| Rank | Owner Occupied Housing Units Mortgage Free Percentage ▼ | School District / Population |
| 1. | 64.3% | Clay County School District / 7,802 |
| 2. | 63.3% | Newport City Elementary School District / 6,890 |
| 2. | 63.3% | Cocke County School District in Newport / 6,890 |
| 4. | 62.5% | South Carroll Special School District / 2,606 |
| 5. | 62.1% | Hancock County School District / 6,706 |
| 6. | 61.9% | Pickett County School District / 5,101 |
| 7. | 60.6% | Unicoi County School District / 18,175 |
| 8. | 59.0% | Overton County School District / 22,109 |
| 9. | 58.8% | Perry County School District / 7,851 |
| 10. | 58.0% | Johnson County School District / 18,089 |
| 11. | 57.8% | Fentress County School District / 17,922 |
| 12. | 56.2% | Benton County School District / 16,345 |
| 13. | 55.8% | West Carroll Special District / 7,181 |
| 14. | 55.7% | Grundy County School District / 13,574 |
| 15. | 55.4% | Union County School District / 19,139 |
| 16. | 55.2% | Polk County School District / 16,715 |
| 17. | 55.1% | Bledsoe County School District / 13,240 |
| 18. | 55.0% | Carter County School District / 42,976 |
| 19. | 54.8% | Campbell County School District / 40,361 |
| 20. | 54.6% | Grainger County School District / 22,724 |
| 21. | 54.2% | Claiborne County School District / 31,841 |
| 22. | 54.2% | Cocke County School District / 28,563 |
| 23. | 54.1% | Van Buren County School District / 5,578 |
| 24. | 53.9% | Rhea County School District in Dayton / 7,316 |
| 24. | 53.9% | Dayton City Elementary School District / 7,316 |
| 26. | 53.8% | McNairy County School District / 26,138 |
| 27. | 53.7% | Trenton Special School District / 8,632 |
| 28. | 53.5% | Bradford Special School District / 3,740 |
| 29. | 53.3% | Crockett County School District / 6,419 |
| 30. | 52.7% | Warren County School District / 39,867 |
| 31. | 52.6% | Huntingdon Special School District / 7,163 |
| 32. | 52.5% | Decatur County School District / 11,675 |
| 33. | 52.1% | Fayetteville City Elementary School District / 6,991 |
| 34. | 52.1% | Henderson County School District / 20,192 |
| 35. | 51.8% | Monroe County School District / 32,998 |
| 36. | 51.7% | Jackson County School District / 11,555 |
| 37. | 51.5% | Hawkins County School District / 49,460 |
| 38. | 51.4% | Meigs County School District / 11,694 |
| 39. | 51.4% | Roane County School District / 50,404 |
| 40. | 51.3% | Giles County School District / 29,064 |
| 41. | 51.2% | Cumberland County School District / 57,064 |
| 42. | 51.0% | Morgan County School District / 21,866 |
| 43. | 50.9% | Hawkins County School District in Rogersville / 4,410 |
| 43. | 50.9% | Rogersville Town Elementary School District / 4,410 |
| 45. | 50.3% | Scott County School District / 18,990 |
| 46. | 50.0% | Moore County School District / 6,348 |
| 46. | 50.0% | Sequatchie County School District / 14,431 |
| 48. | 49.7% | Lewis County School District / 12,010 |
| 49. | 49.7% | White County School District / 26,086 |
| 50. | 49.6% | DeKalb County School District / 18,968 |
| 51. | 49.5% | Greene County School District / 53,578 |
| 52. | 49.5% | Hardin County School District / 25,969 |
| 53. | 49.5% | Richard City Special School District / 975 |
| 54. | 49.5% | Paris City Special School District / 11,518 |
| 54. | 49.5% | Henry County School District in Paris / 11,518 |
| 56. | 49.3% | Anderson County School District / 39,180 |
| 57. | 49.1% | Weakley County School District / 34,699 |
| 58. | 49.0% | Chester County School District / 17,270 |
| 59. | 49.0% | Hollow Rock-Bruceton Special School District / 4,123 |
| 60. | 48.7% | McKenzie Special School District / 7,438 |
| 61. | 48.6% | Wayne County School District / 16,967 |
| 62. | 48.5% | Lauderdale County School District / 27,619 |
| 63. | 48.3% | Greeneville City School District / 15,018 |
| 64. | 48.2% | Marion County School District / 27,286 |
| 65. | 48.1% | Macon County School District / 22,582 |
| 66. | 47.8% | Lawrence County School District / 42,084 |
| 67. | 47.8% | Lake County School District / 7,725 |
| 68. | 47.7% | Franklin County School District / 41,069 |
| 69. | 47.6% | Bristol City School District / 26,608 |
| 70. | 47.5% | Hardeman County School District / 26,560 |
| 71. | 47.4% | Haywood County School District / 18,389 |
| 72. | 47.1% | Humphreys County School District / 18,322 |
| 73. | 47.1% | Rhea County School District / 24,956 |
| 74. | 46.9% | McMinn County School District / 35,308 |
| 75. | 46.9% | Lincoln County School District / 26,507 |
| 76. | 46.8% | Elizabethton City School District / 14,322 |
| 77. | 46.6% | Sullivan County School District / 80,615 |
| 77. | 46.6% | Smith County School District / 19,092 |
| 79. | 46.5% | Henry County School District / 20,761 |
| 80. | 46.5% | Alamo Town School District / 4,215 |
| 80. | 46.5% | Crockett County School District in Alamo / 4,215 |
| 82. | 45.9% | Cannon County School District / 13,786 |
| 83. | 45.8% | Houston County School District / 8,356 |
| 84. | 45.7% | Obion County School District / 20,603 |
| 85. | 45.7% | Jefferson County School District / 52,166 |
| 86. | 45.3% | Kingsport City School District / 52,498 |
| 87. | 44.3% | Alcoa City School District / 8,178 |
| 88. | 43.9% | Humboldt City School District / 8,334 |
| 89. | 43.6% | Dyersburg City School District / 16,998 |
| 90. | 43.4% | Loudon County School District / 40,980 |
| 91. | 43.3% | Sevier County School District / 92,561 |
| 92. | 43.1% | Tullahoma City School District / 17,454 |
| 93. | 43.1% | Etowah City Elementary School District / 3,498 |
| 93. | 43.1% | McMinn County School District in Etowah / 3,498 |
| 95. | 42.9% | Stewart County School District / 13,311 |
| 96. | 42.8% | Oak Ridge City School District / 29,301 |
| 97. | 42.8% | Lenoir City School District / 8,769 |
| 98. | 42.6% | Hamblen County School District / 62,863 |
| 99. | 42.6% | Milan City Special School District / 9,967 |
| 100. | 42.5% | Johnson City School District / 60,565 |
| 101. | 42.5% | Bradley County School District / 58,673 |
| 102. | 42.4% | Hickman County School District / 24,354 |
| 103. | 42.4% | Clinton City Elementary School District / 9,874 |
| 103. | 42.4% | Anderson County School District in Clinton / 9,874 |
| 105. | 42.1% | Marshall County School District / 30,977 |
| 106. | 42.0% | McMinn County School District in Athens / 13,603 |
| 106. | 42.0% | Athens City Elementary School District / 13,603 |
| 108. | 41.9% | Coffee County School District / 25,575 |
| 109. | 41.2% | Blount County School District / 88,700 |
| 110. | 41.0% | Putnam County School District / 73,237 |
| 111. | 41.0% | Crockett County School District in Bells / 3,965 |
| 111. | 41.0% | Bells City School District / 3,965 |
| 113. | 40.6% | Dyer County School District / 21,158 |
| 114. | 40.5% | Washington County School District / 64,233 |
| 114. | 40.5% | Gibson County School District / 18,959 |
| 116. | 40.3% | Lexington City Elementary School District / 7,771 |
| 116. | 40.3% | Henderson County School District in Lexington / 7,771 |
| 118. | 40.1% | Dickson County School District / 50,115 |
| 119. | 39.8% | Coffee County School District in Manchester / 10,122 |
| 119. | 39.8% | Manchester City School District / 10,122 |
| 121. | 39.6% | Bedford County School District / 45,660 |
| 122. | 39.5% | Union City School District / 10,775 |
| 123. | 39.4% | Oneida Special School District / 3,114 |
| 124. | 39.3% | Sweetwater City School District / 12,004 |
| 124. | 39.3% | Monroe County School District in Sweetwater / 12,004 |
| 126. | 37.7% | Lebanon Special School District / 31,609 |
| 126. | 37.7% | Wilson County School District in Lebanon / 31,609 |
| 128. | 37.2% | Cleveland City School District / 42,331 |
| 129. | 36.8% | Hamilton County School District / 344,772 |
| 130. | 36.6% | Jackson-Madison Consolidated School District / 98,364 |
| 131. | 35.3% | Fayette County School District / 38,664 |
| 132. | 35.2% | Knox County School District / 440,732 |
| 133. | 34.7% | Name N/A / 278,354 |
| 134. | 34.2% | Maury County School District / 82,729 |
| 135. | 33.4% | Trousdale County School District / 7,859 |
| 136. | 32.3% | Robertson County School District / 67,024 |
| 137. | 31.4% | Maryville City School District / 27,557 |
| 138. | 31.3% | Cheatham County School District / 39,324 |
| 139. | 30.2% | Sumner County School District / 166,636 |
| 140. | 29.1% | Wilson County School District / 87,975 |
| 141. | 28.9% | Name N/A / 936,130 |
| 142. | 28.5% | Tipton County School District / 61,433 |
| 143. | 28.4% | Nashville-Davidson County School District / 648,048 |
| 144. | 26.8% | Murfreesboro City Elementary School District / 114,743 |
| 144. | 26.8% | Rutherford County School District in Murfreesboro / 114,743 |
| 146. | 26.7% | Williamson County School District in Franklin / 36,816 |
| 146. | 26.7% | Franklin Special School District / 36,816 |
| 148. | 26.5% | Montgomery County School District / 175,190 |
| 149. | 25.1% | Williamson County School District / 157,105 |
| 150. | 24.4% | Rutherford County School District / 160,718 |
Please note that we only rank locations with 'Owner Occupied Housing Units Mortgage Free Percentage' data. The rank above might not be a complete list. Locations without 'Owner Occupied Housing Units Mortgage Free Percentage' data are not listed.
