| Rank | Percentage of Houses without a Mortgage where Total Holding Costs 40% or More of Owner Income ▼ | School District / Population |
| 1. | 18.7% | New Salem-Almont School District / 2,065 |
| 2. | 18.6% | Fort Yates Public School District 4 / 2,710 |
| 3. | 18.0% | Dunseith Public School District 1 / 3,004 |
| 4. | 17.5% | Little Heart Public School District 4 / 196 |
| 5. | 17.2% | Belcourt Public School District 7 / 6,300 |
| 6. | 17.1% | South Prairie Public School District 70 / 1,480 |
| 7. | 16.7% | Midway Public School District 128 / 1,490 |
| 8. | 16.0% | Manning Public School District 45 / 167 |
| 9. | 15.7% | Mandaree Public School District 36 / 987 |
| 10. | 15.4% | Linton Public School District 36 / 1,441 |
| 11. | 14.2% | Fordville-Lankin Public School District 5 / 734 |
| 12. | 14.1% | Selfridge Public School District 8 / 378 |
| 13. | 14.1% | Mount Pleasant Public School District 4 / 1,680 |
| 14. | 14.0% | St. John Public School District 3 / 1,692 |
| 15. | 13.8% | Hazelton-Moffit-Braddock Public School District 6 / 909 |
| 16. | 13.7% | Roosevelt Public School District 18 / 659 |
| 17. | 13.7% | Turtle Lake-Mercer Public School District 72 / 1,054 |
| 18. | 13.3% | Wishek Public School District 19 / 1,447 |
| 19. | 12.8% | Solen Public School District 3 / 1,138 |
| 20. | 12.3% | Enderlin Area Public School District 24 / 1,932 |
| 21. | 12.0% | Elgin-New Leipzig Public School District 49 / 1,312 |
| 22. | 11.9% | Minto Public School District 20 / 1,074 |
| 23. | 11.5% | Glen Ullin Public School District 48 / 1,080 |
| 24. | 11.4% | Kensal Public School District 19 / 346 |
| 25. | 11.1% | Lonetree Public School District 6 / 332 |
| 26. | 11.1% | Midkota Public School District 7 / 1,078 |
| 27. | 11.0% | Rugby Public School District 5 / 3,926 |
| 28. | 10.7% | Griggs County Central School District 18 / 1,880 |
| 29. | 10.6% | Goodrich Public School District 16 / 298 |
| 30. | 10.4% | LaMoure Public School District 8 / 1,794 |
| 31. | 10.4% | Bottineau Public School District 1 / 3,951 |
| 32. | 10.2% | Name N/A / 1,628 |
| 32. | 10.2% | Milnor Public School District 2 / 1,228 |
| 34. | 10.0% | Lidgerwood Public School District 28 / 1,412 |
| 35. | 10.0% | Newburg United Public School District 54 / 637 |
| 36. | 10.0% | Kulm Public School District 7 / 817 |
| 37. | 9.8% | Drake Public School District 57 / 699 |
| 38. | 9.5% | May-Port CG Public School District 14 / 3,521 |
| 39. | 9.5% | Leeds Public School District 6 / 893 |
| 40. | 9.4% | Sterling Public School District 35 / 473 |
| 41. | 9.3% | Parshall Public School District 3 / 1,622 |
| 42. | 9.3% | Center-Stanton Public School District 1 / 2,033 |
| 43. | 9.3% | Napoleon Public School District 2 / 1,315 |
| 44. | 9.2% | Garrison Public School District 51 / 2,301 |
| 45. | 9.1% | Hillsboro Public School District 9 / 2,585 |
| 46. | 8.7% | Kindred Public School District 2 / 3,210 |
| 47. | 8.6% | Minnewaukan Public School District 5 / 487 |
| 48. | 8.6% | Ashley Public School District 9 / 1,114 |
| 49. | 8.4% | Jamestown Public School District 1 / 17,771 |
| 50. | 8.3% | Fargo Public School District 1 / 89,384 |
| 51. | 8.3% | Maddock Public School District 9 / 1,005 |
| 52. | 8.2% | Litchville-Marion Public School District 46 / 1,288 |
| 53. | 8.1% | Richardton-Taylor Public School District 34 / 1,338 |
| 54. | 8.1% | White Shield Public School District 85 / 559 |
| 55. | 8.0% | Gackle-Streeter Public School District 56 / 999 |
| 56. | 8.0% | Flasher Public School District 39 / 952 |
| 57. | 7.9% | St. Thomas Public School District 43 / 463 |
| 58. | 7.9% | Bowman County Public School District 1 / 2,789 |
| 59. | 7.8% | Wyndmere Public School District 42 / 1,525 |
| 60. | 7.8% | Wolford Public School District 1 / 380 |
| 61. | 7.8% | Edgeley Public School District 3 / 1,187 |
| 62. | 7.5% | Hazen Public School District 3 / 3,275 |
| 63. | 7.5% | McClusky Public School District 19 / 583 |
| 64. | 7.4% | Drayton Public School District 19 / 872 |
| 65. | 7.4% | Bowbells Public School District 14 / 563 |
| 66. | 7.3% | Kidder County School District / 2,296 |
| 67. | 7.3% | Surrey Public School District 41 / 1,708 |
| 68. | 7.1% | Emerado Public School District 127 / 755 |
| 69. | 7.1% | Strasburg Public School District 15 / 1,020 |
| 70. | 7.1% | New England Public School District 9 / 1,214 |
| 71. | 7.0% | Harvey Public School District 38 / 2,825 |
| 72. | 6.9% | Richland Public School District 44 / 1,280 |
| 73. | 6.8% | Maple Valley Public School District 4 / 1,523 |
| 74. | 6.8% | Bismarck Public School District 1 / 78,091 |
| 75. | 6.8% | South Heart Public School District 9 / 1,248 |
| 76. | 6.7% | Edmore Public School District 2 / 619 |
| 77. | 6.7% | Baldwin Public School District 29 / 452 |
| 78. | 6.6% | West Fargo Public School District 6 / 50,002 |
| 79. | 6.6% | Bakker Public School District 10 / 242 |
| 80. | 6.5% | Cavalier Public School District 6 / 2,478 |
| 81. | 6.5% | Fort Ransom Public School District 6 / 209 |
| 81. | 6.5% | Devils Lake Public School District 1 / 10,970 |
| 83. | 6.4% | North Border School District 100 / 3,161 |
| 84. | 6.4% | Manvel Public School District 125 / 1,326 |
| 85. | 6.3% | Grafton Public School District 3 / 5,204 |
| 86. | 6.3% | Burke Central Public School District 36 / 672 |
| 87. | 6.3% | Starkweather Public School District 44 / 552 |
| 88. | 6.2% | Ellendale Public School District 40 / 2,435 |
| 88. | 6.2% | Grand Forks Public School District 1 / 54,126 |
| 90. | 6.1% | Central Elementary Public School District 32 / 195 |
| 91. | 6.0% | New Rockford-Sheyenne Public School District 2 / 2,408 |
| 92. | 6.0% | Hatton Public School District 7 / 1,400 |
| 93. | 6.0% | Beach Public School District 3 / 1,314 |
| 94. | 6.0% | West Hope Public School District 17 / 861 |
| 95. | 5.9% | Minot Public School District 1 / 49,502 |
| 96. | 5.8% | Wahpeton Public School District 37 / 9,167 |
| 97. | 5.8% | Billings County Public School District 1 / 838 |
| 98. | 5.8% | Killdeer Public School District 16 / 2,182 |
| 99. | 5.8% | Name N/A / 15,523 |
| 100. | 5.7% | Barnes County North Public School District 2 / 1,942 |
| 101. | 5.5% | Adams Public School District 128 / 361 |
| 102. | 5.4% | Beulah Public School District 27 / 4,424 |
| 103. | 5.4% | Stanley Public School District 2 / 2,909 |
| 104. | 5.4% | North Star School District / 1,853 |
| 105. | 5.3% | Thompson Public School District 61 / 2,221 |
| 106. | 5.3% | Scranton Public School District 33 / 871 |
| 107. | 5.3% | Fessenden-Bowdon Public School District 25 / 1,223 |
| 108. | 5.2% | Dickinson Public School District 1 / 21,215 |
| 109. | 5.2% | Oberon Public School District 16 / 346 |
| 109. | 5.2% | Halliday Public School District 19 / 415 |
| 111. | 5.1% | Lakota Public School District 66 / 1,164 |
| 112. | 5.0% | Northern Cass Public School District 97 / 2,274 |
| 113. | 5.0% | Wing Public School District 28 / 449 |
| 113. | 5.0% | Zeeland Public School District 4 / 260 |
| 115. | 5.0% | Hankinson Public School District 8 / 1,848 |
| 116. | 5.0% | Central Valley Public School District 3 / 1,512 |
| 117. | 5.0% | Fort Totten Public School District 30 / 1,833 |
| 118. | 4.9% | Velva Public School District 1 / 2,409 |
| 119. | 4.9% | Kenmare Public School District 28 / 1,848 |
| 119. | 4.9% | Montefiore Public School District 1 / 1,267 |
| 121. | 4.9% | Powers Lake Public School District 27 / 776 |
| 122. | 4.9% | Sargent Central Public School District 6 / 1,565 |
| 123. | 4.8% | Pleasant Valley Public School District 35 / 167 |
| 124. | 4.8% | New Public School District 8 / 2,085 |
| 125. | 4.8% | North Central Public School District 28 / 396 |
| 126. | 4.7% | Langdon-Milton-Osnabrock School District 23 / 3,085 |
| 127. | 4.7% | Mohall-Lansford-Sherwood Public School District 1 / 2,364 |
| 128. | 4.6% | Menoken Public School District 33 / 422 |
| 129. | 4.5% | Anamoose Public School District 14 / 479 |
| 130. | 4.4% | Underwood Public School District 8 / 1,538 |
| 131. | 4.3% | Yellowstone Public School District 14 / 481 |
| 132. | 4.3% | Lisbon Public School District 19 / 3,492 |
| 133. | 4.2% | McKenzie County Public School District 1 / 3,948 |
| 134. | 4.0% | Towner-Granville-Upham Public School District 60 / 2,409 |
| 135. | 4.0% | Larimore Public School District 44 / 2,563 |
| 136. | 4.0% | Eightmile Public School District 6 / 759 |
| 136. | 4.0% | Sawyer Public School District 16 / 960 |
| 138. | 3.8% | Park River Public School District 78 / 2,423 |
| 139. | 3.6% | Dakota Prairie Public School District 1 / 2,526 |
| 140. | 3.6% | Robinson Public School District 14 / 172 |
| 141. | 3.5% | Valley City Public School District 2 / 7,922 |
| 142. | 3.4% | Hebron Public School District 13 / 1,195 |
| 143. | 3.3% | Finley-Sharon Public School District 19 / 901 |
| 144. | 3.3% | New Town Public School District 1 / 3,100 |
| 145. | 3.3% | Hope Public School District 10 / 615 |
| 146. | 3.2% | Munich Public School District 19 / 554 |
| 147. | 3.2% | Glenburn Public School District 26 / 1,142 |
| 148. | 3.2% | Warwick Public School District 29 / 1,116 |
| 149. | 3.2% | Tioga Public School District 15 / 1,596 |
| 150. | 3.0% | Mott-Regent Public School District 1 / 1,650 |
| 151. | 3.0% | Nesson Public School District 2 / 1,365 |
| 152. | 2.9% | Belfield Public School District 13 / 1,187 |
| 153. | 2.8% | Washburn Public School District 4 / 1,902 |
| 154. | 2.8% | Medina Public School District 3 / 878 |
| 155. | 2.6% | United Public School District 7 / 3,033 |
| 156. | 2.6% | Mandan Public School District 1 / 22,595 |
| 157. | 2.6% | Central Cass Public School District 17 / 3,407 |
| 158. | 2.6% | Northwood Public School District 129 / 1,452 |
| 158. | 2.6% | Oakes Public School District 41 / 2,875 |
| 160. | 2.6% | Williston Public School District 1 / 17,259 |
| 161. | 2.5% | Carrington Public School District 10 / 3,227 |
| 162. | 2.4% | Lewis and Clark Public School District 161 / 2,353 |
| 163. | 2.3% | Page Public School District 80 / 570 |
| 164. | 2.3% | Apple Creek Public School District 39 / 868 |
| 165. | 2.2% | Divide County Public School District 1 / 1,981 |
| 166. | 2.2% | Alexander Public School District 2 / 577 |
| 167. | 2.2% | Max Public School District 50 / 941 |
| 168. | 2.0% | North Sargent Public School District 3 / 925 |
| 169. | 2.0% | Fairmount Public School District 18 / 516 |
| 170. | 1.8% | Rolette Public School District 29 / 1,329 |
| 171. | 1.6% | Nedrose Public School District 4 / 1,658 |
| 172. | 1.0% | Grenora Public School District 99 / 588 |
| 173. | 0.8% | Hettinger Public School District 13 / 1,963 |
Please note that we only rank locations with 'Percentage of Houses without a Mortgage where Total Holding Costs 40% or More of Owner Income' data. The rank above might not be a complete list. Locations without 'Percentage of Houses without a Mortgage where Total Holding Costs 40% or More of Owner Income' data are not listed.
*ACS stands for U.S. Census American Community Survey. According to the U.S. Census, if the date is a range, you can interpret the data as an average of the period of time.
