| Rank | Percentage of Houses with a Mortgage where Total Holding Costs 20-30% of Owner Income ▼ | School District / Population |
| 1. | 42.8% | Elkin City Schools / 6,281 |
| 2. | 36.5% | Washington County Schools / 12,837 |
| 3. | 36.4% | Camden County Schools / 10,127 |
| 4. | 33.0% | Swain County Schools / 9,390 |
| 5. | 31.5% | Stanly County Schools / 60,553 |
| 6. | 31.4% | Perquimans County Schools / 13,507 |
| 7. | 31.0% | Rutherford County Schools / 67,181 |
| 8. | 30.8% | Mooresville City Schools / 27,854 |
| 9. | 30.4% | Hoke County Schools / 50,034 |
| 10. | 30.4% | Duplin County Schools / 59,455 |
| 11. | 30.2% | Nash-Rocky Mount Schools / 105,677 |
| 12. | 30.0% | Onslow County Schools / 155,186 |
| 13. | 30.0% | Polk County Schools / 20,352 |
| 14. | 29.8% | Chapel Hill-Carrboro Schools / 86,551 |
| 15. | 29.7% | Ashe County Schools / 27,173 |
| 15. | 29.7% | Anson County Schools / 26,309 |
| 17. | 29.7% | Johnston County Schools / 175,343 |
| 18. | 29.5% | Macon County Schools / 33,840 |
| 19. | 29.4% | Surry County Schools / 55,488 |
| 20. | 29.4% | Burke County Schools / 90,164 |
| 21. | 29.3% | Lee County Schools / 59,096 |
| 22. | 29.2% | Beaufort County Schools / 47,587 |
| 23. | 29.0% | Currituck County Schools / 24,212 |
| 24. | 29.0% | McDowell County Schools / 44,982 |
| 25. | 29.0% | Kannapolis City Schools / 32,018 |
| 26. | 28.7% | Edenton-Chowan Schools / 14,703 |
| 27. | 28.7% | Wilson County Schools / 81,499 |
| 28. | 28.7% | Sampson County Schools / 47,236 |
| 29. | 28.5% | Randolph County Schools / 113,693 |
| 30. | 28.4% | Chatham County Schools / 66,050 |
| 31. | 28.4% | Craven County Schools / 104,574 |
| 32. | 28.4% | Watauga County Schools / 51,903 |
| 33. | 28.3% | New Hanover County Schools / 209,586 |
| 34. | 28.3% | Asheville City Schools / 39,897 |
| 35. | 28.2% | Madison County Schools / 20,951 |
| 36. | 28.1% | Iredell-Statesville Schools / 135,145 |
| 37. | 28.1% | Forsyth County Schools / 358,130 |
| 38. | 28.0% | Rockingham County Schools / 92,602 |
| 39. | 28.0% | Buncombe County Schools / 204,702 |
| 40. | 27.9% | Jones County Schools / 10,184 |
| 41. | 27.9% | Henderson County Schools / 108,642 |
| 42. | 27.9% | Alamance-Burlington Schools / 153,713 |
| 43. | 27.8% | Greene County Schools / 21,353 |
| 44. | 27.8% | Warren County Schools / 20,628 |
| 45. | 27.6% | Wayne County Public Schools / 124,093 |
| 46. | 27.6% | Gates County Schools / 11,877 |
| 47. | 27.4% | Pitt County Schools / 172,438 |
| 48. | 27.4% | Union County Public Schools / 209,387 |
| 49. | 27.4% | Martin County Schools / 23,947 |
| 49. | 27.4% | Gaston County Schools / 208,379 |
| 51. | 27.3% | Stokes County Schools / 46,858 |
| 51. | 27.3% | Guilford County Schools / 500,899 |
| 53. | 27.2% | Brunswick County Schools / 112,907 |
| 54. | 27.2% | Weldon City Schools / 7,174 |
| 55. | 27.2% | Cumberland County Schools / 300,374 |
| 56. | 27.1% | Lenoir County Schools / 59,095 |
| 57. | 27.0% | Wilkes County Schools / 69,093 |
| 58. | 27.0% | Robeson County Schools / 134,913 |
| 59. | 27.0% | Davie County Schools / 41,411 |
| 60. | 27.0% | Cleveland County Schools / 97,464 |
| 60. | 27.0% | Dare County Schools / 34,530 |
| 62. | 26.9% | Wake County Schools / 952,513 |
| 62. | 26.9% | Yancey County Schools / 17,662 |
| 64. | 26.9% | Harnett County Schools / 121,789 |
| 65. | 26.8% | Pender County Schools / 54,218 |
| 66. | 26.7% | Northampton County Schools / 21,310 |
| 67. | 26.6% | Catawba County Schools / 105,756 |
| 68. | 26.6% | Person County Schools / 39,303 |
| 69. | 26.6% | Lincoln County Schools / 79,041 |
| 70. | 26.4% | Davidson County Schools / 129,008 |
| 71. | 26.2% | Haywood County Schools / 59,012 |
| 72. | 26.2% | Cabarrus County Schools / 161,309 |
| 73. | 26.0% | Carteret County Schools / 67,851 |
| 74. | 25.9% | Franklin County Schools / 61,723 |
| 75. | 25.8% | Clay County Schools / 10,616 |
| 76. | 25.8% | Newton-Conover City Schools / 18,259 |
| 77. | 25.7% | Orange County Schools / 50,724 |
| 78. | 25.7% | Charlotte-Mecklenburg Schools / 968,500 |
| 79. | 25.6% | Rowan-Salisbury Schools / 129,774 |
| 80. | 25.6% | Roanoke Rapids City Schools / 15,158 |
| 81. | 25.4% | Durham Public Schools / 282,422 |
| 82. | 25.3% | Pasquotank County Schools / 40,233 |
| 82. | 25.3% | Mitchell County Schools / 15,380 |
| 84. | 25.2% | Edgecombe County Schools / 45,276 |
| 85. | 25.2% | Vance County Schools / 44,998 |
| 86. | 25.2% | Granville County Schools / 57,955 |
| 87. | 25.0% | Yadkin County Schools / 38,101 |
| 88. | 25.0% | Tyrrell County Schools / 4,219 |
| 89. | 24.9% | Lexington City Schools / 20,026 |
| 90. | 24.9% | Moore County Schools / 90,579 |
| 91. | 24.9% | Richmond County Schools / 46,317 |
| 91. | 24.9% | Jackson County Schools / 36,500 |
| 93. | 24.4% | Thomasville City Schools / 14,511 |
| 94. | 24.1% | Caldwell County Schools / 82,140 |
| 95. | 23.9% | Transylvania County Schools / 32,943 |
| 96. | 23.7% | Cherokee County Schools / 27,156 |
| 97. | 23.6% | Scotland County Schools / 36,034 |
| 98. | 23.5% | Alleghany County Schools / 10,974 |
| 99. | 23.4% | Asheboro City Schools / 28,583 |
| 100. | 23.3% | Eastern Cherokee Reservation / 8,778 |
| 101. | 23.3% | Alexander County Schools / 37,175 |
| 102. | 23.3% | Clinton City Schools / 16,606 |
| 103. | 23.3% | Columbus County Schools / 42,268 |
| 104. | 23.1% | Caswell County Schools / 23,357 |
| 105. | 23.0% | Hertford County Schools / 24,460 |
| 106. | 22.7% | Pamlico County Schools / 13,062 |
| 107. | 22.4% | Mount Airy City Schools / 11,622 |
| 108. | 21.9% | Hickory City Schools / 30,442 |
| 109. | 21.6% | Bertie County Schools / 20,677 |
| 110. | 21.3% | Montgomery County Schools / 27,626 |
| 111. | 21.2% | Halifax County Schools / 31,471 |
| 112. | 19.8% | Whiteville City Schools / 15,244 |
| 113. | 19.7% | Graham County Schools / 8,743 |
| 114. | 17.5% | Bladen County Schools / 34,915 |
| 115. | 17.2% | Avery County Schools / 17,739 |
| 116. | 6.8% | Hyde County Schools / 5,757 |
Please note that we only rank locations with 'Percentage of Houses with a Mortgage where Total Holding Costs 20-30% of Owner Income' data. The rank above might not be a complete list. Locations without 'Percentage of Houses with a Mortgage where Total Holding Costs 20-30% of Owner Income' data are not listed.
