| Rank | Owner Occupied Housing Units with Mortgage Percentage ▼ | School District / Population |
| 1. | 90.1% | Tea Area School District 41-5 / 4,985 |
| 2. | 86.5% | Harrisburg School District 41-2 / 14,083 |
| 3. | 79.0% | Brandon Valley School District 49-2 / 15,229 |
| 4. | 75.4% | West Central School District 49-7 / 6,109 |
| 5. | 74.0% | Tri-Valley School District 49-6 / 4,690 |
| 6. | 73.6% | Sioux Falls School District 49-5 / 140,350 |
| 7. | 70.4% | Dakota Valley School District 61-8 / 5,854 |
| 8. | 69.7% | Baltic School District 49-1 / 1,884 |
| 9. | 69.3% | Rapid City School District 51-4 / 88,085 |
| 10. | 68.4% | Douglas School District 51-1 / 11,883 |
| 11. | 68.1% | Lennox School District 41-4 / 5,734 |
| 12. | 67.5% | Pierre School District 32-2 / 15,635 |
| 13. | 67.3% | Canton School District 41-1 / 5,377 |
| 14. | 66.9% | Florence School District 14-1 / 1,040 |
| 15. | 65.4% | Garretson School District 49-4 / 2,723 |
| 16. | 65.1% | Warner School District 06-5 / 946 |
| 17. | 64.3% | Brookings School District 05-1 / 25,169 |
| 18. | 64.0% | Meade School District 46-1 / 18,163 |
| 19. | 63.7% | New Underwood School District 51-3 / 1,453 |
| 20. | 63.5% | Gayville-Volin School District 63-1 / 1,164 |
| 21. | 63.4% | Colman-Egan School District 50-5 / 2,106 |
| 22. | 62.9% | Parker School District 60-4 / 2,062 |
| 23. | 62.7% | Watertown School District 14-4 / 24,445 |
| 24. | 61.0% | Yankton School District 63-3 / 19,611 |
| 25. | 60.5% | Vermillion School District 13-1 / 12,172 |
| 26. | 59.0% | Aberdeen School District 06-1 / 30,413 |
| 27. | 58.8% | Castlewood School District 28-1 / 1,215 |
| 28. | 58.6% | Mitchell School District 17-2 / 18,036 |
| 29. | 58.4% | Elk Point-Jefferson School District 61-7 / 3,886 |
| 30. | 58.0% | Spearfish School District 40-2 / 14,780 |
| 31. | 57.8% | Hill City School District 51-2 / 2,630 |
| 32. | 57.1% | Flandreau School District 50-3 / 3,568 |
| 33. | 57.0% | Huron School District 02-2 / 14,661 |
| 34. | 56.9% | Beresford School District 61-2 / 3,392 |
| 35. | 56.4% | Chester School District 39-1 / 1,590 |
| 36. | 56.1% | Waverly School District 14-5 / 1,108 |
| 37. | 56.1% | Greater Hoyt School District 61-4 / 261 |
| 38. | 55.9% | Custer School District 16-1 / 7,774 |
| 39. | 55.0% | Arlington School District 38-1 / 1,851 |
| 40. | 55.0% | Dell Rapids School District 49-3 / 5,050 |
| 41. | 54.8% | Belle Fourche School District 09-1 / 7,490 |
| 42. | 54.7% | Chamberlain School District 07-1 / 6,192 |
| 43. | 54.7% | Stanley County School District 57-1 / 2,896 |
| 44. | 54.7% | Milbank School District 25-4 / 5,391 |
| 45. | 54.4% | Madison Central School District 39-2 / 8,557 |
| 46. | 54.2% | Alcester-Hudson School District 61-1 / 2,242 |
| 47. | 54.0% | Estelline School District 28-2 / 1,963 |
| 48. | 53.7% | Lead-Deadwood School District 40-1 / 7,071 |
| 49. | 53.3% | Deuel School District 19-4 / 3,139 |
| 50. | 53.2% | Sioux Valley School District 05-5 / 3,183 |
| 51. | 52.9% | Irene-Wakonda School District 13-3 / 2,353 |
| 52. | 52.6% | Parkston School District 33-3 / 2,989 |
| 53. | 52.5% | McCook Central School District 43-7 / 2,279 |
| 54. | 52.5% | Montrose School District 43-2 / 1,202 |
| 55. | 51.7% | Elkton School District 05-3 / 1,359 |
| 56. | 51.5% | Big Stone City School District 25-1 / 725 |
| 57. | 51.1% | Mount Vernon School District 17-3 / 996 |
| 58. | 50.7% | Canistota School District 43-1 / 1,045 |
| 59. | 50.6% | Summit School District 54-6 / 610 |
| 60. | 50.3% | Wall School District 51-5 / 1,788 |
| 61. | 49.7% | Grant-Deuel School District 25-3 / 1,059 |
| 62. | 49.2% | Hamlin School District 28-3 / 3,274 |
| 63. | 49.2% | Webster School District 18-4 / 2,744 |
| 64. | 49.1% | Hanson School District 30-1 / 1,733 |
| 65. | 48.7% | Newell School District 09-2 / 2,537 |
| 66. | 48.6% | Hurley School District 60-2 / 800 |
| 67. | 47.4% | Hot Springs School District 23-2 / 5,683 |
| 68. | 46.8% | Iroquois School District 02-3 / 1,162 |
| 69. | 46.5% | Britton-Hecla School District 45-4 / 3,142 |
| 70. | 46.3% | Centerville School District 60-1 / 1,716 |
| 71. | 46.1% | Deubrook School District 05-6 / 1,925 |
| 72. | 45.5% | Sisseton School District 54-2 / 7,692 |
| 73. | 44.8% | Rutland School District 39-4 / 639 |
| 74. | 44.7% | Colome Consolidated School District 59-3 / 1,652 |
| 75. | 43.8% | Groton Area School District 06-6 / 3,876 |
| 76. | 43.4% | Miller Area School District 29-4 / 2,958 |
| 77. | 43.0% | Bennett County School District 03-1 / 3,441 |
| 78. | 42.6% | Wolsey-Wessington School District 02-6 / 1,225 |
| 79. | 42.6% | Wilmot School District 54-7 / 1,951 |
| 80. | 42.4% | Henry School District 14-2 / 544 |
| 81. | 42.1% | Bridgewater School District 43-6 / 961 |
| 82. | 41.9% | Viborg School District 60-5 / 1,453 |
| 83. | 41.9% | Redfield School District 56-4 / 3,664 |
| 84. | 41.8% | Mobridge-Pollock School District 62-6 / 4,046 |
| 85. | 41.4% | Bon Homme School District 04-2 / 4,770 |
| 86. | 41.0% | Agar-Blunt-Onida School District 58-3 / 2,079 |
| 87. | 40.6% | Eagle Butte School District 20-1 / 4,231 |
| 88. | 40.5% | Emery School District 30-2 / 952 |
| 89. | 40.4% | Ipswich School District 22-6 / 2,265 |
| 90. | 40.1% | McLaughlin School District 15-2 / 2,541 |
| 91. | 39.9% | Oldham-Ramona School District 39-5 / 847 |
| 92. | 39.8% | Ethan School District 17-1 / 891 |
| 93. | 39.7% | Gregory School District 26-4 / 2,123 |
| 94. | 39.7% | Plankinton School District 01-1 / 1,276 |
| 95. | 39.7% | Woonsocket School District 55-4 / 1,366 |
| 96. | 39.2% | Avon School District 04-1 / 1,399 |
| 97. | 39.2% | De Smet School District 38-2 / 1,730 |
| 98. | 38.9% | Burke School District 26-2 / 1,329 |
| 99. | 38.5% | Stickney School District 01-2 / 576 |
| 100. | 38.4% | Frederick Area School District 06-2 / 958 |
| 101. | 38.4% | Jones County School District 37-3 / 1,064 |
| 102. | 38.2% | Lyman School District 42-1 / 3,056 |
| 103. | 37.9% | Freeman School District 33-1 / 2,564 |
| 104. | 37.7% | Rosholt School District 54-4 / 925 |
| 105. | 37.7% | Wagner School District 11-4 / 3,891 |
| 106. | 37.2% | White Lake School District 01-3 / 827 |
| 107. | 37.2% | Oelrichs School District 23-3 / 466 |
| 108. | 37.2% | Dupree School District 64-2 / 1,980 |
| 109. | 36.7% | Greater Scott School District 61-5 / 114 |
| 110. | 36.3% | Clark School District 12-2 / 2,706 |
| 111. | 36.2% | Haakon School District 27-1 / 1,632 |
| 112. | 36.1% | Platte-Geddes School District 11-5 / 3,029 |
| 113. | 36.0% | Waubay School District 18-3 / 1,293 |
| 114. | 35.8% | Faith School District 46-2 / 689 |
| 115. | 35.3% | Winner School District 59-2 / 4,467 |
| 115. | 35.3% | Elk Mountain School District 16-2 / 356 |
| 117. | 35.2% | Lake Preston School District 38-3 / 1,165 |
| 118. | 35.2% | Howard School District 48-3 / 2,350 |
| 119. | 34.6% | Armour School District 21-1 / 1,002 |
| 120. | 34.5% | Highmore-Harrold School District 34-2 / 1,950 |
| 121. | 34.4% | Bison School District 52-1 / 970 |
| 122. | 34.4% | Marion School District 60-3 / 1,455 |
| 123. | 34.0% | Langford School District 45-2 / 1,325 |
| 124. | 32.9% | Corsica School District 21-2 / 1,240 |
| 125. | 32.8% | Timber Lake School District 20-3 / 1,881 |
| 126. | 32.5% | Andes Central School District 11-1 / 1,855 |
| 127. | 32.4% | Kimball School District 07-2 / 1,251 |
| 128. | 32.4% | White River School District 47-1 / 1,644 |
| 129. | 32.2% | Lemmon School District 52-4 / 2,020 |
| 130. | 32.1% | Edgemont School District 23-1 / 1,182 |
| 131. | 31.6% | Roslyn School District 18-2 / 748 |
| 132. | 31.5% | Northwestern Area School District 56-7 / 1,855 |
| 133. | 31.4% | Menno School District 33-2 / 1,557 |
| 134. | 31.2% | Gettysburg School District 53-1 / 1,412 |
| 135. | 31.0% | Leola School District 44-2 / 1,062 |
| 136. | 30.6% | Edmunds Central School District 22-5 / 1,150 |
| 137. | 30.3% | Faulkton School District 24-4 / 2,178 |
| 138. | 29.9% | Todd County School District 66-1 / 9,575 |
| 139. | 29.5% | Sanborn Central School District 55-5 / 1,185 |
| 140. | 28.9% | Kadoka School District 35-2 / 3,257 |
| 141. | 28.7% | Doland School District 56-2 / 909 |
| 142. | 28.6% | McIntosh School District 15-1 / 941 |
| 143. | 28.0% | Selby School District 62-5 / 1,858 |
| 144. | 27.7% | Tripp-Delmont School District 33-5 / 1,801 |
| 145. | 27.3% | South Central School District 26-5 / 899 |
| 146. | 27.3% | Bowdle School District 22-1 / 823 |
| 147. | 26.7% | Scotland School District 04-3 / 1,742 |
| 148. | 25.8% | Harding County School District 31-1 / 1,250 |
| 149. | 25.6% | Willow Lake School District 12-3 / 958 |
| 150. | 25.4% | Hitchcock-Tulare School District 56-6 / 1,283 |
| 151. | 22.9% | Eureka School District 44-1 / 1,543 |
| 152. | 22.1% | Wessington Springs School District 36-2 / 1,851 |
| 153. | 20.5% | Hoven School District 53-2 / 1,099 |
| 154. | 12.9% | Herreid School District 10-1 / 540 |
| 155. | 11.4% | Shannon County School District 65-1 / 13,437 |
Please note that we only rank locations with 'Owner Occupied Housing Units with Mortgage Percentage' data. The rank above might not be a complete list. Locations without 'Owner Occupied Housing Units with Mortgage Percentage' data are not listed.
*ACS stands for U.S. Census American Community Survey. According to the U.S. Census, if the date is a range, you can interpret the data as an average of the period of time.
