| Rank | Percentage of House with a Mortgage where Monthly Holding Costs $3000 or More ▼ | School District / Population |
| 1. | 14.3% | Dakota Valley School District 61-8 / 6,327 |
| 2. | 11.4% | Harrisburg School District 41-2 / 18,360 |
| 3. | 10.2% | Jones County School District 37-3 / 779 |
| 4. | 9.5% | Stanley County School District 57-1 / 2,984 |
| 5. | 9.2% | Warner School District 06-5 / 1,122 |
| 6. | 9.2% | White River School District 47-1 / 1,805 |
| 7. | 8.6% | Avon School District 04-1 / 1,263 |
| 8. | 8.2% | Parker School District 60-4 / 2,082 |
| 9. | 7.5% | Hill City School District 51-2 / 3,146 |
| 10. | 6.4% | Rosholt School District 54-4 / 1,213 |
| 11. | 6.4% | Flandreau School District 50-3 / 3,583 |
| 12. | 6.1% | Miller Area School District 29-4 / 3,036 |
| 13. | 6.1% | Alcester-Hudson School District 61-1 / 2,401 |
| 13. | 6.1% | Timber Lake School District 20-3 / 1,455 |
| 15. | 5.9% | Faulkton School District 24-4 / 2,057 |
| 16. | 5.7% | Sanborn Central School District 55-5 / 1,233 |
| 17. | 5.6% | White Lake School District 01-3 / 686 |
| 18. | 5.5% | Lead-Deadwood School District 40-1 / 6,876 |
| 19. | 5.5% | New Underwood School District 51-3 / 1,208 |
| 20. | 5.3% | Baltic School District 49-1 / 2,035 |
| 21. | 5.2% | Elk Point-Jefferson School District 61-7 / 4,254 |
| 22. | 5.1% | Oldham-Ramona School District 39-5 / 831 |
| 23. | 4.6% | Brandon Valley School District 49-2 / 16,837 |
| 24. | 4.6% | Wolsey-Wessington School District 02-6 / 1,523 |
| 25. | 4.1% | Spearfish School District 40-2 / 15,757 |
| 26. | 4.0% | Castlewood School District 28-1 / 1,335 |
| 27. | 4.0% | Colman-Egan School District 50-5 / 1,914 |
| 28. | 4.0% | Lemmon School District 52-4 / 2,162 |
| 29. | 4.0% | Hoven School District 53-2 / 981 |
| 30. | 3.9% | Pierre School District 32-2 / 16,279 |
| 31. | 3.7% | Chester School District 39-1 / 1,713 |
| 32. | 3.6% | Custer School District 16-1 / 8,032 |
| 33. | 3.6% | Belle Fourche School District 09-1 / 7,771 |
| 34. | 3.5% | Canistota School District 43-1 / 1,047 |
| 35. | 3.4% | Northwestern Area School District 56-7 / 1,845 |
| 36. | 3.2% | Canton School District 41-1 / 5,487 |
| 37. | 3.1% | Eureka School District 44-1 / 1,279 |
| 38. | 3.1% | Summit School District 54-6 / 621 |
| 39. | 3.0% | Groton Area School District 06-6 / 3,704 |
| 40. | 2.9% | Yankton School District 63-3 / 20,147 |
| 41. | 2.9% | Elkton School District 05-3 / 1,293 |
| 42. | 2.8% | West Central School District 49-7 / 6,415 |
| 43. | 2.8% | Rapid City School District 51-4 / 95,347 |
| 44. | 2.7% | Sisseton School District 54-2 / 8,009 |
| 45. | 2.6% | Madison Central School District 39-2 / 9,408 |
| 46. | 2.5% | Woonsocket School District 55-4 / 1,189 |
| 46. | 2.5% | Waubay School District 18-3 / 1,315 |
| 48. | 2.3% | Oelrichs School District 23-3 / 363 |
| 49. | 2.3% | Estelline School District 28-2 / 1,748 |
| 50. | 2.3% | Sioux Falls School District 49-5 / 147,771 |
| 51. | 2.2% | Doland School District 56-2 / 978 |
| 51. | 2.2% | Rutland School District 39-4 / 534 |
| 53. | 2.1% | Watertown School District 14-4 / 25,208 |
| 53. | 2.1% | Mitchell School District 17-2 / 18,378 |
| 55. | 2.1% | Agar-Blunt-Onida School District 58-3 / 2,065 |
| 56. | 2.1% | Ipswich School District 22-6 / 2,345 |
| 57. | 2.0% | Stickney School District 01-2 / 849 |
| 58. | 1.9% | Bon Homme School District 04-2 / 4,687 |
| 59. | 1.9% | Aberdeen School District 06-1 / 31,829 |
| 60. | 1.8% | Meade School District 46-1 / 18,255 |
| 61. | 1.6% | Hot Springs School District 23-2 / 5,738 |
| 62. | 1.6% | Dell Rapids School District 49-3 / 5,501 |
| 63. | 1.6% | Centerville School District 60-1 / 1,436 |
| 64. | 1.6% | Kimball School District 07-2 / 1,051 |
| 65. | 1.5% | Deubrook School District 05-6 / 1,941 |
| 66. | 1.5% | McCook Central School District 43-7 / 2,366 |
| 67. | 1.4% | Lennox School District 41-4 / 6,080 |
| 68. | 1.4% | Newell School District 09-2 / 2,566 |
| 69. | 1.4% | Huron School District 02-2 / 15,635 |
| 70. | 1.3% | Hanson School District 30-1 / 1,948 |
| 70. | 1.3% | Tea Area School District 41-5 / 6,850 |
| 70. | 1.3% | Deuel School District 19-4 / 3,256 |
| 73. | 1.2% | Irene-Wakonda School District 13-3 / 2,390 |
| 74. | 1.2% | Lake Preston School District 38-3 / 1,217 |
| 75. | 1.1% | Clark School District 12-2 / 2,354 |
| 76. | 1.1% | Brookings School District 05-1 / 25,969 |
| 77. | 1.0% | Haakon School District 27-1 / 1,805 |
| 78. | 0.9% | Tri-Valley School District 49-6 / 5,587 |
| 79. | 0.8% | Mobridge-Pollock School District 62-6 / 4,132 |
| 80. | 0.7% | Webster School District 18-4 / 3,312 |
| 81. | 0.6% | Sioux Valley School District 05-5 / 3,790 |
| 82. | 0.6% | Chamberlain School District 07-1 / 6,452 |
| 83. | 0.5% | Vermillion School District 13-1 / 12,343 |
| 84. | 0.2% | Hamlin School District 28-3 / 3,147 |
Please note that we only rank locations with 'Percentage of House with a Mortgage where Monthly Holding Costs $3000 or More' data. The rank above might not be a complete list. Locations without 'Percentage of House with a Mortgage where Monthly Holding Costs $3000 or More' data are not listed.
