| Rank | Percentage of House without a Mortgage where Monthly Holding Costs $200 or Less ▼ | School District / Population |
| 1. | 21.5% | Jasper-Troupsburg Central School District / 3,505 |
| 2. | 15.3% | Newcomb Central School District / 494 |
| 3. | 14.7% | Raquette Lake Union Free School District / 109 |
| 4. | 13.8% | Salamanca City School District / 7,890 |
| 5. | 13.7% | Stockbridge Valley Central School District / 3,231 |
| 6. | 13.5% | Sherburne-Earlville Central School District / 9,066 |
| 7. | 12.9% | Delhi Central School District / 7,953 |
| 8. | 12.9% | Colton-Pierrepont Central School District / 2,686 |
| 9. | 12.7% | Morristown Central School District / 3,430 |
| 10. | 12.5% | Bath Central School District / 11,370 |
| 11. | 12.3% | Walton Central School District / 6,590 |
| 12. | 12.2% | Silver Creek Central School District / 6,483 |
| 13. | 12.1% | Downsville Central School District / 2,578 |
| 14. | 12.1% | Lake Pleasant Central School District / 708 |
| 15. | 12.0% | Northeastern Clinton Central School District / 9,030 |
| 16. | 11.9% | Arkport Central School District / 3,211 |
| 17. | 11.8% | Lisbon Central School District / 4,399 |
| 18. | 11.4% | Gilboa-Conesville Central School District / 2,703 |
| 19. | 11.3% | Richfield Springs Central School District / 3,908 |
| 20. | 11.2% | Yorkshire-Pioneer Central School District / 16,451 |
| 21. | 11.1% | Oppenheim-Ephratah Central School District / 2,493 |
| 22. | 11.1% | Adirondack Central School District / 8,825 |
| 23. | 11.0% | Greenport Union Free School District / 4,616 |
| 24. | 10.9% | Whitney Point Central School District / 9,222 |
| 25. | 10.8% | Parishville-Hopkinton Central School District / 2,470 |
| 25. | 10.8% | St. Regis Falls Central School District / 2,071 |
| 25. | 10.8% | New York City Department Of Education / 8,078,471 |
| 28. | 10.7% | Newark Valley Central School District / 7,615 |
| 29. | 10.5% | Charlotte Valley Central School District / 2,971 |
| 30. | 10.3% | Wells Central School District / 1,105 |
| 31. | 10.3% | Schuylerville Central School District / 9,144 |
| 32. | 10.3% | Heuvelton Central School District / 3,852 |
| 33. | 10.2% | Schenevus Central School District / 2,233 |
| 34. | 10.2% | Sauquoit Valley Central School District / 6,172 |
| 35. | 10.1% | Beekmantown Central School District / 13,060 |
| 36. | 10.1% | Laurens Central School District / 2,635 |
| 37. | 10.0% | Canisteo-Greenwood Central School District / 5,684 |
| 38. | 9.9% | North Rose-Wolcott Central School District / 8,838 |
| 39. | 9.8% | Windsor Central School District / 10,084 |
| 40. | 9.8% | Randolph Central School District / 6,423 |
| 41. | 9.7% | Milford Central School District / 3,244 |
| 42. | 9.6% | Bloomfield Central School District / 6,259 |
| 42. | 9.6% | Newfield Central School District / 5,510 |
| 44. | 9.5% | Waverly Central School District / 10,313 |
| 45. | 9.5% | Mexico Central School District / 12,375 |
| 46. | 9.5% | Salmon River Central School District / 6,653 |
| 47. | 9.4% | Keshequa Central School District / 5,251 |
| 48. | 9.4% | Belfast Central School District / 2,335 |
| 49. | 9.4% | Peekskill City School District / 22,230 |
| 50. | 9.4% | Sackets Harbor Central School District / 2,919 |
| 51. | 9.2% | Campbell-Savona Central School District / 6,000 |
| 52. | 9.2% | Akron Central School District / 10,009 |
| 53. | 9.2% | Hammondsport Central School District / 4,202 |
| 53. | 9.2% | Northern Adirondack Central School District / 6,702 |
| 55. | 9.1% | Clymer Central School District / 3,067 |
| 56. | 9.1% | Pine Valley Central School District / 4,719 |
| 57. | 9.0% | Afton Central School District / 4,112 |
| 58. | 8.9% | Alexandria Central School District / 3,851 |
| 59. | 8.9% | Clifton-Fine Central School District / 2,179 |
| 60. | 8.8% | Yonkers City School District / 194,880 |
| 61. | 8.8% | Hancock Central School District / 2,478 |
| 62. | 8.7% | Harrisville Central School District / 2,755 |
| 63. | 8.7% | Port Chester-Rye Union Free School District / 31,399 |
| 64. | 8.7% | Plattsburgh City School District / 19,676 |
| 65. | 8.6% | Chittenango Central School District / 13,867 |
| 65. | 8.6% | Deposit Central School District / 4,283 |
| 67. | 8.6% | South Kortright Central School District / 2,855 |
| 68. | 8.5% | Jordan-Elbridge Central School District / 8,508 |
| 69. | 8.5% | Tioga Central School District / 5,021 |
| 70. | 8.4% | Chateaugay Central School District / 3,223 |
| 71. | 8.4% | Whitesville Central School District / 1,045 |
| 72. | 8.4% | Edwards-Knox Central School District / 2,890 |
| 73. | 8.3% | Ellicottville Central School District / 3,246 |
| 74. | 8.3% | Byron-Bergen Central School District / 7,107 |
| 75. | 8.2% | Valhalla Union Free School District / 9,381 |
| 76. | 8.2% | Portville Central School District / 4,869 |
| 77. | 8.2% | Livingston Manor Central School District / 3,578 |
| 78. | 8.1% | Phoenix Central School District / 11,578 |
| 79. | 8.1% | Addison Central School District / 7,049 |
| 80. | 8.0% | Genesee Valley Central School District at Angelica-Belmont / 3,873 |
| 80. | 8.0% | Hammond Central School District / 2,033 |
| 82. | 8.0% | South Seneca Central School District / 6,841 |
| 83. | 8.0% | Gowanda Central School District / 12,287 |
| 84. | 7.9% | Brookfield Central School District / 1,184 |
| 84. | 7.9% | Cincinnatus Central School District / 3,453 |
| 86. | 7.9% | Forestville Central School District / 3,329 |
| 87. | 7.9% | Bemus Point Central School District / 5,117 |
| 87. | 7.9% | Chenango Valley Central School District / 12,819 |
| 89. | 7.9% | Dundee Central School District / 6,436 |
| 90. | 7.8% | Letchworth Central School District / 6,470 |
| 90. | 7.8% | Unadilla Valley Central School District / 5,964 |
| 92. | 7.8% | Peru Central School District / 12,666 |
| 93. | 7.7% | Northville Central School District / 2,824 |
| 94. | 7.7% | Westfield Central School District / 5,100 |
| 95. | 7.7% | Candor Central School District / 5,177 |
| 96. | 7.6% | Franklinville Central School District / 4,484 |
| 97. | 7.6% | Lyme Central School District / 2,377 |
| 98. | 7.6% | Groton Central School District / 6,149 |
| 99. | 7.5% | Saranac Lake Central School District / 13,571 |
| 100. | 7.4% | Odessa-Montour Central School District / 5,735 |
| 101. | 7.4% | Spencer-Van Etten Central School District / 5,846 |
| 102. | 7.4% | Beaver River Central School District / 5,321 |
| 103. | 7.3% | Mount Markham Central School District / 7,487 |
| 104. | 7.3% | South Glens Falls Central School District / 19,915 |
| 105. | 7.2% | Sidney Central School District / 7,430 |
| 106. | 7.2% | Morrisville-Eaton Central School District / 6,268 |
| 107. | 7.2% | Sodus Central School District / 7,786 |
| 108. | 7.1% | Panama Central School District / 3,633 |
| 109. | 7.0% | Evans-Brant Central School District / 17,569 |
| 110. | 7.0% | Bainbridge-Guilford Central School District / 5,284 |
| 111. | 7.0% | Corning City School District / 33,694 |
| 112. | 6.9% | Clyde-Savannah Central School District / 5,336 |
| 112. | 6.9% | Avoca Central School District / 3,312 |
| 114. | 6.9% | Bronxville Union Free School District / 6,329 |
| 115. | 6.9% | Chautauqua Lake Central School District / 5,632 |
| 116. | 6.8% | South Jefferson Central School District / 10,672 |
| 117. | 6.8% | Fort Plain Central School District / 5,555 |
| 117. | 6.8% | Wheelerville Union Free School District / 1,645 |
| 119. | 6.8% | Hunter-Tannersville Central School District / 3,722 |
| 120. | 6.7% | St. Johnsville Central School District / 3,359 |
| 121. | 6.7% | Cambridge Central School District / 6,734 |
| 122. | 6.7% | Sandy Creek Central School District / 5,698 |
| 122. | 6.7% | Bradford Central School District / 2,480 |
| 124. | 6.7% | Ilion Central School District / 9,632 |
| 125. | 6.7% | Fillmore Central School District / 5,372 |
| 126. | 6.6% | Lake Placid Central School District / 6,453 |
| 126. | 6.6% | Putnam Central School District / 584 |
| 126. | 6.6% | Indian Lake Central School District / 1,327 |
| 129. | 6.6% | Margaretville Central School District / 3,982 |
| 130. | 6.6% | Poland Central School District / 4,235 |
| 131. | 6.5% | Cattaraugus-Little Valley Central School District / 6,790 |
| 132. | 6.5% | Piseco Common School District / 153 |
| 133. | 6.5% | Hermon-DeKalb Central School District / 2,454 |
| 134. | 6.5% | Mount Vernon City School District / 67,073 |
| 135. | 6.4% | Horseheads Central School District / 26,794 |
| 135. | 6.4% | Corinth Central School District / 7,501 |
| 137. | 6.4% | Warrensburg Central School District / 5,731 |
| 138. | 6.4% | North Warren Central School District / 4,583 |
| 139. | 6.3% | Massena Central School District / 17,403 |
| 140. | 6.3% | Lake George Central School District / 6,774 |
| 141. | 6.3% | Fonda-Fultonville Central School District / 8,616 |
| 142. | 6.2% | Elmira Heights Central School District / 7,030 |
| 142. | 6.2% | Falconer Central School District / 7,679 |
| 144. | 6.2% | Briarcliff Manor Union Free School District / 7,902 |
| 144. | 6.2% | Wayland-Cohocton Central School District / 9,627 |
| 146. | 6.2% | Phelps-Clifton Springs Central School District / 11,425 |
| 147. | 6.2% | Thousand Islands Central School District / 7,939 |
| 148. | 6.2% | Scio Central School District / 2,328 |
| 149. | 6.1% | New Rochelle City School District / 75,823 |
| 150. | 6.1% | Solvay Union Free School District / 10,014 |
| 150. | 6.1% | Minerva Central School District / 587 |
| 152. | 6.0% | White Plains City School District / 55,881 |
| 153. | 6.0% | Trumansburg Central School District / 7,289 |
| 154. | 6.0% | General Brown Central School District / 8,710 |
| 155. | 5.9% | Dobbs Ferry Union Free School District / 9,083 |
| 156. | 5.9% | Sherman Central School District / 3,057 |
| 157. | 5.8% | Oxford Academy and Central School District / 5,579 |
| 158. | 5.8% | Gilbertsville-Mount Upton Central School District / 2,997 |
| 159. | 5.8% | West Valley Central School District / 2,303 |
| 160. | 5.8% | Malone Central School District / 20,439 |
| 160. | 5.8% | Roxbury Central School District / 2,551 |
| 162. | 5.7% | Morris Central School District / 2,467 |
| 163. | 5.7% | Cherry Valley-Springfield Central School District / 4,065 |
| 163. | 5.7% | Berlin Central School District / 6,366 |
| 165. | 5.7% | South Lewis Central School District / 6,757 |
| 166. | 5.7% | Harpursville Central School District / 5,996 |
| 167. | 5.6% | Cairo-Durham Central School District / 9,774 |
| 168. | 5.5% | Elba Central School District / 3,037 |
| 168. | 5.5% | Allegany-Limestone Central School District / 9,622 |
| 170. | 5.5% | Tupper Lake Central School District / 6,285 |
| 171. | 5.5% | Pavilion Central School District / 4,601 |
| 172. | 5.4% | Hannibal Central School District / 7,850 |
| 173. | 5.4% | Marcus Whitman Central School District / 10,318 |
| 174. | 5.4% | Cooperstown Central School District / 6,846 |
| 175. | 5.4% | Greene Central School District / 7,029 |
| 175. | 5.4% | Southern Cayuga Central School District / 6,969 |
| 177. | 5.3% | Berne-Knox-Westerlo Central School District / 6,168 |
| 178. | 5.3% | Roscoe Central School District / 1,889 |
| 179. | 5.3% | Greenburgh Central School District / 21,031 |
| 180. | 5.3% | Bolivar-Richburg Central School District / 4,685 |
| 181. | 5.3% | Port Byron Central School District / 5,331 |
| 182. | 5.2% | Wellsville Central School District / 9,219 |
| 183. | 5.2% | Coxsackie-Athens Central School District / 13,252 |
| 184. | 5.2% | Bedford Central School District / 28,362 |
| 185. | 5.2% | Lansing Central School District / 7,346 |
| 186. | 5.2% | Otego-Unadilla Central School District / 7,403 |
| 187. | 5.2% | Warsaw Central School District / 6,387 |
| 188. | 5.1% | Syracuse City School District / 144,879 |
| 189. | 5.1% | Lackawanna City School District / 18,239 |
| 190. | 5.1% | Broadalbin-Perth Central School District / 11,345 |
| 191. | 5.0% | Fredonia Central School District / 14,762 |
| 192. | 5.0% | Owen D. Young Central School District / 1,776 |
| 193. | 5.0% | Victor Central School District / 21,203 |
| 194. | 4.9% | The Tarrytowns Union Free School District / 19,185 |
| 194. | 4.9% | Fulton City School District / 20,338 |
| 196. | 4.9% | Johnson City Central School District / 20,235 |
| 197. | 4.9% | Rome City School District / 39,681 |
| 197. | 4.9% | Marathon Central School District / 4,545 |
| 199. | 4.9% | Niagara-Wheatfield Central School District / 27,385 |
| 200. | 4.9% | Central Square Central School District / 24,664 |
| 200. | 4.9% | Red Creek Central School District / 6,736 |
| 202. | 4.9% | Elmira City School District / 49,202 |
| 203. | 4.9% | Frankfort-Schuyler Central School District / 7,238 |
| 204. | 4.8% | Lansingburgh Central School District / 18,543 |
| 204. | 4.8% | Hadley-Luzerne Central School District / 6,478 |
| 206. | 4.8% | Stamford Central School District / 2,729 |
| 206. | 4.8% | Susquehanna Valley Central School District / 11,059 |
| 208. | 4.8% | Owego-Apalachin Central School District / 15,168 |
| 209. | 4.8% | Ravena-Coeymans-Selkirk Central School District / 13,738 |
| 210. | 4.8% | Moravia Central School District / 7,186 |
| 210. | 4.8% | Millbrook Central School District / 7,786 |
| 212. | 4.7% | Indian River Central School District / 12,979 |
| 213. | 4.7% | Watkins Glen Central School District / 8,229 |
| 214. | 4.7% | Andes Central School District / 873 |
| 215. | 4.7% | Greenville Central School District / 8,165 |
| 216. | 4.7% | Carthage Central School District / 15,491 |
| 217. | 4.6% | Brasher Falls Central School District / 5,774 |
| 218. | 4.6% | Chenango Forks Central School District / 9,505 |
| 219. | 4.6% | Waterville Central School District / 5,937 |
| 220. | 4.5% | Camden Central School District / 13,337 |
| 221. | 4.5% | McGraw Central School District / 3,483 |
| 222. | 4.5% | Springville-Griffith Institute Central School District / 13,795 |
| 222. | 4.5% | Buffalo City School District / 266,012 |
| 224. | 4.5% | Gouverneur Central School District / 11,481 |
| 225. | 4.5% | Cato-Meridian Central School District / 6,868 |
| 226. | 4.5% | Oriskany Central School District / 4,778 |
| 227. | 4.4% | Manchester-Shortsville Central School District / 6,283 |
| 227. | 4.4% | Holland Patent Central School District / 8,926 |
| 229. | 4.4% | Inlet Common School District / 475 |
| 229. | 4.4% | Madrid-Waddington Central School District / 4,212 |
| 231. | 4.4% | Wheatland-Chili Central School District / 5,612 |
| 231. | 4.4% | Canton Central School District / 11,563 |
| 233. | 4.4% | Romulus Central School District / 5,125 |
| 234. | 4.3% | Union-Endicott Central School District / 31,562 |
| 235. | 4.3% | Georgetown-South Otselic Central School District / 2,629 |
| 236. | 4.3% | Fallsburg Central School District / 11,161 |
| 237. | 4.3% | Maine-Endwell Central School District / 15,291 |
| 238. | 4.2% | York Central School District / 5,157 |
| 239. | 4.2% | Rochester City School District / 211,994 |
| 240. | 4.2% | Clinton Central School District / 12,223 |
| 241. | 4.2% | Norwood-Norfolk Central School District / 6,963 |
| 241. | 4.2% | Pocantico Hills Central School District / 4,646 |
| 243. | 4.1% | Frewsburg Central School District / 5,033 |
| 244. | 4.1% | Wayne Central School District / 14,892 |
| 245. | 4.1% | Brushton-Moira Central School District / 4,955 |
| 245. | 4.1% | Great Neck Union Free School District / 43,899 |
| 245. | 4.1% | Pleasantville Union Free School District / 7,944 |
| 248. | 4.1% | Lowville Academy and Central School District / 8,632 |
| 248. | 4.1% | Northeast Central School District / 7,540 |
| 250. | 4.0% | Eastchester Union Free School District / 18,033 |
| 250. | 4.0% | Waterloo Central School District / 12,351 |
| 252. | 4.0% | Connetquot Central School District / 40,322 |
| 253. | 4.0% | Albany City School District / 97,951 |
| 254. | 4.0% | Penn Yan Central School District / 15,462 |
| 255. | 4.0% | Livonia Central School District / 10,648 |
| 256. | 4.0% | Long Lake Central School District / 642 |
| 256. | 4.0% | Tonawanda City School District / 15,249 |
| 258. | 4.0% | Friendship Central School District / 2,272 |
| 259. | 4.0% | Edinburg Common School District / 1,566 |
| 260. | 3.9% | Depew Union Free School District / 15,481 |
| 261. | 3.9% | Fort Ann Central School District / 6,163 |
| 262. | 3.8% | Alden Central School District / 13,486 |
| 263. | 3.8% | Fairport Central School District / 40,059 |
| 263. | 3.8% | Mechanicville City School District / 9,334 |
| 265. | 3.8% | Jefferson Central School District / 1,912 |
| 266. | 3.8% | Utica City School District / 61,922 |
| 267. | 3.8% | Wilson Central School District / 8,749 |
| 268. | 3.7% | Albion Central School District / 15,611 |
| 269. | 3.7% | Cassadaga Valley Central School District / 7,376 |
| 270. | 3.7% | Seneca Falls Central School District / 9,811 |
| 271. | 3.7% | Dolgeville Central School District / 5,346 |
| 272. | 3.6% | Hornell City School District / 10,654 |
| 273. | 3.6% | Fabius-Pompey Central School District / 4,883 |
| 274. | 3.6% | DeRuyter Central School District / 2,540 |
| 275. | 3.6% | Lockport City School District / 36,742 |
| 276. | 3.6% | LaFargeville Central School District / 3,255 |
| 277. | 3.5% | Potsdam Central School District / 14,658 |
| 277. | 3.5% | Mohawk Central School District / 5,447 |
| 279. | 3.5% | Marcellus Central School District / 10,574 |
| 280. | 3.5% | Willsboro Central School District / 2,322 |
| 280. | 3.5% | Remsen Central School District / 3,170 |
| 282. | 3.4% | Ogdensburg City School District / 11,714 |
| 283. | 3.4% | Saratoga Springs City School District / 49,373 |
| 283. | 3.4% | Rotterdam-Mohonasen Central School District / 20,603 |
| 285. | 3.4% | Alexander Central School District / 5,549 |
| 286. | 3.3% | Dunkirk City School District / 14,335 |
| 287. | 3.3% | Amsterdam City School District / 25,479 |
| 288. | 3.3% | East Meadow Union Free School District / 51,125 |
| 289. | 3.2% | Ripley Central School District / 1,607 |
| 290. | 3.2% | Williamson Central School District / 6,796 |
| 291. | 3.2% | Minisink Valley Central School District / 22,997 |
| 292. | 3.2% | Sullivan West Central School District / 11,021 |
| 293. | 3.2% | Newark Central School District / 15,231 |
| 293. | 3.2% | Prattsburgh Central School District / 2,794 |
| 295. | 3.2% | Oneida City School District / 15,831 |
| 296. | 3.1% | Honeoye Central School District / 6,218 |
| 297. | 3.1% | Floral Park-Bellerose Union Free School District / 20,280 |
| 298. | 3.1% | Catskill Central School District / 12,543 |
| 299. | 3.1% | Rockville Centre Union Free School District / 22,051 |
| 300. | 3.0% | Churchville-Chili Central School District / 27,174 |
| 301. | 3.0% | Hastings-on-Hudson Union Free School District / 8,500 |
| 302. | 3.0% | Germantown Central School District / 4,299 |
| 303. | 3.0% | Kinderhook Central School District / 13,584 |
| 304. | 3.0% | Galway Central School District / 6,569 |
| 305. | 3.0% | Oyster Bay-East Norwich Central School District / 11,686 |
| 305. | 3.0% | Jamestown City School District / 32,750 |
| 307. | 3.0% | Avon Central School District / 7,268 |
| 308. | 2.9% | Little Falls City School District / 7,234 |
| 309. | 2.9% | Mamaroneck Union Free School District / 28,390 |
| 309. | 2.9% | Homer Central School District / 13,025 |
| 311. | 2.9% | Mount Morris Central School District / 6,113 |
| 312. | 2.9% | Cobleskill-Richmondville Central School District / 13,882 |
| 312. | 2.9% | Sherrill City School District / 12,216 |
| 312. | 2.9% | Saranac Central School District / 14,324 |
| 315. | 2.9% | Schenectady City School District / 65,366 |
| 315. | 2.9% | Ossining Union Free School District / 33,954 |
| 317. | 2.9% | Belleville Henderson Central School District / 3,884 |
| 317. | 2.9% | Altmar-Parish-Williamstown Central School District / 7,442 |
| 317. | 2.9% | North Colonie Central School District / 38,487 |
| 320. | 2.9% | Cheektowaga-Sloan Union Free School District / 11,861 |
| 320. | 2.9% | Chazy Union Free School District / 2,999 |
| 322. | 2.8% | Canandaigua City School District / 25,241 |
| 322. | 2.8% | Long Beach City School District / 38,616 |
| 322. | 2.8% | Grand Island Central School District / 19,974 |
| 322. | 2.8% | Monticello Central School District / 21,480 |
| 326. | 2.8% | Niagara Falls City School District / 50,843 |
| 327. | 2.8% | East Greenbush Central School District / 29,257 |
| 328. | 2.7% | Ithaca City School District / 65,413 |
| 328. | 2.7% | Gloversville City School District / 19,621 |
| 330. | 2.7% | Green Island Union Free School District / 2,565 |
| 330. | 2.7% | West Canada Valley Central School District / 4,902 |
| 332. | 2.7% | Brunswick Central School District (Brittonkill) / 8,440 |
| 333. | 2.7% | Alfred-Almond Central School District / 7,468 |
| 333. | 2.7% | Newfane Central School District / 10,451 |
| 333. | 2.7% | Gates-Chili Central School District / 33,331 |
| 336. | 2.7% | Waterford-Halfmoon Union Free School District / 5,703 |
| 337. | 2.6% | Dryden Central School District / 12,128 |
| 337. | 2.6% | Cuba-Rushford Central School District / 6,295 |
| 339. | 2.6% | Wyoming Central School District / 1,872 |
| 340. | 2.6% | Washingtonville Central School District / 25,419 |
| 341. | 2.6% | Norwich City School District / 13,526 |
| 341. | 2.6% | New Suffolk Common School District / 188 |
| 343. | 2.6% | Ballston Spa Central School District / 27,347 |
| 344. | 2.5% | Penfield Central School District / 31,323 |
| 345. | 2.5% | Weedsport Central School District / 5,683 |
| 346. | 2.5% | Hartford Central School District / 3,114 |
| 346. | 2.5% | Rye City School District / 14,508 |
| 348. | 2.5% | Tuckahoe Common School District / 3,568 |
| 349. | 2.5% | Dansville Central School District / 10,139 |
| 350. | 2.5% | Hudson City School District / 16,265 |
| 350. | 2.5% | West Genesee Central School District / 31,203 |
| 352. | 2.4% | Union Springs Central School District / 6,098 |
| 352. | 2.4% | Edmeston Central School District / 3,044 |
| 354. | 2.4% | Brocton Central School District / 4,833 |
| 355. | 2.4% | Watertown City School District / 31,423 |
| 356. | 2.4% | Olean City School District / 15,947 |
| 356. | 2.4% | Iroquois Central School District / 17,661 |
| 358. | 2.4% | Medina Central School District / 11,041 |
| 359. | 2.4% | Kenmore-Tonawanda Union Free School District / 67,508 |
| 360. | 2.4% | Hempstead Union Free School District / 43,013 |
| 361. | 2.3% | Oneonta City School District / 20,414 |
| 362. | 2.3% | Binghamton City School District / 47,391 |
| 362. | 2.3% | East Ramapo Central School District / 107,914 |
| 364. | 2.3% | Baldwinsville Central School District / 34,573 |
| 365. | 2.2% | Cheektowaga Central School District / 21,382 |
| 365. | 2.2% | Oswego City School District / 33,712 |
| 367. | 2.2% | Troy City School District / 38,708 |
| 367. | 2.2% | Rensselaer City School District / 9,045 |
| 369. | 2.2% | Lyncourt Union Free School District / 3,906 |
| 369. | 2.2% | North Syracuse Central School District / 59,461 |
| 371. | 2.2% | Sharon Springs Central School District / 1,883 |
| 372. | 2.2% | Hoosick Falls Central School District / 7,961 |
| 372. | 2.2% | West Seneca Central School District / 54,106 |
| 374. | 2.1% | Andover Central School District / 2,528 |
| 374. | 2.1% | Attica Central School District / 13,529 |
| 376. | 2.1% | Hudson Falls Central School District / 14,783 |
| 377. | 2.1% | Argyle Central School District / 4,028 |
| 378. | 2.1% | North Tonawanda City School District / 31,716 |
| 379. | 2.1% | AuSable Valley Central School District / 8,984 |
| 379. | 2.1% | Baldwin Union Free School District / 33,404 |
| 381. | 2.0% | Batavia City School District / 18,614 |
| 381. | 2.0% | West Babylon Union Free School District / 29,259 |
| 381. | 2.0% | Roslyn Union Free School District / 16,938 |
| 384. | 2.0% | Glens Falls City School District / 15,213 |
| 384. | 2.0% | Cazenovia Central School District / 10,781 |
| 386. | 2.0% | Perry Central School District / 5,801 |
| 387. | 2.0% | Webb Town Union Free School District / 1,979 |
| 388. | 2.0% | Lancaster Central School District / 39,888 |
| 388. | 2.0% | Cleveland Hill Union Free School District / 11,150 |
| 390. | 2.0% | Tully Central School District / 6,100 |
| 391. | 1.9% | Pembroke Central School District / 7,202 |
| 392. | 1.9% | Geneseo Central School District / 11,194 |
| 392. | 1.9% | Granville Central School District / 7,466 |
| 394. | 1.9% | Shenendehowa Central School District / 61,636 |
| 394. | 1.9% | East Aurora Union Free School District / 13,082 |
| 396. | 1.9% | Bethpage Union Free School District / 19,867 |
| 397. | 1.9% | Seaford Union Free School District / 16,354 |
| 398. | 1.9% | Riverhead Central School District / 37,734 |
| 398. | 1.9% | Windham-Ashland-Jewett Central School District / 3,067 |
| 400. | 1.8% | Amityville Union Free School District / 23,888 |
| 401. | 1.8% | Fayetteville-Manlius Central School District / 24,810 |
| 401. | 1.8% | Rush-Henrietta Central School District / 50,236 |
| 401. | 1.8% | Irvington Union Free School District / 9,375 |
| 401. | 1.8% | Westhampton Beach Union Free School District / 6,138 |
| 401. | 1.8% | Florida Union Free School District / 4,753 |
| 406. | 1.8% | Cortland City School District / 24,622 |
| 407. | 1.8% | Schroon Lake Central School District / 2,612 |
| 408. | 1.8% | Auburn City School District / 33,725 |
| 409. | 1.7% | Williamsville Central School District / 71,888 |
| 410. | 1.7% | Kendall Central School District / 5,712 |
| 410. | 1.7% | Canaseraga Central School District / 1,876 |
| 412. | 1.7% | Eldred Central School District / 5,176 |
| 413. | 1.7% | Freeport Union Free School District / 39,935 |
| 414. | 1.7% | Lawrence Union Free School District / 35,466 |
| 415. | 1.7% | East Syracuse-Minoa Central School District / 21,970 |
| 416. | 1.7% | Hilton Central School District / 26,048 |
| 417. | 1.7% | Holland Central School District / 6,412 |
| 418. | 1.6% | North Greenbush Common School District / 1,736 |
| 419. | 1.6% | Clarence Central School District / 26,589 |
| 419. | 1.6% | New York Mills Union Free School District / 5,578 |
| 421. | 1.6% | Liverpool Central School District / 50,213 |
| 421. | 1.6% | Patchogue-Medford Union Free School District / 50,920 |
| 421. | 1.6% | Pittsford Central School District / 33,790 |
| 424. | 1.6% | West Irondequoit Central School District / 24,121 |
| 425. | 1.6% | Westmoreland Central School District / 6,042 |
| 426. | 1.6% | New Hartford Central School District / 16,842 |
| 427. | 1.6% | Averill Park Central School District / 18,967 |
| 427. | 1.6% | Cheektowaga-Maryvale Union Free School District / 19,036 |
| 427. | 1.6% | Ellenville Central School District / 12,775 |
| 430. | 1.6% | Voorheesville Central School District / 7,664 |
| 431. | 1.6% | Ramapo Central School District / 28,538 |
| 431. | 1.6% | Pine Plains Central School District / 9,301 |
| 433. | 1.5% | Arlington Central School District / 57,888 |
| 434. | 1.5% | South Colonie Central School District / 39,971 |
| 435. | 1.5% | Royalton-Hartland Central School District / 9,001 |
| 436. | 1.5% | Oakfield-Alabama Central School District / 5,290 |
| 437. | 1.5% | Remsenburg-Speonk Union Free School District / 1,576 |
| 438. | 1.5% | Glen Cove City School District / 26,728 |
| 438. | 1.5% | Saugerties Central School District / 20,369 |
| 440. | 1.4% | Pulaski Central School District / 5,947 |
| 440. | 1.4% | Croton-Harmon Union Free School District / 9,202 |
| 440. | 1.4% | Middleburgh Central School District / 6,563 |
| 440. | 1.4% | Hewlett-Woodmere Union Free School District / 20,465 |
| 444. | 1.4% | Hamburg Central School District / 24,987 |
| 445. | 1.4% | Schalmont Central School District / 13,919 |
| 446. | 1.3% | Chatham Central School District / 9,445 |
| 447. | 1.3% | Greece Central School District / 81,656 |
| 447. | 1.3% | Starpoint Central School District / 16,857 |
| 447. | 1.3% | Nyack Union Free School District / 25,923 |
| 450. | 1.3% | Elizabethtown-Lewis Central School District / 2,805 |
| 450. | 1.3% | Taconic Hills Central School District / 11,883 |
| 450. | 1.3% | Crown Point Central School District / 2,082 |
| 453. | 1.3% | Guilderland Central School District / 35,963 |
| 454. | 1.2% | Scotia-Glenville Central School District / 18,356 |
| 454. | 1.2% | Canastota Central School District / 9,900 |
| 456. | 1.2% | Southwestern Central School District / 9,060 |
| 456. | 1.2% | Haldane Central School District / 5,247 |
| 458. | 1.2% | Jericho Union Free School District / 15,587 |
| 459. | 1.2% | South Huntington Union Free School District / 38,934 |
| 460. | 1.2% | Rondout Valley Central School District / 16,974 |
| 461. | 1.2% | Barker Central School District / 4,736 |
| 461. | 1.2% | Canajoharie Central School District / 6,348 |
| 463. | 1.2% | Stillwater Central School District / 7,521 |
| 464. | 1.2% | Sweet Home Central School District / 35,641 |
| 464. | 1.2% | Hinsdale Central School District / 2,590 |
| 466. | 1.1% | Le Roy Central School District / 8,314 |
| 466. | 1.1% | Moriah Central School District / 4,846 |
| 468. | 1.1% | New Lebanon Central School District / 4,272 |
| 468. | 1.1% | Katonah-Lewisboro Union Free School District / 18,121 |
| 468. | 1.1% | Central Islip Union Free School District / 39,012 |
| 471. | 1.1% | Whitesboro Central School District / 26,575 |
| 472. | 1.1% | Tuckahoe Union Free School District / 7,678 |
| 473. | 1.1% | Byram Hills Central School District / 11,333 |
| 473. | 1.1% | Orchard Park Central School District / 32,354 |
| 475. | 1.1% | Johnstown City School District / 11,278 |
| 475. | 1.1% | Somers Central School District / 19,433 |
| 477. | 1.1% | Wappingers Central School District / 71,763 |
| 478. | 1.1% | Onteora Central School District / 16,180 |
| 478. | 1.1% | Mineola Union Free School District / 23,100 |
| 480. | 1.1% | Mount Pleasant Central School District / 12,716 |
| 480. | 1.1% | Vestal Central School District / 32,051 |
| 482. | 1.0% | Eastport-South Manor Central School District / 17,519 |
| 482. | 1.0% | Brentwood Union Free School District / 82,884 |
| 484. | 1.0% | New Paltz Central School District / 19,643 |
| 484. | 1.0% | Webster Central School District / 54,065 |
| 486. | 1.0% | Pawling Central School District / 8,718 |
| 486. | 1.0% | Half Hollow Hills Central School District / 48,481 |
| 488. | 1.0% | Harrison Central School District / 26,802 |
| 488. | 1.0% | Kingston City School District / 51,715 |
| 490. | 1.0% | Syosset Central School District / 34,967 |
| 491. | 1.0% | Schoharie Central School District / 7,336 |
| 492. | 0.9% | Honeoye Falls-Lima Central School District / 13,554 |
| 493. | 0.9% | Garden City Union Free School District / 21,998 |
| 494. | 0.9% | Skaneateles Central School District / 9,199 |
| 495. | 0.9% | Onondaga Central School District / 6,345 |
| 496. | 0.9% | Pelham Union Free School District / 12,225 |
| 497. | 0.8% | Whitehall Central School District / 5,060 |
| 498. | 0.8% | Harborfields Central School District / 18,448 |
| 499. | 0.8% | Kings Park Central School District / 22,873 |
| 500. | 0.8% | North Babylon Union Free School District / 31,337 |
| 501. | 0.8% | Valley Stream Union Free School District 30 / 17,517 |
| 502. | 0.8% | Naples Central School District / 5,122 |
| 502. | 0.8% | Levittown Union Free School District / 47,306 |
| 504. | 0.8% | Greenwich Central School District / 6,826 |
| 504. | 0.8% | Frontier Central School District / 34,827 |
| 506. | 0.8% | Warwick Valley Central School District / 23,153 |
| 506. | 0.8% | Mayfield Central School District / 6,174 |
| 508. | 0.8% | Sachem Central School District / 84,363 |
| 508. | 0.8% | Sewanhaka Central High School District / 118,343 |
| 510. | 0.8% | Worcester Central School District / 2,850 |
| 511. | 0.7% | William Floyd Union Free School District / 49,109 |
| 511. | 0.7% | Queensbury Union Free School District / 21,647 |
| 513. | 0.7% | Goshen Central School District / 18,440 |
| 513. | 0.7% | Name N/A / 251,494 |
| 515. | 0.7% | Oceanside Union Free School District / 35,827 |
| 515. | 0.7% | Port Jervis City School District / 17,673 |
| 515. | 0.7% | Geneva City School District / 17,502 |
| 518. | 0.6% | Haverstraw-Stony Point Central School District / 46,952 |
| 519. | 0.6% | Massapequa Union Free School District / 47,739 |
| 519. | 0.6% | Poughkeepsie City School District / 32,326 |
| 521. | 0.6% | Three Village Central School District / 47,403 |
| 522. | 0.6% | Longwood Central School District / 64,138 |
| 523. | 0.6% | Spencerport Central School District / 23,878 |
| 524. | 0.6% | Uniondale Union Free School District / 41,921 |
| 524. | 0.6% | Hicksville Union Free School District / 39,215 |
| 526. | 0.6% | Burnt Hills-Ballston Lake Central School District / 18,557 |
| 526. | 0.6% | Salem Central School District / 3,906 |
| 528. | 0.6% | Jamesville-DeWitt Central School District / 17,794 |
| 528. | 0.6% | Lakeland Central School District / 35,833 |
| 530. | 0.5% | Farmingdale Union Free School District / 39,954 |
| 531. | 0.5% | Bay Shore Union Free School District / 34,003 |
| 532. | 0.5% | Amherst Central School District / 24,522 |
| 533. | 0.5% | Hauppauge Union Free School District / 23,120 |
| 533. | 0.5% | Valley Stream Union Free School District 13 / 28,440 |
| 533. | 0.5% | Monroe-Woodbury Central School District / 35,706 |
| 536. | 0.5% | Brockport Central School District / 27,105 |
| 537. | 0.5% | Hamilton Central School District / 6,750 |
| 537. | 0.5% | Newburgh City School District / 66,006 |
| 539. | 0.5% | Plainview-Old Bethpage Central School District / 28,429 |
| 539. | 0.5% | Huntington Union Free School District / 34,310 |
| 541. | 0.5% | East Irondequoit Central School District / 27,472 |
| 541. | 0.5% | South Orangetown Central School District / 20,059 |
| 541. | 0.5% | Valley Stream Central High School District / 59,577 |
| 544. | 0.4% | Yorktown Central School District / 19,936 |
| 545. | 0.4% | Merrick Union Free School District / 17,354 |
| 546. | 0.4% | Hyde Park Central School District / 32,806 |
| 546. | 0.4% | Westport Central School District / 1,422 |
| 548. | 0.4% | Bethlehem Central School District / 27,715 |
| 549. | 0.4% | Middletown City School District / 40,414 |
| 550. | 0.4% | North Bellmore Union Free School District / 26,004 |
| 550. | 0.4% | Franklin Square Union Free School District / 24,114 |
| 552. | 0.4% | Southampton Union Free School District / 10,325 |
| 553. | 0.4% | Elmont Union Free School District / 51,532 |
| 554. | 0.3% | Schodack Central School District / 6,886 |
| 555. | 0.3% | Bellmore-Merrick Central High School District / 69,645 |
| 556. | 0.2% | Smithtown Central School District / 56,722 |
| 556. | 0.2% | Manhasset Union Free School District / 16,711 |
Please note that we only rank locations with 'Percentage of House without a Mortgage where Monthly Holding Costs $200 or Less' data. The rank above might not be a complete list. Locations without 'Percentage of House without a Mortgage where Monthly Holding Costs $200 or Less' data are not listed.
*ACS stands for U.S. Census American Community Survey. According to the U.S. Census, if the date is a range, you can interpret the data as an average of the period of time.
