Hamilton County School District / 330,941 |
| 94. | 10.2% | Sullivan County School District / 86,411 |
| 95. | 10.2% | Grainger County School District / 22,549 |
| 96. | 10.1% | Shelby County School District / 239,134 |
| 96. | 10.1% | Stewart County School District / 13,078 |
| 96. | 10.1% | Cannon County School District / 13,505 |
| 99. | 10.1% | Cleveland City School District / 39,253 |
| 100. | 10.1% | Meigs County School District / 11,747 |
| 101. | 10.0% | Greene County School District / 50,356 |
| 101. | 10.0% | Lawrence County School District / 40,899 |
| 103. | 10.0% | Dickson County School District / 47,140 |
| 104. | 9.9% | Loudon County School District / 37,315 |
| 105. | 9.7% | Rutherford County School District in Murfreesboro / 97,870 |
| 105. | 9.7% | Murfreesboro City Elementary School District / 98,232 |
| 107. | 9.7% | Jackson-Madison Consolidated School District / 96,346 |
| 108. | 9.6% | Wilson County School District in Lebanon / 27,256 |
| 108. | 9.6% | Lebanon Special School District / 27,256 |
| 110. | 9.6% | Williamson County School District in Franklin / 34,923 |
| 110. | 9.6% | Dyer County School District / 20,471 |
| 110. | 9.6% | Franklin Special School District / 34,923 |
| 113. | 9.5% | Jefferson County School District / 50,116 |
| 114. | 9.4% | Marion County School District / 27,087 |
| 115. | 9.4% | McMinn County School District / 34,242 |
| 116. | 9.4% | Carter County School District / 45,149 |
| 117. | 9.4% | Washington County School District / 58,484 |
| 118. | 9.1% | Montgomery County School District / 148,483 |
| 119. | 9.0% | Knox County School District / 423,655 |
| 119. | 9.0% | Perry County School District / 7,694 |
| 121. | 9.0% | South Carroll Special School District / 2,547 |
| 121. | 9.0% | Sevier County School District / 83,448 |
| 123. | 8.9% | Sumner County School District / 151,874 |
| 124. | 8.9% | Morgan County School District / 19,294 |
| 125. | 8.8% | Hamblen County School District / 61,698 |
| 126. | 8.7% | Wilson County School District / 79,216 |
| 127. | 8.5% | Moore County School District / 6,044 |
| 128. | 8.5% | Henderson County School District / 18,942 |
| 129. | 8.5% | Hawkins County School District / 49,607 |
| 130. | 8.4% | Henry County School District / 20,106 |
| 131. | 8.4% | Hawkins County School District in Rogersville / 4,291 |
| 131. | 8.4% | Rogersville Town Elementary School District / 4,291 |
| 133. | 8.4% | Oak Ridge City School District / 24,355 |
| 134. | 8.3% | Cheatham County School District / 39,042 |
| 135. | 8.3% | Van Buren County School District / 5,423 |
| 136. | 8.1% | Rutherford County School District / 141,949 |
| 137. | 8.0% | Tipton County School District / 57,543 |
| 138. | 8.0% | Blount County School District / 84,343 |
| 139. | 7.8% | Kingsport City School District / 44,494 |
| 140. | 7.7% | Humphreys County School District / 18,151 |
| 141. | 7.7% | Elizabethton City School District / 13,806 |
| 142. | 7.7% | Hickman County School District / 23,670 |
| 143. | 7.5% | Bradley County School District / 55,931 |
| 144. | 7.3% | Union City School District / 10,535 |
| 145. | 7.3% | Coffee County School District / 24,344 |
| 146. | 7.1% | Williamson County School District / 130,603 |
| 147. | 5.8% | Dayton City Elementary School District / 6,727 |
| 147. | 5.8% | Rhea County School District in Dayton / 6,727 |
| 149. | 5.3% | Huntingdon Special School District / 7,414 |
| 150. | 3.9% | McMinn County School District in Etowah / 3,736 |
| 150. | 3.9% | Etowah City Elementary School District / 3,736 |
| 152. | 3.4% | Oneida Special School District / 2,871 |
Please note that we only rank locations with 'Percentage of Houses without a Mortgage where Total Holding Costs 20-30% of Owner Income' data. The rank above might not be a complete list. Locations without 'Percentage of Houses without a Mortgage where Total Holding Costs 20-30% of Owner Income' data are not listed.
*ACS stands for U.S. Census American Community Survey. According to the U.S. Census, if the date is a range, you can interpret the data as an average of the period of time.
