| Rank | Percentage of House with a Mortgage where Monthly Holding Costs $300 or Less ▼ | School District / Population |
| 1. | 2.6% | Sackets Harbor Central School District / 3,137 |
| 2. | 2.5% | Geneseo Central School District / 11,415 |
| 3. | 2.4% | Shelter Island Union Free School District / 2,624 |
| 4. | 2.2% | Canisteo-Greenwood Central School District / 5,970 |
| 5. | 2.2% | Perry Central School District / 5,951 |
| 6. | 2.1% | Fillmore Central School District / 5,087 |
| 7. | 1.8% | Palmyra-Macedon Central School District / 12,180 |
| 7. | 1.8% | Candor Central School District / 5,187 |
| 9. | 1.6% | Delhi Central School District / 7,826 |
| 10. | 1.5% | Susquehanna Valley Central School District / 10,806 |
| 11. | 1.4% | Williamson Central School District / 6,571 |
| 12. | 1.3% | Hinsdale Central School District / 2,592 |
| 13. | 1.3% | Westfield Central School District / 5,160 |
| 14. | 1.2% | East Rochester Union Free School District / 8,986 |
| 15. | 1.2% | Richfield Springs Central School District / 4,284 |
| 16. | 1.1% | Newfane Central School District / 10,273 |
| 17. | 1.1% | Beaver River Central School District / 5,432 |
| 18. | 1.1% | Jasper-Troupsburg Central School District / 3,331 |
| 18. | 1.1% | Sherburne-Earlville Central School District / 8,373 |
| 20. | 1.1% | Fredonia Central School District / 14,825 |
| 21. | 1.0% | Madison Central School District / 3,125 |
| 22. | 1.0% | Salamanca City School District / 7,856 |
| 23. | 0.9% | Parishville-Hopkinton Central School District / 2,667 |
| 24. | 0.9% | Berlin Central School District / 6,324 |
| 25. | 0.9% | Westhill Central School District / 12,178 |
| 26. | 0.9% | Schoharie Central School District / 7,080 |
| 26. | 0.9% | Frewsburg Central School District / 5,071 |
| 28. | 0.8% | Jefferson Central School District / 1,975 |
| 29. | 0.8% | Spencer-Van Etten Central School District / 6,156 |
| 29. | 0.8% | Wellsville Central School District / 9,253 |
| 31. | 0.8% | Corning City School District / 34,413 |
| 31. | 0.8% | Sidney Central School District / 7,666 |
| 33. | 0.8% | Mexico Central School District / 12,857 |
| 34. | 0.8% | Cincinnatus Central School District / 3,420 |
| 35. | 0.8% | Scio Central School District / 2,362 |
| 36. | 0.8% | Oneonta City School District / 20,286 |
| 36. | 0.8% | St. Regis Falls Central School District / 1,926 |
| 36. | 0.8% | Downsville Central School District / 2,655 |
| 36. | 0.8% | Northern Adirondack Central School District / 6,463 |
| 40. | 0.8% | Pine Valley Central School District / 4,654 |
| 41. | 0.7% | Prattsburgh Central School District / 3,061 |
| 42. | 0.7% | Auburn City School District / 33,512 |
| 43. | 0.7% | Honeoye Central School District / 6,025 |
| 44. | 0.7% | Irvington Union Free School District / 9,235 |
| 44. | 0.7% | Kendall Central School District / 5,744 |
| 46. | 0.7% | Mayfield Central School District / 6,228 |
| 47. | 0.7% | Canandaigua City School District / 25,878 |
| 48. | 0.7% | Gloversville City School District / 19,147 |
| 49. | 0.6% | Hornell City School District / 10,675 |
| 50. | 0.6% | Herkimer Central School District / 10,035 |
| 50. | 0.6% | Marion Central School District / 6,076 |
| 52. | 0.6% | Vestal Central School District / 31,779 |
| 53. | 0.6% | Hudson City School District / 15,952 |
| 53. | 0.6% | Jordan-Elbridge Central School District / 8,746 |
| 53. | 0.6% | Taconic Hills Central School District / 12,048 |
| 56. | 0.6% | Wilson Central School District / 8,681 |
| 57. | 0.6% | Southampton Union Free School District / 10,137 |
| 57. | 0.6% | Waverly Central School District / 9,947 |
| 57. | 0.6% | Tupper Lake Central School District / 6,277 |
| 60. | 0.6% | Dryden Central School District / 12,325 |
| 61. | 0.5% | Freeport Union Free School District / 40,255 |
| 62. | 0.5% | Batavia City School District / 18,213 |
| 62. | 0.5% | Albany City School District / 97,913 |
| 64. | 0.5% | Port Chester-Rye Union Free School District / 31,913 |
| 65. | 0.5% | Rochester City School District / 211,016 |
| 65. | 0.5% | Chatham Central School District / 8,923 |
| 67. | 0.5% | Starpoint Central School District / 17,486 |
| 68. | 0.5% | Red Creek Central School District / 6,135 |
| 69. | 0.4% | Baldwin Union Free School District / 33,235 |
| 70. | 0.4% | Windham-Ashland-Jewett Central School District / 3,054 |
| 70. | 0.4% | Sandy Creek Central School District / 5,537 |
| 72. | 0.4% | Poland Central School District / 4,307 |
| 72. | 0.4% | Brighton Central School District / 24,282 |
| 74. | 0.4% | Keshequa Central School District / 5,202 |
| 75. | 0.4% | Newark Central School District / 14,999 |
| 75. | 0.4% | Sherrill City School District / 11,692 |
| 75. | 0.4% | North Rose-Wolcott Central School District / 8,655 |
| 75. | 0.4% | Johnson City Central School District / 20,092 |
| 75. | 0.4% | Oakfield-Alabama Central School District / 5,696 |
| 80. | 0.4% | Longwood Central School District / 63,803 |
| 80. | 0.4% | Fulton City School District / 19,824 |
| 82. | 0.4% | East Aurora Union Free School District / 13,040 |
| 83. | 0.4% | Grand Island Central School District / 20,324 |
| 84. | 0.3% | Alden Central School District / 13,550 |
| 85. | 0.3% | Plattsburgh City School District / 19,654 |
| 85. | 0.3% | Ossining Union Free School District / 34,370 |
| 87. | 0.3% | New York City Department Of Education / 8,199,221 |
| 87. | 0.3% | Amherst Central School District / 24,066 |
| 89. | 0.3% | Yonkers City School District / 196,459 |
| 90. | 0.3% | Rush-Henrietta Central School District / 52,026 |
| 90. | 0.3% | Livonia Central School District / 10,608 |
| 90. | 0.3% | Seneca Falls Central School District / 9,794 |
| 90. | 0.3% | Cazenovia Central School District / 10,861 |
| 94. | 0.3% | Schenectady City School District / 65,921 |
| 95. | 0.3% | Binghamton City School District / 47,107 |
| 96. | 0.3% | Gates-Chili Central School District / 33,042 |
| 96. | 0.3% | Norwood-Norfolk Central School District / 6,629 |
| 96. | 0.3% | Port Byron Central School District / 5,825 |
| 96. | 0.3% | Depew Union Free School District / 15,573 |
| 100. | 0.2% | Mount Markham Central School District / 7,201 |
| 100. | 0.2% | Rotterdam-Mohonasen Central School District / 20,829 |
| 100. | 0.2% | Queensbury Union Free School District / 22,258 |
| 100. | 0.2% | Maine-Endwell Central School District / 15,080 |
| 100. | 0.2% | Liverpool Central School District / 49,885 |
| 105. | 0.2% | East Syracuse-Minoa Central School District / 22,190 |
| 105. | 0.2% | Fairport Central School District / 39,842 |
| 105. | 0.2% | Schodack Central School District / 6,461 |
| 105. | 0.2% | DeRuyter Central School District / 2,936 |
| 109. | 0.2% | Buffalo City School District / 261,955 |
| 109. | 0.2% | Ithaca City School District / 66,182 |
| 111. | 0.2% | Union-Endicott Central School District / 31,416 |
| 111. | 0.2% | Poughkeepsie City School District / 31,492 |
| 111. | 0.2% | Watertown City School District / 31,306 |
| 111. | 0.2% | Spencerport Central School District / 24,897 |
| 115. | 0.2% | Sullivan West Central School District / 10,814 |
| 115. | 0.2% | Lancaster Central School District / 40,344 |
| 115. | 0.2% | Elmira City School District / 48,834 |
| 115. | 0.2% | Canajoharie Central School District / 6,236 |
| 119. | 0.2% | Greece Central School District / 82,365 |
| 119. | 0.2% | Lakeland Central School District / 35,849 |
| 119. | 0.2% | Bedford Central School District / 28,660 |
| 119. | 0.2% | Johnstown City School District / 11,442 |
| 119. | 0.2% | General Brown Central School District / 8,915 |
| 119. | 0.2% | Cassadaga Valley Central School District / 7,685 |
| 119. | 0.2% | Haverstraw-Stony Point Central School District / 47,599 |
| 119. | 0.2% | White Plains City School District / 56,768 |
| 119. | 0.2% | Holley Central School District / 7,619 |
| 128. | 0.2% | Malone Central School District / 20,200 |
| 128. | 0.2% | Central Islip Union Free School District / 39,987 |
| 128. | 0.2% | Copiague Union Free School District / 30,578 |
| 128. | 0.2% | North Colonie Central School District / 39,090 |
| 132. | 0.2% | Horseheads Central School District / 26,894 |
| 132. | 0.2% | Lockport City School District / 36,070 |
| 134. | 0.1% | West Seneca Central School District / 53,381 |
| 134. | 0.1% | Pittsford Central School District / 34,229 |
| 134. | 0.1% | Jamestown City School District / 32,481 |
| 134. | 0.1% | Shenendehowa Central School District / 63,279 |
| 134. | 0.1% | Marcus Whitman Central School District / 10,202 |
| 134. | 0.1% | Three Village Central School District / 46,428 |
| 140. | 0.1% | Galway Central School District / 6,931 |
| 140. | 0.1% | South Colonie Central School District / 40,183 |
| 142. | 0.1% | Voorheesville Central School District / 7,311 |
| 142. | 0.1% | East Greenbush Central School District / 29,954 |
| 144. | 0.1% | Brentwood Union Free School District / 85,468 |
| 145. | 0.1% | Niagara Falls City School District / 50,172 |
| 146. | 0.1% | Troy City School District / 39,769 |
| 146. | 0.1% | West Irondequoit Central School District / 24,225 |
| 146. | 0.1% | Baldwinsville Central School District / 35,277 |
| 149. | 0.1% | Kenmore-Tonawanda Union Free School District / 67,289 |
| 149. | 0.1% | Williamsville Central School District / 73,043 |
| 151. | 0.0% | Middle Country Central School District / 65,253 |
Please note that we only rank locations with 'Percentage of House with a Mortgage where Monthly Holding Costs $300 or Less' data. The rank above might not be a complete list. Locations without 'Percentage of House with a Mortgage where Monthly Holding Costs $300 or Less' data are not listed.
*ACS stands for U.S. Census American Community Survey. According to the U.S. Census, if the date is a range, you can interpret the data as an average of the period of time.
