| Rank | Percentage of Houses without a Mortgage where Total Holding Costs 20-30% of Owner Income ▼ | School District / Population |
| 1. | 29.1% | Wheelersburg Local School District / 8,443 |
| 2. | 28.0% | Liberty Center Local School District / 5,596 |
| 3. | 25.4% | Riverside Local School District / 4,394 |
| 4. | 24.9% | Bridgeport Exempted Village School District / 6,739 |
| 5. | 24.2% | Northridge Local School District / 11,090 |
| 6. | 22.8% | Richmond Heights Local School District / 9,990 |
| 7. | 22.6% | New Miami Local School District / 3,954 |
| 8. | 22.3% | Norwood City School District / 19,179 |
| 9. | 22.2% | Aurora City School District / 15,858 |
| 10. | 22.1% | Hopewell-Loudon Local School District / 4,178 |
| 11. | 21.5% | Greenfield Exempted Village School District / 12,455 |
| 12. | 21.4% | Conotton Valley Union Local School District / 3,370 |
| 13. | 21.0% | Southeast Local School District / 11,480 |
| 14. | 20.9% | Allen East Local School District / 5,761 |
| 15. | 20.9% | Johnstown-Monroe Local School District / 9,902 |
| 16. | 20.9% | Kings Local School District / 25,688 |
| 16. | 20.9% | Streetsboro City School District / 16,006 |
| 18. | 20.8% | Scioto Valley Local School District / 8,444 |
| 19. | 20.8% | Southern Local School District / 5,128 |
| 20. | 20.3% | Fairbanks Local School District / 6,644 |
| 21. | 20.2% | Brooklyn City School District / 11,047 |
| 22. | 19.7% | Cory-Rawson Local School District / 3,905 |
| 23. | 19.5% | McDonald Local School District / 3,707 |
| 24. | 19.3% | Hamilton Local School District / 15,802 |
| 24. | 19.3% | Toronto City School District / 5,642 |
| 26. | 19.2% | Jackson Center Local School District / 2,750 |
| 27. | 19.1% | Tuslaw Local School District / 8,410 |
| 28. | 19.0% | Jefferson Local School District / 7,073 |
| 29. | 18.9% | Northmor Local School District / 7,307 |
| 30. | 18.8% | Warren City School District / 36,888 |
| 31. | 18.8% | Shelby City School District / 12,888 |
| 32. | 18.8% | Rocky River City School District / 20,592 |
| 33. | 18.8% | Kenton City School District / 11,692 |
| 34. | 18.8% | Ripley-Union-Lewis-Huntington Local School District / 7,429 |
| 35. | 18.7% | Spencerville Local School District / 4,725 |
| 36. | 18.6% | Highland Local School District / 11,992 |
| 37. | 18.4% | Miamisburg City School District / 38,863 |
| 38. | 18.4% | Perrysburg Exempted Village School District / 27,236 |
| 39. | 18.3% | Lincolnview Local School District / 3,780 |
| 40. | 18.3% | Ashland City School District / 26,474 |
| 41. | 18.2% | Deer Park Community City School District / 12,423 |
| 42. | 18.2% | Mayfield City School District / 33,006 |
| 43. | 18.1% | Lucas Local School District / 3,177 |
| 44. | 18.1% | Fredericktown Local School District / 7,830 |
| 45. | 18.0% | Fayette Local School District / 2,520 |
| 46. | 17.8% | Oakwood City School District / 9,150 |
| 47. | 17.8% | Twin Valley Community Local School District / 5,870 |
| 48. | 17.7% | Warrensville Heights City School District / 15,340 |
| 49. | 17.7% | New Riegel Local School District / 1,707 |
| 49. | 17.7% | Northmont City School District / 34,843 |
| 51. | 17.7% | Lowellville Local School District / 2,112 |
| 52. | 17.6% | Crestview Local School District / 4,617 |
| 53. | 17.5% | Vinton County Local School District / 13,337 |
| 54. | 17.5% | New Lebanon Local School District / 6,487 |
| 55. | 17.5% | Bexley City School District / 13,286 |
| 56. | 17.5% | North Canton City School District / 29,855 |
| 57. | 17.5% | Millcreek-West Unity Local School District / 3,687 |
| 57. | 17.5% | Ravenna City School District / 20,763 |
| 59. | 17.4% | Ridgedale Local School District / 4,898 |
| 60. | 17.4% | Milton-Union Exempted Village School District / 9,658 |
| 61. | 17.4% | Reading Community City School District / 10,434 |
| 62. | 17.4% | Continental Local School District / 3,625 |
| 63. | 17.3% | Sebring Local School District / 4,432 |
| 64. | 17.3% | North Olmsted City School District / 32,253 |
| 65. | 17.3% | Rock Hill Local School District / 9,051 |
| 65. | 17.3% | Finneytown Local School District / 10,736 |
| 67. | 17.2% | Campbell City School District / 8,112 |
| 68. | 17.2% | Otsego Local School District / 9,570 |
| 69. | 17.2% | Crooksville Exempted Village School District / 5,189 |
| 70. | 17.2% | Williamsburg Local School District / 6,223 |
| 71. | 17.1% | Bethel Local School District / 5,778 |
| 72. | 17.1% | Tiffin City School District / 22,092 |
| 73. | 17.0% | Mariemont City School District / 8,207 |
| 74. | 17.0% | Circleville City School District / 14,499 |
| 75. | 16.9% | Euclid City School District / 48,314 |
| 76. | 16.9% | Maplewood Local School District / 5,557 |
| 77. | 16.9% | College Corner Local School District / 578 |
| 78. | 16.8% | Arcadia Local School District / 2,876 |
| 78. | 16.8% | New Bremen Local School District / 4,437 |
| 80. | 16.8% | Brookville Local School District / 10,239 |
| 81. | 16.8% | Beachwood City School District / 11,855 |
| 81. | 16.8% | Avon Local School District / 21,783 |
| 83. | 16.8% | Fairview Park City School District / 16,178 |
| 84. | 16.7% | Heath City School District / 10,114 |
| 85. | 16.7% | Kelleys Island Local School District / 171 |
| 85. | 16.7% | Belpre City School District / 8,414 |
| 87. | 16.7% | Lakewood City School District / 51,400 |
| 88. | 16.6% | Midview Local School District / 23,977 |
| 89. | 16.5% | Indian Lake Local School District / 11,589 |
| 90. | 16.5% | East Cleveland City School District / 20,380 |
| 91. | 16.4% | Parma City School District / 112,905 |
| 92. | 16.3% | Ironton City School District / 10,984 |
| 93. | 16.3% | Maumee City School District / 17,387 |
| 94. | 16.3% | Bloom-Vernon Local School District / 5,333 |
| 95. | 16.2% | Coventry Local School District / 13,182 |
| 95. | 16.2% | Sidney City School District / 25,312 |
| 95. | 16.2% | Galion City School District / 13,098 |
| 98. | 16.2% | Jefferson Township Local School District / 6,588 |
| 99. | 16.2% | South-Western City School District / 137,443 |
| 100. | 16.2% | Willard City School District / 11,223 |
| 101. | 16.2% | Highland Local School District / 17,824 |
| 102. | 16.1% | Indian Valley Local School District / 10,649 |
| 103. | 16.1% | Wadsworth City School District / 27,542 |
| 104. | 16.0% | Youngstown City School District / 67,859 |
| 105. | 16.0% | Anthony Wayne Local School District / 28,200 |
| 106. | 16.0% | Antwerp Local School District / 3,878 |
| 107. | 15.9% | Lakewood Local School District / 15,256 |
| 107. | 15.9% | Tri-Village Local School District / 4,603 |
| 109. | 15.9% | Margaretta Local School District / 7,391 |
| 110. | 15.9% | Sheffield-Sheffield Lake City School District / 13,104 |
| 111. | 15.9% | Covington Exempted Village School District / 5,294 |
| 112. | 15.8% | Dayton City School District / 151,829 |
| 113. | 15.8% | North Ridgeville City School District / 30,680 |
| 114. | 15.8% | Edgewood City School District / 19,299 |
| 115. | 15.7% | Reynoldsburg City School District / 38,442 |
| 116. | 15.7% | Willoughby-Eastlake City School District / 65,379 |
| 117. | 15.7% | Lakeview Local School District / 12,488 |
| 118. | 15.6% | North Central Local School District / 4,431 |
| 119. | 15.6% | Bedford City School District / 29,557 |
| 120. | 15.5% | Noble Local School District / 6,459 |
| 121. | 15.5% | Zanesville City School District / 27,561 |
| 121. | 15.5% | Rittman Exempted Village School District / 7,205 |
| 123. | 15.5% | Jackson City School District / 15,513 |
| 124. | 15.5% | Van Buren Local School District / 6,220 |
| 125. | 15.4% | Northern Local School District / 13,905 |
| 126. | 15.4% | Crestview Local School District / 6,943 |
| 127. | 15.4% | Cleveland Municipal School District / 394,403 |
| 128. | 15.3% | Maple Heights City School District / 22,880 |
| 129. | 15.3% | Huber Heights City School District / 41,728 |
| 130. | 15.2% | Mathews Local School District / 7,161 |
| 131. | 15.2% | Marietta City School District / 24,010 |
| 132. | 15.2% | South Euclid-Lyndhurst City School District / 34,666 |
| 132. | 15.2% | Cardington-Lincoln Local School District / 6,544 |
| 134. | 15.2% | Adena Local School District / 6,781 |
| 134. | 15.2% | Edison Local School District / 15,353 |
| 136. | 15.2% | New Knoxville Local School District / 1,903 |
| 137. | 15.1% | Norwalk City School District / 18,726 |
| 138. | 15.0% | Manchester Local School District / 9,307 |
| 138. | 15.0% | Crestwood Local School District / 14,863 |
| 140. | 15.0% | Northridge Local School District / 8,339 |
| 140. | 15.0% | Gahanna-Jefferson City School District / 45,102 |
| 142. | 15.0% | Maysville Local School District / 10,499 |
| 143. | 15.0% | Norton City School District / 14,233 |
| 144. | 15.0% | London City School District / 16,495 |
| 145. | 14.9% | Northwestern Local School District / 8,348 |
| 146. | 14.9% | Georgetown Exempted Village School District / 7,113 |
| 147. | 14.9% | Federal Hocking Local School District / 8,078 |
| 147. | 14.9% | Western Brown Local School District / 16,719 |
| 149. | 14.9% | Oregon City School District / 23,520 |
| 150. | 14.8% | Springfield City School District / 57,043 |
| 151. | 14.8% | Three Rivers Local School District / 15,824 |
| 151. | 14.8% | Painesville City Local School District / 17,311 |
| 153. | 14.8% | Rootstown Local School District / 8,293 |
| 154. | 14.8% | Waynesfield-Goshen Local School District / 2,936 |
| 155. | 14.8% | Massillon City School District / 29,425 |
| 156. | 14.7% | Chippewa Local School District / 9,289 |
| 157. | 14.7% | Middle Bass Local School District / 167 |
| 158. | 14.7% | Fairfield Union Local School District / 10,283 |
| 159. | 14.7% | Liberty Local School District / 11,944 |
| 160. | 14.6% | Osnaburg Local School District / 5,551 |
| 161. | 14.6% | Riverside Local School District / 34,902 |
| 162. | 14.6% | Minster Local School District / 4,236 |
| 163. | 14.5% | Washington Court House City School District / 13,900 |
| 164. | 14.5% | Barberton City School District / 25,636 |
| 165. | 14.5% | Oak Hill Union Local School District / 7,856 |
| 166. | 14.5% | Geneva Area City School District / 16,913 |
| 167. | 14.4% | Western Reserve Local School District / 6,740 |
| 167. | 14.4% | Patrick Henry Local School District / 5,259 |
| 167. | 14.4% | Mississinawa Valley Local School District / 3,876 |
| 170. | 14.4% | Berea City School District / 52,863 |
| 170. | 14.4% | Bay Village City School District / 15,508 |
| 172. | 14.4% | Grandview Heights City School District / 7,439 |
| 173. | 14.4% | Valley Local School District / 6,577 |
| 174. | 14.3% | Mount Gilead Exempted Village School District / 7,880 |
| 175. | 14.3% | Springfield Local School District / 30,428 |
| 176. | 14.2% | Preble Shawnee Local School District / 8,899 |
| 177. | 14.2% | Brecksville-Broadview Heights City School District / 27,018 |
| 178. | 14.2% | Tuscarawas Valley Local School District / 10,059 |
| 179. | 14.2% | Beavercreek City School District / 54,348 |
| 180. | 14.2% | West Muskingum Local School District / 13,113 |
| 181. | 14.2% | Amherst Exempted Village School District / 24,432 |
| 181. | 14.2% | Independence Local School District / 7,136 |
| 183. | 14.2% | Bryan City School District / 12,902 |
| 184. | 14.2% | Urbana City School District / 15,176 |
| 185. | 14.1% | Xenia Community City School District / 37,088 |
| 185. | 14.1% | North Union Local School District / 7,645 |
| 187. | 14.1% | West Carrollton City School District / 28,395 |
| 188. | 14.1% | Canton City School District / 62,904 |
| 189. | 14.1% | Columbus City School District / 504,836 |
| 189. | 14.1% | Eastern Local School District / 4,921 |
| 191. | 14.1% | Lake Local School District / 11,283 |
| 192. | 14.1% | Pleasant Local School District / 9,156 |
| 193. | 14.0% | Southwest Local School District / 22,803 |
| 193. | 14.0% | Fairfield City School District / 64,976 |
| 195. | 14.0% | Strongsville City School District / 44,789 |
| 195. | 14.0% | Gallia County Local School District / 15,661 |
| 197. | 14.0% | Woodmore Local School District / 6,551 |
| 198. | 14.0% | Wauseon Exempted Village School District / 10,048 |
| 199. | 13.9% | West Liberty-Salem Local School District / 5,749 |
| 200. | 13.9% | Centerville City School District / 56,385 |
| 201. | 13.9% | Tallmadge City School District / 17,540 |
| 201. | 13.9% | Symmes Valley Local School District / 4,695 |
| 203. | 13.9% | Marion City School District / 29,148 |
| 203. | 13.9% | Canfield Local School District / 18,421 |
| 203. | 13.9% | New Richmond Exempted Village School District / 13,642 |
| 206. | 13.9% | Plymouth-Shiloh Local School District / 5,260 |
| 207. | 13.9% | East Knox Local School District / 9,335 |
| 208. | 13.8% | West Holmes Local School District / 19,152 |
| 209. | 13.8% | Olmsted Falls City School District / 24,126 |
| 210. | 13.8% | Mansfield City School District / 34,393 |
| 211. | 13.8% | Licking Valley Local School District / 10,918 |
| 212. | 13.8% | Boardman Local School District / 37,022 |
| 213. | 13.8% | North College Hill City School District / 10,650 |
| 214. | 13.8% | Parkway Local School District / 5,808 |
| 215. | 13.8% | Winton Woods City School District / 25,962 |
| 215. | 13.8% | Wellston City School District / 9,123 |
| 217. | 13.7% | South Point Local School District / 12,410 |
| 218. | 13.7% | Franklin Monroe Local School District / 3,723 |
| 219. | 13.7% | Rossford Exempted Village School District / 13,601 |
| 220. | 13.6% | Bellaire Local School District / 9,719 |
| 221. | 13.5% | Brookfield Local School District / 8,737 |
| 222. | 13.5% | Greenville City School District / 21,953 |
| 223. | 13.5% | Springfield Local School District / 19,428 |
| 224. | 13.5% | Portsmouth City School District / 21,759 |
| 225. | 13.5% | Toledo City School District / 226,891 |
| 226. | 13.5% | Nordonia Hills City School District / 32,447 |
| 227. | 13.4% | Northwest Local School District / 74,461 |
| 228. | 13.4% | Cincinnati City School District / 331,025 |
| 228. | 13.4% | Clear Fork Valley Local School District / 10,097 |
| 230. | 13.4% | McComb Local School District / 4,417 |
| 231. | 13.3% | Upper Scioto Valley Local School District / 4,148 |
| 232. | 13.3% | Newark City School District / 48,546 |
| 233. | 13.3% | Twinsburg City School District / 24,822 |
| 233. | 13.3% | Jonathan Alder Local School District / 12,327 |
| 233. | 13.3% | Fayetteville-Perry Local School District / 4,528 |
| 233. | 13.3% | Cleveland Heights-University Heights City School District / 57,800 |
| 237. | 13.3% | Cardinal Local School District / 15,182 |
| 238. | 13.2% | Mount Healthy City School District / 24,325 |
| 239. | 13.2% | Big Walnut Local School District / 19,007 |
| 240. | 13.2% | Princeton City School District / 42,551 |
| 241. | 13.2% | Indian Creek Local School District / 18,631 |
| 241. | 13.2% | Clinton-Massie Local School District / 9,867 |
| 243. | 13.1% | Wellington Exempted Village School District / 8,683 |
| 244. | 13.1% | National Trail Local School District / 7,107 |
| 245. | 13.1% | Monroeville Local School District / 4,471 |
| 246. | 13.0% | Northeastern Local School District / 22,467 |
| 247. | 13.0% | Vanlue Local School District / 1,631 |
| 248. | 13.0% | Loudonville-Perrysville Exempted Village School District / 8,077 |
| 248. | 13.0% | Southington Local School District / 3,672 |
| 250. | 13.0% | Steubenville City School District / 15,735 |
| 251. | 13.0% | Wayne Local School District / 8,782 |
| 252. | 13.0% | Evergreen Local School District / 7,250 |
| 252. | 13.0% | Benton-Carroll-Salem Local School District / 10,411 |
| 254. | 13.0% | Madison-Plains Local School District / 10,686 |
| 255. | 12.9% | Mentor Exempted Village School District / 60,837 |
| 256. | 12.9% | Marion Local School District / 3,551 |
| 257. | 12.9% | Cuyahoga Heights Local School District / 4,070 |
| 257. | 12.9% | Lima City School District / 29,941 |
| 257. | 12.9% | Marysville Exempted Village School District / 31,897 |
| 260. | 12.9% | Miami East Local School District / 7,284 |
| 261. | 12.9% | Bradford Exempted Village School District / 2,921 |
| 262. | 12.9% | Gallipolis City School District / 14,937 |
| 262. | 12.9% | Madison Local School District / 26,560 |
| 264. | 12.9% | Yellow Springs Exempted Village School District / 4,260 |
| 265. | 12.8% | Chardon Local School District / 21,575 |
| 265. | 12.8% | Kettering City School District / 56,400 |
| 267. | 12.8% | Bettsville Local School District / 1,245 |
| 268. | 12.8% | Madeira City School District / 8,779 |
| 269. | 12.8% | Chagrin Falls Exempted Village School District / 10,389 |
| 270. | 12.8% | Ross Local School District / 16,489 |
| 271. | 12.8% | Minerva Local School District / 11,801 |
| 272. | 12.7% | Waverly City School District / 11,394 |
| 273. | 12.7% | Bright Local School District / 4,517 |
| 274. | 12.7% | Felicity-Franklin Local School District / 5,432 |
| 274. | 12.7% | Keystone Local School District / 11,216 |
| 276. | 12.7% | Akron City School District / 189,945 |
| 277. | 12.7% | Goshen Local School District / 16,162 |
| 278. | 12.7% | Chillicothe City School District / 23,104 |
| 279. | 12.6% | St. Marys City School District / 13,058 |
| 279. | 12.6% | Hillsboro City School District / 16,641 |
| 279. | 12.6% | Struthers City School District / 11,533 |
| 282. | 12.6% | Dover City School District / 17,077 |
| 282. | 12.6% | Clyde-Green Springs Exempted Village School District / 13,242 |
| 284. | 12.6% | Graham Local School District / 11,964 |
| 284. | 12.6% | Crestview Local School District / 5,933 |
| 284. | 12.6% | Eastwood Local School District / 8,961 |
| 284. | 12.6% | Woodridge Local School District / 17,813 |
| 288. | 12.6% | Bethel-Tate Local School District / 9,676 |
| 288. | 12.6% | Oak Hills Local School District / 64,297 |
| 290. | 12.6% | Avon Lake City School District / 22,871 |
| 291. | 12.5% | Westlake City School District / 32,513 |
| 292. | 12.5% | Lisbon Exempted Village School District / 5,595 |
| 293. | 12.5% | Logan-Hocking Local School District / 24,272 |
| 293. | 12.5% | Carlisle Local School District / 9,018 |
| 295. | 12.5% | St. Bernard-Elmwood Place City School District / 6,245 |
| 296. | 12.5% | River View Local School District / 15,101 |
| 297. | 12.5% | Fairless Local School District / 12,036 |
| 298. | 12.5% | Lorain City School District / 53,054 |
| 299. | 12.5% | Cambridge City School District / 15,805 |
| 300. | 12.4% | Columbiana Exempted Village School District / 8,005 |
| 301. | 12.4% | Vandalia-Butler City School District / 23,512 |
| 302. | 12.4% | Buckeye Central Local School District / 5,378 |
| 302. | 12.4% | Forest Hills Local School District / 46,271 |
| 304. | 12.4% | Poland Local School District / 15,265 |
| 305. | 12.4% | Olentangy Local School District / 77,762 |
| 306. | 12.4% | Hubbard Exempted Village School District / 13,395 |
| 307. | 12.3% | Cuyahoga Falls City School District / 40,871 |
| 307. | 12.3% | New Boston Local School District / 2,324 |
| 309. | 12.3% | Austintown Local School District / 35,594 |
| 310. | 12.3% | Sandusky City School District / 25,617 |
| 311. | 12.3% | Orange City School District / 14,294 |
| 312. | 12.3% | Beaver Local School District / 15,779 |
| 313. | 12.2% | Middletown City School District / 48,811 |
| 313. | 12.2% | Teays Valley Local School District / 23,398 |
| 315. | 12.2% | Firelands Local School District / 11,686 |
| 316. | 12.2% | Upper Sandusky Exempted Village School District / 11,749 |
| 317. | 12.2% | Solon City School District / 23,744 |
| 318. | 12.2% | Adams County/Ohio Valley Local School District / 23,140 |
| 319. | 12.1% | Lexington Local School District / 15,679 |
| 320. | 12.1% | Medina City School District / 44,474 |
| 321. | 12.1% | Nelsonville-York City School District / 9,361 |
| 322. | 12.1% | Mad River Local School District / 21,825 |
| 323. | 12.1% | Shawnee Local School District / 16,599 |
| 323. | 12.1% | West Branch Local School District / 13,000 |
| 325. | 12.1% | Windham Exempted Village School District / 3,562 |
| 326. | 12.0% | Green Local School District / 6,625 |
| 326. | 12.0% | Archbold Area Local School District / 7,274 |
| 328. | 12.0% | Sylvania City School District / 52,904 |
| 329. | 12.0% | Carrollton Exempted Village School District / 17,048 |
| 329. | 12.0% | Washington Local School District / 49,317 |
| 331. | 12.0% | Worthington City School District / 63,087 |
| 331. | 12.0% | Harrison Hills City School District / 13,235 |
| 333. | 12.0% | Plain Local School District / 47,872 |
| 334. | 12.0% | West Clermont Local School District / 68,619 |
| 335. | 11.9% | Crestline Exempted Village School District / 5,303 |
| 336. | 11.9% | Ridgemont Local School District / 3,180 |
| 337. | 11.9% | Sugarcreek Local School District / 15,307 |
| 337. | 11.9% | Green Local School District / 25,856 |
| 339. | 11.9% | Newton Falls Exempted Village School District / 8,699 |
| 340. | 11.8% | Elmwood Local School District / 6,516 |
| 341. | 11.8% | Mount Vernon City School District / 30,665 |
| 341. | 11.8% | Pymatuning Valley Local School District / 8,115 |
| 343. | 11.8% | Vermilion Local School District / 14,502 |
| 344. | 11.8% | Bowling Green City School District / 37,342 |
| 345. | 11.8% | Russia Local School District / 1,818 |
| 345. | 11.8% | Western Reserve Local School District / 4,065 |
| 347. | 11.8% | Meigs Local School District / 12,353 |
| 348. | 11.7% | Eaton Community City School District / 14,140 |
| 348. | 11.7% | South Range Local School District / 6,768 |
| 350. | 11.7% | Piqua City School District / 23,955 |
| 351. | 11.7% | Shaker Heights City School District / 31,620 |
| 351. | 11.7% | Canton Local School District / 12,842 |
| 353. | 11.6% | Garfield Heights City School District / 26,292 |
| 354. | 11.6% | Perkins Local School District / 13,965 |
| 355. | 11.6% | Northwest Local School District / 9,760 |
| 356. | 11.6% | Valley View Local School District / 10,795 |
| 356. | 11.6% | Fostoria City School District / 13,965 |
| 358. | 11.5% | Ashtabula Area City School District / 27,502 |
| 358. | 11.5% | West Geauga Local School District / 16,032 |
| 360. | 11.5% | East Guernsey Local School District / 7,687 |
| 360. | 11.5% | Berkshire Local School District / 9,124 |
| 362. | 11.5% | Southwest Licking Local School District / 24,098 |
| 363. | 11.5% | Ottawa Hills Local School District / 4,585 |
| 364. | 11.5% | New Philadelphia City School District / 21,915 |
| 364. | 11.5% | Centerburg Local School District / 5,865 |
| 366. | 11.4% | Columbus Grove Local School District / 5,279 |
| 367. | 11.4% | Athens City School District / 35,328 |
| 368. | 11.4% | Jefferson Area Local School District / 11,151 |
| 368. | 11.4% | Lancaster City School District / 47,944 |
| 370. | 11.3% | Alexander Local School District / 10,396 |
| 371. | 11.3% | Salem City School District / 17,064 |
| 371. | 11.3% | Sycamore Community City School District / 34,290 |
| 373. | 11.3% | North Royalton City School District / 36,206 |
| 374. | 11.3% | Leetonia Exempted Village School District / 4,618 |
| 375. | 11.2% | Triad Local School District / 5,359 |
| 376. | 11.2% | Louisville City School District / 18,780 |
| 377. | 11.2% | Carey Exempted Village School District / 5,318 |
| 378. | 11.2% | Alliance City School District / 21,357 |
| 379. | 11.2% | Paint Valley Local School District / 6,263 |
| 380. | 11.2% | Elyria City School District / 52,115 |
| 381. | 11.2% | Leipsic Local School District / 3,407 |
| 381. | 11.2% | Claymont City School District / 12,119 |
| 383. | 11.2% | Kenston Local School District / 17,273 |
| 384. | 11.1% | Perry Local School District / 30,518 |
| 385. | 11.1% | Seneca East Local School District / 4,700 |
| 386. | 11.1% | Orrville City School District / 11,062 |
| 387. | 11.0% | Lynchburg-Clay Local School District / 6,853 |
| 388. | 11.0% | Edon Northwest Local School District / 3,298 |
| 389. | 11.0% | Southern Local School District / 5,685 |
| 390. | 11.0% | Port Clinton City School District / 13,169 |
| 391. | 11.0% | Mason City School District / 50,516 |
| 392. | 10.9% | Greeneview Local School District / 7,890 |
| 392. | 10.9% | Western Local School District / 5,350 |
| 394. | 10.9% | Eastern Local School District / 8,469 |
| 395. | 10.9% | Whitehall City School District / 18,383 |
| 396. | 10.9% | Tri-County North Local School District / 5,599 |
| 396. | 10.9% | Edgerton Local School District / 4,165 |
| 398. | 10.9% | Springfield Local School District / 8,243 |
| 399. | 10.9% | Upper Arlington City School District / 34,927 |
| 400. | 10.8% | Greenon Local School District / 12,122 |
| 401. | 10.8% | Celina City School District / 18,485 |
| 402. | 10.8% | Bath Local School District / 12,418 |
| 402. | 10.8% | Elgin Local School District / 6,928 |
| 404. | 10.8% | Cedar Cliff Local School District / 6,444 |
| 404. | 10.8% | Southern Local School District / 4,675 |
| 404. | 10.8% | LaBrae Local School District / 8,956 |
| 407. | 10.8% | Holgate Local School District / 2,402 |
| 407. | 10.8% | Blanchester Local School District / 8,571 |
| 409. | 10.8% | Green Local School District / 4,168 |
| 410. | 10.8% | Batavia Local School District / 11,594 |
| 411. | 10.7% | Springboro Community City School District / 30,227 |
| 411. | 10.7% | Columbia Local School District / 6,669 |
| 413. | 10.7% | Stow-Munroe Falls City School District / 40,039 |
| 414. | 10.7% | Buckeye Local School District / 14,179 |
| 415. | 10.7% | Clay Local School District / 3,631 |
| 416. | 10.6% | Lake Local School District / 19,593 |
| 416. | 10.6% | Marlington Local School District / 15,706 |
| 418. | 10.6% | Wyoming City School District / 8,356 |
| 419. | 10.6% | Wickliffe City School District / 12,671 |
| 420. | 10.6% | Groveport Madison Local School District / 44,648 |
| 421. | 10.5% | Bellefontaine City School District / 15,021 |
| 422. | 10.5% | Delaware City School District / 36,773 |
| 422. | 10.5% | Coshocton City School District / 11,359 |
| 424. | 10.5% | Kirtland Local School District / 7,746 |
| 425. | 10.5% | Fremont City School District / 29,377 |
| 426. | 10.5% | Jackson-Milton Local School District / 5,928 |
| 427. | 10.5% | Pickerington Local School District / 49,146 |
| 428. | 10.4% | Westerville City School District / 95,536 |
| 429. | 10.4% | Wapakoneta City School District / 19,399 |
| 430. | 10.4% | Switzerland of Ohio Local School District / 17,902 |
| 431. | 10.3% | Morgan Local School District / 13,903 |
| 432. | 10.3% | Sandy Valley Local School District / 8,124 |
| 433. | 10.3% | Napoleon Area City School District / 14,444 |
| 434. | 10.3% | Kalida Local School District / 3,586 |
| 434. | 10.3% | Brunswick City School District / 46,228 |
| 436. | 10.3% | Hamilton City School District / 62,582 |
| 436. | 10.3% | Genoa Area Local School District / 8,667 |
| 438. | 10.3% | Wooster City School District / 29,595 |
| 438. | 10.3% | Dawson-Bryant Local School District / 6,981 |
| 440. | 10.3% | Lordstown Local School District / 3,374 |
| 440. | 10.3% | Lakota Local School District / 95,208 |
| 440. | 10.3% | Clark-Shawnee Local School District / 11,898 |
| 443. | 10.3% | Clearview Local School District / 6,130 |
| 444. | 10.3% | River Valley Local School District / 16,531 |
| 445. | 10.2% | Hicksville Exempted Village School District / 5,172 |
| 446. | 10.2% | Hilliard City School District / 88,176 |
| 446. | 10.2% | Milford Exempted Village School District / 42,275 |
| 448. | 10.2% | Northeastern Local School District / 6,446 |
| 449. | 10.2% | Northwestern Local School District / 10,744 |
| 450. | 10.2% | Girard City School District / 10,875 |
| 450. | 10.2% | Fairlawn Local School District / 2,260 |
| 450. | 10.2% | Cloverleaf Local School District / 19,374 |
| 453. | 10.1% | Joseph Badger Local School District / 6,519 |
| 454. | 10.1% | Martins Ferry City School District / 9,934 |
| 455. | 10.1% | Trotwood-Madison City School District / 20,531 |
| 456. | 10.0% | Danville Local School District / 3,762 |
| 457. | 10.0% | Liberty-Benton Local School District / 6,498 |
| 458. | 10.0% | Swanton Local School District / 9,213 |
| 459. | 10.0% | Defiance City School District / 16,622 |
| 460. | 9.9% | Tecumseh Local School District / 19,034 |
| 461. | 9.9% | Conneaut Area City School District / 14,946 |
| 461. | 9.9% | East Liverpool City School District / 16,403 |
| 463. | 9.9% | Clermont Northeastern Local School District / 13,631 |
| 463. | 9.9% | Newbury Local School District / 5,574 |
| 465. | 9.8% | East Clinton Local School District / 8,529 |
| 466. | 9.8% | Mohawk Local School District / 6,555 |
| 466. | 9.8% | Manchester Local School District / 5,570 |
| 468. | 9.8% | Southeast Local School District / 18,515 |
| 468. | 9.8% | Bluffton Exempted Village School District / 7,216 |
| 470. | 9.7% | Bucyrus City School District / 10,540 |
| 471. | 9.7% | Buckeye Local School District / 12,350 |
| 472. | 9.7% | Buckeye Valley Local School District / 16,576 |
| 473. | 9.7% | St. Clairsville-Richland City School District / 16,536 |
| 473. | 9.7% | Madison Local School District / 18,857 |
| 475. | 9.7% | Westfall Local School District / 8,967 |
| 476. | 9.7% | Pike-Delta-York Local School District / 8,762 |
| 476. | 9.7% | Old Fort Local School District / 2,193 |
| 478. | 9.6% | Hudson City School District / 23,714 |
| 479. | 9.6% | Amanda-Clearcreek Local School District / 8,710 |
| 480. | 9.5% | Black River Local School District / 9,924 |
| 481. | 9.5% | Little Miami Local School District / 29,904 |
| 482. | 9.5% | Tipp City Exempted Village School District / 14,812 |
| 483. | 9.3% | Huron City School District / 10,572 |
| 484. | 9.3% | Bloom-Carroll Local School District / 10,630 |
| 484. | 9.3% | East Muskingum Local School District / 12,728 |
| 486. | 9.3% | Revere Local School District / 20,314 |
| 487. | 9.2% | Rolling Hills Local School District / 11,408 |
| 488. | 9.2% | Grand Valley Local School District / 9,369 |
| 489. | 9.2% | Tri-Valley Local School District / 17,064 |
| 490. | 9.2% | Perry Local School District / 3,921 |
| 491. | 9.1% | Lebanon City School District / 38,374 |
| 492. | 9.1% | Jackson Local School District / 37,961 |
| 492. | 9.1% | East Palestine City School District / 8,216 |
| 494. | 9.1% | Riverdale Local School District / 5,817 |
| 495. | 9.1% | Weathersfield Local School District / 5,647 |
| 496. | 9.1% | Wynford Local School District / 6,434 |
| 497. | 9.1% | Ada Exempted Village School District / 7,851 |
| 498. | 9.1% | Benjamin Logan Local School District / 11,259 |
| 499. | 9.1% | Buckeye Local School District / 15,277 |
| 500. | 9.1% | Triway Local School District / 12,783 |
| 500. | 9.1% | Mogadore Local School District / 4,253 |
| 502. | 9.0% | Franklin City School District / 20,503 |
| 503. | 9.0% | Chesapeake Union Exempted Village School District / 7,904 |
| 504. | 9.0% | Caldwell Exempted Village School District / 8,532 |
| 505. | 8.9% | Niles City School District / 19,087 |
| 505. | 8.9% | Granville Exempted Village School District / 12,444 |
| 507. | 8.9% | Miami Trace Local School District / 15,260 |
| 508. | 8.9% | Findlay City School District / 41,911 |
| 509. | 8.9% | Monroe Local School District / 13,454 |
| 510. | 8.8% | Hardin-Houston Local School District / 4,543 |
| 511. | 8.8% | Fairborn City School District / 42,648 |
| 512. | 8.8% | Walnut Township Local School District / 4,104 |
| 513. | 8.8% | Newton Local School District / 3,272 |
| 514. | 8.8% | United Local School District / 8,207 |
| 515. | 8.7% | Frontier Local School District / 4,555 |
| 515. | 8.7% | New Lexington City School District / 10,574 |
| 517. | 8.7% | Dublin City School District / 81,830 |
| 518. | 8.7% | Minford Local School District / 7,746 |
| 519. | 8.7% | Shadyside Local School District / 5,509 |
| 519. | 8.7% | Eastern Local School District / 5,192 |
| 519. | 8.7% | New Albany-Plain Local School District / 21,193 |
| 522. | 8.6% | Mechanicsburg Exempted Village School District / 4,844 |
| 523. | 8.5% | Ledgemont Local School District / 4,215 |
| 524. | 8.5% | Fairland Local School District / 10,355 |
| 525. | 8.5% | Perry Local School District / 8,987 |
| 525. | 8.5% | Elida Local School District / 20,017 |
| 527. | 8.4% | Union Local School District / 9,339 |
| 528. | 8.4% | Southeastern Local School District / 6,213 |
| 529. | 8.4% | Madison Local School District / 8,040 |
| 530. | 8.3% | Southeastern Local School District / 4,236 |
| 531. | 8.2% | Washington-Nile Local School District / 7,850 |
| 532. | 8.2% | St. Henry Consolidated Local School District / 4,580 |
| 532. | 8.2% | Loveland City School District / 25,955 |
| 534. | 8.2% | Ottoville Local School District / 2,548 |
| 534. | 8.2% | Logan Elm Local School District / 12,847 |
| 536. | 8.2% | Franklin Local School District / 12,162 |
| 537. | 8.1% | Stryker Local School District / 3,481 |
| 538. | 8.1% | Zane Trace Local School District / 9,725 |
| 539. | 8.1% | Dalton Local School District / 7,108 |
| 540. | 8.0% | Waterloo Local School District / 8,081 |
| 541. | 8.0% | Wellsville Local School District / 4,804 |
| 542. | 7.9% | North Baltimore Local School District / 4,206 |
| 543. | 7.9% | Northwood Local School District / 5,285 |
| 544. | 7.9% | Fort Recovery Local School District / 4,093 |
| 545. | 7.8% | Berne Union Local School District / 5,279 |
| 546. | 7.8% | Howland Local School District / 21,936 |
| 546. | 7.8% | Bellevue City School District / 13,102 |
| 548. | 7.7% | Colonel Crawford Local School District / 5,629 |
| 548. | 7.7% | Berlin-Milan Local School District / 9,420 |
| 550. | 7.7% | Lockland Local School District / 4,429 |
| 550. | 7.7% | Fort Loramie Local School District / 3,882 |
| 552. | 7.6% | New London Local School District / 5,510 |
| 553. | 7.6% | Canal Winchester Local School District / 20,048 |
| 554. | 7.5% | Trimble Local School District / 4,719 |
| 555. | 7.4% | Field Local School District / 17,036 |
| 556. | 7.4% | Put-in-Bay Local School District / 538 |
| 557. | 7.4% | Miller City-New Cleveland Local School District / 2,341 |
| 558. | 7.3% | Wilmington City School District / 20,114 |
| 558. | 7.3% | Huntington Local School District / 6,180 |
| 560. | 7.3% | Talawanda City School District / 35,745 |
| 561. | 7.3% | Danbury Local School District / 5,337 |
| 562. | 7.3% | Liberty Union-Thurston Local School District / 7,786 |
| 563. | 7.2% | James A. Garfield Local School District / 9,271 |
| 563. | 7.2% | Van Wert City School District / 14,069 |
| 565. | 7.2% | Botkins Local School District / 2,522 |
| 566. | 7.2% | Gibsonburg Exempted Village School District / 5,475 |
| 567. | 7.2% | Fort Frye Local School District / 6,870 |
| 568. | 7.1% | Montpelier Exempted Village School District / 6,068 |
| 569. | 7.1% | Jennings Local School District / 1,658 |
| 570. | 7.1% | Ottawa-Glandorf Local School District / 8,911 |
| 571. | 7.0% | Ayersville Local School District / 3,802 |
| 572. | 7.0% | Lakota Local School District / 6,639 |
| 573. | 6.8% | Strasburg-Franklin Local School District / 4,651 |
| 574. | 6.8% | Brown Local School District / 4,924 |
| 574. | 6.8% | Troy City School District / 31,046 |
| 576. | 6.7% | Warren Local School District / 14,570 |
| 577. | 6.7% | Anna Local School District / 5,363 |
| 578. | 6.7% | Versailles Exempted Village School District / 6,502 |
| 579. | 6.5% | South Central Local School District / 5,292 |
| 580. | 6.5% | Northwest Local School District / 13,205 |
| 581. | 6.4% | Central Local School District / 6,278 |
| 582. | 6.3% | North Fork Local School District / 11,092 |
| 583. | 6.3% | Hillsdale Local School District / 6,723 |
| 584. | 6.2% | Hardin Northern Local School District / 3,024 |
| 585. | 6.1% | Mapleton Local School District / 7,111 |
| 586. | 6.1% | North Central Local School District / 8,196 |
| 587. | 6.1% | Indian Hill Exempted Village School District / 12,929 |
| 588. | 6.0% | Paulding Exempted Village School District / 9,985 |
| 589. | 6.0% | Licking Heights Local School District / 23,059 |
| 590. | 5.9% | Barnesville Exempted Village School District / 7,706 |
| 591. | 5.9% | Oberlin City School District / 11,014 |
| 592. | 5.8% | Champion Local School District / 9,465 |
| 593. | 5.8% | Pandora-Gilboa Local School District / 3,210 |
| 594. | 5.7% | Delphos City School District / 10,121 |
| 595. | 5.6% | Union-Scioto Local School District / 16,226 |
| 595. | 5.6% | Pettisville Local School District / 2,065 |
| 597. | 5.4% | Copley-Fairlawn City School District / 21,665 |
| 598. | 5.4% | Garaway Local School District / 10,779 |
| 599. | 5.3% | Wolf Creek Local School District / 3,607 |
| 600. | 5.2% | Wayne Trace Local School District / 5,626 |
| 601. | 5.1% | Fairfield Local School District / 4,713 |
| 602. | 5.1% | Ridgewood Local School District / 8,125 |
| 603. | 5.0% | Kent City School District / 34,287 |
| 604. | 5.0% | Bristol Local School District / 5,585 |
| 605. | 4.6% | Bloomfield-Mespo Local School District / 4,412 |
| 606. | 4.6% | Ansonia Local School District / 3,445 |
| 607. | 4.4% | Newcomerstown Exempted Village School District / 7,067 |
| 608. | 4.3% | Ontario Local School District / 10,990 |
| 609. | 4.2% | Arcanum-Butler Local School District / 5,960 |
| 610. | 4.0% | East Holmes Local School District / 20,896 |
| 611. | 3.1% | Fairport Harbor Exempted Village School District / 3,110 |
| 612. | 2.8% | Coldwater Exempted Village School District / 6,475 |
| 613. | 2.0% | Arlington Local School District / 4,019 |
Please note that we only rank locations with 'Percentage of Houses without a Mortgage where Total Holding Costs 20-30% of Owner Income' data. The rank above might not be a complete list. Locations without 'Percentage of Houses without a Mortgage where Total Holding Costs 20-30% of Owner Income' data are not listed.
