| Rank | Percentage of House with a Mortgage where Monthly Holding Costs $300 or Less ▼ | School District / Population |
| 1. | 5.8% | Afton Central School District / 4,112 |
| 2. | 3.8% | Herkimer Central School District / 9,983 |
| 3. | 2.6% | Shelter Island Union Free School District / 2,604 |
| 4. | 2.4% | Geneseo Central School District / 11,194 |
| 5. | 2.2% | Palmyra-Macedon Central School District / 12,493 |
| 6. | 2.2% | Fillmore Central School District / 5,372 |
| 7. | 2.0% | Canisteo-Greenwood Central School District / 5,684 |
| 8. | 1.9% | LaFayette Central School District / 4,520 |
| 9. | 1.8% | Parishville-Hopkinton Central School District / 2,470 |
| 10. | 1.7% | Edmeston Central School District / 3,044 |
| 11. | 1.6% | Pine Valley Central School District / 4,719 |
| 12. | 1.6% | Hinsdale Central School District / 2,590 |
| 12. | 1.6% | Candor Central School District / 5,177 |
| 14. | 1.5% | Auburn City School District / 33,725 |
| 15. | 1.5% | Westfield Central School District / 5,100 |
| 16. | 1.4% | Plattsburgh City School District / 19,676 |
| 17. | 1.4% | Delhi Central School District / 7,953 |
| 18. | 1.3% | Sidney Central School District / 7,430 |
| 19. | 1.2% | Jasper-Troupsburg Central School District / 3,505 |
| 19. | 1.2% | Port Jervis City School District / 17,673 |
| 21. | 1.2% | Berlin Central School District / 6,366 |
| 22. | 1.2% | Maine-Endwell Central School District / 15,291 |
| 23. | 1.2% | Schodack Central School District / 6,886 |
| 24. | 1.2% | Roscoe Central School District / 1,889 |
| 24. | 1.2% | Waverly Central School District / 10,313 |
| 26. | 1.1% | Sherburne-Earlville Central School District / 9,066 |
| 27. | 1.1% | Cazenovia Central School District / 10,781 |
| 28. | 1.0% | Williamson Central School District / 6,796 |
| 29. | 1.0% | Richfield Springs Central School District / 3,908 |
| 30. | 0.9% | Prattsburgh Central School District / 2,794 |
| 31. | 0.9% | Red Creek Central School District / 6,736 |
| 32. | 0.9% | Wellsville Central School District / 9,219 |
| 33. | 0.8% | Onondaga Central School District / 6,345 |
| 34. | 0.8% | Downsville Central School District / 2,578 |
| 35. | 0.8% | Holley Central School District / 7,498 |
| 36. | 0.8% | Waterville Central School District / 5,937 |
| 37. | 0.8% | Cincinnatus Central School District / 3,453 |
| 37. | 0.8% | Indian River Central School District / 12,979 |
| 39. | 0.8% | Honeoye Central School District / 6,218 |
| 39. | 0.8% | Mexico Central School District / 12,375 |
| 41. | 0.8% | Corning City School District / 33,694 |
| 41. | 0.8% | Spencerport Central School District / 23,878 |
| 43. | 0.8% | Freeport Union Free School District / 39,935 |
| 43. | 0.8% | Northeastern Clinton Central School District / 9,030 |
| 45. | 0.7% | Irvington Union Free School District / 9,375 |
| 45. | 0.7% | Cuba-Rushford Central School District / 6,295 |
| 47. | 0.7% | Spencer-Van Etten Central School District / 5,846 |
| 47. | 0.7% | Schoharie Central School District / 7,336 |
| 49. | 0.7% | Scio Central School District / 2,328 |
| 49. | 0.7% | Beaver River Central School District / 5,321 |
| 51. | 0.7% | Gloversville City School District / 19,621 |
| 52. | 0.7% | Jefferson Central School District / 1,912 |
| 52. | 0.7% | Wilson Central School District / 8,749 |
| 54. | 0.6% | Poland Central School District / 4,235 |
| 55. | 0.6% | Caledonia-Mumford Central School District / 5,590 |
| 55. | 0.6% | Carle Place Union Free School District / 9,803 |
| 57. | 0.6% | Dundee Central School District / 6,436 |
| 58. | 0.6% | Keshequa Central School District / 5,251 |
| 58. | 0.6% | Marion Central School District / 5,915 |
| 60. | 0.6% | East Rochester Union Free School District / 8,881 |
| 61. | 0.6% | Cattaraugus-Little Valley Central School District / 6,790 |
| 61. | 0.6% | Kendall Central School District / 5,712 |
| 63. | 0.6% | Clinton Central School District / 12,223 |
| 63. | 0.6% | Seneca Falls Central School District / 9,811 |
| 65. | 0.6% | Susquehanna Valley Central School District / 11,059 |
| 66. | 0.5% | Victor Central School District / 21,203 |
| 67. | 0.5% | Walton Central School District / 6,590 |
| 67. | 0.5% | Lancaster Central School District / 39,888 |
| 69. | 0.5% | Hornell City School District / 10,654 |
| 70. | 0.5% | Greece Central School District / 81,656 |
| 70. | 0.5% | Taconic Hills Central School District / 11,883 |
| 70. | 0.5% | Oneonta City School District / 20,414 |
| 73. | 0.5% | Dryden Central School District / 12,128 |
| 74. | 0.5% | Penn Yan Central School District / 15,462 |
| 74. | 0.5% | Sandy Creek Central School District / 5,698 |
| 76. | 0.5% | Carthage Central School District / 15,491 |
| 76. | 0.5% | Evans-Brant Central School District / 17,569 |
| 76. | 0.5% | William Floyd Union Free School District / 49,109 |
| 76. | 0.5% | Webster Central School District / 54,065 |
| 80. | 0.5% | Bolivar-Richburg Central School District / 4,685 |
| 80. | 0.5% | Union-Endicott Central School District / 31,562 |
| 80. | 0.5% | Falconer Central School District / 7,679 |
| 80. | 0.5% | Owego-Apalachin Central School District / 15,168 |
| 80. | 0.5% | Marcellus Central School District / 10,574 |
| 85. | 0.5% | Chenango Valley Central School District / 12,819 |
| 86. | 0.5% | Fredonia Central School District / 14,762 |
| 87. | 0.4% | Newfane Central School District / 10,451 |
| 88. | 0.4% | West Genesee Central School District / 31,203 |
| 88. | 0.4% | Watkins Glen Central School District / 8,229 |
| 88. | 0.4% | General Brown Central School District / 8,710 |
| 91. | 0.4% | Starpoint Central School District / 16,857 |
| 91. | 0.4% | Fayetteville-Manlius Central School District / 24,810 |
| 91. | 0.4% | Rochester City School District / 211,994 |
| 91. | 0.4% | Johnson City Central School District / 20,235 |
| 95. | 0.4% | Lockport City School District / 36,742 |
| 95. | 0.4% | Westhill Central School District / 12,083 |
| 95. | 0.4% | Rush-Henrietta Central School District / 50,236 |
| 95. | 0.4% | Sherrill City School District / 12,216 |
| 95. | 0.4% | Rotterdam-Mohonasen Central School District / 20,603 |
| 100. | 0.4% | Voorheesville Central School District / 7,664 |
| 100. | 0.4% | Northern Adirondack Central School District / 6,702 |
| 100. | 0.4% | North Rose-Wolcott Central School District / 8,838 |
| 103. | 0.4% | Wayland-Cohocton Central School District / 9,627 |
| 103. | 0.4% | Portville Central School District / 4,869 |
| 105. | 0.4% | Peekskill City School District / 22,230 |
| 105. | 0.4% | Phoenix Central School District / 11,578 |
| 105. | 0.4% | South Seneca Central School District / 6,841 |
| 108. | 0.4% | Newark Central School District / 15,231 |
| 108. | 0.4% | Salamanca City School District / 7,890 |
| 110. | 0.3% | Mount Vernon City School District / 67,073 |
| 111. | 0.3% | Tonawanda City School District / 15,249 |
| 112. | 0.3% | Grand Island Central School District / 19,974 |
| 112. | 0.3% | Buffalo City School District / 266,012 |
| 112. | 0.3% | Yorkshire-Pioneer Central School District / 16,451 |
| 112. | 0.3% | Massena Central School District / 17,403 |
| 112. | 0.3% | Hudson Falls Central School District / 14,783 |
| 117. | 0.3% | Olean City School District / 15,947 |
| 118. | 0.3% | Canandaigua City School District / 25,241 |
| 118. | 0.3% | New York City Department Of Education / 8,078,471 |
| 120. | 0.3% | West Seneca Central School District / 54,106 |
| 121. | 0.3% | White Plains City School District / 55,881 |
| 121. | 0.3% | Albany City School District / 97,951 |
| 123. | 0.3% | Vestal Central School District / 32,051 |
| 123. | 0.3% | Cornwall Central School District / 17,002 |
| 123. | 0.3% | Amherst Central School District / 24,522 |
| 123. | 0.3% | Poughkeepsie City School District / 32,326 |
| 127. | 0.3% | Yonkers City School District / 194,880 |
| 127. | 0.3% | Cheektowaga Central School District / 21,382 |
| 129. | 0.2% | East Greenbush Central School District / 29,257 |
| 129. | 0.2% | Norwood-Norfolk Central School District / 6,963 |
| 129. | 0.2% | Katonah-Lewisboro Union Free School District / 18,121 |
| 129. | 0.2% | Ossining Union Free School District / 33,954 |
| 133. | 0.2% | Amsterdam City School District / 25,479 |
| 134. | 0.2% | North Colonie Central School District / 38,487 |
| 134. | 0.2% | Gates-Chili Central School District / 33,331 |
| 134. | 0.2% | West Irondequoit Central School District / 24,121 |
| 134. | 0.2% | Liverpool Central School District / 50,213 |
| 138. | 0.2% | East Syracuse-Minoa Central School District / 21,970 |
| 139. | 0.2% | Cato-Meridian Central School District / 6,868 |
| 139. | 0.2% | Kenmore-Tonawanda Union Free School District / 67,508 |
| 139. | 0.2% | Carmel Central School District / 30,454 |
| 139. | 0.2% | Malone Central School District / 20,439 |
| 139. | 0.2% | Baldwin Union Free School District / 33,404 |
| 139. | 0.2% | Batavia City School District / 18,614 |
| 145. | 0.2% | Haverstraw-Stony Point Central School District / 46,952 |
| 145. | 0.2% | Elmont Union Free School District / 51,532 |
| 145. | 0.2% | Port Byron Central School District / 5,331 |
| 148. | 0.2% | Binghamton City School District / 47,391 |
| 148. | 0.2% | Lakeland Central School District / 35,833 |
| 148. | 0.2% | Sullivan West Central School District / 11,021 |
| 148. | 0.2% | Brighton Central School District / 24,829 |
| 152. | 0.2% | Honeoye Falls-Lima Central School District / 13,554 |
| 153. | 0.2% | Ramapo Central School District / 28,538 |
| 153. | 0.2% | Orchard Park Central School District / 32,354 |
| 153. | 0.2% | Newark Valley Central School District / 7,615 |
| 153. | 0.2% | Central Square Central School District / 24,664 |
| 157. | 0.1% | Marcus Whitman Central School District / 10,318 |
| 157. | 0.1% | Elmira City School District / 49,202 |
| 159. | 0.1% | Longwood Central School District / 64,138 |
| 159. | 0.1% | Shenendehowa Central School District / 61,636 |
| 159. | 0.1% | Hudson City School District / 16,265 |
| 159. | 0.1% | Fairport Central School District / 40,059 |
| 159. | 0.1% | Pittsford Central School District / 33,790 |
| 159. | 0.1% | Kingston City School District / 51,715 |
| 159. | 0.1% | Albion Central School District / 15,611 |
| 166. | 0.1% | Copiague Union Free School District / 29,688 |
| 166. | 0.1% | Horseheads Central School District / 26,794 |
| 168. | 0.1% | Brentwood Union Free School District / 82,884 |
| 168. | 0.1% | Three Village Central School District / 47,403 |
| 170. | 0.1% | Schenectady City School District / 65,366 |
| 171. | 0.1% | Levittown Union Free School District / 47,306 |
| 171. | 0.1% | Northport-East Northport Union Free School District / 37,536 |
| 173. | 0.1% | Sewanhaka Central High School District / 118,343 |
| 174. | 0.1% | Galway Central School District / 6,569 |
| 175. | 0.0% | Name N/A / 251,494 |
Please note that we only rank locations with 'Percentage of House with a Mortgage where Monthly Holding Costs $300 or Less' data. The rank above might not be a complete list. Locations without 'Percentage of House with a Mortgage where Monthly Holding Costs $300 or Less' data are not listed.
*ACS stands for U.S. Census American Community Survey. According to the U.S. Census, if the date is a range, you can interpret the data as an average of the period of time.
