| Rank | Percentage of House with a Mortgage where Monthly Holding Costs $300 or Less ▼ | School District / Population |
| 1. | 25.8% | Jefferson Central School District / 1,966 |
| 2. | 4.2% | Afton Central School District / 4,342 |
| 3. | 3.2% | Herkimer Central School District / 9,391 |
| 4. | 2.9% | Shelter Island Union Free School District / 2,705 |
| 5. | 2.7% | Windham-Ashland-Jewett Central School District / 3,051 |
| 6. | 2.4% | Plattsburgh City School District / 18,945 |
| 7. | 2.2% | Candor Central School District / 5,118 |
| 8. | 2.2% | Fillmore Central School District / 5,313 |
| 9. | 2.0% | LaFayette Central School District / 4,460 |
| 10. | 1.9% | Palmyra-Macedon Central School District / 12,042 |
| 11. | 1.8% | Canisteo-Greenwood Central School District / 5,938 |
| 11. | 1.8% | Highland Falls Central School District / 12,823 |
| 13. | 1.8% | Roscoe Central School District / 1,914 |
| 14. | 1.8% | Pine Valley Central School District / 4,732 |
| 15. | 1.7% | Jasper-Troupsburg Central School District / 3,087 |
| 16. | 1.7% | Westfield Central School District / 5,260 |
| 17. | 1.6% | Edmeston Central School District / 3,134 |
| 18. | 1.6% | Ticonderoga Central School District / 5,682 |
| 19. | 1.5% | Ellenville Central School District / 12,447 |
| 20. | 1.5% | Sidney Central School District / 7,243 |
| 21. | 1.5% | Hinsdale Central School District / 2,568 |
| 22. | 1.4% | Auburn City School District / 33,331 |
| 23. | 1.4% | Crown Point Central School District / 1,940 |
| 24. | 1.3% | North Collins Central School District / 4,077 |
| 25. | 1.3% | Fallsburg Central School District / 11,058 |
| 26. | 1.3% | Whitney Point Central School District / 9,036 |
| 27. | 1.3% | Elba Central School District / 2,759 |
| 28. | 1.2% | Prattsburgh Central School District / 2,658 |
| 29. | 1.2% | Schodack Central School District / 7,417 |
| 30. | 1.2% | Corning City School District / 32,332 |
| 30. | 1.2% | Richfield Springs Central School District / 4,059 |
| 32. | 1.2% | Honeoye Central School District / 6,586 |
| 33. | 1.1% | Sherburne-Earlville Central School District / 9,053 |
| 34. | 1.0% | Waverly Central School District / 10,420 |
| 35. | 1.0% | Hammond Central School District / 1,821 |
| 36. | 0.9% | Cazenovia Central School District / 10,497 |
| 37. | 0.9% | Delhi Central School District / 7,522 |
| 38. | 0.9% | Port Jervis City School District / 18,038 |
| 39. | 0.9% | Irvington Union Free School District / 9,937 |
| 40. | 0.9% | Maine-Endwell Central School District / 15,085 |
| 41. | 0.8% | Cattaraugus-Little Valley Central School District / 6,692 |
| 41. | 0.8% | Yorktown Central School District / 21,334 |
| 41. | 0.8% | Otego-Unadilla Central School District / 7,488 |
| 41. | 0.8% | Indian River Central School District / 13,935 |
| 45. | 0.8% | Victor Central School District / 19,701 |
| 46. | 0.8% | Poland Central School District / 3,938 |
| 47. | 0.8% | Lancaster Central School District / 40,605 |
| 48. | 0.8% | Williamson Central School District / 6,469 |
| 48. | 0.8% | Pearl River Union Free School District / 16,083 |
| 48. | 0.8% | Spencer-Van Etten Central School District / 5,621 |
| 51. | 0.7% | Wellsville Central School District / 9,095 |
| 52. | 0.7% | Hornell City School District / 10,501 |
| 53. | 0.7% | Lockport City School District / 35,975 |
| 54. | 0.7% | Marcellus Central School District / 10,399 |
| 55. | 0.7% | Cuba-Rushford Central School District / 6,379 |
| 56. | 0.7% | North Babylon Union Free School District / 31,805 |
| 56. | 0.7% | Dundee Central School District / 6,268 |
| 56. | 0.7% | Clymer Central School District / 3,188 |
| 56. | 0.7% | Alexander Central School District / 5,221 |
| 56. | 0.7% | North Rose-Wolcott Central School District / 8,745 |
| 61. | 0.7% | Pulaski Central School District / 5,905 |
| 62. | 0.7% | Spencerport Central School District / 24,546 |
| 62. | 0.7% | Wilson Central School District / 8,407 |
| 62. | 0.7% | Gloversville City School District / 18,538 |
| 65. | 0.6% | Beaver River Central School District / 5,396 |
| 65. | 0.6% | Batavia City School District / 18,353 |
| 67. | 0.6% | Berlin Central School District / 6,446 |
| 67. | 0.6% | Amherst Central School District / 23,262 |
| 67. | 0.6% | Northeastern Clinton Central School District / 9,022 |
| 70. | 0.6% | Rye City School District / 14,108 |
| 71. | 0.6% | Holley Central School District / 7,330 |
| 71. | 0.6% | Greece Central School District / 79,974 |
| 71. | 0.6% | Brockport Central School District / 26,587 |
| 74. | 0.6% | Sherrill City School District / 12,744 |
| 74. | 0.6% | Kendall Central School District / 5,171 |
| 74. | 0.6% | Caledonia-Mumford Central School District / 5,526 |
| 77. | 0.6% | Portville Central School District / 4,925 |
| 78. | 0.6% | West Seneca Central School District / 52,715 |
| 78. | 0.6% | Carle Place Union Free School District / 9,955 |
| 80. | 0.6% | Freeport Union Free School District / 41,341 |
| 80. | 0.6% | Carthage Central School District / 15,728 |
| 82. | 0.5% | Red Creek Central School District / 6,759 |
| 83. | 0.5% | Cincinnatus Central School District / 3,633 |
| 83. | 0.5% | Webster Central School District / 53,326 |
| 85. | 0.5% | Keshequa Central School District / 4,897 |
| 86. | 0.5% | Taconic Hills Central School District / 11,758 |
| 86. | 0.5% | Penn Yan Central School District / 15,200 |
| 86. | 0.5% | William Floyd Union Free School District / 51,117 |
| 86. | 0.5% | Broadalbin-Perth Central School District / 11,335 |
| 90. | 0.5% | Mount Vernon City School District / 68,482 |
| 90. | 0.5% | Walton Central School District / 6,467 |
| 90. | 0.5% | Scio Central School District / 2,264 |
| 93. | 0.5% | Clinton Central School District / 11,693 |
| 93. | 0.5% | General Brown Central School District / 8,624 |
| 93. | 0.5% | East Rochester Union Free School District / 8,604 |
| 93. | 0.5% | Seneca Falls Central School District / 9,635 |
| 97. | 0.5% | Chenango Valley Central School District / 12,749 |
| 97. | 0.5% | Watkins Glen Central School District / 8,532 |
| 99. | 0.5% | Waterville Central School District / 6,213 |
| 99. | 0.5% | Massena Central School District / 16,784 |
| 101. | 0.5% | Bolivar-Richburg Central School District / 4,789 |
| 101. | 0.5% | Evans-Brant Central School District / 17,965 |
| 103. | 0.5% | Union-Endicott Central School District / 30,177 |
| 104. | 0.4% | Marcus Whitman Central School District / 9,776 |
| 104. | 0.4% | Yorkshire-Pioneer Central School District / 16,229 |
| 104. | 0.4% | Harrison Central School District / 26,523 |
| 107. | 0.4% | Owego-Apalachin Central School District / 14,582 |
| 107. | 0.4% | Eastport-South Manor Central School District / 18,241 |
| 109. | 0.4% | Olean City School District / 15,672 |
| 109. | 0.4% | Attica Central School District / 13,214 |
| 109. | 0.4% | Northern Adirondack Central School District / 6,385 |
| 109. | 0.4% | East Greenbush Central School District / 28,689 |
| 113. | 0.4% | Wayland-Cohocton Central School District / 9,548 |
| 113. | 0.4% | Oneida City School District / 15,017 |
| 113. | 0.4% | Dryden Central School District / 12,492 |
| 116. | 0.4% | Germantown Central School District / 3,814 |
| 116. | 0.4% | Albany City School District / 93,878 |
| 116. | 0.4% | Brighton Central School District / 23,543 |
| 119. | 0.4% | Carmel Central School District / 31,367 |
| 119. | 0.4% | Johnson City Central School District / 19,583 |
| 119. | 0.4% | Peekskill City School District / 23,569 |
| 119. | 0.4% | Rochester City School District / 208,015 |
| 123. | 0.4% | Phoenix Central School District / 11,805 |
| 123. | 0.4% | Buffalo City School District / 273,335 |
| 123. | 0.4% | Campbell-Savona Central School District / 6,036 |
| 126. | 0.4% | Yonkers City School District / 199,055 |
| 126. | 0.4% | Fayetteville-Manlius Central School District / 24,681 |
| 128. | 0.3% | New York City Department Of Education / 8,302,659 |
| 128. | 0.3% | Salamanca City School District / 7,810 |
| 130. | 0.3% | Grand Island Central School District / 18,879 |
| 130. | 0.3% | Elwood Union Free School District / 12,788 |
| 132. | 0.3% | Tonawanda City School District / 14,949 |
| 132. | 0.3% | Schenectady City School District / 61,327 |
| 132. | 0.3% | Kinderhook Central School District / 13,705 |
| 135. | 0.3% | Elmira City School District / 48,552 |
| 135. | 0.3% | West Irondequoit Central School District / 23,596 |
| 135. | 0.3% | Gates-Chili Central School District / 33,425 |
| 138. | 0.3% | White Plains City School District / 57,181 |
| 138. | 0.3% | Rotterdam-Mohonasen Central School District / 21,114 |
| 140. | 0.3% | Randolph Central School District / 6,522 |
| 140. | 0.3% | Honeoye Falls-Lima Central School District / 13,517 |
| 140. | 0.3% | South Seneca Central School District / 6,859 |
| 140. | 0.3% | Canandaigua City School District / 24,537 |
| 140. | 0.3% | West Genesee Central School District / 30,355 |
| 145. | 0.3% | Deer Park Union Free School District / 26,767 |
| 145. | 0.3% | Niagara-Wheatfield Central School District / 26,971 |
| 145. | 0.3% | Sandy Creek Central School District / 5,793 |
| 145. | 0.3% | Cornwall Central School District / 16,379 |
| 145. | 0.3% | Geneseo Central School District / 11,116 |
| 145. | 0.3% | Haverstraw-Stony Point Central School District / 47,131 |
| 145. | 0.3% | Ramapo Central School District / 27,701 |
| 152. | 0.3% | Rush-Henrietta Central School District / 53,405 |
| 153. | 0.3% | Ossining Union Free School District / 33,137 |
| 153. | 0.3% | East Syracuse-Minoa Central School District / 21,786 |
| 153. | 0.3% | Syracuse City School District / 139,657 |
| 153. | 0.3% | Poughkeepsie City School District / 29,536 |
| 153. | 0.3% | Longwood Central School District / 63,690 |
| 158. | 0.2% | Fairport Central School District / 39,564 |
| 158. | 0.2% | Falconer Central School District / 7,278 |
| 158. | 0.2% | Kingston City School District / 50,922 |
| 158. | 0.2% | Middleburgh Central School District / 6,568 |
| 158. | 0.2% | Oxford Academy and Central School District / 5,639 |
| 163. | 0.2% | Burnt Hills-Ballston Lake Central School District / 18,107 |
| 163. | 0.2% | Harborfields Central School District / 18,837 |
| 163. | 0.2% | Name N/A / 37,559 |
| 163. | 0.2% | Cheektowaga-Maryvale Union Free School District / 17,940 |
| 167. | 0.2% | North Syracuse Central School District / 57,844 |
| 167. | 0.2% | Binghamton City School District / 44,803 |
| 167. | 0.2% | Newark Valley Central School District / 7,678 |
| 167. | 0.2% | Rome City School District / 39,874 |
| 167. | 0.2% | Central Square Central School District / 24,623 |
| 172. | 0.2% | Cato-Meridian Central School District / 6,739 |
| 172. | 0.2% | Sodus Central School District / 7,859 |
| 172. | 0.2% | Amsterdam City School District / 24,613 |
| 175. | 0.2% | Lakeland Central School District / 35,584 |
| 175. | 0.2% | East Irondequoit Central School District / 26,569 |
| 175. | 0.2% | Katonah-Lewisboro Union Free School District / 19,114 |
| 178. | 0.2% | Cheektowaga Central School District / 21,853 |
| 178. | 0.2% | Vestal Central School District / 31,209 |
| 178. | 0.2% | Baldwin Union Free School District / 33,643 |
| 178. | 0.2% | Tupper Lake Central School District / 6,186 |
| 178. | 0.2% | Port Byron Central School District / 5,261 |
| 183. | 0.2% | Orchard Park Central School District / 32,527 |
| 184. | 0.2% | AuSable Valley Central School District / 9,119 |
| 184. | 0.2% | Sullivan West Central School District / 11,153 |
| 184. | 0.2% | Malone Central School District / 20,442 |
| 184. | 0.2% | South Colonie Central School District / 40,774 |
| 188. | 0.2% | Copiague Union Free School District / 31,520 |
| 188. | 0.2% | Middletown City School District / 38,838 |
| 188. | 0.2% | Norwich City School District / 13,158 |
| 188. | 0.2% | Royalton-Hartland Central School District / 9,069 |
| 188. | 0.2% | Bethlehem Central School District / 26,790 |
| 193. | 0.1% | Clarkstown Central School District / 48,717 |
| 193. | 0.1% | Baldwinsville Central School District / 33,827 |
| 195. | 0.1% | Pittsford Central School District / 32,631 |
| 195. | 0.1% | Levittown Union Free School District / 47,224 |
| 197. | 0.1% | Elmont Union Free School District / 51,603 |
| 197. | 0.1% | Albion Central School District / 15,780 |
| 197. | 0.1% | Guilderland Central School District / 35,101 |
| 197. | 0.1% | New Rochelle City School District / 73,723 |
| 201. | 0.1% | Three Village Central School District / 47,462 |
| 202. | 0.1% | Farmingdale Union Free School District / 42,078 |
| 203. | 0.1% | East Ramapo Central School District / 100,363 |
| 204. | 0.1% | Brentwood Union Free School District / 80,867 |
| 204. | 0.1% | Kenmore-Tonawanda Union Free School District / 65,828 |
| 206. | 0.1% | Liverpool Central School District / 50,633 |
| 206. | 0.1% | Northport-East Northport Union Free School District / 38,451 |
| 206. | 0.1% | Williamsville Central School District / 69,040 |
| 209. | 0.1% | Galway Central School District / 6,822 |
| 210. | 0.1% | Sewanhaka Central High School District / 118,792 |
| 210. | 0.1% | Wappingers Central School District / 70,918 |
| 212. | 0.0% | Name N/A / 250,241 |
Please note that we only rank locations with 'Percentage of House with a Mortgage where Monthly Holding Costs $300 or Less' data. The rank above might not be a complete list. Locations without 'Percentage of House with a Mortgage where Monthly Holding Costs $300 or Less' data are not listed.
*ACS stands for U.S. Census American Community Survey. According to the U.S. Census, if the date is a range, you can interpret the data as an average of the period of time.
