| Rank | Percentage of Houses with a Mortgage where Total Holding Costs 10% or Less of Owner Income ▼ | School District / Population |
| 1. | 33.3% | Bowdle School District 22-1 / 805 |
| 2. | 30.8% | McLaughlin School District 15-2 / 2,637 |
| 3. | 27.0% | Stickney School District 01-2 / 691 |
| 4. | 24.5% | Doland School District 56-2 / 970 |
| 5. | 23.5% | Lyman School District 42-1 / 2,902 |
| 6. | 23.3% | Summit School District 54-6 / 627 |
| 7. | 23.2% | South Central School District 26-5 / 946 |
| 8. | 20.7% | Eureka School District 44-1 / 1,407 |
| 9. | 20.4% | Eagle Butte School District 20-1 / 4,666 |
| 10. | 18.1% | Haakon School District 27-1 / 1,602 |
| 11. | 18.1% | Parkston School District 33-3 / 3,004 |
| 12. | 17.8% | Avon School District 04-1 / 1,416 |
| 13. | 17.5% | Jones County School District 37-3 / 1,062 |
| 14. | 17.1% | Leola School District 44-2 / 1,164 |
| 15. | 16.9% | Colome Consolidated School District 59-3 / 1,584 |
| 16. | 16.9% | Warner School District 06-5 / 995 |
| 17. | 16.7% | White River School District 47-1 / 1,754 |
| 18. | 16.5% | Plankinton School District 01-1 / 1,226 |
| 19. | 16.3% | Hoven School District 53-2 / 974 |
| 20. | 15.5% | Scotland School District 04-3 / 1,841 |
| 21. | 15.3% | Centerville School District 60-1 / 1,539 |
| 22. | 14.9% | Alcester-Hudson School District 61-1 / 2,326 |
| 23. | 14.6% | Harding County School District 31-1 / 1,367 |
| 24. | 14.6% | Faulkton School District 24-4 / 2,109 |
| 25. | 14.6% | Hitchcock-Tulare School District 56-6 / 1,378 |
| 26. | 14.3% | Hill City School District 51-2 / 2,922 |
| 27. | 14.2% | Wagner School District 11-4 / 3,795 |
| 28. | 13.9% | Corsica School District 21-2 / 1,202 |
| 29. | 13.8% | Huron School District 02-2 / 15,321 |
| 30. | 13.8% | Viborg School District 60-5 / 1,599 |
| 31. | 13.0% | Agar-Blunt-Onida School District 58-3 / 1,998 |
| 32. | 12.9% | De Smet School District 38-2 / 1,634 |
| 33. | 12.5% | Groton Area School District 06-6 / 3,829 |
| 34. | 12.4% | Britton-Hecla School District 45-4 / 3,079 |
| 35. | 12.2% | Highmore-Harrold School District 34-2 / 2,000 |
| 36. | 12.1% | Faith School District 46-2 / 739 |
| 37. | 11.7% | Todd County School District 66-1 / 9,711 |
| 38. | 11.6% | Madison Central School District 39-2 / 8,762 |
| 39. | 11.5% | Andes Central School District 11-1 / 2,075 |
| 40. | 11.5% | Clark School District 12-2 / 2,533 |
| 41. | 11.4% | Lake Preston School District 38-3 / 1,256 |
| 42. | 11.4% | Woonsocket School District 55-4 / 1,250 |
| 43. | 11.2% | Selby School District 62-5 / 1,618 |
| 44. | 11.1% | Wilmot School District 54-7 / 1,559 |
| 45. | 10.9% | Canton School District 41-1 / 5,158 |
| 46. | 10.9% | Hurley School District 60-2 / 766 |
| 47. | 10.9% | Big Stone City School District 25-1 / 758 |
| 48. | 10.8% | Gettysburg School District 53-1 / 1,473 |
| 49. | 10.8% | Flandreau School District 50-3 / 3,559 |
| 50. | 10.7% | Wessington Springs School District 36-2 / 1,816 |
| 51. | 10.3% | Spearfish School District 40-2 / 15,310 |
| 52. | 10.3% | Rosholt School District 54-4 / 1,114 |
| 53. | 10.3% | Gregory School District 26-4 / 2,114 |
| 54. | 10.2% | Grant-Deuel School District 25-3 / 1,163 |
| 55. | 9.9% | Hanson School District 30-1 / 1,930 |
| 56. | 9.8% | Canistota School District 43-1 / 1,011 |
| 57. | 9.6% | Arlington School District 38-1 / 1,748 |
| 58. | 9.6% | Bison School District 52-1 / 776 |
| 59. | 9.5% | Ipswich School District 22-6 / 2,281 |
| 60. | 9.5% | Webster School District 18-4 / 3,237 |
| 61. | 9.4% | Armour School District 21-1 / 1,034 |
| 62. | 9.3% | Marion School District 60-3 / 1,510 |
| 63. | 9.1% | Howard School District 48-3 / 2,318 |
| 64. | 9.0% | Mobridge-Pollock School District 62-6 / 4,194 |
| 65. | 8.9% | Mitchell School District 17-2 / 18,130 |
| 66. | 8.9% | Ethan School District 17-1 / 885 |
| 67. | 8.6% | Wall School District 51-5 / 1,721 |
| 68. | 8.5% | Lemmon School District 52-4 / 2,054 |
| 69. | 8.5% | Redfield School District 56-4 / 3,349 |
| 70. | 8.3% | Irene-Wakonda School District 13-3 / 2,466 |
| 71. | 8.2% | Yankton School District 63-3 / 19,771 |
| 71. | 8.2% | Dakota Valley School District 61-8 / 6,333 |
| 73. | 8.1% | Dell Rapids School District 49-3 / 5,229 |
| 74. | 8.1% | Bennett County School District 03-1 / 3,432 |
| 75. | 8.0% | Vermillion School District 13-1 / 12,245 |
| 76. | 7.9% | McCook Central School District 43-7 / 2,385 |
| 77. | 7.9% | Northwestern Area School District 56-7 / 1,830 |
| 78. | 7.9% | Tripp-Delmont School District 33-5 / 1,674 |
| 79. | 7.8% | Florence School District 14-1 / 1,109 |
| 80. | 7.8% | Wolsey-Wessington School District 02-6 / 1,246 |
| 81. | 7.7% | Sanborn Central School District 55-5 / 1,174 |
| 81. | 7.7% | Burke School District 26-2 / 1,330 |
| 81. | 7.7% | Hamlin School District 28-3 / 3,507 |
| 84. | 7.4% | Garretson School District 49-4 / 2,770 |
| 85. | 7.4% | Deuel School District 19-4 / 3,245 |
| 86. | 7.3% | Miller Area School District 29-4 / 3,079 |
| 87. | 7.3% | Timber Lake School District 20-3 / 1,594 |
| 88. | 7.2% | White Lake School District 01-3 / 795 |
| 89. | 7.1% | Baltic School District 49-1 / 2,146 |
| 90. | 7.1% | Chamberlain School District 07-1 / 6,450 |
| 91. | 7.1% | Elk Point-Jefferson School District 61-7 / 4,176 |
| 92. | 6.9% | Lennox School District 41-4 / 5,433 |
| 93. | 6.7% | Kimball School District 07-2 / 1,189 |
| 94. | 6.7% | Mount Vernon School District 17-3 / 999 |
| 95. | 6.5% | Langford School District 45-2 / 1,534 |
| 96. | 6.4% | Beresford School District 61-2 / 3,647 |
| 97. | 6.4% | Waverly School District 14-5 / 1,246 |
| 98. | 6.3% | Castlewood School District 28-1 / 1,204 |
| 99. | 5.7% | Rapid City School District 51-4 / 91,759 |
| 100. | 5.7% | Douglas School District 51-1 / 11,838 |
| 101. | 5.6% | Kadoka School District 35-2 / 3,339 |
| 102. | 5.5% | Sioux Falls School District 49-5 / 144,005 |
| 103. | 5.4% | Willow Lake School District 12-3 / 1,111 |
| 104. | 5.3% | Belle Fourche School District 09-1 / 7,415 |
| 105. | 5.3% | Stanley County School District 57-1 / 2,940 |
| 106. | 5.3% | Chester School District 39-1 / 1,746 |
| 107. | 5.3% | Colman-Egan School District 50-5 / 1,995 |
| 108. | 5.1% | Newell School District 09-2 / 2,806 |
| 109. | 5.1% | Iroquois School District 02-3 / 1,154 |
| 109. | 5.1% | Rutland School District 39-4 / 642 |
| 111. | 5.0% | Bon Homme School District 04-2 / 4,767 |
| 112. | 4.9% | Custer School District 16-1 / 8,135 |
| 113. | 4.8% | Dupree School District 64-2 / 1,957 |
| 114. | 4.7% | Frederick Area School District 06-2 / 1,068 |
| 115. | 4.4% | Parker School District 60-4 / 1,940 |
| 116. | 4.4% | Oelrichs School District 23-3 / 485 |
| 117. | 4.3% | New Underwood School District 51-3 / 1,204 |
| 118. | 4.2% | Emery School District 30-2 / 1,864 |
| 119. | 4.2% | Brookings School District 05-1 / 25,456 |
| 120. | 4.0% | West Central School District 49-7 / 6,282 |
| 121. | 4.0% | Pierre School District 32-2 / 15,885 |
| 122. | 3.9% | Watertown School District 14-4 / 24,542 |
| 123. | 3.7% | Winner School District 59-2 / 4,308 |
| 124. | 3.7% | Shannon County School District 65-1 / 13,683 |
| 125. | 3.6% | Edgemont School District 23-1 / 1,355 |
| 126. | 3.6% | Tea Area School District 41-5 / 6,017 |
| 127. | 3.5% | Sisseton School District 54-2 / 7,893 |
| 128. | 3.5% | Aberdeen School District 06-1 / 30,905 |
| 129. | 3.5% | Menno School District 33-2 / 1,444 |
| 130. | 3.5% | Platte-Geddes School District 11-5 / 2,848 |
| 131. | 3.4% | Oldham-Ramona School District 39-5 / 976 |
| 132. | 3.4% | Freeman School District 33-1 / 2,474 |
| 133. | 3.3% | Harrisburg School District 41-2 / 16,573 |
| 134. | 3.1% | Estelline School District 28-2 / 1,650 |
| 135. | 3.0% | Sioux Valley School District 05-5 / 3,640 |
| 136. | 3.0% | Meade School District 46-1 / 18,268 |
| 137. | 2.8% | Edmunds Central School District 22-5 / 1,174 |
| 138. | 2.6% | Milbank School District 25-4 / 5,338 |
| 139. | 2.5% | Waubay School District 18-3 / 1,220 |
| 140. | 2.5% | Lead-Deadwood School District 40-1 / 6,755 |
| 141. | 2.2% | Tri-Valley School District 49-6 / 4,939 |
| 142. | 2.1% | Montrose School District 43-2 / 1,075 |
| 143. | 2.0% | Henry School District 14-2 / 583 |
| 144. | 2.0% | Brandon Valley School District 49-2 / 16,069 |
| 145. | 1.9% | Gayville-Volin School District 63-1 / 1,054 |
| 146. | 1.6% | Elkton School District 05-3 / 1,417 |
| 147. | 0.7% | Deubrook School District 05-6 / 1,851 |
Please note that we only rank locations with 'Percentage of Houses with a Mortgage where Total Holding Costs 10% or Less of Owner Income' data. The rank above might not be a complete list. Locations without 'Percentage of Houses with a Mortgage where Total Holding Costs 10% or Less of Owner Income' data are not listed.
*ACS stands for U.S. Census American Community Survey. According to the U.S. Census, if the date is a range, you can interpret the data as an average of the period of time.
