| Rank | Percentage of House with a Mortgage where Monthly Holding Costs $300 or Less ▼ | School District / Population |
| 1. | 2.5% | Newfane Central School District / 10,267 |
| 2. | 2.2% | Perry Central School District / 6,004 |
| 3. | 2.1% | Sackets Harbor Central School District / 3,371 |
| 4. | 1.9% | Clymer Central School District / 3,068 |
| 5. | 1.9% | Geneseo Central School District / 11,316 |
| 6. | 1.8% | Susquehanna Valley Central School District / 10,636 |
| 7. | 1.7% | Norwich City School District / 13,285 |
| 8. | 1.5% | Oneonta City School District / 20,319 |
| 9. | 1.4% | Bainbridge-Guilford Central School District / 5,362 |
| 10. | 1.2% | White Plains City School District / 57,505 |
| 11. | 1.1% | Jasper-Troupsburg Central School District / 3,492 |
| 12. | 1.1% | Downsville Central School District / 2,124 |
| 13. | 1.0% | Mexico Central School District / 12,930 |
| 14. | 0.9% | Lowville Academy and Central School District / 8,445 |
| 15. | 0.9% | Salamanca City School District / 7,572 |
| 16. | 0.8% | St. Regis Falls Central School District / 1,869 |
| 16. | 0.8% | Depew Union Free School District / 15,780 |
| 18. | 0.8% | Waterford-Halfmoon Union Free School District / 5,700 |
| 19. | 0.8% | Westhill Central School District / 12,059 |
| 20. | 0.8% | Gilboa-Conesville Central School District / 2,640 |
| 20. | 0.8% | Madison Central School District / 3,339 |
| 22. | 0.8% | Mayfield Central School District / 6,403 |
| 23. | 0.8% | Batavia City School District / 18,421 |
| 23. | 0.8% | Marion Central School District / 5,546 |
| 25. | 0.7% | Chenango Valley Central School District / 12,440 |
| 26. | 0.7% | Rochester City School District / 210,461 |
| 27. | 0.7% | East Islip Union Free School District / 24,641 |
| 28. | 0.7% | Southampton Union Free School District / 9,915 |
| 28. | 0.7% | Williamson Central School District / 6,480 |
| 30. | 0.7% | Rush-Henrietta Central School District / 53,169 |
| 31. | 0.7% | Hornell City School District / 10,552 |
| 31. | 0.7% | Parishville-Hopkinton Central School District / 2,868 |
| 31. | 0.7% | Clifton-Fine Central School District / 2,371 |
| 34. | 0.6% | Solvay Union Free School District / 9,799 |
| 35. | 0.6% | Eastchester Union Free School District / 18,488 |
| 35. | 0.6% | Tupper Lake Central School District / 6,271 |
| 37. | 0.6% | Wayne Central School District / 14,914 |
| 38. | 0.6% | Hudson City School District / 15,644 |
| 38. | 0.6% | East Rochester Union Free School District / 8,992 |
| 40. | 0.6% | Chatham Central School District / 9,379 |
| 40. | 0.6% | Herkimer Central School District / 10,050 |
| 40. | 0.6% | Windham-Ashland-Jewett Central School District / 3,026 |
| 43. | 0.6% | Maine-Endwell Central School District / 16,096 |
| 44. | 0.6% | Cattaraugus-Little Valley Central School District / 6,467 |
| 45. | 0.5% | Port Chester-Rye Union Free School District / 32,326 |
| 46. | 0.5% | Auburn City School District / 33,295 |
| 47. | 0.5% | Amherst Central School District / 23,387 |
| 47. | 0.5% | Newark Central School District / 15,280 |
| 47. | 0.5% | Schenectady City School District / 66,055 |
| 50. | 0.5% | Sidney Central School District / 7,838 |
| 51. | 0.5% | Mattituck-Cutchogue Union Free School District / 9,702 |
| 52. | 0.5% | East Aurora Union Free School District / 13,010 |
| 52. | 0.5% | Jordan-Elbridge Central School District / 9,011 |
| 54. | 0.5% | Waverly Central School District / 9,610 |
| 55. | 0.5% | Watertown City School District / 31,679 |
| 55. | 0.5% | Brocton Central School District / 4,875 |
| 55. | 0.5% | Moravia Central School District / 7,366 |
| 55. | 0.5% | West Hempstead Union Free School District / 16,015 |
| 55. | 0.5% | Beaver River Central School District / 5,475 |
| 60. | 0.5% | Yonkers City School District / 198,654 |
| 60. | 0.5% | Highland Central School District / 11,732 |
| 62. | 0.4% | Spencerport Central School District / 24,015 |
| 63. | 0.4% | Fredonia Central School District / 14,664 |
| 64. | 0.4% | Warrensburg Central School District / 5,918 |
| 65. | 0.4% | Mount Markham Central School District / 7,011 |
| 65. | 0.4% | Cazenovia Central School District / 10,839 |
| 67. | 0.4% | Warwick Valley Central School District / 23,677 |
| 67. | 0.4% | Alden Central School District / 13,622 |
| 69. | 0.4% | South Lewis Central School District / 7,348 |
| 69. | 0.4% | Roslyn Union Free School District / 17,914 |
| 71. | 0.4% | Oakfield-Alabama Central School District / 5,575 |
| 71. | 0.4% | Plattsburgh City School District / 19,840 |
| 73. | 0.4% | Starpoint Central School District / 18,462 |
| 74. | 0.4% | Sandy Creek Central School District / 5,751 |
| 74. | 0.4% | Dryden Central School District / 12,972 |
| 74. | 0.4% | Livonia Central School District / 10,931 |
| 77. | 0.4% | Vestal Central School District / 31,893 |
| 78. | 0.3% | New York City Department Of Education / 8,354,889 |
| 78. | 0.3% | Jamestown City School District / 32,254 |
| 78. | 0.3% | Wheatland-Chili Central School District / 5,953 |
| 78. | 0.3% | Honeoye Central School District / 6,068 |
| 82. | 0.3% | Sauquoit Valley Central School District / 7,012 |
| 82. | 0.3% | Groton Central School District / 5,937 |
| 82. | 0.3% | Delhi Central School District / 7,892 |
| 85. | 0.3% | Norwood-Norfolk Central School District / 6,677 |
| 85. | 0.3% | Northern Adirondack Central School District / 6,506 |
| 85. | 0.3% | North Babylon Union Free School District / 30,066 |
| 85. | 0.3% | Canandaigua City School District / 26,377 |
| 89. | 0.3% | Brushton-Moira Central School District / 5,087 |
| 89. | 0.3% | Harrison Central School District / 27,822 |
| 89. | 0.3% | Oxford Academy and Central School District / 5,289 |
| 92. | 0.3% | West Babylon Union Free School District / 28,599 |
| 92. | 0.3% | Liverpool Central School District / 50,839 |
| 92. | 0.3% | Lakeland Central School District / 35,491 |
| 92. | 0.3% | Lake George Central School District / 6,648 |
| 92. | 0.3% | Cassadaga Valley Central School District / 7,283 |
| 97. | 0.3% | Victor Central School District / 23,137 |
| 97. | 0.3% | Hendrick Hudson Central School District / 15,558 |
| 97. | 0.3% | Queensbury Union Free School District / 22,342 |
| 97. | 0.3% | Kenmore-Tonawanda Union Free School District / 67,516 |
| 101. | 0.3% | Berlin Central School District / 6,656 |
| 101. | 0.3% | Cheektowaga-Maryvale Union Free School District / 18,928 |
| 101. | 0.3% | Freeport Union Free School District / 40,266 |
| 104. | 0.3% | Baldwinsville Central School District / 35,697 |
| 104. | 0.3% | Rome City School District / 38,627 |
| 106. | 0.3% | Baldwin Union Free School District / 33,433 |
| 106. | 0.3% | Carmel Central School District / 29,615 |
| 106. | 0.3% | Camden Central School District / 12,928 |
| 106. | 0.3% | DeRuyter Central School District / 2,769 |
| 110. | 0.2% | Gowanda Central School District / 11,199 |
| 110. | 0.2% | Buffalo City School District / 259,959 |
| 110. | 0.2% | Ossining Union Free School District / 34,383 |
| 110. | 0.2% | Rotterdam-Mohonasen Central School District / 20,553 |
| 114. | 0.2% | West Genesee Central School District / 31,592 |
| 114. | 0.2% | North Shore Central School District / 16,620 |
| 114. | 0.2% | Smithtown Central School District / 58,044 |
| 114. | 0.2% | Corning City School District / 34,681 |
| 114. | 0.2% | Pittsford Central School District / 34,549 |
| 114. | 0.2% | Whitesboro Central School District / 25,723 |
| 120. | 0.2% | South Colonie Central School District / 39,752 |
| 120. | 0.2% | North Syracuse Central School District / 60,246 |
| 120. | 0.2% | Wantagh Union Free School District / 17,991 |
| 120. | 0.2% | Harborfields Central School District / 19,050 |
| 124. | 0.2% | Poughkeepsie City School District / 30,716 |
| 124. | 0.2% | Bedford Central School District / 29,116 |
| 126. | 0.2% | Union-Endicott Central School District / 30,543 |
| 126. | 0.2% | West Seneca Central School District / 54,218 |
| 126. | 0.2% | Gates-Chili Central School District / 33,289 |
| 126. | 0.2% | Churchville-Chili Central School District / 27,523 |
| 126. | 0.2% | Hilton Central School District / 26,684 |
| 126. | 0.2% | Canajoharie Central School District / 6,327 |
| 132. | 0.2% | East Ramapo Central School District / 116,952 |
| 132. | 0.2% | Albany City School District / 98,287 |
| 132. | 0.2% | Patchogue-Medford Union Free School District / 51,872 |
| 132. | 0.2% | Schalmont Central School District / 13,919 |
| 132. | 0.2% | Port Jefferson Union Free School District / 7,888 |
| 132. | 0.2% | Springville-Griffith Institute Central School District / 12,991 |
| 138. | 0.2% | Fairport Central School District / 40,214 |
| 138. | 0.2% | Central Islip Union Free School District / 39,305 |
| 138. | 0.2% | Lancaster Central School District / 40,800 |
| 138. | 0.2% | Greece Central School District / 82,909 |
| 142. | 0.2% | Johnstown City School District / 11,150 |
| 143. | 0.2% | Oswego City School District / 33,128 |
| 144. | 0.2% | Plainview-Old Bethpage Central School District / 29,054 |
| 144. | 0.2% | Poland Central School District / 4,379 |
| 144. | 0.2% | Elmira City School District / 48,479 |
| 147. | 0.1% | Massapequa Union Free School District / 47,800 |
| 147. | 0.1% | Binghamton City School District / 46,771 |
| 147. | 0.1% | Troy City School District / 40,142 |
| 147. | 0.1% | Marcus Whitman Central School District / 10,031 |
| 151. | 0.1% | Webster Central School District / 55,906 |
| 151. | 0.1% | Mount Vernon City School District / 67,962 |
| 151. | 0.1% | Bay Shore Union Free School District / 35,375 |
| 154. | 0.1% | Randolph Central School District / 6,663 |
| 155. | 0.1% | Beacon City School District / 27,012 |
| 155. | 0.1% | Sachem Central School District / 83,350 |
| 155. | 0.1% | Holley Central School District / 7,774 |
| 155. | 0.1% | Somers Central School District / 19,724 |
| 159. | 0.1% | East Meadow Union Free School District / 51,552 |
| 160. | 0.1% | North Tonawanda City School District / 31,245 |
| 160. | 0.1% | Commack Union Free School District / 37,187 |
| 160. | 0.1% | Letchworth Central School District / 6,255 |
| 163. | 0.1% | Hicksville Union Free School District / 40,447 |
| 163. | 0.1% | Niagara Falls City School District / 49,679 |
| 165. | 0.1% | Syracuse City School District / 144,648 |
| 165. | 0.1% | Horseheads Central School District / 27,263 |
| 167. | 0.1% | Williamsville Central School District / 74,522 |
| 167. | 0.1% | Voorheesville Central School District / 7,160 |
| 167. | 0.1% | Three Village Central School District / 46,932 |
| 170. | 0.1% | Shenendehowa Central School District / 64,209 |
| 171. | 0.0% | Middle Country Central School District / 65,366 |
| 172. | 0.0% | Kingston City School District / 52,069 |
| 172. | 0.0% | Wappingers Central School District / 74,648 |
Please note that we only rank locations with 'Percentage of House with a Mortgage where Monthly Holding Costs $300 or Less' data. The rank above might not be a complete list. Locations without 'Percentage of House with a Mortgage where Monthly Holding Costs $300 or Less' data are not listed.
