| Rank | Percentage of Houses without a Mortgage where Total Holding Costs 10% or Less of Owner Income ▼ | School District / Population |
| 1. | 55.5% | Loudon County School District / 39,952 |
| 2. | 54.4% | Fayette County School District / 38,370 |
| 3. | 54.2% | Henry County School District / 20,874 |
| 3. | 54.2% | Rutherford County School District / 154,651 |
| 5. | 53.7% | Rutherford County School District in Murfreesboro / 109,164 |
| 5. | 53.7% | Murfreesboro City Elementary School District / 109,164 |
| 7. | 53.4% | Williamson County School District / 147,637 |
| 8. | 52.6% | Pickett County School District / 5,108 |
| 9. | 52.5% | Wilson County School District / 84,572 |
| 10. | 52.0% | Kingsport City School District / 51,026 |
| 11. | 52.0% | McMinn County School District / 35,326 |
| 11. | 52.0% | Greene County School District / 53,538 |
| 13. | 51.5% | Oak Ridge City School District / 29,235 |
| 14. | 51.3% | Anderson County School District in Clinton / 9,827 |
| 14. | 51.3% | Clinton City Elementary School District / 9,827 |
| 16. | 51.1% | Hickman County School District / 24,481 |
| 17. | 50.9% | Union City School District / 10,835 |
| 18. | 50.9% | Washington County School District / 63,001 |
| 19. | 50.8% | Williamson County School District in Franklin / 36,588 |
| 19. | 50.8% | Franklin Special School District / 36,588 |
| 21. | 49.9% | Perry County School District / 7,856 |
| 22. | 49.7% | Sevier County School District / 90,218 |
| 23. | 49.6% | Unicoi County School District / 18,287 |
| 24. | 49.6% | Johnson City School District / 59,839 |
| 25. | 49.3% | Union County School District / 19,179 |
| 26. | 49.3% | Sullivan County School District / 82,036 |
| 27. | 49.1% | Bradley County School District / 57,768 |
| 28. | 48.9% | Sumner County School District / 161,206 |
| 29. | 48.8% | Rhea County School District / 24,600 |
| 30. | 48.7% | Blount County School District / 87,332 |
| 31. | 48.4% | McKenzie Special School District / 7,114 |
| 32. | 48.2% | Huntingdon Special School District / 7,696 |
| 33. | 48.1% | Claiborne County School District / 32,025 |
| 34. | 48.0% | Knox County School District / 433,207 |
| 35. | 47.8% | Stewart County School District / 13,262 |
| 36. | 47.7% | Smith County School District / 19,157 |
| 37. | 47.3% | Greeneville City School District / 15,217 |
| 38. | 47.1% | Cheatham County School District / 39,103 |
| 39. | 46.9% | Tipton County School District / 61,038 |
| 40. | 46.8% | Montgomery County School District / 167,035 |
| 41. | 46.6% | Cumberland County School District / 56,144 |
| 42. | 46.1% | Bledsoe County School District / 12,898 |
| 43. | 46.0% | Warren County School District / 39,767 |
| 44. | 46.0% | Decatur County School District / 11,732 |
| 45. | 45.9% | Polk County School District / 16,756 |
| 46. | 45.8% | Hamilton County School District / 337,023 |
| 47. | 45.8% | Franklin County School District / 40,972 |
| 48. | 45.6% | Dickson County School District / 49,704 |
| 49. | 45.4% | Meigs County School District / 11,696 |
| 50. | 45.4% | Richard City Special School District / 854 |
| 51. | 45.3% | Lexington City Elementary School District / 7,703 |
| 51. | 45.3% | Henderson County School District in Lexington / 7,703 |
| 53. | 45.3% | Trousdale County School District / 7,827 |
| 54. | 45.2% | Nashville-Davidson County School District / 629,113 |
| 55. | 45.1% | Humphreys County School District / 18,428 |
| 56. | 44.9% | Bells City School District / 3,727 |
| 56. | 44.9% | Crockett County School District in Bells / 3,727 |
| 58. | 44.8% | Chester County School District / 17,043 |
| 58. | 44.8% | Anderson County School District / 39,017 |
| 60. | 44.8% | DeKalb County School District / 18,770 |
| 61. | 44.7% | Rogersville Town Elementary School District / 4,414 |
| 61. | 44.7% | Hawkins County School District in Rogersville / 4,414 |
| 63. | 44.7% | Humboldt City School District / 8,407 |
| 63. | 44.7% | Lincoln County School District / 26,408 |
| 65. | 44.7% | Hamblen County School District / 62,528 |
| 66. | 44.6% | Shelby County School District / 278,387 |
| 67. | 44.6% | Jackson-Madison Consolidated School District / 97,976 |
| 68. | 44.3% | Morgan County School District / 21,882 |
| 69. | 44.2% | Henderson County School District / 20,132 |
| 70. | 44.1% | Roane County School District / 50,987 |
| 71. | 43.9% | Bedford County School District / 45,060 |
| 72. | 43.7% | Maryville City School District / 27,433 |
| 73. | 43.7% | Monroe County School District in Sweetwater / 12,141 |
| 73. | 43.7% | Sweetwater City School District / 12,141 |
| 75. | 43.6% | Sequatchie County School District / 14,173 |
| 76. | 43.6% | Marion County School District / 27,330 |
| 77. | 43.6% | Name N/A / 277,334 |
| 78. | 43.6% | Cocke County School District / 28,663 |
| 79. | 43.5% | Coffee County School District / 25,332 |
| 80. | 43.5% | Macon County School District / 22,265 |
| 81. | 43.3% | Monroe County School District / 32,539 |
| 82. | 43.3% | Wayne County School District / 17,015 |
| 83. | 43.3% | Hawkins County School District / 49,442 |
| 84. | 43.1% | Jefferson County School District / 51,541 |
| 85. | 43.0% | Hancock County School District / 6,759 |
| 86. | 42.9% | Putnam County School District / 72,172 |
| 87. | 42.8% | Robertson County School District / 66,143 |
| 88. | 42.8% | Johnson County School District / 18,199 |
| 89. | 42.7% | Gibson County School District / 18,750 |
| 90. | 42.7% | Coffee County School District in Manchester / 9,956 |
| 90. | 42.7% | Manchester City School District / 9,956 |
| 92. | 42.6% | Maury County School District / 80,965 |
| 93. | 42.2% | Lauderdale County School District / 27,772 |
| 94. | 42.1% | Etowah City Elementary School District / 3,507 |
| 94. | 42.1% | McMinn County School District in Etowah / 3,507 |
| 96. | 42.1% | Moore County School District / 6,349 |
| 96. | 42.1% | Campbell County School District / 40,629 |
| 98. | 42.0% | McNairy County School District / 26,001 |
| 99. | 42.0% | Cleveland City School District / 41,461 |
| 100. | 41.8% | White County School District / 25,863 |
| 101. | 41.6% | Carter County School District / 43,303 |
| 102. | 41.6% | Van Buren County School District / 5,552 |
| 103. | 41.5% | Dyer County School District / 21,102 |
| 104. | 41.4% | Hardeman County School District / 27,193 |
| 105. | 41.3% | Overton County School District / 22,040 |
| 106. | 41.0% | Cannon County School District / 13,797 |
| 107. | 41.0% | Bristol City School District / 26,482 |
| 108. | 40.9% | Lawrence County School District / 41,779 |
| 109. | 40.9% | Fentress County School District / 17,945 |
| 110. | 40.7% | Grainger County School District / 22,613 |
| 110. | 40.7% | Elizabethton City School District / 14,228 |
| 112. | 40.5% | Weakley County School District / 34,802 |
| 113. | 40.5% | Obion County School District / 20,886 |
| 114. | 40.2% | Alcoa City School District / 8,321 |
| 115. | 40.2% | Grundy County School District / 13,751 |
| 116. | 40.1% | Marshall County School District / 30,585 |
| 117. | 40.1% | Giles County School District / 29,439 |
| 118. | 39.8% | Benton County School District / 16,420 |
| 119. | 39.6% | Lake County School District / 7,780 |
| 120. | 39.5% | Clay County School District / 7,842 |
| 121. | 38.8% | Lewis County School District / 12,050 |
| 122. | 38.4% | Alamo Town School District / 4,300 |
| 122. | 38.4% | Crockett County School District in Alamo / 4,300 |
| 124. | 38.2% | Bradford Special School District / 3,445 |
| 125. | 38.1% | West Carroll Special District / 7,038 |
| 126. | 37.9% | Hardin County School District / 25,987 |
| 127. | 37.7% | Scott County School District / 19,079 |
| 128. | 37.6% | Lebanon Special School District / 30,046 |
| 128. | 37.6% | Wilson County School District in Lebanon / 30,046 |
| 130. | 37.3% | Tullahoma City School District / 17,565 |
| 131. | 36.7% | South Carroll Special School District / 2,826 |
| 132. | 36.6% | Trenton Special School District / 8,783 |
| 133. | 36.3% | Hollow Rock-Bruceton Special School District / 3,812 |
| 134. | 35.9% | Jackson County School District / 11,526 |
| 135. | 35.7% | Milan City Special School District / 10,209 |
| 136. | 35.6% | Crockett County School District / 6,540 |
| 137. | 34.7% | Lincoln County School District in Fayetteville / 6,887 |
| 137. | 34.7% | Fayetteville City Elementary School District / 6,887 |
| 139. | 34.5% | Houston County School District / 8,375 |
| 140. | 34.4% | Dyersburg City School District / 17,132 |
| 141. | 34.4% | Haywood County School District / 18,673 |
| 142. | 33.2% | Lenoir City School District / 8,634 |
| 143. | 32.8% | Memphis City School District / 651,050 |
| 144. | 32.0% | Newport City Elementary School District / 6,968 |
| 144. | 32.0% | Cocke County School District in Newport / 6,968 |
| 146. | 31.7% | Athens City Elementary School District / 13,492 |
| 146. | 31.7% | McMinn County School District in Athens / 13,492 |
| 148. | 31.6% | Dayton City Elementary School District / 7,217 |
| 148. | 31.6% | Rhea County School District in Dayton / 7,217 |
| 150. | 29.0% | Henry County School District in Paris / 11,397 |
| 150. | 29.0% | Paris City Special School District / 11,397 |
| 152. | 26.9% | Oneida Special School District / 3,117 |
Please note that we only rank locations with 'Percentage of Houses without a Mortgage where Total Holding Costs 10% or Less of Owner Income' data. The rank above might not be a complete list. Locations without 'Percentage of Houses without a Mortgage where Total Holding Costs 10% or Less of Owner Income' data are not listed.
*ACS stands for U.S. Census American Community Survey. According to the U.S. Census, if the date is a range, you can interpret the data as an average of the period of time.
