Local Data Search
A total of 746 results found. Show Results on Map.
| Rank | Percentage of House with a Mortgage where Monthly Holding Costs $3000 or More ▼ | City / Population |
| 1. | 100.0% | West Hampton Dunes, NY / 43 |
| 2. | 99.0% | Lake Success, NY / 2,897 |
| 3. | 98.2% | Hewlett Harbor, NY / 1,173 |
| 4. | 97.7% | Hewlett Bay Park, NY / 519 |
| 5. | 96.0% | Oyster Bay Cove, NY / 2,522 |
| 6. | 95.8% | Plandome, NY / 1,382 |
| 7. | 94.6% | Old Brookville, NY / 2,225 |
| 8. | 94.1% | Old Westbury, NY / 3,941 |
| 9. | 93.7% | Laurel Hollow, NY / 1,884 |
| 10. | 93.6% | Muttontown, NY / 3,441 |
| 11. | 93.6% | Roslyn Estates, NY / 1,235 |
| 12. | 93.5% | Brookville, NY / 3,455 |
| 13. | 93.4% | Woodsburgh, NY / 745 |
| 14. | 92.9% | Head Of The Harbor, NY / 1,399 |
| 14. | 92.9% | Nissequogue, NY / 1,590 |
| 16. | 92.6% | Belle Terre, NY / 929 |
| 17. | 91.6% | Saddle Rock Estates, NY / 524 |
| 18. | 91.4% | Hewlett Neck, NY / 468 |
| 19. | 91.3% | Sands Point, NY / 2,660 |
| 20. | 91.1% | Kensington, NY / 1,205 |
| 21. | 91.1% | Upper Brookville, NY / 1,489 |
| 22. | 90.9% | North Hills, NY / 4,940 |
| 23. | 89.8% | East Hills, NY / 6,853 |
| 24. | 89.1% | Cove Neck, NY / 233 |
| 25. | 89.1% | Sleepy Hollow, NY / 9,701 |
| 26. | 88.5% | Scarsdale, NY / 17,109 |
| 27. | 87.6% | Kings Point, NY / 4,974 |
| 28. | 87.0% | Malverne Park Oaks, NY / 450 |
| 29. | 86.6% | Lattingtown, NY / 2,147 |
| 30. | 86.6% | Lloyd Harbor, NY / 3,667 |
| 31. | 86.6% | Great River, NY / 1,646 |
| 32. | 85.9% | Larchmont, NY / 5,860 |
| 33. | 85.9% | Baxter Estates, NY / 958 |
| 34. | 85.8% | Great Neck Estates, NY / 2,732 |
| 35. | 85.6% | Tuxedo Park, NY / 604 |
| 36. | 85.3% | Flower Hill, NY / 4,607 |
| 37. | 85.1% | Plandome Manor, NY / 880 |
| 38. | 85.0% | Roslyn Harbor, NY / 1,151 |
| 39. | 85.0% | Sagaponack, NY / 256 |
| 40. | 85.0% | Water Mill, NY / 1,526 |
| 41. | 84.0% | Russell Gardens, NY / 963 |
| 42. | 83.8% | Munsey Park, NY / 2,664 |
| 43. | 83.6% | Oak Beach-Captree, NY / 475 |
| 44. | 82.3% | Plandome Heights, NY / 1,053 |
| 45. | 81.2% | Woodbury, NY / 9,075 |
| 46. | 81.1% | Mill Neck, NY / 808 |
| 47. | 80.7% | Manhasset, NY / 8,207 |
| 48. | 80.3% | Grand View-On-Hudson, NY / 284 |
| 49. | 79.7% | Saddle Rock, NY / 1,048 |
| 50. | 79.5% | Briarcliff Manor, NY / 8,022 |
| 51. | 79.5% | Matinecock, NY / 766 |
| 52. | 79.3% | Old Field, NY / 914 |
| 53. | 79.1% | Kaser, NY / 4,436 |
| 54. | 79.1% | Pomona, NY / 3,535 |
| 55. | 78.4% | Huntington Bay, NY / 1,433 |
| 56. | 78.1% | Asharoken, NY / 677 |
| 57. | 78.0% | Rye, NY / 15,497 |
| 58. | 77.9% | Shoreham, NY / 669 |
| 59. | 77.8% | Manhasset Hills, NY / 3,686 |
| 60. | 77.8% | Bronxville, NY / 6,329 |
| 61. | 77.8% | Saltaire, NY / 58 |
| 62. | 76.7% | Ardsley, NY / 4,391 |
| 63. | 76.3% | Centre Island, NY / 384 |
| 64. | 76.1% | Garden City, NY / 22,120 |
| 65. | 75.8% | Great Neck, NY / 9,842 |
| 66. | 75.6% | Pelham Manor, NY / 5,449 |
| 67. | 75.1% | Glenwood Landing, NY / 3,589 |
| 68. | 75.0% | Greenvale, NY / 449 |
| 69. | 74.9% | East Atlantic Beach, NY / 1,838 |
| 70. | 74.9% | Armonk, NY / 4,012 |
| 71. | 74.7% | Searingtown, NY / 4,555 |
| 72. | 73.7% | Montebello, NY / 4,349 |
| 73. | 73.1% | Cold Spring Harbor, NY / 4,952 |
| 74. | 73.0% | East Williston, NY / 2,531 |
| 75. | 73.0% | Greenville CDP, NY / 6,877 |
| 76. | 72.7% | Harbor Hills, NY / 495 |
| 77. | 72.7% | Port Washington, NY / 16,136 |
| 78. | 72.6% | Woodmere, NY / 17,455 |
| 79. | 72.4% | Rye Brook, NY / 9,151 |
| 80. | 72.3% | Dobbs Ferry, NY / 10,782 |
| 81. | 72.2% | Dix Hills, NY / 26,548 |
| 82. | 70.7% | Roslyn Heights, NY / 6,482 |
| 83. | 70.7% | Scotts Corners, NY / 503 |
| 84. | 70.7% | Glen Head, NY / 4,559 |
| 85. | 70.5% | Port Washington North, NY / 3,041 |
| 86. | 70.3% | Jericho, NY / 13,011 |
| 87. | 70.2% | Lawrence, NY / 6,445 |
| 88. | 69.8% | Atlantic Beach, NY / 1,858 |
| 89. | 69.7% | Harrison, NY / 26,780 |
| 90. | 69.0% | Pelham, NY / 6,776 |
| 91. | 69.0% | Shrub Oak, NY / 1,810 |
| 92. | 68.4% | Katonah, NY / 1,467 |
| 93. | 68.4% | Great Neck Gardens, NY / 908 |
| 94. | 68.2% | Fort Salonga, NY / 10,494 |
| 95. | 67.4% | Bedford, NY / 1,817 |
| 96. | 67.1% | Hastings On Hudson, NY / 7,782 |
| 97. | 66.7% | Syosset, NY / 18,905 |
| 98. | 66.5% | Lido Beach, NY / 2,611 |
| 99. | 66.2% | Cedarhurst, NY / 6,466 |
| 100. | 66.1% | Poquott, NY / 1,168 |
| 101. | 66.0% | Viola, NY / 7,050 |
| 102. | 64.5% | Old Bethpage, NY / 5,577 |
| 103. | 63.5% | Melville, NY / 19,050 |
| 104. | 63.4% | East Hampton, NY / 1,221 |
| 105. | 63.3% | Valhalla, NY / 3,083 |
| 106. | 63.0% | Wesley Hills, NY / 5,452 |
| 107. | 63.0% | Crompond, NY / 2,045 |
| 108. | 62.5% | Bardonia, NY / 4,320 |
| 109. | 62.4% | Bellerose, NY / 1,244 |
| 110. | 62.3% | Oyster Bay, NY / 5,437 |
| 111. | 62.3% | Pleasantville, NY / 7,015 |
| 112. | 61.8% | Brightwaters, NY / 3,131 |
| 113. | 61.7% | Bridgehampton, NY / 1,200 |
| 114. | 61.4% | Blauvelt, NY / 5,283 |
| 115. | 61.2% | Huntington, NY / 18,720 |
| 116. | 61.1% | Eatons Neck, NY / 1,352 |
| 117. | 60.5% | Forest Home, NY / 983 |
| 118. | 60.1% | Thomaston, NY / 2,615 |
| 119. | 59.9% | Village Of The Branch, NY / 1,800 |
| 120. | 59.5% | Plainview, NY / 25,786 |
| 121. | 59.5% | Shinnecock Hills, NY / 1,835 |
| 122. | 59.5% | Seaford, NY / 15,463 |
| 123. | 59.0% | Merrick, NY / 21,326 |
| 124. | 58.9% | Albertson, NY / 5,717 |
| 125. | 58.5% | Irvington, NY / 6,419 |
| 126. | 58.0% | Salisbury Mills, NY / 292 |
| 127. | 57.8% | Mount Sinai, NY / 11,624 |
| 128. | 57.8% | Elwood, NY / 11,136 |
| 129. | 57.7% | Centerport, NY / 5,610 |
| 130. | 57.7% | Northwest Harbor, NY / 4,106 |
| 131. | 57.6% | Thornwood, NY / 3,672 |
| 132. | 57.5% | New Rochelle, NY / 75,823 |
| 133. | 57.1% | Rockville Centre, NY / 23,941 |
| 134. | 56.9% | Locust Valley, NY / 3,091 |
| 135. | 56.6% | Herricks, NY / 3,937 |
| 136. | 56.2% | Northport, NY / 7,445 |
| 137. | 56.1% | Malverne, NY / 8,520 |
| 138. | 56.1% | Upper Nyack, NY / 2,005 |
| 139. | 55.9% | Hewlett, NY / 6,735 |
| 140. | 55.7% | Stewart Manor, NY / 2,159 |
| 141. | 55.5% | Massapequa, NY / 22,759 |
| 142. | 55.5% | Point Lookout, NY / 1,272 |
| 143. | 55.4% | Halesite, NY / 2,110 |
| 144. | 55.4% | North Merrick, NY / 12,385 |
| 145. | 55.4% | Setauket-East Setauket, NY / 15,711 |
| 146. | 55.2% | East Islip, NY / 13,938 |
| 147. | 55.1% | West Hills, NY / 5,336 |
| 148. | 55.0% | Bellmore, NY / 16,189 |
| 149. | 54.4% | Tarrytown, NY / 11,200 |
| 150. | 54.1% | Chestnut Ridge, NY / 7,851 |
| 151. | 54.0% | Hawthorne, NY / 4,529 |
| 152. | 54.0% | Bayville, NY / 6,701 |
| 153. | 53.8% | Westhampton Beach, NY / 2,021 |
| 154. | 53.8% | Chappaqua, NY / 1,040 |
| 155. | 53.7% | West Nyack, NY / 3,292 |
| 156. | 52.9% | Noyack, NY / 3,627 |
| 157. | 52.8% | Wantagh, NY / 17,981 |
| 158. | 52.7% | East Norwich, NY / 2,590 |
| 159. | 52.7% | Babylon, NY / 12,264 |
| 160. | 52.3% | Glen Cove, NY / 26,728 |
| 161. | 51.9% | Airmont, NY / 8,426 |
| 162. | 51.9% | Lake Grove, NY / 11,018 |
| 163. | 51.7% | Garden City Park, NY / 7,811 |
| 164. | 51.7% | Eastchester, NY / 19,303 |
| 165. | 51.6% | Manorhaven, NY / 6,433 |
| 166. | 51.3% | Croton On Hudson, NY / 7,896 |
| 167. | 51.2% | Tuckahoe village, NY / 6,408 |
| 168. | 51.0% | Sea Cliff, NY / 4,972 |
| 169. | 51.0% | Baldwin, NY / 23,711 |
| 170. | 51.0% | Smithtown, NY / 26,199 |
| 171. | 50.9% | New City, NY / 33,402 |
| 172. | 50.9% | Port Jefferson, NY / 7,827 |
| 173. | 50.7% | Mamaroneck, NY / 18,728 |
| 173. | 50.7% | Oakdale, NY / 7,677 |
| 175. | 50.6% | Islip Terrace, NY / 5,742 |
| 176. | 50.1% | Stony Brook, NY / 13,658 |
| 177. | 50.1% | Port Chester, NY / 28,610 |
| 178. | 50.1% | Island Park, NY / 4,634 |
| 179. | 49.8% | Westhampton, NY / 3,440 |
| 180. | 49.5% | Goldens Bridge, NY / 1,787 |
| 181. | 49.4% | Crugers, NY / 1,410 |
| 182. | 49.3% | Greenlawn, NY / 12,885 |
| 183. | 49.3% | Manorville, NY / 13,514 |
| 184. | 49.2% | Tuckahoe, NY / 1,408 |
| 185. | 49.2% | Floral Park, NY / 16,013 |
| 186. | 48.5% | Southampton, NY / 3,271 |
| 187. | 48.4% | East Farmingdale, NY / 6,116 |
| 188. | 48.2% | South Nyack, NY / 5,548 |
| 189. | 48.2% | West Bay Shore, NY / 4,409 |
| 190. | 48.2% | West Hempstead, NY / 18,435 |
| 191. | 48.1% | West Islip, NY / 28,692 |
| 192. | 48.0% | Oceanside, NY / 31,078 |
| 192. | 48.0% | Elmont, NY / 34,486 |
| 194. | 47.9% | New Hempstead, NY / 5,016 |
| 194. | 47.9% | Saint James, NY / 12,774 |
| 196. | 47.7% | Miller Place, NY / 12,293 |
| 197. | 47.6% | Westbury, NY / 14,910 |
| 198. | 47.5% | Bellerose Terrace, NY / 1,907 |
| 199. | 47.3% | East Moriches, NY / 4,880 |
| 200. | 47.3% | Lakeview, NY / 5,570 |
| 201. | 47.3% | Elmsford, NY / 4,620 |
| 202. | 47.2% | Salisbury, NY / 11,771 |
| 203. | 47.0% | North Sea, NY / 5,183 |
| 204. | 46.8% | North Haven, NY / 1,002 |
| 205. | 46.7% | Commack, NY / 36,153 |
| 206. | 46.6% | Sag Harbor, NY / 1,954 |
| 207. | 46.5% | South Huntington, NY / 9,886 |
| 208. | 46.4% | Nesconset, NY / 13,607 |
| 209. | 46.3% | Monsey, NY / 15,050 |
| 210. | 46.2% | Tappan, NY / 6,179 |
| 211. | 45.9% | Barnum Island, NY / 2,632 |
| 212. | 45.4% | Bayport, NY / 8,917 |
| 213. | 45.4% | University Gardens, NY / 3,987 |
| 214. | 45.2% | Baldwin Harbor, NY / 8,692 |
| 214. | 45.2% | Ossining, NY / 24,812 |
| 216. | 45.2% | North Wantagh, NY / 11,704 |
| 217. | 45.2% | New Cassel, NY / 12,564 |
| 218. | 45.1% | Jefferson Valley-Yorktown, NY / 14,471 |
| 219. | 45.0% | Eastport, NY / 1,490 |
| 220. | 44.9% | Moriches, NY / 3,016 |
| 221. | 44.8% | South Hempstead, NY / 3,187 |
| 222. | 44.7% | Carmel Hamlet, NY / 7,204 |
| 223. | 44.5% | Sayville, NY / 16,107 |
| 224. | 44.4% | Congers, NY / 7,904 |
| 225. | 44.2% | Woodbury village, NY / 10,458 |
| 226. | 44.0% | Lynbrook, NY / 19,380 |
| 227. | 43.9% | Shelter Island, NY / 1,303 |
| 228. | 43.8% | Wheatley Heights, NY / 6,195 |
| 229. | 43.8% | Piermont, NY / 2,513 |
| 230. | 43.6% | South Farmingdale, NY / 14,764 |
| 231. | 43.5% | Mahopac, NY / 7,602 |
| 232. | 43.4% | North New Hyde Park, NY / 14,750 |
| 233. | 43.4% | Valley Stream, NY / 36,981 |
| 234. | 43.3% | North Valley Stream, NY / 16,505 |
| 235. | 43.2% | Islandia, NY / 3,300 |
| 236. | 43.2% | South Valley Stream, NY / 5,263 |
| 237. | 43.1% | Springs, NY / 6,764 |
| 238. | 43.0% | North Bellmore, NY / 19,575 |
| 239. | 42.9% | Buchanan, NY / 2,352 |
| 240. | 42.8% | East Hampton North, NY / 3,590 |
| 241. | 42.5% | Williston Park, NY / 7,239 |
| 242. | 42.5% | Franklin Square, NY / 29,678 |
| 243. | 42.4% | Bethpage, NY / 16,627 |
| 244. | 42.4% | East Meadow, NY / 37,477 |
| 245. | 42.1% | Ocean Beach, NY / 115 |
| 246. | 42.0% | Garden City South, NY / 3,788 |
| 247. | 41.9% | East Rockaway, NY / 9,836 |
| 248. | 41.8% | Carle Place, NY / 5,588 |
| 249. | 41.8% | East Shoreham, NY / 6,388 |
| 250. | 41.7% | Uniondale, NY / 24,496 |
| 251. | 41.1% | Thiells, NY / 5,109 |
| 252. | 41.1% | Amityville, NY / 9,537 |
| 253. | 41.0% | Islip, NY / 18,970 |
| 254. | 40.9% | Plainedge, NY / 9,246 |
| 255. | 40.9% | Orangeburg, NY / 4,342 |
| 256. | 40.8% | Remsenburg-Speonk, NY / 2,184 |
| 257. | 40.7% | Mount Kisco, NY / 10,653 |
| 258. | 40.6% | South Floral Park, NY / 1,562 |
| 259. | 40.5% | Harbor Isle, NY / 1,199 |
| 260. | 40.4% | Stony Point, NY / 11,906 |
| 261. | 40.2% | Terryville, NY / 11,941 |
| 262. | 40.2% | Massapequa Park, NY / 16,965 |
| 263. | 40.1% | North Great River, NY / 3,795 |
| 264. | 40.0% | Long Beach, NY / 33,442 |
| 265. | 40.0% | Hauppauge, NY / 20,922 |
| 266. | 39.9% | Center Moriches, NY / 8,132 |
| 267. | 39.6% | White Plains, NY / 55,881 |
| 268. | 39.3% | New Hyde Park, NY / 9,621 |
| 269. | 39.0% | Baiting Hollow, NY / 1,764 |
| 270. | 38.9% | Bay Shore, NY / 27,916 |
| 271. | 38.9% | Freeport, NY / 42,702 |
| 272. | 38.8% | Hillcrest, NY / 8,198 |
| 273. | 38.7% | Valley Cottage, NY / 9,448 |
| 274. | 38.5% | Deer Park, NY / 28,292 |
| 275. | 38.3% | Roosevelt, NY / 15,046 |
| 276. | 38.1% | Walton Park, NY / 2,545 |
| 277. | 38.1% | West Babylon, NY / 44,552 |
| 278. | 38.0% | Northville CDP, NY / 1,190 |
| 279. | 37.9% | East Massapequa, NY / 17,833 |
| 280. | 37.9% | Lindenhurst, NY / 27,386 |
| 281. | 37.9% | North Massapequa, NY / 18,665 |
| 282. | 37.6% | Southold, NY / 5,780 |
| 283. | 37.5% | Lake Mohegan, NY / 6,077 |
| 283. | 37.5% | Merritt Park, NY / 526 |
| 285. | 37.4% | Wading River, NY / 8,157 |
| 286. | 37.4% | Hempstead, NY / 53,365 |
| 287. | 37.3% | East Northport, NY / 20,957 |
| 288. | 37.2% | Mattituck, NY / 4,146 |
| 289. | 37.1% | Levittown, NY / 53,479 |
| 290. | 37.0% | Mount Vernon, NY / 67,073 |
| 291. | 36.7% | Pearl River, NY / 14,578 |
| 292. | 36.6% | North Lindenhurst, NY / 11,627 |
| 293. | 36.2% | Fairview CDP, NY / 2,386 |
| 293. | 36.2% | Lincolndale, NY / 1,340 |
| 295. | 35.9% | Copiague, NY / 20,620 |
| 296. | 35.7% | Nanuet, NY / 17,805 |
| 297. | 35.7% | Pawling, NY / 2,369 |
| 297. | 35.7% | Hicksville, NY / 41,787 |
| 299. | 35.6% | Sloatsburg, NY / 3,036 |
| 300. | 35.4% | North Babylon, NY / 17,732 |
| 301. | 35.3% | Cold Spring, NY / 1,699 |
| 302. | 35.1% | Holtsville, NY / 19,277 |
| 303. | 34.9% | Bay Park, NY / 1,925 |
| 304. | 34.9% | Yorktown Heights, NY / 1,669 |
| 305. | 34.8% | Kings Park, NY / 16,981 |
| 306. | 34.7% | Huntington Station, NY / 31,668 |
| 307. | 34.5% | Wainscott, NY / 436 |
| 308. | 34.4% | Centereach, NY / 31,684 |
| 309. | 34.2% | Roslyn, NY / 2,726 |
| 310. | 34.2% | Bellport, NY / 2,283 |
| 311. | 34.2% | Coram, NY / 38,619 |
| 312. | 34.0% | Peconic, NY / 566 |
| 313. | 33.6% | Farmingville, NY / 16,016 |
| 314. | 33.3% | Fire Island, NY / 264 |
| 314. | 33.3% | Hopewell Junction, NY / 468 |
| 316. | 33.3% | New York, NY / 8,078,471 |
| 317. | 33.1% | Inwood, NY / 10,455 |
| 318. | 32.9% | Orient, NY / 600 |
| 319. | 32.9% | Brentwood, NY / 54,818 |
| 320. | 32.7% | Yonkers, NY / 194,880 |
| 321. | 32.7% | Sparkill, NY / 1,381 |
| 322. | 32.6% | North Bay Shore, NY / 19,515 |
| 323. | 32.3% | Farmingdale, NY / 8,169 |
| 324. | 32.1% | Washingtonville, NY / 5,947 |
| 325. | 32.1% | Bohemia, NY / 9,898 |
| 326. | 32.1% | Ronkonkoma, NY / 19,779 |
| 327. | 31.9% | Medford, NY / 24,638 |
| 328. | 31.8% | Cutchogue, NY / 3,521 |
| 329. | 31.7% | Hampton Bays, NY / 13,606 |
| 330. | 31.7% | Cornwall On Hudson, NY / 3,050 |
| 331. | 31.4% | Rocky Point, NY / 13,565 |
| 332. | 31.4% | Monroe, NY / 8,320 |
| 333. | 31.2% | Suffern, NY / 10,704 |
| 334. | 31.0% | Millbrook, NY / 1,634 |
| 335. | 31.0% | Nelsonville, NY / 622 |
| 336. | 30.9% | Brookhaven, NY / 2,705 |
| 337. | 30.8% | Heritage Hills, NY / 3,952 |
| 338. | 30.8% | New Suffolk, NY / 188 |
| 339. | 30.5% | Central Islip, NY / 35,912 |
| 340. | 30.3% | East Quogue, NY / 4,769 |
| 340. | 30.3% | Greenport, NY / 2,346 |
| 342. | 30.3% | Nyack, NY / 6,964 |
| 343. | 30.3% | Montauk, NY / 3,157 |
| 344. | 30.2% | Selden, NY / 19,592 |
| 345. | 29.9% | Peach Lake, NY / 1,609 |
| 346. | 29.9% | West Sayville, NY / 5,217 |
| 347. | 29.7% | North Lynbrook, NY / 742 |
| 348. | 29.5% | Bedford Hills, NY / 3,261 |
| 349. | 29.3% | Hillside Lake, NY / 682 |
| 350. | 29.2% | Port Jefferson Station, NY / 7,521 |
| 351. | 29.1% | Laurel, NY / 1,075 |
| 352. | 29.0% | Blue Point, NY / 4,742 |
| 353. | 28.9% | Haverstraw, NY / 11,522 |
| 354. | 28.6% | Fishers Island, NY / 250 |
| 355. | 28.5% | Woodstock, NY / 2,425 |
| 356. | 28.5% | Holbrook, NY / 26,981 |
| 357. | 28.4% | Quiogue, NY / 759 |
| 358. | 27.8% | Cayuga Heights, NY / 3,719 |
| 358. | 27.8% | Aquebogue, NY / 2,261 |
| 360. | 27.8% | New Square, NY / 6,458 |
| 361. | 27.6% | Peekskill, NY / 23,220 |
| 362. | 27.6% | Mineola, NY / 18,691 |
| 363. | 27.4% | Wyandanch, NY / 10,931 |
| 364. | 27.2% | Montrose, NY / 2,767 |
| 365. | 27.1% | Shenorock, NY / 1,957 |
| 366. | 27.1% | Hartsdale, NY / 5,165 |
| 367. | 26.8% | Brewster, NY / 2,006 |
| 368. | 26.8% | Bay Wood, NY / 7,865 |
| 369. | 26.7% | Shelter Island Heights, NY / 1,285 |
| 370. | 26.7% | Malden On Hudson, NY / 323 |
| 371. | 26.4% | Calverton, NY / 6,532 |
| 372. | 26.3% | Napeague, NY / 209 |
| 373. | 26.2% | Goshen, NY / 5,551 |
| 374. | 25.8% | Rodman, NY / 151 |
| 375. | 25.4% | Quogue, NY / 714 |
| 376. | 25.3% | Lake Ronkonkoma, NY / 21,506 |
| 377. | 25.2% | North Amityville, NY / 17,814 |
| 378. | 25.1% | West Haverstraw, NY / 10,079 |
| 379. | 24.9% | Balmville, NY / 3,332 |
| 380. | 24.6% | Hillside, NY / 753 |
| 381. | 24.5% | Cooperstown, NY / 1,764 |
| 382. | 24.3% | Yaphank, NY / 6,202 |
| 383. | 24.2% | Marlboro, NY / 4,011 |
| 384. | 24.1% | Firthcliffe, NY / 5,363 |
| 385. | 23.9% | Duane Lake, NY / 242 |
| 386. | 23.7% | Sound Beach, NY / 7,579 |
| 387. | 23.7% | Menands, NY / 3,988 |
| 388. | 23.6% | Riverhead, NY / 12,700 |
| 389. | 23.1% | Great Neck Plaza, NY / 6,613 |
| 390. | 23.1% | Mount Ivy, NY / 6,570 |
| 391. | 23.1% | Stony Brook University, NY / 8,362 |
| 392. | 22.8% | Ridge, NY / 13,172 |
| 393. | 22.8% | North Bellport, NY / 11,265 |
| 394. | 22.6% | Skaneateles, NY / 2,351 |
| 395. | 22.6% | Titusville, NY / 478 |
| 396. | 22.3% | Mastic, NY / 14,485 |
| 397. | 21.8% | Livonia Center, NY / 488 |
| 398. | 21.8% | Florida, NY / 2,807 |
| 399. | 21.7% | Spring Valley, NY / 30,326 |
| 400. | 21.7% | Rhinebeck, NY / 2,749 |
| 401. | 21.2% | Milton CDP, NY / 1,164 |
| 402. | 21.1% | Mineville, NY / 1,378 |
| 403. | 21.1% | East Patchogue, NY / 21,081 |
| 404. | 20.8% | East Marion, NY / 1,338 |
| 405. | 20.4% | Harriman, NY / 2,361 |
| 406. | 20.2% | Putnam Lake, NY / 3,658 |
| 407. | 20.1% | Lake Carmel, NY / 7,922 |
| 408. | 20.1% | Spackenkill, NY / 4,547 |
| 409. | 20.0% | Rhinecliff, NY / 371 |
| 410. | 19.7% | Shirley, NY / 28,070 |
| 411. | 19.6% | New Paltz, NY / 6,749 |
| 412. | 19.4% | Verplanck, NY / 581 |
| 413. | 19.0% | Patchogue, NY / 11,836 |
| 414. | 18.8% | Orange Lake, NY / 6,820 |
| 415. | 18.8% | Greenport West, NY / 1,959 |
| 416. | 18.8% | Rock Hill, NY / 1,652 |
| 417. | 18.8% | Keuka Park, NY / 1,240 |
| 418. | 18.5% | Beaver Dam Lake, NY / 2,737 |
| 419. | 18.3% | Plattekill, NY / 1,377 |
| 420. | 17.9% | South Blooming Grove, NY / 3,295 |
| 421. | 17.7% | Middle Island, NY / 10,230 |
| 422. | 17.6% | Haviland, NY / 3,790 |
| 423. | 17.3% | Clarence Center, NY / 2,141 |
| 423. | 17.3% | Clarence, NY / 2,953 |
| 425. | 17.3% | Riverside CDP, NY / 2,803 |
| 426. | 17.1% | Fort Montgomery, NY / 854 |
| 427. | 16.9% | Gordon Heights, NY / 3,261 |
| 428. | 16.6% | Myers Corner, NY / 6,371 |
| 429. | 16.5% | North Patchogue, NY / 7,210 |
| 430. | 16.4% | Bolton Landing, NY / 780 |
| 431. | 16.4% | Amagansett, NY / 894 |
| 432. | 16.3% | Pittsford, NY / 1,407 |
| 433. | 16.1% | Cumberland Head, NY / 1,655 |
| 434. | 15.8% | Chester, NY / 3,961 |
| 435. | 15.5% | Montgomery, NY / 3,817 |
| 436. | 15.4% | Cragsmoor, NY / 360 |
| 437. | 15.4% | East Garden City, NY / 5,560 |
| 438. | 15.3% | Greenwood Lake, NY / 3,229 |
| 439. | 15.1% | Elma Center, NY / 2,735 |
| 440. | 15.1% | Saratoga Springs, NY / 26,683 |
| 441. | 15.0% | Lansing, NY / 3,501 |
| 442. | 14.9% | Lake George, NY / 982 |
| 443. | 14.7% | Northampton, NY / 570 |
| 444. | 14.6% | New Windsor, NY / 9,085 |
| 445. | 14.4% | Redford, NY / 479 |
| 446. | 14.1% | Pultneyville, NY / 765 |
| 447. | 14.1% | Gardnertown, NY / 4,763 |
| 448. | 14.0% | Mastic Beach, NY / 12,869 |
| 448. | 14.0% | Hillburn, NY / 949 |
| 448. | 14.0% | Warwick, NY / 6,729 |
| 451. | 13.8% | Tivoli, NY / 994 |
| 452. | 13.5% | Flanders, NY / 4,509 |
| 453. | 13.4% | Voorheesville, NY / 2,795 |
| 454. | 13.2% | Lake Placid, NY / 2,518 |
| 455. | 13.1% | Red Oaks Mill, NY / 3,547 |
| 456. | 12.9% | Hailesboro, NY / 627 |
| 457. | 12.9% | Kiryas Joel, NY / 19,089 |
| 458. | 12.8% | Downsville, NY / 805 |
| 459. | 12.7% | Constantia, NY / 1,510 |
| 460. | 12.6% | Scotchtown, NY / 9,732 |
| 461. | 12.4% | Washington Heights, NY / 881 |
| 462. | 12.3% | Brighton, NY / 36,384 |
| 463. | 12.2% | Newburgh, NY / 29,001 |
| 464. | 12.1% | Hurley, NY / 3,411 |
| 465. | 12.0% | Highland, NY / 5,686 |
| 466. | 11.8% | Arlington, NY / 4,244 |
| 467. | 11.7% | Vails Gate, NY / 3,125 |
| 468. | 11.7% | Lewiston, NY / 2,706 |
| 469. | 11.5% | Wappingers Falls, NY / 5,475 |
| 469. | 11.5% | Round Lake, NY / 415 |
| 471. | 11.5% | Poughkeepsie, NY / 32,441 |
| 472. | 11.3% | Billington Heights, NY / 1,668 |
| 473. | 11.1% | Oneonta, NY / 14,006 |
| 474. | 10.9% | Kinderhook, NY / 1,402 |
| 475. | 10.7% | Esperance, NY / 448 |
| 476. | 10.7% | Fleischmanns, NY / 206 |
| 477. | 10.5% | Fairview, NY / 4,646 |
| 478. | 10.3% | Middletown, NY / 27,806 |
| 479. | 10.2% | Argyle, NY / 360 |
| 480. | 10.1% | Melrose Park, NY / 2,189 |
| 481. | 9.8% | Crown Heights, NY / 2,880 |
| 482. | 9.8% | Gang Mills, NY / 4,192 |
| 483. | 9.7% | Elizabethtown, NY / 1,063 |
| 484. | 9.6% | Altamont, NY / 1,618 |
| 485. | 9.6% | High Falls, NY / 861 |
| 486. | 9.6% | Conesus Lake, NY / 3,149 |
| 486. | 9.6% | Hyde Park, NY / 2,114 |
| 488. | 9.2% | Walden, NY / 6,917 |
| 489. | 9.2% | Staatsburg, NY / 524 |
| 490. | 9.0% | Poland, NY / 484 |
| 491. | 8.9% | Chadwicks, NY / 1,196 |
| 492. | 8.8% | Highland Falls, NY / 2,222 |
| 493. | 8.7% | Pleasant Valley, NY / 829 |
| 494. | 8.6% | Crystal Beach, NY / 480 |
| 495. | 8.4% | Schoharie, NY / 966 |
| 496. | 8.3% | Fair Haven, NY / 758 |
| 497. | 8.1% | Mountain Lodge Park, NY / 1,859 |
| 498. | 8.1% | Potsdam, NY / 9,476 |
| 499. | 8.0% | North Ballston Spa, NY / 1,093 |
| 500. | 8.0% | Mariaville Lake, NY / 664 |
| 501. | 8.0% | Brewster Hill, NY / 2,407 |
| 502. | 7.9% | Constableville, NY / 309 |
| 503. | 7.9% | Brinckerhoff, NY / 3,230 |
| 504. | 7.8% | Athens, NY / 1,664 |
| 505. | 7.7% | Kingston, NY / 23,975 |
| 506. | 7.7% | Hannawa Falls, NY / 1,132 |
| 507. | 7.7% | North Hornell, NY / 730 |
| 508. | 7.6% | Northwest Ithaca, NY / 1,154 |
| 509. | 7.4% | Plattsburgh West, NY / 1,355 |
| 510. | 7.4% | Beacon, NY / 15,494 |
| 511. | 7.2% | Hudson, NY / 6,878 |
| 512. | 7.2% | Westmere, NY / 7,333 |
| 513. | 7.1% | Bemus Point, NY / 292 |
| 514. | 7.0% | Germantown, NY / 876 |
| 515. | 6.9% | Glen Park, NY / 476 |
| 516. | 6.9% | Northeast Ithaca, NY / 2,639 |
| 517. | 6.8% | Country Knolls, NY / 1,909 |
| 518. | 6.8% | Wurtsboro, NY / 1,022 |
| 519. | 6.7% | Hamilton, NY / 3,569 |
| 520. | 6.6% | Lakewood, NY / 3,039 |
| 521. | 6.5% | Port Ewen, NY / 3,735 |
| 522. | 6.5% | Trumansburg, NY / 1,884 |
| 523. | 6.5% | Afton, NY / 976 |
| 524. | 6.5% | Clayton, NY / 2,041 |
| 525. | 6.4% | Cranberry Lake, NY / 190 |
| 526. | 6.3% | Williamsville, NY / 5,320 |
| 527. | 6.2% | Le Roy, NY / 4,392 |
| 528. | 6.2% | East Greenbush, NY / 4,042 |
| 529. | 6.2% | Willsboro, NY / 597 |
| 529. | 6.2% | Sackets Harbor, NY / 1,370 |
| 531. | 6.1% | Angola On The Lake, NY / 1,403 |
| 532. | 6.1% | Port Jervis, NY / 8,906 |
| 533. | 6.0% | Orchard Park, NY / 3,243 |
| 534. | 6.0% | Tillson, NY / 1,516 |
| 535. | 6.0% | Strykersville, NY / 504 |
| 536. | 6.0% | Eggertsville, NY / 15,096 |
| 537. | 5.9% | Ellisburg, NY / 252 |
| 538. | 5.9% | Wynantskill, NY / 3,538 |
| 539. | 5.7% | Chenango Bridge, NY / 3,046 |
| 539. | 5.7% | Frewsburg, NY / 2,031 |
| 541. | 5.6% | Unionville, NY / 383 |
| 542. | 5.6% | Delanson, NY / 295 |
| 543. | 5.4% | Saugerties, NY / 3,996 |
| 544. | 5.3% | Wellsville, NY / 4,739 |
| 544. | 5.3% | Sodus Point, NY / 1,064 |
| 546. | 5.3% | Youngstown, NY / 1,917 |
| 547. | 5.3% | West Sand Lake, NY / 2,626 |
| 548. | 5.3% | Clinton, NY / 2,070 |
| 549. | 5.2% | Clintondale, NY / 1,058 |
| 550. | 5.2% | Amsterdam, NY / 18,512 |
| 551. | 5.2% | Port Henry, NY / 1,802 |
| 551. | 5.2% | Rosendale Hamlet, NY / 1,515 |
| 553. | 5.1% | Speculator, NY / 312 |
| 554. | 5.1% | Munsons Corners, NY / 2,718 |
| 555. | 5.1% | Maybrook, NY / 2,976 |
| 556. | 4.9% | West Elmira, NY / 4,704 |
| 557. | 4.9% | Waterford, NY / 2,030 |
| 558. | 4.9% | Chaumont, NY / 547 |
| 559. | 4.9% | Holland, NY / 1,035 |
| 560. | 4.9% | Copake Lake, NY / 739 |
| 561. | 4.8% | Poestenkill, NY / 864 |
| 562. | 4.7% | Cambridge, NY / 1,505 |
| 563. | 4.7% | West Hurley, NY / 1,535 |
| 564. | 4.7% | Mechanicstown, NY / 7,457 |
| 565. | 4.6% | Cazenovia, NY / 2,814 |
| 566. | 4.6% | Otisville, NY / 1,104 |
| 567. | 4.4% | Glens Falls North, NY / 8,753 |
| 568. | 4.4% | Wilmington, NY / 866 |
| 569. | 4.4% | Rapids, NY / 1,469 |
| 570. | 4.3% | West Glens Falls, NY / 6,629 |
| 571. | 4.3% | Harrisville, NY / 618 |
| 572. | 4.3% | Phelps, NY / 1,932 |
| 573. | 4.2% | Wallkill, NY / 2,361 |
| 574. | 4.2% | New York Mills, NY / 3,375 |
| 575. | 4.1% | Spencerport, NY / 3,568 |
| 576. | 4.0% | Hannibal, NY / 566 |
| 576. | 4.0% | Smyrna, NY / 171 |
| 578. | 4.0% | Waterloo, NY / 5,327 |
| 579. | 4.0% | Niskayuna, NY / 4,633 |
| 580. | 4.0% | Albany, NY / 97,951 |
| 581. | 4.0% | Canandaigua, NY / 10,678 |
| 582. | 3.9% | Mayville, NY / 1,845 |
| 583. | 3.9% | Greenville, NY / 870 |
| 583. | 3.9% | Endwell, NY / 11,691 |
| 585. | 3.9% | Geneseo, NY / 7,926 |
| 586. | 3.7% | Antwerp, NY / 640 |
| 586. | 3.7% | Cato, NY / 756 |
| 588. | 3.7% | Port Leyden, NY / 710 |
| 588. | 3.7% | Eden, NY / 3,834 |
| 590. | 3.6% | Zena, NY / 1,044 |
| 590. | 3.6% | Green Island, NY / 2,565 |
| 592. | 3.6% | Watervliet, NY / 10,313 |
| 593. | 3.5% | Buffalo, NY / 266,012 |
| 593. | 3.5% | Ballston Spa, NY / 5,696 |
| 595. | 3.5% | Scottsville, NY / 2,073 |
| 596. | 3.4% | Honeoye Falls, NY / 2,650 |
| 597. | 3.3% | Manlius, NY / 4,717 |
| 598. | 3.3% | Pulaski, NY / 2,441 |
| 598. | 3.3% | Alden, NY / 2,602 |
| 600. | 3.3% | Theresa, NY / 942 |
| 601. | 3.2% | Fairport, NY / 5,395 |
| 602. | 3.2% | Schenectady, NY / 65,366 |
| 603. | 3.2% | Lake Luzerne, NY / 1,131 |
| 604. | 3.1% | South Hill, NY / 6,555 |
| 605. | 3.1% | Chateaugay, NY / 560 |
| 605. | 3.1% | Kerhonkson, NY / 1,265 |
| 607. | 3.1% | Wanakah, NY / 3,375 |
| 608. | 3.0% | Glasco, NY / 2,319 |
| 609. | 3.0% | Big Flats, NY / 5,514 |
| 609. | 3.0% | Westfield, NY / 3,531 |
| 611. | 3.0% | Cohoes, NY / 16,116 |
| 612. | 2.9% | Fayetteville, NY / 4,349 |
| 613. | 2.9% | Rotterdam, NY / 20,520 |
| 614. | 2.9% | Troy, NY / 50,011 |
| 615. | 2.9% | East Aurora, NY / 6,291 |
| 616. | 2.9% | Valley Falls, NY / 409 |
| 616. | 2.9% | Au Sable Forks, NY / 508 |
| 618. | 2.9% | North Boston, NY / 2,505 |
| 619. | 2.9% | Whitney Point, NY / 986 |
| 619. | 2.9% | Rochester, NY / 211,977 |
| 621. | 2.9% | Stone Ridge, NY / 868 |
| 622. | 2.8% | Plattsburgh, NY / 19,974 |
| 623. | 2.8% | Lincoln Park, NY / 2,536 |
| 624. | 2.8% | Stillwater, NY / 1,945 |
| 625. | 2.8% | Watertown, NY / 26,753 |
| 626. | 2.8% | Seneca Knolls, NY / 1,741 |
| 627. | 2.8% | East Glenville, NY / 6,627 |
| 628. | 2.7% | Caledonia, NY / 2,266 |
| 629. | 2.7% | Dolgeville, NY / 2,197 |
| 630. | 2.6% | Morrisonville, NY / 1,893 |
| 631. | 2.6% | Edmeston, NY / 681 |
| 632. | 2.6% | Averill Park, NY / 1,660 |
| 633. | 2.6% | Richville, NY / 293 |
| 634. | 2.5% | Fort Johnson, NY / 565 |
| 634. | 2.5% | Oriskany, NY / 1,527 |
| 636. | 2.5% | Valatie, NY / 1,910 |
| 637. | 2.4% | Syracuse, NY / 144,734 |
| 638. | 2.4% | Granville, NY / 2,571 |
| 639. | 2.3% | Dunkirk, NY / 12,610 |
| 639. | 2.3% | Burke, NY / 182 |
| 639. | 2.3% | Newfane, NY / 3,347 |
| 639. | 2.3% | Evans Mills, NY / 702 |
| 639. | 2.3% | Grandyle Village, NY / 4,682 |
| 644. | 2.3% | Penn Yan, NY / 5,411 |
| 645. | 2.2% | Cortland, NY / 19,257 |
| 646. | 2.2% | Minetto, NY / 1,085 |
| 646. | 2.2% | Canton, NY / 6,277 |
| 648. | 2.1% | Ithaca, NY / 29,774 |
| 648. | 2.1% | Baldwinsville, NY / 7,307 |
| 650. | 2.1% | Utica, NY / 61,835 |
| 651. | 2.0% | Hornell, NY / 8,646 |
| 652. | 2.0% | Irondequoit, NY / 51,610 |
| 653. | 2.0% | New Hartford, NY / 1,923 |
| 654. | 2.0% | Canastota, NY / 4,750 |
| 655. | 2.0% | Weston Mills, NY / 1,091 |
| 656. | 1.9% | Malone, NY / 5,976 |
| 657. | 1.9% | Binghamton, NY / 47,391 |
| 657. | 1.9% | Ogdensburg, NY / 11,367 |
| 659. | 1.9% | Westvale, NY / 5,078 |
| 660. | 1.9% | Saranac Lake, NY / 5,773 |
| 660. | 1.9% | Galeville, NY / 4,393 |
| 662. | 1.9% | Morristown, NY / 592 |
| 663. | 1.9% | Bergen, NY / 1,089 |
| 664. | 1.9% | Cape Vincent, NY / 679 |
| 665. | 1.8% | Monticello, NY / 6,753 |
| 666. | 1.8% | Victory Village, NY / 566 |
| 667. | 1.8% | Brewerton, NY / 4,052 |
| 668. | 1.8% | Massena, NY / 11,269 |
| 669. | 1.8% | North Syracuse, NY / 6,619 |
| 670. | 1.8% | Batavia, NY / 15,586 |
| 671. | 1.8% | Millerton, NY / 933 |
| 672. | 1.7% | Scotia, NY / 7,698 |
| 673. | 1.7% | Waddington, NY / 721 |
| 674. | 1.7% | Ravena, NY / 3,316 |
| 675. | 1.7% | Nunda, NY / 1,536 |
| 676. | 1.7% | Johnson City, NY / 15,246 |
| 677. | 1.6% | Caroga Lake, NY / 742 |
| 678. | 1.6% | Minoa, NY / 3,416 |
| 678. | 1.6% | Hamburg, NY / 9,513 |
| 680. | 1.6% | Milton, NY / 3,191 |
| 681. | 1.6% | Stamford, NY / 1,528 |
| 682. | 1.6% | Catskill, NY / 4,146 |
| 682. | 1.6% | Norwich, NY / 7,303 |
| 684. | 1.6% | Mcgraw, NY / 1,056 |
| 685. | 1.6% | Saugerties South, NY / 2,446 |
| 686. | 1.5% | Port Dickinson, NY / 1,419 |
| 687. | 1.5% | Hagaman, NY / 1,062 |
| 688. | 1.5% | Attica, NY / 2,508 |
| 689. | 1.5% | Olean, NY / 14,578 |
| 689. | 1.5% | Philadelphia, NY / 1,274 |
| 691. | 1.5% | Churchville, NY / 2,056 |
| 692. | 1.5% | Randolph, NY / 1,182 |
| 692. | 1.5% | Hoosick Falls, NY / 3,503 |
| 694. | 1.5% | Hamlin, NY / 5,421 |
| 694. | 1.5% | Dansville, NY / 4,709 |
| 696. | 1.4% | Fairmount, NY / 10,056 |
| 697. | 1.4% | Greene, NY / 1,707 |
| 698. | 1.4% | Weedsport, NY / 1,652 |
| 699. | 1.4% | Fabius, NY / 475 |
| 700. | 1.3% | Sodus, NY / 2,047 |
| 701. | 1.3% | Greenwich, NY / 1,811 |
| 702. | 1.3% | Newport, NY / 489 |
| 703. | 1.3% | Perry, NY / 3,706 |
| 704. | 1.2% | Black River, NY / 1,561 |
| 705. | 1.2% | Coxsackie, NY / 2,863 |
| 705. | 1.2% | Lowville, NY / 3,978 |
| 707. | 1.2% | Southport, NY / 7,573 |
| 708. | 1.2% | Homer, NY / 3,282 |
| 709. | 1.2% | Oneida, NY / 11,339 |
| 710. | 1.2% | Holcomb, NY / 1,255 |
| 710. | 1.2% | Harris Hill, NY / 5,221 |
| 712. | 1.2% | Oswego, NY / 18,121 |
| 713. | 1.1% | Groton, NY / 2,374 |
| 714. | 1.1% | Greece, NY / 14,181 |
| 714. | 1.1% | Whitesboro, NY / 3,793 |
| 716. | 1.1% | Adams, NY / 1,859 |
| 717. | 1.0% | Union Springs, NY / 1,133 |
| 718. | 1.0% | Elbridge, NY / 995 |
| 719. | 1.0% | Colonie, NY / 7,839 |
| 720. | 1.0% | Delhi, NY / 2,756 |
| 721. | 1.0% | Rome, NY / 33,900 |
| 722. | 0.9% | Avon, NY / 3,359 |
| 723. | 0.9% | Keeseville, NY / 1,892 |
| 724. | 0.9% | Painted Post, NY / 1,934 |
| 725. | 0.9% | East Rochester, NY / 6,572 |
| 726. | 0.9% | Niverville, NY / 1,838 |
| 727. | 0.8% | Lackawanna, NY / 18,239 |
| 728. | 0.8% | Holley, NY / 1,962 |
| 729. | 0.8% | Jamestown West, NY / 2,134 |
| 730. | 0.8% | Geneva, NY / 13,326 |
| 731. | 0.7% | Cheektowaga, NY / 75,755 |
| 732. | 0.7% | Tonawanda CDP, NY / 58,546 |
| 733. | 0.7% | Newark, NY / 9,185 |
| 734. | 0.6% | Elmira, NY / 29,354 |
| 735. | 0.6% | Niagara Falls, NY / 50,891 |
| 736. | 0.6% | North Gates, NY / 9,329 |
| 737. | 0.5% | Chatham, NY / 2,115 |
| 738. | 0.5% | Glens Falls, NY / 14,747 |
| 739. | 0.5% | Auburn, NY / 27,863 |
| 739. | 0.5% | Jamestown, NY / 31,186 |
| 739. | 0.5% | North Tonawanda, NY / 31,716 |
| 742. | 0.5% | West Seneca, NY / 44,719 |
| 743. | 0.4% | Lockport, NY / 21,295 |
| 744. | 0.3% | Red Hook, NY / 1,875 |
| 745. | 0.3% | Tonawanda, NY / 15,249 |
| 746. | 0.2% | Seneca Falls, NY / 6,720 |
Please note that we only rank locations with 'Percentage of House with a Mortgage where Monthly Holding Costs $3000 or More' data. The rank above might not be a complete list. Locations without 'Percentage of House with a Mortgage where Monthly Holding Costs $3000 or More' data are not listed.
*ACS stands for U.S. Census American Community Survey. According to the U.S. Census, if the date is a range, you can interpret the data as an average of the period of time.