| Rank | Percentage of Houses without a Mortgage where Total Holding Costs 40% or More of Owner Income ▼ | School District / Population |
| 1. | 21.4% | Bryn Athyn School District / 1,430 |
| 2. | 20.3% | Pocono Mountain School District / 64,340 |
| 3. | 19.2% | Harrisburg City School District / 49,401 |
| 4. | 18.3% | Phoenixville Area School District / 32,038 |
| 5. | 18.3% | Upper Darby School District / 90,413 |
| 6. | 17.5% | Valley View School District / 18,251 |
| 7. | 17.0% | Conewago Valley School District / 26,812 |
| 8. | 17.0% | Sharon City School District / 14,060 |
| 9. | 16.9% | Duquesne City School District / 5,639 |
| 10. | 16.8% | Pen Argyl Area School District / 12,477 |
| 11. | 16.8% | Mahanoy Area School District / 11,668 |
| 12. | 16.3% | Pottstown School District / 22,388 |
| 13. | 16.3% | East Stroudsburg Area School District / 47,666 |
| 14. | 16.2% | Penn-Delco School District / 26,921 |
| 15. | 15.8% | Weatherly Area School District / 5,037 |
| 16. | 15.7% | Shanksville-Stonycreek School District / 2,856 |
| 17. | 15.5% | Quakertown Community School District / 36,367 |
| 18. | 15.4% | Abington School District / 57,930 |
| 19. | 15.4% | Bangor Area School District / 22,925 |
| 20. | 15.3% | Hanover Area School District / 15,466 |
| 21. | 15.2% | Pottsville Area School District / 20,064 |
| 22. | 15.2% | Eastern York School District / 19,767 |
| 23. | 15.0% | New Hope-Solebury School District / 11,168 |
| 23. | 15.0% | Norristown Area School District / 63,582 |
| 25. | 15.0% | Haverford Township School District / 48,560 |
| 26. | 14.9% | Wyomissing Area School District / 12,604 |
| 27. | 14.9% | Lower Merion School District / 62,263 |
| 28. | 14.8% | Radnor Township School District / 31,459 |
| 29. | 14.7% | Brandywine Heights Area School District / 12,762 |
| 30. | 14.6% | South Eastern School District / 19,770 |
| 31. | 14.6% | Scranton School District / 76,021 |
| 32. | 14.5% | Philadelphia City School District / 1,525,811 |
| 33. | 14.5% | Great Valley School District / 29,763 |
| 34. | 14.4% | Ridley School District / 40,232 |
| 35. | 14.3% | Jenkintown School District / 4,439 |
| 36. | 14.1% | Northern Lehigh School District / 13,068 |
| 37. | 14.0% | Springfield School District / 26,843 |
| 38. | 13.9% | Carmichaels Area School District / 6,940 |
| 39. | 13.9% | Greater Nanticoke Area School District / 18,814 |
| 40. | 13.8% | Stroudsburg Area School District / 34,494 |
| 41. | 13.8% | Pennsbury School District / 71,176 |
| 42. | 13.8% | Neshaminy School District / 70,857 |
| 42. | 13.8% | William Penn School District / 42,111 |
| 44. | 13.7% | Lake-Lehman School District / 16,870 |
| 45. | 13.7% | Chester-Upland School District / 41,390 |
| 46. | 13.7% | South Park School District / 13,454 |
| 47. | 13.7% | East Lycoming School District / 10,286 |
| 48. | 13.6% | Northampton Area School District / 41,687 |
| 49. | 13.6% | Steelton-Highspire School District / 8,569 |
| 50. | 13.5% | Wyoming Area School District / 19,333 |
| 51. | 13.4% | Cheltenham Township School District / 36,806 |
| 52. | 13.4% | Forest City Regional School District / 5,773 |
| 53. | 13.4% | Easton Area School District / 63,500 |
| 53. | 13.4% | Athens Area School District / 14,506 |
| 55. | 13.4% | Tunkhannock Area School District / 19,286 |
| 56. | 13.4% | Mt. Lebanon School District / 33,013 |
| 57. | 13.3% | Westmont Hilltop School District / 12,944 |
| 58. | 13.3% | Interboro School District / 23,608 |
| 59. | 13.2% | Spring-Ford Area School District / 47,104 |
| 60. | 13.2% | Dover Area School District / 25,736 |
| 61. | 13.1% | Centennial School District / 49,044 |
| 61. | 13.1% | Coatesville Area School District / 62,840 |
| 63. | 13.1% | Farrell Area School District / 5,748 |
| 63. | 13.1% | York City School District / 43,677 |
| 65. | 13.1% | Quaker Valley School District / 13,851 |
| 65. | 13.1% | Tredyffrin-Easttown School District / 39,960 |
| 65. | 13.1% | Schuylkill Haven Area School District / 8,290 |
| 68. | 13.0% | North Pocono School District / 20,295 |
| 69. | 12.9% | Twin Valley School District / 23,773 |
| 70. | 12.9% | Wyoming Valley West School District / 42,244 |
| 71. | 12.8% | Upper Moreland Township School District / 24,106 |
| 72. | 12.8% | Southeast Delco School District / 30,347 |
| 73. | 12.8% | Pleasant Valley School District / 33,848 |
| 74. | 12.7% | Allentown City School District / 117,942 |
| 75. | 12.7% | Pennridge School District / 48,506 |
| 76. | 12.6% | Panther Valley School District / 12,756 |
| 76. | 12.6% | Pittston Area School District / 27,774 |
| 78. | 12.5% | Riverside School District / 11,961 |
| 79. | 12.5% | Antietam School District / 7,607 |
| 80. | 12.5% | Bristol Township School District / 54,691 |
| 81. | 12.4% | Hatboro-Horsham School District / 33,469 |
| 82. | 12.4% | Pottsgrove School District / 21,197 |
| 83. | 12.3% | Marple Newtown School District / 35,653 |
| 84. | 12.3% | Mountain View School District / 8,551 |
| 85. | 12.3% | Bensalem Township School District / 60,431 |
| 86. | 12.3% | Lower Moreland Township School District / 12,935 |
| 87. | 12.2% | Exeter Township School District / 27,243 |
| 88. | 12.2% | Hazleton Area School District / 72,485 |
| 89. | 12.2% | Owen J. Roberts School District / 32,682 |
| 90. | 12.1% | North Penn School District / 98,291 |
| 91. | 12.1% | Morrisville Borough School District / 8,793 |
| 92. | 12.1% | South Williamsport Area School District / 9,246 |
| 93. | 12.1% | Avon Grove School District / 30,296 |
| 94. | 12.1% | Bristol Borough School District / 9,739 |
| 95. | 12.1% | Moon Area School District / 26,850 |
| 96. | 12.1% | Governor Mifflin School District / 30,920 |
| 97. | 12.0% | Dallas School District / 20,743 |
| 98. | 12.0% | Derry Township School District / 24,551 |
| 99. | 12.0% | Old Forge School District / 8,323 |
| 100. | 12.0% | Minersville Area School District / 8,913 |
| 100. | 12.0% | Upper Dublin School District / 25,774 |
| 102. | 12.0% | Western Wayne School District / 18,852 |
| 103. | 11.9% | Columbia Borough School District / 10,413 |
| 104. | 11.9% | Downingtown Area School District / 68,550 |
| 105. | 11.9% | Shamokin Area School District / 21,103 |
| 106. | 11.8% | Williams Valley School District / 7,183 |
| 107. | 11.8% | Jamestown Area School District / 4,416 |
| 108. | 11.7% | Methacton School District / 35,067 |
| 109. | 11.7% | Galeton Area School District / 3,021 |
| 109. | 11.7% | Mount Carmel Area School District / 12,573 |
| 111. | 11.7% | Philipsburg-Osceola Area School District / 15,369 |
| 112. | 11.7% | Garnet Valley School District / 28,252 |
| 113. | 11.6% | Middletown Area School District / 18,360 |
| 114. | 11.6% | Wallingford-Swarthmore School District / 21,588 |
| 115. | 11.4% | Bethlehem Area School District / 116,879 |
| 116. | 11.3% | Colonial School District / 41,679 |
| 117. | 11.3% | Newport School District / 7,658 |
| 117. | 11.3% | Red Lion Area School District / 38,396 |
| 119. | 11.3% | Eastern Lancaster County School District / 32,177 |
| 120. | 11.3% | Wissahickon School District / 36,741 |
| 120. | 11.3% | Berwick Area School District / 22,542 |
| 122. | 11.3% | Sto-Rox School District / 12,470 |
| 123. | 11.3% | Saint Clair Area School District / 6,830 |
| 124. | 11.2% | Fleetwood Area School District / 16,564 |
| 125. | 11.2% | Reading School District / 87,926 |
| 126. | 11.2% | Central Bucks School District / 114,149 |
| 127. | 11.2% | Palisades School District / 15,036 |
| 128. | 11.2% | Dallastown Area School District / 40,862 |
| 129. | 11.1% | Delaware Valley School District / 29,300 |
| 130. | 11.1% | Susquehanna Community School District / 5,509 |
| 131. | 11.0% | Upper Merion Area School District / 34,183 |
| 132. | 11.0% | Palmyra Area School District / 22,375 |
| 133. | 11.0% | Montour School District / 25,506 |
| 134. | 11.0% | Manheim Central School District / 24,161 |
| 134. | 11.0% | Glendale School District / 5,467 |
| 136. | 11.0% | Cocalico School District / 23,215 |
| 137. | 10.9% | Shade-Central City School District / 3,883 |
| 138. | 10.9% | Jeannette City School District / 9,602 |
| 139. | 10.8% | Windber Area School District / 8,557 |
| 139. | 10.8% | Hollidaysburg Area School District / 27,162 |
| 141. | 10.8% | Jim Thorpe Area School District / 15,666 |
| 141. | 10.8% | Palmerton Area School District / 14,139 |
| 143. | 10.8% | East Pennsboro Area School District / 20,088 |
| 144. | 10.7% | Wyalusing Area School District / 9,114 |
| 145. | 10.7% | McKeesport Area School District / 31,390 |
| 146. | 10.7% | North Schuylkill School District / 16,933 |
| 147. | 10.6% | Chartiers Valley School District / 30,474 |
| 148. | 10.6% | Tamaqua Area School District / 16,528 |
| 149. | 10.5% | Midland Borough School District / 2,639 |
| 150. | 10.5% | Ephrata Area School District / 33,179 |
| 150. | 10.5% | Elk Lake School District / 8,001 |
| 150. | 10.5% | Elizabethtown Area School District / 30,150 |
| 153. | 10.5% | Perkiomen Valley School District / 37,505 |
| 154. | 10.5% | Lehighton Area School District / 18,014 |
| 155. | 10.5% | Canton Area School District / 6,623 |
| 156. | 10.5% | Souderton Area School District / 45,182 |
| 157. | 10.5% | Crestwood School District / 19,997 |
| 158. | 10.4% | Wayne Highlands School District / 21,380 |
| 159. | 10.4% | Wilkes-Barre Area School District / 59,763 |
| 160. | 10.4% | Franklin Regional School District / 23,150 |
| 161. | 10.4% | Tussey Mountain School District / 7,011 |
| 162. | 10.3% | Austin Area School District / 1,121 |
| 163. | 10.3% | Tulpehocken Area School District / 12,451 |
| 164. | 10.3% | Wilson School District / 38,641 |
| 165. | 10.3% | Clairton City School District / 6,854 |
| 166. | 10.3% | Shenandoah Valley School District / 7,938 |
| 167. | 10.3% | West Jefferson Hills School District / 19,725 |
| 168. | 10.3% | Northern Potter School District / 4,485 |
| 169. | 10.3% | North Star School District / 9,063 |
| 170. | 10.2% | Carbondale Area School District / 11,029 |
| 171. | 10.2% | Belle Vernon Area School District / 19,038 |
| 172. | 10.2% | Catasauqua Area School District / 10,880 |
| 172. | 10.2% | Keystone Central School District / 36,907 |
| 174. | 10.2% | Northeastern York School District / 23,330 |
| 175. | 10.1% | Oxford Area School District / 25,743 |
| 175. | 10.1% | Carlynton School District / 14,421 |
| 177. | 10.1% | Lower Dauphin School District / 24,749 |
| 178. | 10.1% | Western Beaver County School District / 5,466 |
| 179. | 10.0% | Northeast Bradford School District / 5,637 |
| 179. | 10.0% | New Kensington-Arnold School District / 18,307 |
| 179. | 10.0% | Northern Tioga School District / 14,696 |
| 182. | 10.0% | Lackawanna Trail School District / 8,679 |
| 183. | 10.0% | Boyertown Area School District / 46,397 |
| 183. | 10.0% | Lampeter-Strasburg School District / 22,722 |
| 185. | 10.0% | Connellsville Area School District / 34,478 |
| 186. | 10.0% | Ambridge Area School District / 23,713 |
| 187. | 10.0% | Riverview School District / 8,853 |
| 188. | 9.9% | Homer-Center School District / 6,511 |
| 188. | 9.9% | Burgettstown Area School District / 9,990 |
| 190. | 9.9% | Pittsburgh School District / 309,849 |
| 191. | 9.9% | Chichester School District / 24,562 |
| 192. | 9.8% | North Hills School District / 37,878 |
| 193. | 9.8% | West Mifflin Area School District / 21,634 |
| 194. | 9.8% | Clearfield Area School District / 19,331 |
| 195. | 9.8% | Abington Heights School District / 23,617 |
| 196. | 9.7% | Kennett Consolidated School District / 27,088 |
| 197. | 9.7% | Curwensville Area School District / 7,342 |
| 198. | 9.7% | North Clarion County School District / 4,616 |
| 199. | 9.7% | Mohawk Area School District / 10,660 |
| 200. | 9.7% | East Penn School District / 54,389 |
| 200. | 9.7% | Northwest Area School District / 9,304 |
| 202. | 9.6% | Erie City School District / 101,461 |
| 203. | 9.6% | Hamburg Area School District / 17,530 |
| 204. | 9.6% | Burrell School District / 14,045 |
| 204. | 9.6% | Unionville-Chadds Ford School District / 23,756 |
| 206. | 9.6% | Daniel Boone Area School District / 21,143 |
| 207. | 9.6% | Oley Valley School District / 13,500 |
| 207. | 9.6% | Derry Area School District / 17,786 |
| 209. | 9.6% | Northwestern Lehigh School District / 14,843 |
| 209. | 9.6% | Central York School District / 36,846 |
| 211. | 9.5% | Bermudian Springs School District / 12,973 |
| 212. | 9.5% | Susquehanna Township School District / 24,062 |
| 212. | 9.5% | Wilson Area School District / 15,435 |
| 214. | 9.5% | Octorara Area School District / 18,063 |
| 215. | 9.5% | Ellwood City Area School District / 14,467 |
| 216. | 9.5% | Big Spring School District / 20,880 |
| 216. | 9.5% | Mifflin County School District / 43,605 |
| 218. | 9.5% | Penncrest School District / 24,706 |
| 219. | 9.4% | Hopewell Area School District / 18,078 |
| 220. | 9.4% | Corry Area School District / 14,794 |
| 221. | 9.4% | Mount Union Area School District / 10,074 |
| 222. | 9.3% | Salisbury Township School District / 13,558 |
| 223. | 9.3% | Coudersport Area School District / 5,632 |
| 223. | 9.3% | Bellefonte Area School District / 25,632 |
| 225. | 9.3% | Muncy School District / 7,143 |
| 226. | 9.2% | Central Columbia School District / 15,066 |
| 226. | 9.2% | Warwick School District / 30,973 |
| 228. | 9.2% | Brentwood Borough School District / 9,648 |
| 229. | 9.2% | Baldwin-Whitehall School District / 35,609 |
| 229. | 9.2% | Carlisle Area School District / 36,876 |
| 231. | 9.2% | Conrad Weiser Area School District / 19,142 |
| 232. | 9.1% | Council Rock School District / 72,510 |
| 233. | 9.1% | Wallenpaupack Area School District / 25,013 |
| 234. | 9.1% | Pequea Valley School District / 21,468 |
| 235. | 9.1% | Mercer Area School District / 10,700 |
| 236. | 9.1% | West Branch Area School District / 7,872 |
| 237. | 9.0% | Upper Perkiomen School District / 22,247 |
| 237. | 9.0% | Highlands School District / 20,743 |
| 239. | 9.0% | Butler Area School District / 54,810 |
| 240. | 9.0% | Bloomsburg Area School District / 20,546 |
| 241. | 9.0% | Montrose Area School District / 11,987 |
| 242. | 9.0% | West Allegheny School District / 20,314 |
| 243. | 9.0% | Charleroi School District / 11,948 |
| 244. | 9.0% | Kiski Area School District / 28,699 |
| 245. | 9.0% | West Chester Area School District / 108,949 |
| 246. | 8.9% | Saucon Valley School District / 16,677 |
| 247. | 8.8% | Southeastern Greene School District / 4,583 |
| 248. | 8.8% | Claysburg-Kimmel School District / 5,823 |
| 249. | 8.8% | Penn Hills School District / 42,491 |
| 250. | 8.8% | West York Area School District / 23,499 |
| 250. | 8.8% | Jersey Shore Area School District / 18,492 |
| 252. | 8.7% | Conestoga Valley School District / 32,944 |
| 253. | 8.7% | New Castle Area School District / 24,362 |
| 254. | 8.7% | Lebanon School District / 26,380 |
| 254. | 8.7% | Kutztown Area School District / 18,763 |
| 256. | 8.7% | Milton Area School District / 16,813 |
| 257. | 8.6% | Crawford Central School District / 30,678 |
| 258. | 8.6% | Everett Area School District / 9,622 |
| 259. | 8.6% | Bethlehem-Center School District / 8,537 |
| 259. | 8.6% | Shippensburg Area School District / 28,102 |
| 261. | 8.6% | Avonworth School District / 10,155 |
| 261. | 8.6% | Cranberry Area School District / 9,219 |
| 263. | 8.5% | Lakeland School District / 12,348 |
| 264. | 8.5% | Shenango Area School District / 8,146 |
| 265. | 8.5% | Indiana Area School District / 32,917 |
| 266. | 8.5% | Johnsonburg Area School District / 4,802 |
| 266. | 8.5% | Lancaster School District / 75,064 |
| 268. | 8.5% | Forest Hills School District / 12,558 |
| 269. | 8.4% | Bedford Area School District / 16,548 |
| 270. | 8.4% | Penn Cambria School District / 17,255 |
| 271. | 8.4% | Cumberland Valley School District / 54,772 |
| 271. | 8.4% | Northgate School District / 13,081 |
| 273. | 8.4% | Upper Adams School District / 10,928 |
| 274. | 8.4% | Northern Cambria School District / 7,721 |
| 274. | 8.4% | West Middlesex Area School District / 7,456 |
| 274. | 8.4% | Meyersdale Area School District / 7,377 |
| 274. | 8.4% | Central Fulton School District / 6,348 |
| 278. | 8.4% | Moshannon Valley School District / 8,871 |
| 279. | 8.4% | Blackhawk School District / 17,830 |
| 280. | 8.4% | Center Valley School District / 18,170 |
| 281. | 8.3% | Montoursville Area School District / 13,189 |
| 282. | 8.3% | Shikellamy School District / 22,569 |
| 283. | 8.3% | Ferndale Area School District / 5,218 |
| 284. | 8.3% | Somerset Area School District / 21,051 |
| 285. | 8.2% | Armstrong School District / 43,303 |
| 286. | 8.2% | Spring Grove Area School District / 27,445 |
| 287. | 8.2% | Springfield Township School District / 19,436 |
| 288. | 8.2% | Juniata Valley School District / 5,407 |
| 289. | 8.2% | Keystone Oaks School District / 20,693 |
| 290. | 8.1% | Greensburg Salem School District / 26,143 |
| 291. | 8.1% | McGuffey School District / 12,978 |
| 291. | 8.1% | Forbes Road School District / 3,013 |
| 293. | 8.1% | Rochester Area School District / 7,156 |
| 293. | 8.1% | Aliquippa School District / 9,497 |
| 295. | 8.0% | Williamsport Area School District / 41,926 |
| 295. | 8.0% | Union Area School District / 5,609 |
| 297. | 8.0% | Muhlenberg School District / 23,502 |
| 298. | 8.0% | Southern Tioga School District / 15,589 |
| 299. | 8.0% | Penns Manor Area School District / 6,055 |
| 299. | 8.0% | Cambria Heights School District / 9,697 |
| 301. | 8.0% | Fort LeBoeuf School District / 14,267 |
| 302. | 8.0% | Warrior Run School District / 17,278 |
| 303. | 8.0% | Wilkinsburg Borough School District / 16,026 |
| 304. | 7.9% | Fox Chapel Area School District / 28,674 |
| 304. | 7.9% | Blue Mountain School District / 20,386 |
| 306. | 7.9% | Steel Valley School District / 16,410 |
| 307. | 7.9% | Pine Grove Area School District / 11,704 |
| 308. | 7.9% | Brockway Area School District / 7,560 |
| 308. | 7.9% | Ringgold School District / 26,279 |
| 310. | 7.8% | Wilmington Area School District / 11,777 |
| 311. | 7.8% | Greencastle-Antrim School District / 18,877 |
| 311. | 7.8% | Blairsville-Saltsburg School District / 14,063 |
| 313. | 7.8% | Elizabeth Forward School District / 18,179 |
| 314. | 7.8% | Conneaut School District / 18,063 |
| 315. | 7.7% | Nazareth Area School District / 27,754 |
| 315. | 7.7% | Rose Tree Media School District / 35,345 |
| 317. | 7.7% | Conemaugh Valley School District / 6,646 |
| 317. | 7.7% | Southern Lehigh School District / 21,022 |
| 319. | 7.7% | Union City Area School District / 6,758 |
| 320. | 7.7% | General McLane School District / 17,252 |
| 321. | 7.7% | Wellsboro Area School District / 11,724 |
| 322. | 7.6% | Portage Area School District / 6,415 |
| 323. | 7.6% | Millville Area School District / 5,309 |
| 324. | 7.6% | Susquenita School District / 14,759 |
| 324. | 7.6% | Manheim Township School District / 38,133 |
| 326. | 7.6% | Mid Valley School District / 15,321 |
| 327. | 7.5% | Allegheny Valley School District / 9,556 |
| 328. | 7.5% | Hempfield School District / 46,997 |
| 329. | 7.5% | Southern York County School District / 20,770 |
| 329. | 7.5% | Donegal School District / 20,611 |
| 331. | 7.5% | Big Beaver Falls Area School District / 13,545 |
| 332. | 7.5% | Solanco School District / 31,913 |
| 333. | 7.4% | Yough School District / 16,366 |
| 334. | 7.4% | Williamsburg Community School District / 3,786 |
| 334. | 7.4% | North Allegheny School District / 50,169 |
| 334. | 7.4% | Line Mountain School District / 8,927 |
| 337. | 7.4% | Riverside Beaver County School District / 10,584 |
| 338. | 7.4% | Halifax Area School District / 7,516 |
| 338. | 7.4% | Greenwood School District / 5,409 |
| 340. | 7.4% | Blue Ridge School District / 7,959 |
| 341. | 7.3% | Washington School District / 15,883 |
| 341. | 7.3% | Spring Cove School District / 13,938 |
| 343. | 7.3% | Plum Borough School District / 27,147 |
| 344. | 7.3% | Wattsburg Area School District / 10,351 |
| 345. | 7.3% | Penn Manor School District / 41,280 |
| 346. | 7.2% | Beaver Area School District / 14,741 |
| 347. | 7.2% | Midd-West School District / 17,165 |
| 348. | 7.2% | Troy Area School District / 10,642 |
| 348. | 7.2% | Schuylkill Valley School District / 14,928 |
| 350. | 7.2% | Bradford Area School District / 21,204 |
| 350. | 7.2% | Hanover Public School District / 15,315 |
| 352. | 7.1% | Waynesboro Area School District / 32,018 |
| 353. | 7.1% | Albert Gallatin Area School District / 23,738 |
| 354. | 7.1% | Benton Area School District / 5,101 |
| 355. | 7.0% | Chambersburg Area School District / 66,532 |
| 356. | 7.0% | Conemaugh Township Area School District / 8,280 |
| 356. | 7.0% | Harbor Creek School District / 17,140 |
| 358. | 7.0% | Shaler Area School District / 39,302 |
| 359. | 6.9% | Apollo-Ridge School District / 9,491 |
| 360. | 6.9% | Hampton Township School District / 18,302 |
| 361. | 6.9% | Otto-Eldred School District / 4,216 |
| 361. | 6.9% | Pine-Richland School District / 22,483 |
| 363. | 6.9% | Hempfield Area School District / 50,744 |
| 364. | 6.9% | Grove City Area School District / 17,472 |
| 365. | 6.9% | Gettysburg Area School District / 27,784 |
| 366. | 6.9% | South Allegheny School District / 11,826 |
| 367. | 6.8% | Blacklick Valley School District / 5,422 |
| 367. | 6.8% | Rockwood Area School District / 5,702 |
| 369. | 6.8% | Littlestown Area School District / 14,941 |
| 370. | 6.8% | Seneca Valley School District / 47,060 |
| 371. | 6.8% | Jefferson-Morgan School District / 6,056 |
| 372. | 6.8% | Moniteau School District / 9,595 |
| 373. | 6.8% | Whitehall-Coplay School District / 30,019 |
| 374. | 6.8% | Ridgway Area School District / 6,763 |
| 374. | 6.8% | DuBois Area School District / 30,863 |
| 376. | 6.7% | Northern York County School District / 21,103 |
| 377. | 6.7% | Penn-Trafford School District / 25,979 |
| 378. | 6.7% | United School District / 8,414 |
| 379. | 6.7% | Central Dauphin School District / 90,412 |
| 380. | 6.7% | Fannett-Metal School District / 4,494 |
| 381. | 6.7% | Oswayo Valley School District / 3,109 |
| 382. | 6.6% | Dunmore School District / 14,081 |
| 382. | 6.6% | State College Area School District / 91,936 |
| 384. | 6.6% | Northwestern School District / 12,034 |
| 384. | 6.6% | Girard School District / 11,192 |
| 386. | 6.6% | Freedom Area School District / 11,006 |
| 386. | 6.6% | Millcreek Township School District / 53,525 |
| 386. | 6.6% | Port Allegany School District / 5,876 |
| 386. | 6.6% | South Butler County School District / 18,533 |
| 386. | 6.6% | Towanda Area School District / 10,932 |
| 386. | 6.6% | Woodland Hills School District / 47,070 |
| 392. | 6.5% | Iroquois School District / 7,298 |
| 393. | 6.5% | Bentworth School District / 8,402 |
| 393. | 6.5% | Harmony Area School District / 2,255 |
| 393. | 6.5% | Berlin Brothersvalley School District / 5,581 |
| 396. | 6.5% | Salisbury-Elk Lick School District / 3,006 |
| 397. | 6.5% | Turkeyfoot Valley Area School District / 3,079 |
| 397. | 6.5% | Slippery Rock Area School District / 20,567 |
| 399. | 6.5% | Commodore Perry School District / 4,124 |
| 400. | 6.4% | Ligonier Valley School District / 15,605 |
| 401. | 6.3% | Canon-McMillan School District / 33,647 |
| 402. | 6.3% | North East School District / 10,656 |
| 403. | 6.3% | Hermitage School District / 16,252 |
| 404. | 6.3% | Titusville Area School District / 14,450 |
| 404. | 6.3% | Purchase Line School District / 7,201 |
| 406. | 6.2% | Southmoreland School District / 15,234 |
| 406. | 6.2% | Bald Eagle Area School District / 13,667 |
| 408. | 6.2% | South Middleton School District / 14,644 |
| 409. | 6.2% | Upper Saint Clair School District / 19,233 |
| 410. | 6.2% | Southern Columbia Area School District / 10,322 |
| 411. | 6.1% | Chestnut Ridge School District / 10,959 |
| 412. | 6.1% | Southern Huntingdon County School District / 7,933 |
| 413. | 6.1% | Frazier School District / 8,462 |
| 414. | 6.0% | Trinity Area School District / 26,075 |
| 415. | 6.0% | Upper Dauphin Area School District / 9,469 |
| 415. | 6.0% | Kane Area School District / 7,235 |
| 417. | 6.0% | Selinsgrove Area School District / 22,455 |
| 417. | 6.0% | Fairfield Area School District / 7,914 |
| 419. | 5.9% | Smethport Area School District / 6,177 |
| 420. | 5.9% | West Greene School District / 5,009 |
| 421. | 5.9% | Parkland School District / 55,400 |
| 422. | 5.9% | Peters Township School District / 21,141 |
| 423. | 5.8% | Gateway School District / 31,619 |
| 424. | 5.8% | Northern Bedford County School District / 6,991 |
| 425. | 5.8% | York Suburban School District / 21,827 |
| 425. | 5.8% | South Fayette Township School District / 14,429 |
| 427. | 5.7% | Forest Area School District / 8,075 |
| 428. | 5.7% | West Shore School District / 62,343 |
| 428. | 5.7% | Mechanicsburg Area School District / 28,513 |
| 430. | 5.7% | Monessen City School District / 7,732 |
| 431. | 5.7% | Danville Area School District / 18,658 |
| 432. | 5.6% | Lewisburg Area School District / 19,035 |
| 432. | 5.6% | Huntingdon Area School District / 20,246 |
| 434. | 5.6% | Cornell School District / 6,743 |
| 435. | 5.6% | Uniontown Area School District / 23,479 |
| 435. | 5.6% | Camp Hill School District / 7,858 |
| 437. | 5.6% | Laurel Highlands School District / 23,498 |
| 438. | 5.6% | Greater Johnstown School District / 27,701 |
| 439. | 5.6% | New Brighton Area School District / 10,916 |
| 440. | 5.5% | Eastern Lebanon County School District / 20,905 |
| 441. | 5.5% | Allegheny-Clarion Valley School District / 5,909 |
| 441. | 5.5% | Freeport Area School District / 11,795 |
| 443. | 5.5% | Oil City Area School District / 14,933 |
| 444. | 5.5% | Sayre Area School District / 8,108 |
| 445. | 5.5% | Juniata County School District / 24,080 |
| 446. | 5.5% | Greater Latrobe School District / 31,155 |
| 447. | 5.4% | Punxsutawney Area School District / 21,096 |
| 448. | 5.4% | Cornwall-Lebanon School District / 34,591 |
| 449. | 5.4% | Cameron County School District / 5,058 |
| 450. | 5.4% | Northern Lebanon School District / 17,077 |
| 451. | 5.4% | Franklin Area School District / 16,646 |
| 451. | 5.4% | Leechburg Area School District / 5,750 |
| 453. | 5.3% | Mars Area School District / 18,873 |
| 454. | 5.3% | Annville-Cleona School District / 12,250 |
| 455. | 5.3% | Deer Lakes School District / 14,255 |
| 456. | 5.3% | Lakeview School District / 8,504 |
| 457. | 5.2% | Montgomery Area School District / 7,521 |
| 457. | 5.2% | Warren County School District / 38,569 |
| 457. | 5.2% | West Perry School District / 18,748 |
| 460. | 5.2% | Sullivan County School District / 6,453 |
| 461. | 5.1% | East Allegheny School District / 14,969 |
| 462. | 5.1% | Neshannock Township School District / 9,554 |
| 463. | 5.1% | Avella Area School District / 4,147 |
| 464. | 5.0% | South Western School District / 26,706 |
| 465. | 5.0% | Loyalsock Township School District / 11,048 |
| 466. | 5.0% | South Side Area School District / 6,912 |
| 467. | 4.9% | Marion Center Area School District / 10,213 |
| 468. | 4.9% | Southern Fulton School District / 5,468 |
| 469. | 4.9% | Penns Valley Area School District / 12,480 |
| 470. | 4.9% | Bethel Park School District / 32,944 |
| 471. | 4.8% | Altoona Area School District / 59,847 |
| 472. | 4.7% | Clarion Area School District / 8,825 |
| 473. | 4.7% | Tyrone Area School District / 12,777 |
| 473. | 4.7% | Sharpsville Area School District / 7,666 |
| 475. | 4.6% | Central Cambria School District / 13,781 |
| 476. | 4.6% | Norwin School District / 35,520 |
| 477. | 4.6% | Karns City Area School District / 10,574 |
| 478. | 4.6% | Clarion-Limestone Area School District / 8,215 |
| 479. | 4.6% | Fort Cherry School District / 8,713 |
| 480. | 4.5% | St. Marys Area School District / 19,098 |
| 481. | 4.2% | California Area School District / 11,305 |
| 482. | 4.1% | Mifflinburg Area School District / 16,395 |
| 483. | 4.0% | Richland School District / 14,772 |
| 484. | 4.0% | Central Greene School District / 16,026 |
| 485. | 3.9% | Laurel School District / 8,065 |
| 486. | 3.6% | Redbank Valley School District / 8,144 |
| 487. | 3.6% | Chartiers-Houston School District / 9,161 |
| 488. | 3.5% | Tuscarora School District / 18,470 |
| 489. | 3.5% | Reynolds School District / 9,585 |
| 490. | 3.4% | Fairview School District / 10,134 |
| 491. | 3.4% | Mount Pleasant Area School District / 18,011 |
| 492. | 3.2% | Brownsville Area School District / 14,975 |
| 493. | 3.0% | Greenville Area School District / 10,670 |
| 494. | 3.0% | Brookville Area School District / 11,731 |
| 495. | 2.8% | Bellwood-Antis School District / 8,477 |
| 496. | 2.7% | Keystone School District / 7,652 |
| 497. | 2.7% | Tri-Valley School District / 6,657 |
| 498. | 2.7% | Valley Grove School District / 6,896 |
| 499. | 2.3% | Millersburg Area School District / 6,711 |
| 500. | 2.0% | Union School District / 4,276 |
Please note that we only rank locations with 'Percentage of Houses without a Mortgage where Total Holding Costs 40% or More of Owner Income' data. The rank above might not be a complete list. Locations without 'Percentage of Houses without a Mortgage where Total Holding Costs 40% or More of Owner Income' data are not listed.
*ACS stands for U.S. Census American Community Survey. According to the U.S. Census, if the date is a range, you can interpret the data as an average of the period of time.
