| Rank | Owner Occupied Housing Units with Mortgage Percentage ▼ | School District / Population |
| 1. | 84.9% | Mapleton Public School District 7 / 1,002 |
| 2. | 84.7% | Eureka Public School District 19 / 272 |
| 3. | 76.6% | West Fargo Public School District 6 / 44,567 |
| 4. | 75.1% | Apple Creek Public School District 39 / 897 |
| 5. | 73.3% | Fargo Public School District 1 / 88,945 |
| 6. | 69.6% | Thompson Public School District 61 / 1,963 |
| 7. | 68.0% | United Public School District 7 / 3,268 |
| 8. | 67.9% | Central Cass Public School District 17 / 3,751 |
| 9. | 66.5% | Surrey Public School District 41 / 1,585 |
| 10. | 66.2% | Manvel Public School District 125 / 1,396 |
| 11. | 66.1% | South Prairie Public School District 70 / 1,146 |
| 12. | 65.6% | Bismarck Public School District 1 / 75,004 |
| 13. | 64.4% | Grand Forks Public School District 1 / 53,362 |
| 14. | 63.6% | Earl Public School District 18 / 17 |
| 15. | 63.1% | Mandan Public School District 1 / 21,856 |
| 16. | 62.3% | Williston Public School District 1 / 15,283 |
| 17. | 62.2% | Sawyer Public School District 16 / 825 |
| 18. | 62.1% | Kindred Public School District 2 / 3,111 |
| 19. | 61.2% | Larimore Public School District 44 / 2,740 |
| 20. | 58.9% | Emerado Public School District 127 / 884 |
| 21. | 58.6% | Minot Public School District 1 / 47,116 |
| 22. | 58.5% | Baldwin Public School District 29 / 411 |
| 23. | 58.1% | May-Port CG Public School District 14 / 3,566 |
| 24. | 56.9% | Richland Public School District 44 / 1,418 |
| 25. | 56.9% | Dickinson Public School District 1 / 20,244 |
| 26. | 56.9% | Wahpeton Public School District 37 / 9,428 |
| 27. | 56.3% | Stanley Public School District 2 / 2,580 |
| 28. | 56.1% | Hazen Public School District 3 / 3,269 |
| 29. | 55.9% | Naughton Public School District 25 / 110 |
| 30. | 55.0% | Central Valley Public School District 3 / 1,549 |
| 31. | 54.9% | Nedrose Public School District 4 / 1,660 |
| 32. | 54.4% | Hillsboro Public School District 9 / 2,577 |
| 33. | 53.8% | Jamestown Public School District 1 / 17,720 |
| 34. | 52.6% | Northern Cass Public School District 97 / 2,226 |
| 35. | 52.5% | Name N/A / 15,217 |
| 36. | 52.1% | New Public School District 8 / 1,813 |
| 37. | 52.1% | Montefiore Public School District 1 / 1,251 |
| 38. | 51.7% | Northwood Public School District 129 / 1,641 |
| 39. | 51.6% | South Heart Public School District 9 / 1,233 |
| 40. | 50.8% | Carrington Public School District 10 / 3,169 |
| 41. | 50.7% | Eightmile Public School District 6 / 666 |
| 42. | 50.2% | Oakes Public School District 41 / 2,976 |
| 43. | 49.9% | Washburn Public School District 4 / 1,811 |
| 44. | 48.6% | Hatton Public School District 7 / 1,332 |
| 45. | 48.3% | Bowman County Public School District 1 / 2,769 |
| 46. | 48.2% | Kenmare Public School District 28 / 1,746 |
| 47. | 47.9% | Hankinson Public School District 8 / 1,931 |
| 48. | 47.5% | Mohall-Lansford-Sherwood Public School District 1 / 2,325 |
| 49. | 47.4% | Enderlin Area Public School District 24 / 2,043 |
| 50. | 47.2% | Milnor Public School District 2 / 1,330 |
| 51. | 47.1% | Center-Stanton Public School District 1 / 1,796 |
| 52. | 46.9% | Montpelier Public School District 14 / 604 |
| 53. | 46.7% | North Sargent Public School District 3 / 966 |
| 54. | 46.6% | Wyndmere Public School District 42 / 1,436 |
| 55. | 46.6% | New Salem-Almont School District / 2,148 |
| 56. | 46.5% | Beulah Public School District 27 / 4,612 |
| 57. | 45.8% | Velva Public School District 1 / 2,352 |
| 58. | 45.8% | Cavalier Public School District 6 / 2,768 |
| 59. | 45.7% | Rolette Public School District 29 / 1,282 |
| 60. | 45.4% | Lisbon Public School District 19 / 3,559 |
| 61. | 45.4% | Minto Public School District 20 / 1,027 |
| 62. | 45.1% | Rugby Public School District 5 / 3,936 |
| 63. | 44.7% | Sweet Briar Public School District 17 / 134 |
| 64. | 44.3% | New Town Public School District 1 / 2,846 |
| 65. | 44.2% | Maple Valley Public School District 4 / 1,600 |
| 66. | 43.6% | Wing Public School District 28 / 439 |
| 67. | 43.6% | Fairmount Public School District 18 / 571 |
| 68. | 43.5% | Devils Lake Public School District 1 / 10,942 |
| 69. | 43.4% | Grafton Public School District 3 / 5,411 |
| 70. | 43.3% | McClusky Public School District 19 / 624 |
| 71. | 43.3% | Killdeer Public School District 16 / 1,945 |
| 72. | 43.0% | Drayton Public School District 19 / 912 |
| 73. | 42.9% | Bottineau Public School District 1 / 4,081 |
| 74. | 42.8% | Valley Public School District 12 / 830 |
| 75. | 42.5% | Edgeley Public School District 3 / 1,207 |
| 76. | 42.4% | Horse Creek Public School District 32 / 228 |
| 76. | 42.4% | Manning Public School District 45 / 180 |
| 78. | 42.0% | Garrison Public School District 51 / 2,286 |
| 79. | 41.9% | Glenburn Public School District 26 / 1,132 |
| 80. | 41.8% | New England Public School District 9 / 1,194 |
| 81. | 41.6% | Hettinger Public School District 13 / 2,002 |
| 82. | 41.5% | Lewis and Clark Public School District 161 / 2,213 |
| 83. | 41.2% | Valley City Public School District 2 / 7,849 |
| 84. | 41.1% | Fort Ransom Public School District 6 / 245 |
| 85. | 40.8% | Pingree-Buchanan Public School District 10 / 592 |
| 86. | 40.6% | Mount Pleasant Public School District 4 / 1,714 |
| 87. | 40.5% | McKenzie County Public School District 1 / 3,421 |
| 88. | 40.0% | Menoken Public School District 33 / 383 |
| 89. | 39.9% | Tioga Public School District 15 / 2,006 |
| 90. | 39.6% | North Border School District 100 / 3,042 |
| 91. | 39.6% | Anamoose Public School District 14 / 485 |
| 92. | 39.5% | Flasher Public School District 39 / 1,084 |
| 93. | 39.4% | Page Public School District 80 / 580 |
| 94. | 39.4% | Nesson Public School District 2 / 1,256 |
| 95. | 39.4% | Belfield Public School District 13 / 1,017 |
| 96. | 39.2% | Barnes County North Public School District 2 / 1,975 |
| 97. | 38.8% | Hope Public School District 10 / 547 |
| 98. | 38.7% | Halliday Public School District 19 / 437 |
| 99. | 38.5% | Park River Public School District 78 / 2,311 |
| 100. | 38.4% | Midway Public School District 128 / 1,550 |
| 101. | 38.3% | Towner-Granville-Upham Public School District 60 / 2,491 |
| 102. | 38.1% | Sargent Central Public School District 6 / 1,620 |
| 103. | 37.8% | North Star School District / 1,869 |
| 104. | 37.1% | Billings County Public School District 1 / 897 |
| 105. | 37.0% | Langdon-Milton-Osnabrock School District 23 / 3,184 |
| 106. | 36.9% | Fort Totten Public School District 30 / 2,040 |
| 107. | 36.1% | Little Heart Public School District 4 / 160 |
| 108. | 36.0% | New Rockford-Sheyenne Public School District 2 / 2,396 |
| 109. | 35.9% | LaMoure Public School District 8 / 1,873 |
| 110. | 35.7% | Max Public School District 50 / 824 |
| 111. | 35.5% | Richardton-Taylor Public School District 34 / 1,314 |
| 112. | 35.4% | Central Elementary Public School District 32 / 212 |
| 113. | 35.3% | Maddock Public School District 9 / 1,047 |
| 113. | 35.3% | Yellowstone Public School District 14 / 498 |
| 115. | 35.2% | Harvey Public School District 38 / 2,782 |
| 116. | 35.2% | Adams Public School District 128 / 395 |
| 117. | 35.0% | Napoleon Public School District 2 / 1,444 |
| 118. | 34.4% | Hazelton-Moffit-Braddock Public School District 6 / 778 |
| 119. | 34.4% | Lidgerwood Public School District 28 / 1,154 |
| 120. | 34.2% | Hebron Public School District 13 / 917 |
| 121. | 33.6% | Lakota Public School District 66 / 1,055 |
| 122. | 33.6% | Linton Public School District 36 / 1,558 |
| 123. | 33.1% | Kidder County School District / 2,403 |
| 124. | 33.0% | Zeeland Public School District 4 / 270 |
| 125. | 32.9% | Roosevelt Public School District 18 / 728 |
| 126. | 32.7% | Medina Public School District 3 / 1,006 |
| 127. | 31.9% | Belcourt Public School District 7 / 6,167 |
| 128. | 31.8% | Scranton Public School District 33 / 811 |
| 129. | 31.7% | Mott-Regent Public School District 1 / 1,646 |
| 130. | 30.5% | Munich Public School District 19 / 514 |
| 131. | 30.4% | Parshall Public School District 3 / 1,709 |
| 132. | 30.3% | Fordville-Lankin Public School District 5 / 793 |
| 133. | 30.0% | Oberon Public School District 16 / 285 |
| 133. | 30.0% | Ellendale Public School District 40 / 2,299 |
| 135. | 30.0% | Newburg United Public School District 54 / 514 |
| 136. | 29.5% | Dakota Prairie Public School District 1 / 2,635 |
| 137. | 29.5% | Sterling Public School District 35 / 471 |
| 138. | 29.5% | Wishek Public School District 19 / 1,525 |
| 138. | 29.5% | Edinburg Public School District 106 / 646 |
| 140. | 29.4% | Griggs County Central School District 18 / 1,886 |
| 141. | 29.3% | Finley-Sharon Public School District 19 / 913 |
| 142. | 29.1% | Leeds Public School District 6 / 974 |
| 143. | 29.0% | Elgin-New Leipzig Public School District 49 / 1,254 |
| 144. | 28.9% | Divide County Public School District 1 / 1,865 |
| 145. | 28.7% | Fort Yates Public School District 4 / 2,674 |
| 146. | 28.5% | St. Thomas Public School District 43 / 540 |
| 147. | 28.2% | Litchville-Marion Public School District 46 / 1,288 |
| 148. | 27.6% | Kulm Public School District 7 / 751 |
| 149. | 27.5% | Fessenden-Bowdon Public School District 25 / 1,296 |
| 150. | 27.0% | Turtle Lake-Mercer Public School District 72 / 1,172 |
| 151. | 26.9% | Solen Public School District 3 / 1,188 |
| 152. | 26.8% | Underwood Public School District 8 / 1,599 |
| 153. | 26.7% | Powers Lake Public School District 27 / 619 |
| 154. | 26.6% | Goodrich Public School District 16 / 277 |
| 155. | 25.8% | Lonetree Public School District 6 / 293 |
| 156. | 25.8% | Minnewaukan Public School District 5 / 443 |
| 157. | 25.7% | Warwick Public School District 29 / 911 |
| 158. | 25.5% | Twin Buttes Public School District 37 / 314 |
| 159. | 25.4% | Dunseith Public School District 1 / 2,967 |
| 160. | 25.1% | West Hope Public School District 17 / 786 |
| 161. | 25.1% | St. John Public School District 3 / 1,621 |
| 162. | 24.9% | Glen Ullin Public School District 48 / 1,234 |
| 163. | 24.3% | Kensal Public School District 19 / 398 |
| 164. | 24.0% | Alexander Public School District 2 / 523 |
| 164. | 24.0% | Strasburg Public School District 15 / 987 |
| 166. | 23.5% | Midkota Public School District 7 / 1,211 |
| 167. | 23.4% | Ashley Public School District 9 / 1,144 |
| 168. | 23.3% | Bakker Public School District 10 / 303 |
| 169. | 22.5% | Bowbells Public School District 14 / 535 |
| 170. | 22.2% | Mandaree Public School District 36 / 864 |
| 171. | 21.7% | Beach Public School District 3 / 1,246 |
| 172. | 21.7% | Burke Central Public School District 36 / 719 |
| 173. | 21.3% | Gackle-Streeter Public School District 56 / 960 |
| 174. | 20.3% | Drake Public School District 57 / 805 |
| 175. | 19.7% | Grenora Public School District 99 / 639 |
| 176. | 19.1% | North Central Public School District 28 / 382 |
| 177. | 18.8% | Wolford Public School District 1 / 320 |
| 178. | 18.4% | Marmarth Public School District 12 / 233 |
| 179. | 17.8% | Pleasant Valley Public School District 35 / 213 |
| 180. | 15.5% | Selfridge Public School District 8 / 301 |
| 181. | 14.9% | White Shield Public School District 85 / 496 |
| 182. | 14.6% | Robinson Public School District 14 / 165 |
| 183. | 12.6% | Starkweather Public School District 44 / 494 |
| 184. | 12.1% | Edmore Public School District 2 / 710 |
Please note that we only rank locations with 'Owner Occupied Housing Units with Mortgage Percentage' data. The rank above might not be a complete list. Locations without 'Owner Occupied Housing Units with Mortgage Percentage' data are not listed.
*ACS stands for U.S. Census American Community Survey. According to the U.S. Census, if the date is a range, you can interpret the data as an average of the period of time.
